OBK - Origin Bancorp, Inc.
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$51.50
DETAILS
HIGH:
$54.00
LOW:
$49.00
MEDIAN:
$51.50
CONSENSUS:
$51.50
UPSIDE:
8.83%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||
| Revenue | 598.6 | 616.8 | 576.7 | 377.8 | 290.5 | 287.0 | 269.4 | 225.5 | 176.9 | 177.1 |
| Cost of Revenue | 250.1 | 271.7 | 240.6 | 76.0 | 14.6 | 97.1 | 62.9 | 35.7 | 30.6 | 48.5 |
| Gross Profit | 348.5 | 345.1 | 336.1 | 301.8 | 275.8 | 189.9 | 206.5 | 189.8 | 146.3 | 128.6 |
| Operating Expenses | ||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 156.4 | 155.0 | 144.8 | 123.4 | 96.5 | 100.4 | 92.8 | 84.8 | 73.8 | 66.5 |
| Other Expenses | 93.3 | 92.9 | 85.4 | 70.9 | 46.9 | 45.1 | 47.1 | 42.6 | 52.0 | 46.4 |
| Operating Expenses | 249.7 | 247.9 | 230.2 | 194.3 | 143.4 | 145.5 | 139.9 | 127.4 | 125.8 | 112.8 |
| Operating Income | ||||||||||
| Operating Income | 98.8 | 97.3 | 105.9 | 107.4 | 132.4 | 44.4 | 66.5 | 62.4 | 20.5 | 15.8 |
| Interest Expense | 207.0 | 264.2 | 223.8 | 51.3 | 25.4 | 37.2 | 53.4 | 34.6 | 22.3 | 18.5 |
| Interest Income | 538.0 | 564.6 | 523.4 | 326.6 | 241.7 | 228.7 | 227.1 | 188.1 | 152.6 | 139.2 |
| Profitability | ||||||||||
| EBITDA | 113.4 | 114.1 | 123.6 | 119.7 | 139.3 | 51.2 | 73.3 | 68.3 | 26.3 | 23.6 |
| EBIT | 98.8 | 97.3 | 105.9 | 107.4 | 132.4 | 44.4 | 66.5 | 62.4 | 20.5 | 15.8 |
| Income Before Tax | 95.6 | 97.3 | 105.9 | 107.4 | 132.4 | 44.4 | 66.5 | 62.4 | 20.5 | 15.8 |
| Income Tax Expense | 20.4 | 20.8 | 22.1 | 19.7 | 23.9 | 8.0 | 12.7 | 10.8 | 5.8 | 2.9 |
| Net Income | 75.2 | 76.5 | 83.8 | 87.7 | 108.5 | 36.4 | 53.9 | 51.6 | 14.7 | 12.8 |
| Per Share Data | ||||||||||
| EPS (Basic) | 2.43 | 2.46 | 2.72 | 3.29 | 4.63 | 1.56 | 2.30 | 2.21 | 0.45 | 0.37 |
| EPS (Diluted) | 2.40 | 2.45 | 2.71 | 3.28 | 4.60 | 1.55 | 2.28 | 2.20 | 0.45 | 0.37 |
| Shares Outstanding | 30.7 | 31.1 | 30.8 | 26.6 | 23.4 | 23.4 | 23.5 | 22.0 | 22.0 | 22.0 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 73.1 | 470.2 | 280.4 | 359.0 | 705.6 | 377.2 | 291.5 | 116.7 | 187.2 | 259.9 |
| Short-Term Investments | 31.1 | 1,102.5 | 1,253.6 | 1,641.5 | 1,504.7 | 1,004.7 | 501.1 | 575.6 | 404.5 | 375.5 |
| Net Receivables | 0 | 0 | 0 | 209.2 | 141.8 | 141.0 | 110.9 | 83.8 | 83.9 | 67.8 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 104.2 | 1,572.8 | 1,534.1 | 2,209.7 | 2,352.1 | 1,522.9 | 903.5 | 776.1 | 675.6 | 703.2 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 124.2 | 126.6 | 119.0 | 100.2 | 80.7 | 81.8 | 80.5 | 75.0 | 77.4 | 86.7 |
| Goodwill | 128.7 | 128.7 | 128.7 | 128.7 | 34.4 | 26.7 | 26.7 | 26.7 | 22.2 | 22.2 |
| Intangible Assets | 33.4 | 37.5 | 61.1 | 70.7 | 33.2 | 17.4 | 25.5 | 31.2 | 26.3 | 32.0 |
| Long-Term Investments | 0 | 7,510.8 | 7,599.4 | 7,070.5 | 5,277.4 | 5,879.3 | 4,210.6 | 3,837.6 | 3,301.5 | 3,165.6 |
