Northwest Bancshares, Inc. logo NWBI - Northwest Bancshares, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 4
HOLD 9
SELL 1
STRONG
SELL
0
| PRICE TARGET: $14.67 DETAILS
HIGH: $16.00
LOW: $13.00
MEDIAN: $15.00
CONSENSUS: $14.67
UPSIDE: 5.01%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Revenue
Revenue 877.0 754.1 700.0 557.8 534.1 563.1 514.2 465.3 466.5 428.6 385.2 373.2 379.6 396.6 418.2 432.5 420.4 445.6 439.1 414.6 353.8 332.1 309.6 293.1 284.5 251.0 212.6 183.7 160.2 139.2 125.4
Cost of Revenue 277.9 258.1 175.1 56.4 11.5 126.3 79.6 57.5 47.8 51.8 66.0 76.9 79.7 101.5 127.0 153.4 177.7 192.1 219.8 199.6 147.6 141.3 150.5 153.6 162.7 136.2 118.5 99.3 83.9 70.1 59.2
Gross Profit 599.1 496.0 524.9 501.4 522.7 436.7 434.7 407.8 418.7 376.7 319.1 296.3 299.9 295.1 291.2 279.1 242.7 253.4 219.3 215.0 206.2 190.8 159.1 139.5 121.8 114.7 94.1 84.4 76.3 69.1 66.2
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 262.7 234.9 214.4 202.2 207.1 206.6 184.9 177.7 181.8 170.7 145.8 141.1 138.5 138.3 136.5 156.7 153.1 132.4 88.0 81.4 74.5 68.6 58.6 48.2 45.2 40.1 36.8 29.6 27.6 23 23.3
Other Expenses 171.6 131.5 135.5 125.5 113.3 137.7 108.6 96.2 101.0 134.7 84.9 71.4 68.6 67.1 63.7 41.4 50.0 55.9 64.8 62.3 53.1 59.6 57.4 43.9 37.1 33.6 26.3 20.5 26.5 17.8 16.4
Operating Expenses 434.4 366.4 349.9 327.7 320.4 344.2 293.5 273.9 282.8 305.4 230.6 212.5 207.1 205.5 200.2 198.0 203.1 188.3 152.7 143.7 127.6 128.3 116.1 92.1 82.3 73.6 63.1 50.1 54.1 40.8 39.7
Operating Income
Operating Income 164.8 129.5 175.1 173.7 201.1 92.5 141.1 133.9 135.9 71.3 88.5 83.8 92.8 89.6 91.0 81.0 39.7 65.1 66.6 71.3 78.6 62.5 43.0 47.4 39.5 41.1 31.0 34.3 22.2 28.3 26.5
Interest Expense 224.3 233.6 152.2 28.1 27.2 42.3 56.9 37.1 28.1 38.3 56.3 56.6 61.2 75.2 92.8 112.9 135.8 169.3 211.0 191.1 138.0 134.5 142.0 147.3 157.3 132.1 114.9 95.2 81.4 68.6 58.1
Interest Income 748.3 667.3 585.1 448.1 418.1 433.1 416.3 375.3 358.6 344.3 316.8 303.6 312.7 337.7 359.2 370.6 364.5 388.7 396.0 368.6 321.8 300.2 282.5 274.5 269.4 239.7 206.6 175.8 153.5 135.1 118.3
Profitability
EBITDA 164.8 150.9 199.6 180.1 207.8 97.3 144.9 142.0 150.2 86.7 97.5 93.6 101.7 99.4 98.8 95.8 55.0 83.5 76.7 80.8 90.6 82.7 54.0 60.6 52.3 50.9 37.0 38.4 23 28.2 26.7
EBIT 164.8 129.5 175.1 173.7 201.1 92.5 141.1 133.9 135.9 71.3 88.5 83.8 92.8 89.9 91.0 81.0 39.7 65.1 66.6 71.3 78.6 62.5 43.0 47.4 39.5 41.1 31.0 34.3 22.2 28.3 26.5
Income Before Tax 164.8 129.5 175.1 173.7 201.1 92.5 141.1 133.9 135.9 71.3 88.5 83.8 92.8 89.6 91.0 81.0 39.7 65.1 66.6 71.3 78.6 62.5 43.0 47.4 39.5 41.1 31.0 34.3 22.2 28.3 26.5
