NBHC - National Bank Holdings Corporation
Price:
--
--
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CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$52.00
DETAILS
HIGH:
$52.00
LOW:
$52.00
MEDIAN:
$52.00
CONSENSUS:
$52.00
UPSIDE:
23.72%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||
| Revenue | 583.9 | 594.3 | 553.6 | 346.5 | 306.2 | 353.9 | 327.8 | 292.2 | 203.6 | 200.4 | 206.3 | 232.6 | 226.7 | 269.7 | 228.0 | 23.4 | 0.5 |
| Cost of Revenue | 180.0 | 199.6 | 141.8 | 54.6 | 4.5 | 42.7 | 48.4 | 29.2 | 31.1 | 38.5 | 26.9 | 20.6 | 20.8 | 57.2 | 61.7 | 5.6 | 0 |
| Gross Profit | 404.0 | 394.7 | 411.8 | 291.9 | 301.6 | 311.2 | 279.4 | 263.0 | 172.5 | 162.0 | 179.4 | 211.9 | 205.9 | 212.5 | 166.3 | 17.8 | 0.5 |
| Operating Expenses | |||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 154.6 | 155.6 | 148.7 | 130.9 | 131.9 | 145.1 | 136.4 | 132.0 | 92.8 | 91.5 | 118.3 | 140.1 | 109.7 | 110.1 | 90.9 | 27.3 | 1.8 |
| Other Expenses | 106.7 | 93.8 | 87.5 | 74.8 | 54.8 | 56.7 | 46.7 | 57.3 | 43.9 | 44.4 | 53.2 | 59.5 | 85.4 | 98.3 | 6.0 | (18.5) | 0.1 |
| Operating Expenses | 261.2 | 249.4 | 236.2 | 205.8 | 186.7 | 201.8 | 183.2 | 189.3 | 136.7 | 136.0 | 171.5 | 199.6 | 195.0 | 208.5 | 96.9 | 8.8 | 1.8 |
| Operating Income | |||||||||||||||||
| Operating Income | 142.7 | 145.2 | 175.6 | 86.2 | 115.0 | 109.4 | 96.2 | 73.7 | 35.9 | 26.0 | 7.9 | 12.3 | 10.9 | 4.0 | 69.4 | 9.0 | (1.4) |
| Interest Expense | 171.3 | 192.9 | 133.5 | 17.9 | 13.8 | 25.1 | 36.8 | 24.0 | 18.1 | 14.8 | 14.5 | 14.4 | 16.5 | 29.2 | 41.7 | 5.5 | 0 |
| Interest Income | 517.9 | 536.4 | 492.2 | 283.7 | 201.0 | 216.8 | 240.8 | 221.4 | 164.4 | 160.4 | 170.2 | 183.5 | 193.9 | 231.9 | 196.0 | 21.4 | 0.5 |
| Profitability | |||||||||||||||||
| EBITDA | 164.5 | 169.4 | 199.5 | 102.6 | 128.6 | 123.8 | 111.2 | 85.2 | 48.8 | 40.2 | 23.4 | 28.3 | 26.7 | 16.3 | 76.9 | 9.2 | (1.4) |
| EBIT | 142.7 | 145.2 | 175.6 | 86.2 | 115.0 | 109.4 | 96.2 | 73.7 | 35.9 | 26.0 | 7.9 | 12.3 | 10.9 | 4.0 | 74.7 | 9.0 | (1.4) |
| Income Before Tax | 133.6 | 145.2 | 175.6 | 86.2 | 115.0 | 109.4 | 96.2 | 73.7 | 35.9 | 26.0 | 7.9 | 12.3 | 10.9 | 4.0 | 69.4 | 9.0 | (1.4) |
| Income Tax Expense | 24.1 | 26.4 | 33.6 | 14.9 | 21.4 | 20.8 | 15.8 | 12.2 | 21.3 | 2.9 | 3.0 | 3.2 | 4.0 | 4.6 | 27.4 | 3.0 | 0.2 |
| Net Income | 109.6 | 118.8 | 142.0 | 71.3 | 93.6 | 88.6 | 80.4 | 61.5 | 14.6 | 23.1 | 4.9 | 9.2 | 6.9 | (0.5) | 42.0 | 6.1 | (1.5) |
| Per Share Data | |||||||||||||||||
