Orrstown: 3 Key Takeaways for Long-Term Investors
The bank's organic loan growth is now replacing merger-related income, a shift that tests whether it can sustain profitable growth on its own.
ORRF - Orrstown Financial Services, Inc.
Price:
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CONSENSUS:
Hold
DETAILS
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PRICE TARGET:
$41.00
DETAILS
HIGH:
$41.00
LOW:
$41.00
MEDIAN:
$41.00
CONSENSUS:
$41.00
DOWNSIDE:
7.43%
Stock News
Orrstown Financial Services, Inc. (ORRF) Q3 2026 Earnings Call Transcript
Orrstown Financial Services, Inc. ( ORRF ) Q3 2026 Earnings Call October 21, 2026 9:00 AM EDT Company Participants Adam Metz - President, CEO & Director Neelesh Kalani - Executive VP, CFO & Head of Investor Relations Zachary Khuri - Chief Revenue Officer Conference Call Participants Emily Graves Kenneth Kohut - Raymond James & Associates, Inc., Research Division Jacob Civiello - D.A. Davidson & Co., Research Division Daniel Cardenas - Brean Capital, LLC, Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good morning.
Orrstown Financial Services Q3 Earnings Call Highlights
Orrstown Financial Services NASDAQ: ORRF reported third-quarter 2026 net income of $22.8 million, or $1.17 per diluted share, as higher net interest income, loan growth and expense discipline supported improved profitability.
Compared to Estimates, Orrstown (ORRF) Q3 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Orrstown (ORRF) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Orrstown Financial Services (ORRF) Beats Q3 Earnings and Revenue Estimates
Orrstown Financial Services (ORRF) came out with quarterly earnings of $1.17 per share, beating the Zacks Consensus Estimate of $1.1 per share. This compares to earnings of $1.13 per share a year ago.
Orrstown Financial Services, Inc. Reports Third Quarter 2026 Results
Net income of $22.8 million, or $1.17 per diluted share, for the three months ended September 30, 2026 compared to net income of $21.2 million, or $1.09 per diluted share, for the three months ended June 30, 2026; Net interest margin, on a tax equivalent basis, increased by 25 basis points to 4.12% in the third quarter of 2026 compared to 3.87% in the second quarter of 2026; excluding the amortization of the fair value mark on the redeemed subordinated notes, net interest margin was 4.00% (1) in the second quarter of 2026; Return on average assets was 1.60% and return on average equity was 14.62% for the three months ended September 30, 2026, compared to 1.53% and 13.96%, respectively, for the three months ended June 30, 2026; Total loans increased by $95.3 million, or 9% annualized, from June 30, 2026 to September 30, 2026; classified loans decreased by 8% during the third quarter of 2026; nonaccrual loans to total loans decreased to 0.54% at September 30, 2026 from 0.58% at June 30, 2026; Total deposits decreased by $38.1 million, or 3% annualized, from June 30, 2026 to September 30, 2026; Efficiency ratio was 56.0% for the three months ended September 30, 2026 compared to 60.1% for the three months ended June 30, 2026; Federal income tax credits purchased resulted in a $0.4 million income tax benefit for the third quarter of 2026 compared to an income tax benefit of $1.6 million from tax credit purchases during the second quarter of 2026; The Board of Directors declared a cash dividend of $0.30 per common share, payable November 10, 2026, to shareholders of record as of November 3, 2026. HARRISBURG, Pa.
Orrstown Financial Services, Inc. Announces Date of Third Quarter 2026 Earnings Release, Conference Call and Webcast
HARRISBURG, Pa., Oct. 07, 2026 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company of Orrstown Bank, announced today that it will report third quarter 2026 earnings at the close of business on Tuesday, October 20, 2026. Management will host a conference call and webcast to review the Company's quarterly results on Wednesday, October 21, 2026, at 9:00 am ET. The conference call and webcast details are below:
Orrstown Financial Services (NASDAQ:ORRF) Shares Break Above 200 Day Moving Average – Should You Sell?
Orrstown Financial Services Inc (NASDAQ: ORRF - Get Free Report)'s stock price crossed above its two hundred day moving average during trading on Tuesday. The stock has a two hundred day moving average of $39.65 and traded as high as $41.75. Orrstown Financial Services shares last traded at $41.33, with a volume of 61,206 shares. Analyst
Orrstown Bank Launches Redesigned Website to Enhance Client Experience and Strengthen Community Connections
HARRISBURG, Pa., Sept. 28, 2026 (GLOBE NEWSWIRE) -- Orrstown Bank is proud to announce the launch of its newly redesigned website, Orrstown.com , a significant investment in client experience designed to make it easier for clients to access information, explore financial solutions, and connect with the bank's products, services, and people.
What Makes Orrstown (ORRF) a New Buy Stock
Orrstown (ORRF) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Orrstown Financial Services (ORRF) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Orrstown (ORRF) have what it takes?
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Orrstown (ORRF) have what it takes?
BlackRock Inc. Purchases Shares of 1,680,316 Orrstown Financial Services Inc $ORRF
BlackRock Inc. acquired a new stake in Orrstown Financial Services Inc (NASDAQ: ORRF) during the second quarter, according to its most recent filing with the Securities and Exchange Commission. The firm acquired 1,680,316 shares of the bank's stock, valued at approximately $68,607,000. BlackRock Inc. owned about 8.55% of Orrstown Financial Services as of
Bank of America Corp DE Purchases 27,301 Shares of Orrstown Financial Services Inc $ORRF
Bank of America Corp DE boosted its holdings in shares of Orrstown Financial Services Inc (NASDAQ: ORRF) by 24.2% during the first quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund owned 139,990 shares of the bank's stock after buying an additional
Recent Debt Repayment Is One Of Several Reasons For Optimism For Orrstown Financial Services
Orrstown Financial Services offers steady returns, strong operational metrics, and prudent capital management, warranting a Buy rating. ORRF's Q2 2026 EPS of $1.09 beat expectations, with ROA at 1.53% and ROE at 13.96%, both above FDIC averages. The company's loan portfolio is heavily weighted to commercial real estate, posing concentration risk, but asset quality remains robust.
Orrstown Financial Services (ORRF) Is Up 2.95% in One Week: What You Should Know
Does Orrstown Financial Services (ORRF) have what it takes to be a top stock pick for momentum investors? Let's find out.
Orrstown Financial Services Inc (ORRF) Hits Fresh High: Is There Still Room to Run?
Orrstown (ORRF) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Orrstown Financial Services Q2 Earnings Call Highlights
Orrstown Financial Services (NASDAQ: ORRF) reported what executives described as another strong quarter, with second-quarter 2026 net income of $21.2 million, or $1.09 per diluted share, as improved funding costs and continued fee income strength supported results. President and Chief Executive Officer Adam Metz said the company delivered "strong net income, earnings per share, return on
Orrstown Financial Services, Inc. (ORRF) Q2 2026 Earnings Call Transcript
Orrstown Financial Services, Inc. (ORRF) Q2 2026 Earnings Call Transcript
Orrstown Financial Services Q2 Earnings Call Highlights
Orrstown Financial Services NASDAQ: ORRF reported what executives described as another strong quarter, with second-quarter 2026 net income of $21.2 million, or $1.09 per diluted share, as improved funding costs and continued fee income strength supported results.