NFBK - Northfield Bancorp, Inc.
Price:
--
--
|
CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$14.50
DETAILS
HIGH:
$14.50
LOW:
$14.50
MEDIAN:
$14.50
CONSENSUS:
$14.50
UPSIDE:
2.33%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||
| Revenue | 184.2 | 251.3 | 220.7 | 187.7 | 186.8 | 179.6 | 180.0 | 155.4 | 144.5 | 135.0 | 109.7 | 100.2 | 102.6 | 100.1 | 99.3 | 93.3 | 91.1 | 81.2 | 75.2 | 69.5 | 70.7 | 0 | 27.3 | 2.0 |
| Cost of Revenue | 119.1 | 128.0 | 84.9 | 24.8 | 10.8 | 51.1 | 53.4 | 38.7 | 25.4 | 22.3 | 20.0 | 16.0 | 18.9 | 26.2 | 38.0 | 34.5 | 38.0 | 33.3 | 30.3 | 28.6 | 25.9 | 0 | 21.9 | 1.9 |
| Gross Profit | 65.1 | 123.3 | 135.8 | 162.9 | 176.0 | 128.5 | 126.6 | 116.8 | 119.1 | 112.7 | 89.6 | 84.2 | 83.8 | 73.9 | 61.3 | 58.8 | 53.1 | 47.9 | 44.9 | 40.8 | 44.8 | 0 | 5.3 | 0.0 |
| Operating Expenses | ||||||||||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 5.0 | 53.4 | 51.0 | 45.5 | 47.4 | 44.4 | 43.6 | 38.6 | 41.2 | 43.2 | 31.3 | 27.5 | 28.6 | 25.7 | 23.3 | 22.4 | 23.2 | 15.5 | 12.7 | 13.5 | 11.1 | 0 | 0 | 0.5 |
| Other Expenses | 43.1 | 29.4 | 33.0 | 32.5 | 31.5 | 34.1 | 30.0 | 28.4 | 26.2 | 29.8 | 26.8 | 24.5 | 25.3 | 23.3 | 14.7 | 16.3 | 11.2 | 9.3 | 23.3 | 10.4 | 10.2 | 0 | (18.5) | (1.1) |
| Operating Expenses | 48.1 | 82.8 | 84.0 | 78.0 | 78.9 | 78.5 | 73.5 | 67.0 | 67.4 | 72.9 | 58.1 | 52.0 | 53.9 | 49.0 | 38.0 | 38.7 | 34.4 | 24.9 | 36.0 | 23.8 | 21.3 | 0 | (18.5) | (0.6) |
| Operating Income | ||||||||||||||||||||||||
| Operating Income | 17.1 | 40.5 | 51.8 | 84.9 | 97.1 | 50.0 | 53.0 | 49.7 | 51.7 | 39.8 | 31.5 | 32.1 | 29.9 | 24.9 | 23.3 | 20.2 | 18.7 | 23.0 | 9.0 | 17.0 | 23.5 | 0 | 23.8 | 0.6 |
| Interest Expense | 111.7 | 123.4 | 84.1 | 21.4 | 16.6 | 38.3 | 53.4 | 36.0 | 24.0 | 21.7 | 19.7 | 15.4 | 16.9 | 22.6 | 25.4 | 24.4 | 29.0 | 28.3 | 28.8 | 28.4 | 24.2 | 0 | 21.9 | 1.9 |
| Interest Income | 249.1 | 234.2 | 205.7 | 178.5 | 171.0 | 166.3 | 163.5 | 145.6 | 131.4 | 123.8 | 100.6 | 90.9 | 91.9 | 90.9 | 91.0 | 86.1 | 85.2 | 74.4 | 65.7 | 64.9 | 66.3 | 0 | 59.3 | 3.5 |
| Profitability | ||||||||||||||||||||||||
| EBITDA | 25.0 | 48.8 | 60.3 | 93.3 | 105.6 | 58.7 | 61.9 | 53.1 | 55.4 | 43.8 | 35.1 | 36.2 | 34.0 | 28.1 | 25.7 | 22.2 | 20.7 | 24.9 | 10.8 | 19.3 | 25.1 | 0 | 23.8 | 0.6 |
| EBIT | 17.1 | 40.5 | 51.8 | 84.9 | 97.1 | 50.0 | 53.0 | 49.7 | 51.7 | 39.8 | 31.5 | 32.1 | 29.9 | 24.9 | 23.3 | 20.2 | 18.7 | 23.0 | 9.0 | 17.0 | 23.5 | 0 | 23.8 | 0.6 |