| Other Non-Current Assets | 0 | 302.4 | 280.4 | 106.4 | 83.5 | 100.1 | 77.8 | 74.9 | 41.9 | 48.2 |
| Total Non-Current Assets | 286.3 | 8,105.9 | 8,188.5 | 7,476.4 | 5,509.2 | 6,105.3 | 4,421.1 | 4,045.5 | 3,478.4 | 3,368.2 |
| Total Assets | 9,724.7 | 9,678.7 | 9,722.6 | 9,686.1 | 7,861.3 | 7,628.3 | 5,324.6 | 4,821.6 | 4,154.0 | 4,071.5 |
| Current Liabilities | ||||||||||
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 6.3 | 77.1 | 632.5 | 52.8 | 713.9 | 144.6 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 1,979.9 | 8,223.1 | 8,251.1 | 7,775.7 | 6,570.7 | 5,751.3 | 4,228.6 | 3,783.1 | 3,512.0 | 3,443.3 |
| Total Current Liabilities | 1,979.9 | 8,229.4 | 8,328.2 | 8,527.6 | 6,716.7 | 6,553.2 | 4,443.1 | 3,816.9 | 3,544.7 | 3,502.9 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 35.6 | 166.1 | 200.8 | 208.5 | 414.4 | 427.9 | 282.3 | 454.9 | 154.0 | 119.9 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 6,462.6 | 137.9 | 130.7 | 0 | 0 | 0 | 0 | 0 | 35.0 | 28.6 |
| Total Non-Current Liabilities | 6,498.2 | 304.1 | 331.4 | 208.5 | 414.4 | 427.9 | 282.3 | 454.9 | 189.0 | 148.5 |
| Total Liabilities | 8,478.0 | 8,533.5 | 8,659.7 | 8,736.1 | 7,131.1 | 6,981.1 | 4,725.4 | 4,271.8 | 3,733.6 | 3,651.4 |
| Stockholders' Equity | ||||||||||
| Common Stock | 154.8 | 156.0 | 154.9 | 153.7 | 118.7 | 117.5 | 117.4 | 118.6 | 97.6 | 97.4 |
| Retained Earnings | 612.5 | 557.9 | 500.4 | 435.4 | 363.6 | 266.6 | 239.9 | 191.6 | 145.1 | 137.4 |
| Accumulated Other Comprehensive Income | (54.1) | (106.0) | (121.0) | (159.9) | 5.7 | 25.6 | 6.3 | (2.5) | 1.3 | 3.5 |
| Total Stockholders' Equity | 1,246.7 | 1,145.2 | 1,062.9 | 949.9 | 730.2 | 647.1 | 599.3 | 549.8 | 420.4 | 420.1 |
| Total Liabilities & Equity | 9,724.7 | 9,678.7 | 9,722.6 | 9,686.1 | 7,861.3 | 7,628.3 | 5,324.6 | 4,821.6 | 4,154.0 | 4,071.5 |
| Debt Metrics | ||||||||||
| Total Debt | 35.6 | 172.4 | 277.9 | 841.0 | 467.2 | 1,141.8 | 426.9 | 454.9 | 154.0 | 119.9 |
| Net Debt | (37.5) | (297.8) | (2.6) | 482.0 | (238.4) | 764.6 | 135.3 | 338.2 | (33.2) | (139.9) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 75.2 | 76.5 | 83.8 | 87.7 | 108.5 | 36.4 | 53.9 | 51.6 | 14.7 | 12.8 |
| Depreciation & Amortization | 16.8 | 16.8 | 17.6 | 12.3 | 6.8 | 6.9 | 6.7 | 5.9 | 5.9 | 7.8 |
| Stock-Based Compensation | 8.3 | 7.2 | 5.3 | 3.4 | 2.3 | 2.3 | 2.2 | 1.5 | 1.1 | 1.5 |
| Change in Working Capital | (2.9) | 3.0 | (0.2) | (3.9) | 5.5 | (0.9) | (0.8) | (0.7) | (0.6) | (0.7) |
| Other Non-Cash Items | 66.0 | 6.5 | (4.3) | 27.8 | 42.0 | (31.9) | 2.1 | 14.0 | 35.7 | 31.6 |
| Operating Cash Flow | 158.9 | 108.5 | 129.9 | 145.6 | 171.5 | 0.9 | 61.6 | 77.8 | 62.0 | 54.6 |
| Investing Activities | ||||||||||
| Capital Expenditure | (7.9) | (22.0) | (26.8) | (8.5) | (5.0) | (7.2) | (11.2) | (5.5) | (3.0) | (7.9) |