Income Tax Expense 38.8 29.3 40.1 40.0 46.8 17.7 30.7 28.4 41.4 21.6 28.0 21.8 26.2 26.2 26.9 23.5 7 17.0 17.5 19.8 22.8 19.8 17.0 13.7 12.7 13.9 10.9 13.0 8.5 10.8 10.2
Net Income 126.0 100.3 135.0 133.7 154.3 74.9 110.4 105.5 94.5 49.7 60.5 62.0 66.6 63.4 64.2 57.5 32.7 48.2 49.1 51.5 55.8 42.6 26.1 35.9 26.8 27.2 20.0 21.3 13.7 17.5 16.3
Per Share Data
EPS (Basic) 0.93 0.79 1.06 1.05 1.22 0.62 1.05 1.03 0.94 0.50 0.64 0.68 0.74 0.68 0.64 0.53 0.30 0.44 0.44 0.46 0.49 0.39 0.24 0.34 0.25 0.26 0.19 0.20 0.13 0.17 0.10
EPS (Diluted) 0.92 0.79 1.06 1.05 1.21 0.62 1.04 1.02 0.92 0.49 0.64 0.67 0.73 0.68 0.64 0.53 0.30 0.44 0.44 0.46 0.48 0.39 0.24 0.33 0.25 0.25 0.19 0.20 0.13 0.17 0.10
Shares Outstanding 146.7 126.9 127.3 127.3 126.2 120.2 104.9 102.1 101.0 99.4 94.3 91.5 90.6 93.9 99.8 108.3 109.1 108.8 110.5 112.6 114.1 109.0 108.6 106.2 105.7 105.5 107.4 104.3 102.8 103.6 104.0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Current Assets
Cash & Cash Equivalents 233.6 288.4 122.3 139.4 1,279.3 736.3 60.8 68.8 77.7 389.9 1,107.2 72.6 135.9 231.7 320 217.8 96.0 90.8 84.3 59.4 71.5 44.3 70.1
Short-Term Investments 1,586.4 1,108.9 1,043.4 1,218.1 1,548.6 1,398.9 819.9 801.5 792.5 826.2 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 56.3 46.4 47.4 35.5 25.6 35.6 25.8 24.5 23.4 21.7 25.8 27.3 24.4 22.6 18.7 19.7 18.8 16.0 14.5 13.3 11 9.5 7.3
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 1,876.3 1,443.7 1,213.0 1,393.0 2,853.4 2,170.8 906.5 894.7 893.6 1,237.8 1,132.9 99.9 160.3 254.2 338.7 237.5 114.8 106.7 98.8 72.7 82.5 53.8 77.4
Non-Current Assets
Property, Plant & Equipment 140.4 124.2 138.8 145.9 156.5 161.5 147.4 143.4 151.9 161.2 124.3 115.8 96.0 82.4 63.2 55.4 50.5 41.0 35.5 26.2 26 17.8 14.5
Goodwill 444.3 381.0 381.0 381.0 381.0 382.3 346.1 307.4 307.4 307.4 171.4 171.4 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 39.7 2.8 5.3 8.6 12.8 19.9 23.1 19.8 25.7 32.4 4.7 7.4 24.4 22.6 18.7 19.7 18.8 16.0 14.5 13.3 11 9.5 0
Long-Term Investments 13,007.3 11,890.1 12,104.4 11,683.7 10,682.3 10,625.3 8,768.8 8,019.0 7,766.3 7,668.9 6,296.2 6,281.1 5,755.0 5,511.2 4,621.2 3,844.8 3,587.5 3,170.4 2,891.8 2,417.3 1,950.2 1,772.5 1,472.5
Other Non-Current Assets 1,258.6 566.4 576.6 501.2 415.4 446.4 302.0 223.4 219.0 215.9 295.9 254.7 165.1 336.9 123.0 96.9 35.1 36.9 14.4 24.3 21.1 24.2 27.5
Total Non-Current Assets 14,890.3 12,964.5 13,206.1 12,720.3 11,648.1 11,635.5 9,587.4 8,713.0 8,470.3 8,385.9 6,892.4 6,830.4 6,170.2 6,089.0 4,883.7 4,063.8 3,738.1 3,300.5 2,980 2,489.9 2,008.9 1,824.1 1,514.5
Total Assets 16,766.6 14,408.2 14,419.1 14,113.3 14,501.5 13,806.3 10,493.9 9,607.8 9,363.9 9,623.6 8,025.3 6,930.2 6,330.5 6,343.2 5,222.4 4,301.2 3,852.8 3,407.3 3,078.8 2,562.6 2,091.4 1,877.9 1,591.9