| Income Before Tax | 17.1 | 40.5 | 51.8 | 84.9 | 97.1 | 50.0 | 53.0 | 49.7 | 51.7 | 39.8 | 31.5 | 32.1 | 29.9 | 24.9 | 23.3 | 20.2 | 18.7 | 23.0 | 9.0 | 17.0 | 23.5 | 0 | 23.8 | 0.6 |
| Income Tax Expense | 16.3 | 10.6 | 14.1 | 23.7 | 26.5 | 13.0 | 12.8 | 9.6 | 27.0 | 13.7 | 12.0 | 11.9 | 10.7 | 8.9 | 6.5 | 6.4 | 6.6 | 7.2 | (1.6) | 6.2 | 10.4 | 0 | 8.8 | 0.2 |
| Net Income | 0.8 | 29.9 | 37.7 | 61.1 | 70.7 | 37.0 | 40.2 | 40.1 | 24.8 | 26.1 | 19.5 | 20.3 | 19.1 | 16.0 | 16.8 | 13.8 | 12.1 | 15.8 | 10.5 | 10.8 | 13.2 | 16.4 | 15.0 | 0.4 |
| Per Share Data | ||||||||||||||||||||||||
| EPS (Basic) | 0.02 | 0.72 | 0.86 | 1.32 | 1.46 | 0.76 | 0.86 | 0.87 | 0.55 | 0.59 | 0.46 | 0.41 | 0.35 | 0.30 | 0.42 | 0.33 | 0.28 | 0.37 | -0.03 | 0.05 | 0.06 | 0.07 | 0.06 | 0.89 |
| EPS (Diluted) | 0.02 | 0.72 | 0.86 | 1.32 | 1.45 | 0.76 | 0.85 | 0.85 | 0.53 | 0.57 | 0.45 | 0.41 | 0.34 | 0.29 | 0.42 | 0.33 | 0.28 | 0.37 | -0.03 | 0.04 | 0.05 | 0.07 | 0.06 | 0.86 |
| Shares Outstanding | 40.1 | 41.6 | 43.6 | 46.2 | 48.4 | 48.7 | 46.8 | 46.3 | 45.3 | 44.4 | 42.3 | 49.0 | 54.6 | 54.3 | 40.1 | 41.4 | 43.1 | 43.1 | 44.8 | 237.4 | 237.4 | 237.4 | 237.4 | 427.7 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2009 | 2008 | 2003 | 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||||||
| Cash & Cash Equivalents | 164.0 | 167.7 | 229.5 | 45.8 | 91.1 | 87.5 | 147.8 | 77.8 | 57.8 | 96.1 | 42.5 | 103.8 | 65.9 | 1.7 |
| Short-Term Investments | 741.3 | 1,100.8 | 795.5 | 952.2 | 1,208.2 | 1,264.8 | 1,138.4 | 808.0 | 513.8 | 498.9 | 0 | 0 | 0 | 7.9 |
| Net Receivables | 20.1 | 19.1 | 18.5 | 17.4 | 14.6 | 14.7 | 14.6 | 13.0 | 10.7 | 9.7 | 8.1 | 8.3 | 0 | 0.3 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 925.4 | 1,287.6 | 1,043.5 | 1,015.4 | 1,313.9 | 1,367.0 | 1,300.8 | 898.8 | 582.3 | 604.7 | 50.6 | 112.1 | 65.9 | 9.9 |
| Non-Current Assets | ||||||||||||||
| Property, Plant & Equipment | 45.7 | 49.8 | 55.0 | 59.1 | 59.9 | 64.9 | 65.2 | 25.6 | 25.7 | 26.9 | 12.7 | 8.9 | 0 | 0.1 |
| Goodwill | 0 | 41.0 | 41.0 | 41.0 | 41.0 | 41.3 | 38.4 | 38.4 | 38.4 | 38.4 | 16.2 | 16.2 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 3,825.3 | 4,015.5 | 4,186.6 | 4,222.3 | 3,778.3 | 3,813.0 | 3,420.5 | 3,228.5 | 3,125.9 | 2,953.6 | 1,852.4 | 1,553.3 | 1,307.8 | 42.9 |
| Other Non-Current Assets | 957.6 | 272.5 | 272.3 | 263.5 | 210.9 | 228.2 | 230.5 | 217.2 | 219.0 | 226.4 | 70.4 | 67.3 | 93.1 | 0.8 |
