Northeast Community Bancorp, Inc. logo NECB - Northeast Community Bancorp, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 0
HOLD 1
SELL 0
STRONG
SELL
0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001
Revenue
Revenue 157.4 159.8 133.7 73.6 50.8 51.6 57.7 50.5 40.0 30.8 24.1 21.8 20.5 22.6 24.0 28.3 25.9 23.7 37.4 16.0 14.2 13.3 0 16.5 17.9
Cost of Revenue 53.3 58.0 36.3 8.6 8.7 10.8 15.8 10.6 6.6 5.5 4.5 3.2 2.6 9.4 6.3 11.9 17.4 9.0 6.3 4.5 3.1 2.5 0 4.5 7.5
Gross Profit 104.1 101.9 97.4 65.0 42.0 40.8 41.9 39.9 33.5 25.2 19.6 18.6 17.9 13.2 17.7 16.4 8.5 14.8 31.1 11.5 11.1 10.8 0 12.0 10.5
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 28.5 23.3 20.9 17.2 17.9 16.6 15.4 14.4 12.0 10.8 9.5 11.2 10.7 12.2 9.7 8.5 8.5 7.0 5.3 4.7 4.2 4.3 0 0 0
Other Expenses 13.3 12.8 11.8 13.3 8.6 8.5 9.6 8.7 6.9 6.3 6.6 5.0 5.7 5.9 4.5 5.1 5.4 4.5 4.6 4.1 3.3 3.8 0 6.0 6.3
Operating Expenses 41.8 36.1 32.7 30.6 26.5 25.1 25.0 23.1 18.9 17.1 16.1 16.1 16.4 18.0 14.2 13.6 13.9 11.5 9.8 8.9 7.5 8.1 0 6.0 6.3
Operating Income
Operating Income 62.3 65.8 64.7 34.4 15.6 15.6 17.1 16.8 14.5 8.1 3.5 2.5 1.5 (4.8) 3.5 2.8 (5.4) 3.3 21.3 2.6 3.6 2.7 0 6.0 4.2
Interest Expense 53.4 57.2 35.3 8.1 5.1 10.0 15.0 9.5 6.5 5.4 4.1 3.4 3.2 3.8 5.2 8.4 10.1 8.6 5.9 4.5 3.1 2.5 0 4.2 7.3
Interest Income 154.1 160.0 132.5 72.0 48.4 49.0 54.7 47.8 37.3 28.6 22.3 19.9 18.6 20.0 22.2 24.6 24.4 21.9 17.6 15.3 13.7 12.9 0 16.5 17.9
Profitability
EBITDA 63.4 67.0 66.0 35.7 16.7 16.7 17.8 17.6 15.3 8.9 4.3 3.2 2.4 (4.1) 4.3 3.6 (4.7) 3.9 21.9 2.7 4.2 3.4 0 6.0 4.2
EBIT 62.3 65.8 64.7 34.4 15.6 15.6 16.9 16.8 14.5 8.1 3.5 2.5 1.5 (4.8) 3.6 2.8 (5.4) 3.3 21.3 2.6 3.6 2.7 0 6.0 4.2
Income Before Tax 62.3 65.8 64.7 34.4 15.6 15.6 16.9 16.8 14.5 8.1 3.5 2.5 1.5 (4.8) 3.6 2.8 (5.4) 3.3 21.3 2.6 3.6 2.7 0 6.0 4.2
Income Tax Expense 17.8 18.7 18.5 9.6 3.7 3.3 4.0 3.8 6.5 3.1 1.2 0.8 0.4 (2.3) 1.2 0.9 (2.8) 1.2 9.2 1.0 1.6 1.2 0 2.7 2.1
Net Income 44.4 47.1 46.3 24.8 11.9 12.3 13.0 13.0 8.1 5.0 2.3 1.7 1.1 (2.5) 2.4 1.9 (2.6) 2.1 12.1 1.6 2.0 1.6 2.4 3.3 2.0
Per Share Data
EPS (Basic) 3.35 3.58 3.32 1.61 0.75 0.76 1.08 1.09 0.67 0.42 0.20 0.14 0.09 -0.20 0.19 0.15 -0.20 0.16 0.95 0.06 0.16 0.12 0.19 0.27 0.16
EPS (Diluted) 3.25 3.52 3.32 1.58 0.75 0.76 1.08 1.09 0.67 0.42 0.20 0.14 0.09 -0.20 0.19 0.15 -0.20 0.16 0.95 0.06 0.16 0.12 0.19 0.27 0.16
Shares Outstanding 13.3 13.1 13.9 15.4 15.9 16.2 12.0 12 12.0 12.0 12.0 12.1 12.3 12.3 12.5 12.7 12.8 12.8 12.7 12.7 12.7 12.7 12.3 12.3 12.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2002 2001
Current Assets
Cash & Cash Equivalents 81.3 78.4 68.8 95.4 152.4 69.3 127.8 51.4 0 43.8 97.4 37.0 48.6 0 41.9
Short-Term Investments 0 0 0 0.0 0.0 0.0 0.0 8.8 0 4.0 0 0 0 0 0
Net Receivables 12.2 13.5 12.3 8.6 4.3 3.8 4.0 4.1 0 2.5 1.9 1.8 0.9 0 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 49.4 0 0 0 0 0 0