Current Liabilities
Account Payables 6.8 6.9 13.7 3.2 1.8 2.1 1.1 0.7 0.5 0.6 4.5 5.2 4.0 4.3 4.1 5.2 3.7 2.4 3.7 2.9 4.3 4.1 4.1
Short-Term Debt 0 200.3 398.9 681.2 139.1 137.7 92.7 234.4 108.2 142.9 0 0 26.6 70.9 465.8 21.1 21.8 89.5 2 43 11 0 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 13,936.2 12,144.6 11,979.9 11,464.5 12,301.2 11,599.2 8,592.0 7,894.2 7,827.0 7,882.3 5,624.4 5,038.2 5,187.9 5,191.6 4,263.6 3,593.1 3,264.9 2,886.5 2,463.7 2,022.5 1,640.8 1,450 1,283.9
Total Current Liabilities 13,943.0 12,351.8 12,392.5 12,148.9 12,442.1 11,738.9 8,685.9 8,129.3 7,935.7 8,025.9 5,628.9 5,043.4 5,218.5 5,266.8 4,733.4 3,619.4 3,290.5 2,978.3 2,469.4 2,068.4 1,656.1 1,454.1 1,288
Non-Current Liabilities
Long-Term Debt 446.3 244.4 243.8 243.2 252.6 274.2 275.4 111.2 111.2 111.2 1,000.4 1,176.2 485.8 551.2 99 358.3 276.2 150.5 348.9 246.7 212.5 211.8 103.4
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 486.9 215.2 231.6 229.7 223.2 254.4 179.3 109.6 109.3 315.9 79.4 96.9 43.9 (25.2) 33.0 11.3 10.4 30.6 26.8 27.7 24.3 21.3 21.8
Total Non-Current Liabilities 933.2 459.5 475.3 472.9 475.9 528.6 454.7 220.8 220.5 427.1 1,079.9 1,273.1 529.7 526.0 132.0 369.5 286.6 181.1 375.7 274.4 236.8 233.1 125.2
Total Liabilities 14,876.2 12,811.4 12,867.8 12,621.8 12,917.9 12,267.6 9,140.6 8,350.1 8,156.2 8,453.0 6,708.8 6,316.5 5,748.3 5,792.8 4,865.4 3,988.9 3,577.1 3,159.4 2,845.1 2,342.8 1,892.9 1,687.2 1,413.2
Stockholders' Equity
Common Stock 1.5 1.3 1.3 1.3 1.3 1.3 1.1 1.0 1.0 1.0 1.1 5.1 5.1 4.8 4.8 4.8 4.7 4.7 4.7 0 0 0 0
Retained Earnings 689.2 673.1 674.7 641.7 609.5 555.5 583.4 550.4 508.1 478.8 508.8 490.3 367.3 336.2 271.6 229.5 196.6 177.4 157.7 145.3 131.4 125.2 114.7
Accumulated Other Comprehensive Income (70.7) (110.9) (149.5) (171.2) (37.6) (33.5) (36.9) (39.7) (32.1) (28.0) (10.0) (30.6) (1.0) (2.0) 7.8 6.2 3.1 (5.2) 0.8 3.4 1 1.3 1.5
Total Stockholders' Equity 1,890.4 1,596.9 1,551.3 1,491.5 1,583.6 1,538.7 1,353.3 1,257.6 1,207.7 1,170.7 1,316.5 613.8 582.2 550.5 356.9 312.4 275.7 247.9 233.7 217.9 198.5 190.7 178.7
Total Liabilities & Equity 16,766.6 14,408.2 14,419.1 14,113.3 14,501.5 13,806.3 10,493.9 9,607.8 9,363.9 9,623.6 8,025.3 6,930.2 6,330.5 6,343.2 5,222.4 4,301.2 3,852.8 3,407.3 3,078.8 2,562.6 2,091.4 1,877.9 1,591.9
Debt Metrics
Total Debt 446.3 444.7 642.7 924.3 391.7 411.8 368.1 345.6 219.5 254.1 1,000.4 1,176.2 512.4 622.1 564.8 379.3 298.0 239.9 348.9 289.7 223.5 211.8 103.4
Net Debt 212.6 156.3 520.4 785.0 (887.5) (324.4) 307.3 276.8 141.7 (135.8) (106.7) 1,103.6 376.5 390.4 244.8 161.6 202.1 149.2 264.6 230.3 152 167.5 33.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Operating Activities