| Total Non-Current Assets | 4,828.6 | 4,378.7 | 4,554.9 | 4,585.9 | 4,116.7 | 4,147.5 | 3,754.5 | 3,509.7 | 3,409.1 | 3,245.4 | 1,951.7 | 1,645.7 | 1,400.9 | 43.7 |
| Total Assets | 5,754.0 | 5,666.4 | 5,598.4 | 5,601.3 | 5,430.5 | 5,514.5 | 5,055.3 | 4,408.4 | 3,991.4 | 3,850.1 | 2,002.3 | 1,757.8 | 1,466.8 | 53.6 |
| Current Liabilities | ||||||||||||||
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 25 | 25 | 50 | 75 | 75 | 0 | 2 | 8 | 200 | 170 | 0 | 8.9 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 4,015.8 | 4,138.5 | 3,859.6 | 4,150.2 | 4,169.3 | 4,076.6 | 3,408.2 | 3,286.5 | 2,837.0 | 2,713.6 | 1,316.9 | 1,024.4 | 1,021.7 | 36.6 |
| Total Current Liabilities | 4,015.8 | 4,138.5 | 3,903.4 | 4,214.3 | 4,254.1 | 4,181.4 | 3,513.3 | 3,315.1 | 2,868.2 | 2,751.4 | 1,530.6 | 1,207.6 | 1,021.7 | 45.5 |
| Non-Current Liabilities | ||||||||||||||
| Long-Term Debt | 961.9 | 727.8 | 801.0 | 619.9 | 371.8 | 516.8 | 782.0 | 408.8 | 469.2 | 464.7 | 79.4 | 162.1 | 22.5 | 0 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 56.6 | 63.2 | 159.3 | 26.0 | 24.9 | 19.7 | 20.0 | 18.0 | 14.8 | 12.3 | 0.8 | 1.5 | 284.7 | 1.0 |
| Total Non-Current Liabilities | 1,048.1 | 823.2 | 995.5 | 685.6 | 436.5 | 579.2 | 846.1 | 426.9 | 484.3 | 477.5 | 80.2 | 163.6 | 307.2 | 1.0 |
| Total Liabilities | 5,064.0 | 4,961.7 | 4,899.0 | 4,899.9 | 4,690.7 | 4,760.6 | 4,359.4 | 3,742.0 | 3,352.5 | 3,228.9 | 1,610.7 | 1,371.2 | 1,328.9 | 46.5 |
| Stockholders' Equity | ||||||||||||||
| Common Stock | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.5 | 0.4 | 0 | 0.0 |
| Retained Earnings | 420.4 | 440.8 | 433.2 | 418.4 | 381.4 | 338.1 | 322.6 | 302.5 | 281.1 | 268.2 | 212.2 | 203.1 | 0 | 3.5 |
| Accumulated Other Comprehensive Income | (4.2) | (20.3) | (32.4) | (48.3) | 2.1 | 13.2 | 4.7 | (9.1) | (5.5) | (4.3) | 12.1 | (0.0) | 0 | 0 |
| Total Stockholders' Equity | 690.1 | 704.7 | 699.4 | 701.4 | 739.9 | 754.0 | 695.9 | 666.4 | 638.9 | 621.2 | 391.5 | 386.6 | 137.9 | 7.1 |
| Total Liabilities & Equity | 5,754.0 | 5,666.4 | 5,598.4 | 5,601.3 | 5,430.5 | 5,514.5 | 5,055.3 | 4,408.4 | 3,991.4 | 3,850.1 | 2,002.3 | 1,757.8 | 1,466.8 | 53.6 |
| Debt Metrics | ||||||||||||||
| Total Debt | 991.5 | 760.1 | 861.2 | 684.6 | 461.6 | 634.5 | 901.1 | 408.9 | 471.5 | 473.2 | 279.4 | 334.4 | 22.5 | 8.9 |
