MVBF - MVB Financial Corp.
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$30.00
DETAILS
HIGH:
$30.00
LOW:
$30.00
MEDIAN:
$30.00
CONSENSUS:
$30.00
UPSIDE:
16.37%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||
| Revenue | 270.4 | 227.3 | 213.0 | 152.4 | 111.1 | 128.7 | 143.9 | 104.8 | 94.1 | 94.0 | 75.9 | 55.7 | 52.0 | 29.6 | 22.4 | 18.7 | 16.5 | 15.5 | 14.9 | 6.0 | 3.4 | 2.5 | 2.5 |
| Cost of Revenue | 76.7 | 80.2 | 64.6 | 28.3 | (0.0) | 28.2 | 24.8 | 20.1 | 14.5 | 14.8 | 11.7 | 10.1 | 7.4 | 7.7 | 6.6 | 6.6 | 6.3 | 6.5 | 7.0 | 4.8 | 2.5 | 1.8 | 1.9 |
| Gross Profit | 193.8 | 147.1 | 148.4 | 124.0 | 111.1 | 100.5 | 119.2 | 84.7 | 79.6 | 79.2 | 64.2 | 45.6 | 44.6 | 21.9 | 15.7 | 12.2 | 10.2 | 8.9 | 7.9 | 1.2 | 0.9 | 0.7 | 0.6 |
| Operating Expenses | |||||||||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 71.0 | 72.1 | 67.8 | 65.1 | 55.0 | 63.7 | 67.3 | 55.8 | 55.4 | 55.5 | 45.2 | 35.2 | 33.7 | 11.0 | 8.2 | 6.9 | 5.0 | 4.4 | 3.8 | 2.9 | 2.5 | 1.4 | 1.1 |
| Other Expenses | 86.0 | 48.7 | 53.3 | 43.8 | 8.6 | (10.1) | 16.9 | 13.6 | 11.9 | 10.4 | 9.5 | 7.5 | 5.9 | 5.0 | 3.9 | 2.3 | 3.4 | 3.5 | 2.5 | (3.0) | (2.4) | (2.4) | (1.7) |
| Operating Expenses | 156.9 | 120.8 | 121.1 | 109.0 | 63.6 | 53.6 | 84.2 | 69.3 | 67.3 | 65.9 | 54.7 | 42.7 | 39.6 | 16.1 | 12.0 | 9.1 | 8.3 | 7.8 | 6.2 | (0.1) | 0.1 | (1.0) | (0.6) |
| Operating Income | |||||||||||||||||||||||
| Operating Income | 36.9 | 26.3 | 27.3 | 15.0 | 47.5 | 46.9 | 35.0 | 15.4 | 12.3 | 13.4 | 9.5 | 2.9 | 5.0 | 5.8 | 3.7 | 3.0 | 1.9 | 1.1 | 1.7 | 1.3 | 0.8 | 1.7 | 1.2 |
| Interest Expense | 67.9 | 76.6 | 66.5 | 14.2 | 6.3 | 11.6 | 23.0 | 17.7 | 12.3 | 11.1 | 9.2 | 7.5 | 5.2 | 4.9 | 4.9 | 5.5 | 5.5 | 5.9 | 6.4 | 4.4 | 2.3 | 1.6 | 1.7 |
| Interest Income | 175.3 | 185.8 | 189.8 | 126.0 | 83.4 | 80.5 | 82.4 | 69.8 | 56.6 | 54.1 | 44.1 | 36.4 | 27.5 | 22.3 | 19.0 | 16.3 | 14.3 | 13.7 | 13.3 | 10.0 | 6.7 | 5.5 | 4.9 |
| Profitability | |||||||||||||||||||||||
| EBITDA | 36.9 | 30.3 | 32.3 | 20.4 | 51.7 | 50.2 | 38.3 | 18.3 | 15.0 | 16.8 | 12.4 | 4.1 | 5.9 | 6.4 | 5.1 | 4.0 | 2.4 | 1.5 | 2.1 | 1.6 | 0.9 | 1.8 | 1.3 |
| EBIT | 36.9 | 26.3 | 27.3 | 15.0 | 47.5 | 46.9 | 35.0 | 15.4 | 12.3 | 13.4 | 9.5 | 2.9 | 5.0 | 5.8 | 3.7 | 3.0 | 1.9 | 1.1 | 1.7 | 1.3 | 0.8 | 1.7 | 1.2 |
| Income Before Tax | 36.9 | 26.3 | 27.3 | 15.0 | 47.5 | 46.9 | 35.0 | 15.4 | 12.3 | 13.4 | 9.5 | 2.9 | 5.0 | 5.8 | 3.7 | 3.0 | 1.9 | 1.1 | 1.7 | 1.3 | 0.8 | 1.7 | 1.2 |
| Income Tax Expense | 9.9 | 6.1 | 5.1 | 3.3 | 9.6 | 9.5 | 8.4 | 3.4 | 4.8 | 4.4 | 2.9 | 0.2 | 1.0 | 1.7 | 1.0 | 0.8 | 0.5 | 0.3 | 0.4 | 0.3 | 0.2 | 0.6 | 0.4 |
| Net Income | 26.9 | 20.1 | 31.2 | 15.0 | 39.1 | 37.4 | 27.0 | 12.0 | 7.6 | 12.9 | 6.8 | 2.1 | 4.0 | 4.2 | 2.7 | 2.2 | 1.4 | 0.8 | 1.3 | 1.0 | 0.6 | 1.1 | 0.8 |