Net Income 126.0 100.3 135.0 133.7 154.3 74.9 110.4 105.5 94.5 49.7 57.7 55.8 42.6 26.1 35.9 26.8 27.2 20.0 21.3 13.7 17.5 16.3
Depreciation & Amortization 0.1 21.3 24.5 6.4 6.6 4.7 3.8 8.1 14.3 15.4 0 12.0 20.2 11.0 13.2 12.8 9.8 6 4.1 0.8 (0.1) 0.2
Stock-Based Compensation 6.1 6.1 4.6 4.1 4.7 4.2 6.8 7.0 4.9 10.9 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (18.6) 6.0 (96.0) (14.0) 26.2 30.9 (12.1) (7.6) 14.6 29.6 (6.5) 3.6 3.8 (1.0) (3.5) (3.1) (2.6) (3) (4.4) 2.1 (0.1) (0.5)
Other Non-Cash Items 46.2 (8.8) 29.8 50.7 1.3 33.8 15.7 28.6 12.2 27.4 (17.0) 8.7 8.4 21.7 0.7 2.1 12.6 (3.5) 4.7 3.6 4 2.4
Operating Cash Flow 153.4 127.7 92.9 175.4 205.5 140.4 127.5 138.9 151.8 135.7 34.1 80.2 75.0 57.8 46.3 38.6 47.1 19.5 25.7 20.2 21.3 18.4
Investing Activities
Capital Expenditure (11.6) (2.3) (8.6) (4.3) (17.5) (12.3) (10.9) (5.2) (3.7) (15.2) (5.0) (20.4) (22.8) (12.4) (13.2) (8.2) (8.3) (7.8) (4.3) (18.6) (3.9) (3.2)
Acquisitions 30.9 0 0 0 28.2 261.7 (28.8) 0 0 1,102.2 0.7 0 (21.9) 167.2 53.4 59.7 203.3 0 0 0 0 0
Purchases of Investments (495.7) (437.5) (23.5) (315.1) (1,364.0) (995.1) (200.2) (228.2) (241.9) (238.7) (31.3) (420.3) (945.4) (1,237.2) (339.6) (185.1) (125.5) (199.7) (168.7) (31) (100.3) (96.3)
Sales/Maturities of Investments 292.1 423.0 270.2 330.4 580.5 399.6 278.2 222.5 256.8 292.3 160.1 511.6 1,454.7 723.8 243.8 93.4 66.0 639.2 99.1 42.5 444.3 274.8
Other Investing Activities 57.1 191.8 (477.9) (928.5) 539.8 (214.5) (338.9) (271.0) (115.2) 10.0 (186.4) (347.3) (367.2) (86.5) (191.0) (262.0) (215.1) (672.4) (191.4) (141.8) (553.6) (346)
Investing Cash Flow (127.4) 175.0 (239.7) (917.4) (233.0) (560.6) (300.6) (281.9) (104.0) 1,150.6 (62.0) (276.3) 97.2 (445.1) (246.5) (302.2) (79.6) (240.7) (265.3) (148.9) (213.5) (170.7)
Financing Activities
Net Debt Issuance (147.9) (198.6) (282.3) 532.0 (20.7) (192.4) 11.9 126.2 (34.7) (856.6) 105.4 (37.9) (250.4) 151.3 (17.0) 35.5 (109.0) 57.6 66.3 6.6 105.2 21.9
Stock Repurchased 0 0 0 0 (23.9) (9.3) 0 0 0 (1.8) (17.2) 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (109.9) (101.9) (101.7) (101.5) (100.3) (93.1) (76.2) (69.9) (65.2) (60.2) (6.1) (20.2) (10.0) (3.9) (2.9) (7.6) (7.6) (7.6) (7.5) (7.5) (9) (0.9)
Other Financing Activities 176.1 161.4 513.0 (828.4) 715.3 1,390.4 229.4 77.9 (260.0) (145.3) (39.8) (2.5) (174.8) 562.4 341.5 240.5 155.6 194.7 168.3 156.8 70.2 48.3
Financing Cash Flow (80.8) (136.5) 129.7 (397.9) 570.5 1,095.6 165.2 134.1 (359.9) (1,063.9) 44.0 (59.7) (321.3) 710.5 322.0 268.8 39.1 246.1 227.5 155.9 166.4 130.8
Cash Position