| Net Debt | 827.6 | 592.3 | 631.7 | 638.8 | 370.5 | 547.0 | 753.3 | 331.1 | 413.7 | 377.1 | 236.9 | 230.6 | (43.4) | 7.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2005 | 2004 | 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||
| Net Income | 0.8 | 29.9 | 37.7 | 61.1 | 70.7 | 37.0 | 40.2 | 40.1 | 24.8 | 26.1 | 13.2 | 16.4 | 0.4 |
| Depreciation & Amortization | 0 | 8.3 | 8.5 | 8.4 | 8.5 | 8.4 | 8.9 | 3.3 | 3.6 | 4.0 | 1.6 | 1.7 | 0 |
| Stock-Based Compensation | 0 | 4.2 | 4.4 | 4.1 | 3.6 | 3.2 | 5.6 | 7.8 | 8.7 | 9.6 | 0 | 0 | 0 |
| Change in Working Capital | (4.3) | (9.4) | (6.4) | (3.0) | (6.3) | (1.6) | 1.9 | (0.2) | 9.9 | 0.6 | 2.4 | 0.7 | 0.3 |
| Other Non-Cash Items | 57.2 | (2.0) | 2.8 | 12.6 | (11.8) | 8.2 | (5.4) | 1.8 | (3.4) | (2.6) | 1.4 | (1.2) | 0.9 |
| Operating Cash Flow | 53.7 | 31.1 | 47.0 | 83.3 | 64.8 | 55.2 | 51.2 | 52.8 | 43.6 | 37.7 | 18.9 | 17.6 | 1.6 |
| Investing Activities | |||||||||||||
| Capital Expenditure | (1.1) | (1.2) | (3.6) | (2.6) | (1.6) | (3.1) | (3.6) | (2.9) | (2.1) | (0.9) | (0.7) | (0.7) | (0.0) |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 72.9 | 0 | 0 | 0 | 55.5 | 0 | 0.0 | 0 |
| Purchases of Investments | 0 | (1,188.9) | (73.7) | (180.3) | (752.1) | 0 | (638.0) | (451.2) | (137.6) | (105.9) | (109.7) | (367.0) | (7.6) |
| Sales/Maturities of Investments | 0 | 895.8 | 247.5 | 347.2 | 785.3 | 0 | 323.3 | 151.0 | 120.6 | 207.4 | 261.5 | 341.8 | 1.6 |
| Other Investing Activities | (128.4) | 175.8 | 23.7 | (444.6) | 53.4 | (201.7) | (204.5) | (103.3) | (171.4) | (253.7) | (66.5) | (38.1) | (7.3) |
| Investing Cash Flow | (128.4) | (118.5) | 193.9 | (280.2) | 85.0 | (131.9) | (522.7) | (406.4) | (190.5) | (97.6) | 84.5 | (64.0) | (13.4) |
| Financing Activities | |||||||||||||
| Net Debt Issuance | 233.8 | (192.9) | 275.4 | 60.9 | (170.0) | (265.2) | (0.0) | (0.3) | (0.2) | (0.2) | (23.5) | 77.8 | 8.9 |
| Stock Repurchased | (15.4) | (18.7) | (37.2) | (30.9) | (53.3) | (10.4) | (15.8) | (0.0) | 0 | (2.2) | 0 | 0 | 0 |
| Dividends Paid | (21.2) | (21.8) | (22.8) | (24.1) | (24.3) | (21.5) | (20.2) | (18.7) | (15.6) | (14.1) | 0 | 0 | (0.1) |
| Other Financing Activities | (126.4) | 259.0 | (272.6) | 145.7 | 101.4 | 313.5 | 577.7 | 392.4 | 124.5 | 120.6 | (135.9) | 17.5 | 0.2 |
| Financing Cash Flow | 70.9 | 25.6 | (57.1) | 151.6 | (146.2) | 16.4 | 541.6 | 373.5 | 108.7 | 104.1 | (159.4) | 95.4 | 9.0 |
| Cash Position | |||||||||||||
| Net Change in Cash | (3.8) | (61.8) | 183.7 | (45.3) | 3.5 | (60.3) | 70.1 | 19.9 | (38.2) | 44.2 | (55.9) | 0 | (2.8) |