| Acquisitions | 0 | 0 | 0 | 70.0 | (7.5) | 0.8 | 0.5 | (6.1) | 0.8 | 3.6 |
| Purchases of Investments | (853.3) | (260.6) | (14.2) | (588.6) | (718.5) | (733.2) | (106.1) | (497.4) | (448.4) | (469.8) |
| Sales/Maturities of Investments | 883.8 | 400.9 | 455.5 | 677.6 | 227.9 | 218.3 | 186.6 | 301.5 | 410.1 | 441.7 |
| Other Investing Activities | (136.3) | 113.7 | (544.5) | (606.4) | 515.9 | (1,594.4) | (361.1) | (557.4) | (157.1) | (122.2) |
| Investing Cash Flow | (113.7) | 231.9 | (130.0) | (456.0) | 12.9 | (2,115.7) | (291.2) | (764.9) | (197.7) | (154.7) |
| Financing Activities | ||||||||||
| Net Debt Issuance | (148.5) | (104.9) | (517.6) | 329.7 | (663.7) | 695.5 | (1.6) | 299.8 | (1.3) | (4.8) |
| Stock Repurchased | (15.8) | 0 | 0 | 0 | (1.3) | (0.7) | (10.1) | (48.3) | 0 | 0 |
| Dividends Paid | (18.9) | (18.7) | (18.6) | (15.9) | (11.5) | (8.9) | (5.9) | (5.9) | (7.0) | (5.8) |
| Other Financing Activities | 91.0 | (28.9) | 454.6 | (353.1) | 820.4 | 1,514.4 | 421.9 | 275.2 | 71.1 | 49.8 |
| Financing Cash Flow | (91.3) | (150.6) | (78.4) | (36.3) | 144.1 | 2,200.5 | 404.5 | 616.6 | 63.0 | 83.8 |
| Cash Position | ||||||||||
| Net Change in Cash | (46.0) | 189.8 | (78.5) | (346.6) | 328.4 | 85.7 | 174.8 | (70.5) | (72.7) | (16.3) |
| Cash at Beginning | 470.2 | 280.4 | 359.0 | 705.6 | 377.2 | 291.5 | 116.7 | 187.2 | 259.9 | 276.2 |
| Cash at End | 424.2 | 470.2 | 280.4 | 359.0 | 705.6 | 377.2 | 291.5 | 116.7 | 187.2 | 259.9 |
| Free Cash Flow | 151.1 | 86.4 | 103.1 | 137.2 | 166.5 | (6.3) | 50.4 | 72.3 | 59.0 | 46.7 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 598.6 | 616.8 | 576.7 | 377.8 | 290.5 | 287.0 | 269.4 | 225.5 | 176.9 | 177.1 |
| Gross Profit | 348.5 | 345.1 | 336.1 | 301.8 | 275.8 | 189.9 | 206.5 | 189.8 | 146.3 | 128.6 |
| Operating Income | 98.8 | 97.3 | 105.9 | 107.4 | 132.4 | 44.4 | 66.5 | 62.4 | 20.5 | 15.8 |
| Net Income | 75.2 | 76.5 | 83.8 | 87.7 | 108.5 | 36.4 | 53.9 | 51.6 | 14.7 | 12.8 |
| EPS (Diluted) | 2.40 | 2.45 | 2.71 | 3.28 | 4.60 | 1.55 | 2.28 | 2.20 | 0.45 | 0.37 |
| Balance Sheet | ||||||||||
| Cash & Equivalents | 73.1 | 470.2 | 280.4 | 359.0 | 705.6 | 377.2 | 291.5 | 116.7 | 187.2 | 259.9 |
| Total Assets | 9,724.7 | 9,678.7 | 9,722.6 | 9,686.1 | 7,861.3 | 7,628.3 | 5,324.6 | 4,821.6 | 4,154.0 | 4,071.5 |
| Total Debt | 35.6 | 172.4 | 277.9 | 841.0 | 467.2 | 1,141.8 | 426.9 | 454.9 | 154.0 | 119.9 |
| Stockholders' Equity | 1,246.7 | 1,145.2 | 1,062.9 | 949.9 | 730.2 | 647.1 | 599.3 | 549.8 | 420.4 | 420.1 |
| Cash Flow | ||||||||||
| Operating Cash Flow | 158.9 | 108.5 | 129.9 | 145.6 | 171.5 | 0.9 | 61.6 | 77.8 | 62.0 | 54.6 |
| Capital Expenditure | (7.9) | (22.0) | (26.8) | (8.5) | (5.0) | (7.2) | (11.2) | (5.5) | (3.0) | (7.9) |
| Free Cash Flow | 151.1 | 86.4 | 103.1 | 137.2 | 166.5 | (6.3) | 50.4 | 72.3 | 59.0 | 46.7 |