Net Change in Cash (54.7) 166.1 (17.1) (1,139.9) 543.0 675.4 (7.9) (8.9) (312.2) 222.5 0 (255.8) (149.1) 323.1 121.8 5.2 6.5 24.9 (12.1) 27.2 (70.1) (91.6)
Cash at Beginning 288.4 122.3 139.4 1,279.3 736.3 60.8 68.8 77.7 389.9 167.4 0 391.7 540.8 217.8 96.0 90.8 84.3 59.4 71.5 44.3 70.1 91.6
Cash at End 233.6 288.4 122.3 139.4 1,279.3 736.3 60.8 68.8 77.7 389.9 0 135.9 391.7 540.8 217.8 96.0 90.8 84.3 59.4 71.5 44.3 70.1
Free Cash Flow 141.8 125.4 84.3 171.1 187.9 128.2 116.6 133.7 148.1 120.5 29.2 59.8 52.1 45.3 33.1 30.5 38.8 11.7 21.4 1.6 17.4 15.2
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Income Statement
Revenue 877.0 754.1 700.0 557.8 534.1 563.1 514.2 465.3 466.5 428.6 385.2 373.2 379.6 396.6 418.2 432.5 420.4 445.6 439.1 414.6 353.8 332.1 309.6 293.1 284.5 251.0 212.6 183.7 160.2 139.2 125.4
Gross Profit 599.1 496.0 524.9 501.4 522.7 436.7 434.7 407.8 418.7 376.7 319.1 296.3 299.9 295.1 291.2 279.1 242.7 253.4 219.3 215.0 206.2 190.8 159.1 139.5 121.8 114.7 94.1 84.4 76.3 69.1 66.2
Operating Income 164.8 129.5 175.1 173.7 201.1 92.5 141.1 133.9 135.9 71.3 88.5 83.8 92.8 89.6 91.0 81.0 39.7 65.1 66.6 71.3 78.6 62.5 43.0 47.4 39.5 41.1 31.0 34.3 22.2 28.3 26.5
Net Income 126.0 100.3 135.0 133.7 154.3 74.9 110.4 105.5 94.5 49.7 60.5 62.0 66.6 63.4 64.2 57.5 32.7 48.2 49.1 51.5 55.8 42.6 26.1 35.9 26.8 27.2 20.0 21.3 13.7 17.5 16.3
EPS (Diluted) 0.92 0.79 1.06 1.05 1.21 0.62 1.04 1.02 0.92 0.49 0.64 0.67 0.73 0.68 0.64 0.53 0.30 0.44 0.44 0.46 0.48 0.39 0.24 0.33 0.25 0.25 0.19 0.20 0.13 0.17 0.10
Balance Sheet
Cash & Equivalents 233.6 288.4 122.3 139.4 1,279.3 736.3 60.8 68.8 77.7 389.9 1,107.2 72.6 135.9 231.7 320 217.8 96.0 90.8 84.3 59.4 71.5 44.3 70.1
Total Assets 16,766.6 14,408.2 14,419.1 14,113.3 14,501.5 13,806.3 10,493.9 9,607.8 9,363.9 9,623.6 8,025.3 6,930.2 6,330.5 6,343.2 5,222.4 4,301.2 3,852.8 3,407.3 3,078.8 2,562.6 2,091.4 1,877.9 1,591.9
Total Debt 446.3 444.7 642.7 924.3 391.7 411.8 368.1 345.6 219.5 254.1 1,000.4 1,176.2 512.4 622.1 564.8 379.3 298.0 239.9 348.9 289.7 223.5 211.8 103.4
Stockholders' Equity 1,890.4 1,596.9 1,551.3 1,491.5 1,583.6 1,538.7 1,353.3 1,257.6 1,207.7 1,170.7 1,316.5 613.8 582.2 550.5 356.9 312.4 275.7 247.9 233.7 217.9 198.5 190.7 178.7
Cash Flow
Operating Cash Flow 153.4 127.7 92.9 175.4 205.5 140.4 127.5 138.9 151.8 135.7 34.1 80.2 75.0 57.8 46.3 38.6 47.1 19.5 25.7 20.2 21.3 18.4
Capital Expenditure (11.6) (2.3) (8.6) (4.3) (17.5) (12.3) (10.9) (5.2) (3.7) (15.2) (5.0) (20.4) (22.8) (12.4) (13.2) (8.2) (8.3) (7.8) (4.3) (18.6) (3.9) (3.2)
Free Cash Flow 141.8 125.4 84.3 171.1 187.9 128.2 116.6 133.7 148.1 120.5 29.2 59.8 52.1 45.3 33.1 30.5 38.8 11.7 21.4 1.6 17.4 15.2