| EPS (Basic) | 2.86 | 3.10 | 3.74 | 2.20 | 3.04 | 2.87 | 2.57 | 2.00 | 0.54 | 0.81 | 0.14 | 0.22 | 0.14 | -0.01 | 0.81 | 0.12 | -0.03 |
| EPS (Diluted) | 2.85 | 3.08 | 3.72 | 2.18 | 3.01 | 2.85 | 2.55 | 1.96 | 0.53 | 0.79 | 0.14 | 0.22 | 0.14 | -0.01 | 0.81 | 0.12 | -0.03 |
| Shares Outstanding | 38.2 | 38.2 | 37.9 | 32.4 | 30.7 | 30.9 | 31.2 | 30.7 | 26.9 | 26.3 | 30.6 | 39.4 | 47.4 | 52.2 | 52.0 | 52.2 | 52.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | |||||||||||
| Cash & Cash Equivalents | 417.1 | 127.8 | 190.8 | 195.5 | 845.7 | 605.6 | 110.2 | 109.6 | 257.4 | 152.7 | 1.7 |
| Short-Term Investments | 528.6 | 527.5 | 628.8 | 706.3 | 691.8 | 662.0 | 638.2 | 791.1 | 855.3 | 884.2 | 0 |
| Net Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21.6 | 18.2 | 17.8 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 945.7 | 655.4 | 819.7 | 901.8 | 1,537.5 | 1,267.5 | 748.4 | 922.3 | 1,131.0 | 1,054.8 | 1.7 |
| Non-Current Assets | |||||||||||
| Property, Plant & Equipment | 214.6 | 196.8 | 162.7 | 136.1 | 96.7 | 107.0 | 112.2 | 110.0 | 93.7 | 95.7 | 0.1 |
| Goodwill | 306.0 | 306.0 | 306.0 | 279.1 | 115.0 | 115.0 | 115.0 | 115.0 | 59.6 | 59.6 | 0 |
| Intangible Assets | 48.3 | 58.4 | 66.0 | 59.9 | 12.3 | 17.9 | 11.4 | 13.5 | 1.6 | 6.9 | 0 |
| Long-Term Investments | 0 | 8,262.8 | 8,254.3 | 7,855.9 | 5,211.8 | 4,918.4 | 4,676.7 | 4,361.6 | 3,424.1 | 3,200.2 | 0 |
| Other Non-Current Assets | 0 | 328.3 | 342.3 | 340.4 | 240.5 | 234.1 | 231.9 | 125.9 | 97.8 | 103.0 | 1,098.0 |
| Total Non-Current Assets | 568.9 | 9,152.3 | 9,131.4 | 8,671.4 | 5,676.5 | 5,392.4 | 5,147.1 | 4,754.4 | 3,712.5 | 3,518.3 | 1,098.1 |
| Total Assets | 9,883.5 | 9,807.7 | 9,951.1 | 9,573.2 | 7,214.0 | 6,659.9 | 5,895.5 | 5,676.7 | 4,843.5 | 4,573.0 | 1,099.9 |
| Current Liabilities | |||||||||||
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.0 | 5.8 | 5.0 | 0 |
| Short-Term Debt | 17.4 | 18.9 | 19.6 | 20.2 | 22.8 | 22.9 | 56.9 | 66.0 | 130.5 | 92.0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 3,441.2 | 8,237.9 | 8,190.4 | 7,872.6 | 6,228.2 | 5,676.2 | 4,737.1 | 4,535.6 | 3,979.6 | 3,868.6 | 0 |
| Total Current Liabilities | 3,458.6 | 8,256.8 | 8,210.0 | 7,892.8 | 6,250.9 | 5,699.1 | 4,794.1 | 4,629.3 | 4,132.0 | 3,978.7 | 0 |
| Non-Current Liabilities | |||||||||||
| Long-Term Debt | 54.5 | 104.5 | 394.2 | 438.9 | 39.5 | 0 | 207.7 | 301.7 | 129.1 | 38.7 | 0 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 4,985.3 | 141.3 | 134.0 | 149.3 | 83.5 | 140.1 | 126.8 | 50.7 | 50.0 | 19.5 | 2.4 |