| Per Share Data | |||||||||||||||||||||||
| EPS (Basic) | 2.11 | 1.56 | 2.46 | 1.23 | 3.32 | 3.13 | 2.26 | 1.04 | 0.69 | 1.44 | 0.78 | 0.22 | 0.51 | 0.70 | 0.61 | 0.70 | 0.44 | 0.26 | 0.43 | 0.34 | 0.28 | 0.73 | 0.55 |
| EPS (Diluted) | 2.06 | 1.53 | 2.40 | 1.17 | 3.10 | 3.06 | 2.20 | 1.00 | 0.68 | 1.31 | 0.77 | 0.22 | 0.51 | 0.70 | 0.61 | 0.69 | 0.43 | 0.25 | 0.42 | 0.33 | 0.28 | 0.70 | 0.53 |
| Shares Outstanding | 12.8 | 12.9 | 12.7 | 12.1 | 11.8 | 11.8 | 11.7 | 11.0 | 10.3 | 8.2 | 8.0 | 7.9 | 7.7 | 5.8 | 4.4 | 3.2 | 3.2 | 3.2 | 3.0 | 2.9 | 2.0 | 1.5 | 1.4 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2009 | 2008 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||||||
| Cash & Cash Equivalents | 244.1 | 317.9 | 398.2 | 40.3 | 310.2 | 275.7 | 40.6 | 37.0 | 35.1 | 31.9 | 55.7 | 11.8 | 3.7 | 3.4 |
| Short-Term Investments | 5.7 | 411.6 | 345.3 | 379.8 | 421.5 | 410.6 | 235.8 | 221.6 | 231.5 | 162.4 | 0 | 0 | 0 | 0 |
| Net Receivables | 0 | 0 | 0 | 89.3 | 63.2 | 69.9 | 49.7 | 33.7 | 26.4 | 23.4 | 13.1 | 9.8 | 2.2 | 2.2 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 249.9 | 729.6 | 743.5 | 509.4 | 794.8 | 756.2 | 326.0 | 292.3 | 293.0 | 217.6 | 68.7 | 21.6 | 5.9 | 5.5 |
| Non-Current Assets | ||||||||||||||
| Property, Plant & Equipment | 10.4 | 39.4 | 20.9 | 23.7 | 25.1 | 26.2 | 22.0 | 26.5 | 26.7 | 25.1 | 7.8 | 8.1 | 1.6 | 1.7 |
| Goodwill | 0 | 0 | 2.8 | 2.8 | 4.0 | 2.4 | 19.6 | 18.5 | 18.5 | 18.5 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 1.4 | 0.4 | 1.6 | 2.3 | 2.4 | 3.5 | 0.6 | 0.6 | 0.7 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 2,863.6 | 2,203.6 | 2,412.9 | 2,491.2 | 1,924.0 | 1,503.0 | 1,537.6 | 1,378.8 | 1,162.9 | 1,133.9 | 276.3 | 229.1 | 98.3 | 86.6 |
| Other Non-Current Assets | 185.1 | 130.8 | 133.3 | 40.1 | 42.3 | 41.3 | 35.4 | 34.3 | 32.7 | 23.0 | 0 | 0 | 0.3 | 1.2 |
| Total Non-Current Assets | 3,059.1 | 2,399.2 | 2,570.4 | 2,559.4 | 1,997.6 | 1,575.3 | 1,618.1 | 1,458.7 | 1,241.3 | 1,201.2 | 284.0 | 237.1 | 100.3 | 89.4 |
| Total Assets | 3,308.9 | 3,128.7 | 3,313.9 | 3,055.9 | 2,789.3 | 2,331.5 | 1,944.1 | 1,751.0 | 1,534.3 | 1,418.8 | 352.8 | 258.7 | 106.2 | 94.9 |
| Current Liabilities | ||||||||||||||
| Account Payables | 0 | 0 | 0 | 41.6 | 55.1 | 55.9 | 41.7 | 17.7 | 16.4 | 16.6 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 3.3 | 2.8 | 4.8 | 10.0 | 11.4 | 10.3 | 10.2 | 14.9 | 22.4 | 25.2 | 35.6 | 21.9 | 0.3 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 2,842.0 | 2,693.6 | 2,901.5 | 2,570.5 | 2,377.6 | 1,982.4 | 1,265.0 | 1,309.2 | 1,159.6 | 1,107.0 | 264.5 | 173.1 | 85.5 | 75.3 |