Total Current Assets 93.4 91.8 81.1 104.0 156.7 73.1 131.7 64.3 49.4 50.3 99.4 38.8 49.4 0 41.9
Non-Current Assets
Property, Plant & Equipment 30.4 29.2 30.4 28.7 26.8 22.1 20.1 15.4 13.1 14.1 8.2 4.4 5.5 0 0
Goodwill 0 0 0 0.2 0.7 0.7 0.7 0.7 0.7 0.7 1.3 1.3 0 0 0
Intangible Assets 0 0 0 0 0 0 0 0.0 0.1 0.2 0.6 0.6 0 0 0
Long-Term Investments 1,900.5 1,844.4 1,615.8 1,256.7 1,005.9 837.4 767.1 753.9 35.5 630.2 398.3 365.9 179.6 9.5 18.3
Other Non-Current Assets 39.2 44.2 36.9 35.4 35.0 34.9 35.5 35.9 713.5 39.0 19.5 13.2 2.8 (9.5) 0
Total Non-Current Assets 1,970.1 1,917.7 1,683.1 1,321.0 1,068.4 895.1 823.4 813.9 766.1 682.2 427.9 385.4 187.9 0 18.3
Total Assets 2,063.5 2,009.6 1,764.1 1,425.0 1,225.1 968.2 955.2 871.7 815.5 734.8 527.3 424.2 237.3 234.3 251.5
Current Liabilities
Account Payables 17.3 0 0 0 0 0 0 0 0 0 0 0 0.7 0 0
Short-Term Debt 0 0 0 0 0 0 0 0 40.4 0 0.3 0.5 0 0 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 1,616.9 1,670.4 1,400.0 1,122.0 927.2 771.7 779.2 687.1 425.5 545.3 379.5 261.4 193.6 0 0
Total Current Liabilities 1,634.2 1,670.4 1,400.0 1,122.0 927.2 771.7 779.2 687.1 465.9 545.3 379.8 261.9 195.1 0 0
Non-Current Liabilities
Long-Term Debt 70 0 64 21 28 28 21 42.5 22.5 70.2 38.5 46.6 0 0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0.7 0 0 0 0 0 0
Other Non-Current Liabilities 2.4 16.1 15.6 17.1 15.4 11.1 11.3 0 209.6 0 1.5 5.2 1.1 0 0
Total Non-Current Liabilities 77.6 20.9 84.8 41.0 46.5 42.7 33.9 53.6 232.8 79.7 40.0 51.8 1.1 0 0
Total Liabilities 1,711.8 1,691.2 1,484.8 1,163.0 973.7 814.4 813.1 740.7 698.6 625.3 419.8 313.7 196.2 197.1 217.7
Stockholders' Equity
Common Stock 0.1 0.1 0.1 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0 0 0
Retained Earnings 245.0 214.0 175.5 132.7 114.3 105.3 93.8 81.8 69.3 61.8 54.1 57.4 41.1 0 0
Accumulated Other Comprehensive Income 0.2 0.2 0.3 0.2 (0.1) (0.2) (0.1) (0.3) (0.2) (0.2) (0.2) (0.2) 0.0 0 0
Total Stockholders' Equity 351.7 318.3 279.3 262.0 251.4 153.8 142.1 129.6 116.9 109.5 107.4 110.5 41.1 37.2 33.8
Total Liabilities & Equity 2,063.5 2,009.6 1,764.1 1,425.0 1,225.1 968.2 955.2 870.3 815.5 734.7 527.3 424.2 237.3 234.3 251.5
Debt Metrics
Total Debt 75.2 4.7 69.2 23.9 31.1 31.6 22.6 42.5 62.9 70.2 38.5 47.1 0 0 0
Net Debt (6.0) (73.6) 0.4 (71.5) (121.3) (37.7) (105.2) (9.0) 62.9 26.4 (58.6) 10.1 (48.6) 0 (41.9)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004
Operating Activities
Net Income 44.4 47.1 46.3 24.8 11.9 12.3 13.0 13.0 8.1 5.0 2.0 1.6
Depreciation & Amortization 1.2 1.2 1.2 1.2 1.1 1.1 0.9 0.8 0.8 0.8 0.7 0.7
Stock-Based Compensation 1.9 3.8 3.0 1.3 0.9 0.3 0.3 0.3 0.2 0.2 0 0
Change in Working Capital 4.0 (3.6) (7.4) (1.4) 4.0 2.0 1.0 (1.1) 0.3 (0.0) (0.2) (0.4)