| Total Non-Current Liabilities | 5,039.8 | 245.8 | 528.2 | 588.2 | 123.0 | 140.1 | 334.5 | 352.3 | 179.1 | 58.2 | 2.4 |
| Total Liabilities | 8,498.4 | 8,502.6 | 8,738.3 | 8,481.0 | 6,373.9 | 5,839.3 | 5,128.6 | 4,981.7 | 4,311.1 | 4,036.9 | 2.4 |
| Stockholders' Equity | |||||||||||
| Common Stock | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.6 |
| Retained Earnings | 572.5 | 508.9 | 433.1 | 330.7 | 289.9 | 223.2 | 164.1 | 107.0 | 60.8 | 55.5 | (1.5) |
| Accumulated Other Comprehensive Income | (44.0) | (70.0) | (76.4) | (88.2) | (7.0) | 9.8 | 2.1 | (11.3) | (6.2) | (1.8) | 0 |
| Total Stockholders' Equity | 1,385.1 | 1,305.1 | 1,212.8 | 1,092.2 | 840.1 | 820.7 | 766.9 | 695.0 | 532.4 | 536.2 | 1,097.5 |
| Total Liabilities & Equity | 9,883.5 | 9,807.7 | 9,951.1 | 9,573.2 | 7,214.0 | 6,659.9 | 5,895.5 | 5,676.7 | 4,843.5 | 4,573.0 | 1,099.9 |
| Debt Metrics | |||||||||||
| Total Debt | 71.9 | 123.4 | 413.8 | 459.1 | 62.2 | 22.9 | 264.6 | 367.7 | 259.6 | 130.7 | 0 |
| Net Debt | (345.2) | (4.4) | 223.0 | 263.6 | (783.4) | (582.7) | 154.4 | 258.2 | 2.2 | (22.1) | (1.7) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 109.6 | 118.8 | 142.0 | 71.3 | 93.6 | 88.6 | 80.4 | 61.5 | 14.6 | 23.1 |
| Depreciation & Amortization | 25.3 | 24.2 | 23.9 | 16.4 | 13.6 | 14.4 | 15.0 | 11.5 | 12.9 | 14.2 |
| Stock-Based Compensation | 7.3 | 8.0 | 7.2 | 6.1 | 5.5 | 5.3 | 4.9 | 4.4 | 3.6 | 3.5 |
| Change in Working Capital | (14.8) | 5.7 | (9.9) | (31.4) | (38.9) | 4.8 | 15.3 | 24.1 | 33.9 | (10.2) |
| Other Non-Cash Items | 10.5 | (1.4) | 3.7 | 152.3 | 105.9 | (122.8) | (80.2) | (37.0) | (24.1) | (34.4) |
| Operating Cash Flow | 162.4 | 155.3 | 166.9 | 214.6 | 179.5 | (6.2) | 44.2 | 73.6 | 58.1 | (3.9) |
| Investing Activities | ||||||||||
| Capital Expenditure | (29.9) | (34.6) | (36.8) | (12.4) | 0 | (4.4) | (11.2) | (6.3) | (5.6) | 0 |
| Acquisitions | 0 | 0 | (45.3) | 234.3 | 0 | 0 | 0 | 69.0 | 0 | 0 |
| Purchases of Investments | (472.0) | (241.1) | (108.6) | (398.8) | (714.0) | (574.4) | (74.6) | (118.0) | (202.7) | (4.9) |
| Sales/Maturities of Investments | 190.4 | 410.3 | 261.6 | 407.9 | 399.8 | 373.3 | 291.5 | 313.1 | 295.9 | 372.3 |
| Other Investing Activities | 468.1 | (69.9) | (474.9) | (983.0) | (164.7) | 52.9 | (320.7) | (359.8) | (266.1) | (253.5) |
| Investing Cash Flow | 186.5 | 64.7 | (404.0) | (752.1) | (473.8) | (152.6) | (115.1) | (102.0) | (178.5) | 114.6 |
| Financing Activities | ||||||||||
| Net Debt Issuance | (51.5) | (290) | (45) | 385 | 40 | (207.7) | (94.0) | 138.7 | 90.5 | (1.3) |