| Cash at Beginning | 167.7 | 229.5 | 45.8 | 91.1 | 87.5 | 147.8 | 77.8 | 57.8 | 96.1 | 51.9 | 94.3 | 0 | 4.1 |
| Cash at End | 164.0 | 167.7 | 229.5 | 45.8 | 91.1 | 87.5 | 147.8 | 77.8 | 57.8 | 96.1 | 38.4 | 0 | 1.3 |
| Free Cash Flow | 52.5 | 30.0 | 43.4 | 80.8 | 63.1 | 52.2 | 47.5 | 49.9 | 41.6 | 36.8 | 18.2 | 16.8 | 1.6 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||||||||
| Revenue | 184.2 | 251.3 | 220.7 | 187.7 | 186.8 | 179.6 | 180.0 | 155.4 | 144.5 | 135.0 | 109.7 | 100.2 | 102.6 | 100.1 | 99.3 | 93.3 | 91.1 | 81.2 | 75.2 | 69.5 | 70.7 | 0 | 27.3 | 2.0 |
| Gross Profit | 65.1 | 123.3 | 135.8 | 162.9 | 176.0 | 128.5 | 126.6 | 116.8 | 119.1 | 112.7 | 89.6 | 84.2 | 83.8 | 73.9 | 61.3 | 58.8 | 53.1 | 47.9 | 44.9 | 40.8 | 44.8 | 0 | 5.3 | 0.0 |
| Operating Income | 17.1 | 40.5 | 51.8 | 84.9 | 97.1 | 50.0 | 53.0 | 49.7 | 51.7 | 39.8 | 31.5 | 32.1 | 29.9 | 24.9 | 23.3 | 20.2 | 18.7 | 23.0 | 9.0 | 17.0 | 23.5 | 0 | 23.8 | 0.6 |
| Net Income | 0.8 | 29.9 | 37.7 | 61.1 | 70.7 | 37.0 | 40.2 | 40.1 | 24.8 | 26.1 | 19.5 | 20.3 | 19.1 | 16.0 | 16.8 | 13.8 | 12.1 | 15.8 | 10.5 | 10.8 | 13.2 | 16.4 | 15.0 | 0.4 |
| EPS (Diluted) | 0.02 | 0.72 | 0.86 | 1.32 | 1.45 | 0.76 | 0.85 | 0.85 | 0.53 | 0.57 | 0.45 | 0.41 | 0.34 | 0.29 | 0.42 | 0.33 | 0.28 | 0.37 | -0.03 | 0.04 | 0.05 | 0.07 | 0.06 | 0.86 |
| Balance Sheet | ||||||||||||||||||||||||
| Cash & Equivalents | 164.0 | 167.7 | 229.5 | 45.8 | 91.1 | 87.5 | 147.8 | 77.8 | 57.8 | 96.1 | 42.5 | 103.8 | 65.9 | 1.7 | ||||||||||
| Total Assets | 5,754.0 | 5,666.4 | 5,598.4 | 5,601.3 | 5,430.5 | 5,514.5 | 5,055.3 | 4,408.4 | 3,991.4 | 3,850.1 | 2,002.3 | 1,757.8 | 1,466.8 | 53.6 | ||||||||||
| Total Debt | 991.5 | 760.1 | 861.2 | 684.6 | 461.6 | 634.5 | 901.1 | 408.9 | 471.5 | 473.2 | 279.4 | 334.4 | 22.5 | 8.9 | ||||||||||
| Stockholders' Equity | 690.1 | 704.7 | 699.4 | 701.4 | 739.9 | 754.0 | 695.9 | 666.4 | 638.9 | 621.2 | 391.5 | 386.6 | 137.9 | 7.1 | ||||||||||
| Cash Flow | ||||||||||||||||||||||||
| Operating Cash Flow | 53.7 | 31.1 | 47.0 | 83.3 | 64.8 | 55.2 | 51.2 | 52.8 | 43.6 | 37.7 | 18.9 | 17.6 | 1.6 | |||||||||||
| Capital Expenditure | (1.1) | (1.2) | (3.6) | (2.6) | (1.6) | (3.1) | (3.6) | (2.9) | (2.1) | (0.9) | (0.7) | (0.7) | (0.0) | |||||||||||
| Free Cash Flow | 52.5 | 30.0 | 43.4 | 80.8 | 63.1 | 52.2 | 47.5 | 49.9 | 41.6 | 36.8 | 18.2 | 16.8 | 1.6 | |||||||||||