Other Non-Cash Items 0.7 0.7 0.1 2.8 3.5 0.1 (1.4) (0.8) (2.0) (0.3) 0.0 0.1
Operating Cash Flow 52.6 48.7 42.8 27.5 21.6 15.7 13.5 12.6 8.8 5.4 2.4 1.7
Investing Activities
Capital Expenditure (1.7) (0.5) (0.6) (3.3) (6.5) (1.3) (4.0) (3.1) (1.3) (3.2) (0.1) (0.3)
Acquisitions 0 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (4) (4.1) (0.8) (10.0) (25.3) (0.2) (5.2) (2) (6.9) (4) (3.9) (4.8)
Sales/Maturities of Investments 0 1.2 11.2 1.5 4.8 2.0 1.1 1.4 0.9 1.0 4.1 3.2
Other Investing Activities (48.0) (230.6) (367.6) (244.7) (151.9) (72.6) 1.6 (42.0) (71.9) (119.1) (23.3) (13.2)
Investing Cash Flow (52.0) (234.0) (357.8) (256.6) (178.9) (72.1) (6.6) (45.8) (79.2) (125.2) (23.2) (15.1)
Financing Activities
Net Debt Issuance 70 (64) 43 (7) (7.8) 7 (21.5) (20.4) (7.4) 14.1 0 0
Stock Repurchased (1.6) (3.2) (28.7) (9.3) 0 0 0 0 (0.2) (0.1) 0 0
Dividends Paid (13.3) (7.9) (3.7) (6.9) (2.3) (1.0) (0.8) (0.6) (0.6) (0.6) 0 0
Other Financing Activities (52.7) 270.0 277.7 195.3 155.1 (8.0) 91.7 61.9 79.0 121.7 (0.4) 4.1
Financing Cash Flow 2.4 194.9 288.4 172.1 240.4 (2.0) 69.4 40.9 70.9 135.1 (0.4) 4.1
Cash Position
Net Change in Cash 2.9 9.6 (26.6) (57.0) 83.1 (58.5) 76.3 7.8 0.4 15.4 (21.2) (9.3)
Cash at Beginning 78.3 68.7 95.3 152.3 69.2 127.7 51.4 43.6 43.2 27.8 48.6 57.8
Cash at End 81.2 78.3 68.7 95.3 152.3 69.2 127.7 51.4 43.6 43.2 27.4 48.6
Free Cash Flow 50.8 48.2 42.2 24.2 15.1 14.4 9.4 9.5 7.4 2.2 2.3 1.4
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001
Income Statement
Revenue 157.4 159.8 133.7 73.6 50.8 51.6 57.7 50.5 40.0 30.8 24.1 21.8 20.5 22.6 24.0 28.3 25.9 23.7 37.4 16.0 14.2 13.3 0 16.5 17.9
Gross Profit 104.1 101.9 97.4 65.0 42.0 40.8 41.9 39.9 33.5 25.2 19.6 18.6 17.9 13.2 17.7 16.4 8.5 14.8 31.1 11.5 11.1 10.8 0 12.0 10.5
Operating Income 62.3 65.8 64.7 34.4 15.6 15.6 17.1 16.8 14.5 8.1 3.5 2.5 1.5 (4.8) 3.5 2.8 (5.4) 3.3 21.3 2.6 3.6 2.7 0 6.0 4.2
Net Income 44.4 47.1 46.3 24.8 11.9 12.3 13.0 13.0 8.1 5.0 2.3 1.7 1.1 (2.5) 2.4 1.9 (2.6) 2.1 12.1 1.6 2.0 1.6 2.4 3.3 2.0
EPS (Diluted) 3.25 3.52 3.32 1.58 0.75 0.76 1.08 1.09 0.67 0.42 0.20 0.14 0.09 -0.20 0.19 0.15 -0.20 0.16 0.95 0.06 0.16 0.12 0.19 0.27 0.16
Balance Sheet
Cash & Equivalents 81.3 78.4 68.8 95.4 152.4 69.3 127.8 51.4 0 43.8 97.4 37.0 48.6 0 41.9
Total Assets 2,063.5 2,009.6 1,764.1 1,425.0 1,225.1 968.2 955.2 871.7 815.5 734.8 527.3 424.2 237.3 234.3 251.5
Total Debt 75.2 4.7 69.2 23.9 31.1 31.6 22.6 42.5 62.9 70.2 38.5 47.1 0 0 0
Stockholders' Equity 351.7 318.3 279.3 262.0 251.4 153.8 142.1 129.6 116.9 109.5 107.4 110.5 41.1 37.2 33.8
Cash Flow
Operating Cash Flow 52.6 48.7 42.8 27.5 21.6 15.7 13.5 12.6 8.8 5.4 2.4 1.7
Capital Expenditure (1.7) (0.5) (0.6) (3.3) (6.5) (1.3) (4.0) (3.1) (1.3) (3.2) (0.1) (0.3)
Free Cash Flow 50.8 48.2 42.2 24.2 15.1 14.4 9.4 9.5 7.4 2.2 2.3 1.4