| Stock Repurchased | (15.2) | 0 | 0 | 0 | (36.4) | (19.5) | 0 | 0.8 | (93.6) | (93.6) |
| Dividends Paid | (46.1) | (42.9) | (39.6) | (30.4) | (26.9) | (24.8) | (23.5) | (16.6) | (9.4) | (6.4) |
| Other Financing Activities | 53.0 | 45.0 | 316.5 | (468.4) | 552.3 | 906.1 | 192.4 | (238.3) | 152.2 | (22.7) |
| Financing Cash Flow | (59.7) | (284.4) | 230.9 | (114.2) | 529.0 | 654.2 | 71.4 | (109.4) | 225.0 | (124.0) |
| Cash Position | ||||||||||
| Net Change in Cash | 289.2 | (64.5) | (6.2) | (651.7) | 234.7 | 495.4 | 0.6 | (137.8) | 104.6 | (13.4) |
| Cash at Beginning | 127.8 | 192.3 | 198.5 | 850.2 | 615.6 | 120.2 | 119.6 | 257.4 | 152.7 | 166.1 |
| Cash at End | 417.1 | 127.8 | 192.3 | 198.5 | 850.2 | 615.6 | 120.2 | 119.6 | 257.4 | 152.7 |
| Free Cash Flow | 132.5 | 120.7 | 130.1 | 202.2 | 179.5 | (10.6) | 33.0 | 67.3 | 52.5 | (3.9) |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | 583.9 | 594.3 | 553.6 | 346.5 | 306.2 | 353.9 | 327.8 | 292.2 | 203.6 | 200.4 | 206.3 | 232.6 | 226.7 | 269.7 | 228.0 | 23.4 | 0.5 |
| Gross Profit | 404.0 | 394.7 | 411.8 | 291.9 | 301.6 | 311.2 | 279.4 | 263.0 | 172.5 | 162.0 | 179.4 | 211.9 | 205.9 | 212.5 | 166.3 | 17.8 | 0.5 |
| Operating Income | 142.7 | 145.2 | 175.6 | 86.2 | 115.0 | 109.4 | 96.2 | 73.7 | 35.9 | 26.0 | 7.9 | 12.3 | 10.9 | 4.0 | 69.4 | 9.0 | (1.4) |
| Net Income | 109.6 | 118.8 | 142.0 | 71.3 | 93.6 | 88.6 | 80.4 | 61.5 | 14.6 | 23.1 | 4.9 | 9.2 | 6.9 | (0.5) | 42.0 | 6.1 | (1.5) |
| EPS (Diluted) | 2.85 | 3.08 | 3.72 | 2.18 | 3.01 | 2.85 | 2.55 | 1.96 | 0.53 | 0.79 | 0.14 | 0.22 | 0.14 | -0.01 | 0.81 | 0.12 | -0.03 |
| Balance Sheet | |||||||||||||||||
| Cash & Equivalents | 417.1 | 127.8 | 190.8 | 195.5 | 845.7 | 605.6 | 110.2 | 109.6 | 257.4 | 152.7 | 1.7 | ||||||
| Total Assets | 9,883.5 | 9,807.7 | 9,951.1 | 9,573.2 | 7,214.0 | 6,659.9 | 5,895.5 | 5,676.7 | 4,843.5 | 4,573.0 | 1,099.9 | ||||||
| Total Debt | 71.9 | 123.4 | 413.8 | 459.1 | 62.2 | 22.9 | 264.6 | 367.7 | 259.6 | 130.7 | 0 | ||||||
| Stockholders' Equity | 1,385.1 | 1,305.1 | 1,212.8 | 1,092.2 | 840.1 | 820.7 | 766.9 | 695.0 | 532.4 | 536.2 | 1,097.5 | ||||||
| Cash Flow | |||||||||||||||||
| Operating Cash Flow | 162.4 | 155.3 | 166.9 | 214.6 | 179.5 | (6.2) | 44.2 | 73.6 | 58.1 | (3.9) | |||||||
| Capital Expenditure | (29.9) | (34.6) | (36.8) | (12.4) | 0 | (4.4) | (11.2) | (6.3) | (5.6) | 0 | |||||||
| Free Cash Flow | 132.5 | 120.7 | 130.1 | 202.2 | 179.5 | (10.6) | 33.0 | 67.3 | 52.5 | (3.9) | |||||||