| Total Current Liabilities | 2,845.4 | 2,696.4 | 2,906.3 | 2,622.1 | 2,444.1 | 2,048.6 | 1,316.9 | 1,341.8 | 1,198.4 | 1,148.7 | 302.3 | 196.8 | 86.1 | 75.6 |
| Non-Current Liabilities | ||||||||||||||
| Long-Term Debt | 74.0 | 73.8 | 80.3 | 185.4 | 73.0 | 43.4 | 227.0 | 232.4 | 185.7 | 124.4 | 4.1 | 36.1 | 4.0 | 4.8 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 55.5 | 52.8 | 37.9 | 0 | 0 | 0 | 188.3 | 0 | 0 | 0 | 19.2 | 0 | 7.2 | 6.7 |
| Total Non-Current Liabilities | 129.6 | 126.5 | 118.2 | 185.4 | 73.0 | 43.4 | 415.3 | 232.4 | 185.7 | 124.4 | 23.3 | 36.1 | 11.2 | 11.5 |
| Total Liabilities | 2,974.9 | 2,822.9 | 3,024.5 | 2,794.2 | 2,513.0 | 2,092.0 | 1,732.2 | 1,574.2 | 1,384.1 | 1,273.2 | 325.6 | 232.9 | 97.4 | 87.1 |
| Stockholders' Equity | ||||||||||||||
| Common Stock | 14.0 | 13.8 | 13.6 | 13.5 | 12.9 | 12.4 | 12.0 | 11.7 | 10.5 | 10.0 | 1.6 | 1.6 | 0.7 | 0.7 |
| Retained Earnings | 190.4 | 172.2 | 160.9 | 144.9 | 138.2 | 105.2 | 72.5 | 48.3 | 37.2 | 31.2 | 5.9 | 4.7 | 1.3 | 0.7 |
| Accumulated Other Comprehensive Income | (13.9) | (28.2) | (28.8) | (37.7) | (3.6) | 2.2 | (1.3) | (6.8) | (3.0) | (4.3) | (0.3) | (0.3) | (0.2) | (0.2) |
| Total Stockholders' Equity | 334.0 | 305.7 | 289.4 | 261.4 | 275.3 | 239.5 | 211.9 | 176.8 | 150.2 | 145.6 | 27.1 | 25.8 | 8.8 | 7.8 |
| Total Liabilities & Equity | 3,308.9 | 3,128.7 | 3,313.9 | 3,055.9 | 2,789.3 | 2,331.5 | 1,944.1 | 1,751.0 | 1,534.3 | 1,418.8 | 352.8 | 258.7 | 106.2 | 94.9 |
| Debt Metrics | ||||||||||||||
| Total Debt | 77.4 | 76.5 | 85.1 | 195.4 | 84.4 | 53.7 | 237.2 | 247.3 | 208.1 | 149.6 | 39.8 | 58.0 | 4.3 | 4.8 |
| Net Debt | (166.8) | (241.4) | (313.1) | 155.1 | (225.7) | (222.0) | 196.6 | 210.3 | 173.0 | 117.7 | (15.9) | 46.2 | 0.6 | 1.4 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2005 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||
| Net Income | 26.9 | 20.2 | 31.0 | 14.4 | 38.7 | 37.4 | 27.0 | 12.0 | 7.6 | 12.9 | 0.6 | 1.1 | 0.8 |
| Depreciation & Amortization | 0 | 3.9 | 5.0 | 5.3 | 4.2 | 3.3 | 3.3 | 2.9 | 2.7 | 3.4 | 0.2 | 0.1 | 0.1 |
| Stock-Based Compensation | 0 | 3.3 | 3.4 | 3.2 | 3.2 | 2.4 | 1.8 | 1.3 | 0.8 | 0.6 | 0 | 0 | 0 |
| Change in Working Capital | 1.0 | (21.8) | (5.3) | (14.9) | 1.2 | (8.5) | 10.6 | (1.8) | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | (23.9) | (8.2) | 24.0 | 2.9 | (18.7) | 81.1 | (46.7) | (7.9) | 20.7 | 7.7 | (0.4) | 0.6 | 0.2 |
| Operating Cash Flow | 4.0 | (0.3) | 58.2 | 7.4 | 34.8 | 112.2 | (8.1) | 6.7 | 33.1 | 25.3 | 0.4 | 1.7 | 1.1 |
| Investing Activities | |||||||||||||
| Capital Expenditure | (1.9) | (1.6) | (1.9) | (3.0) | (4.9) | (6.6) | (2.0) | (2.7) | (4.5) | (1.7) | (2.5) | (0.1) | (0.1) |
| Acquisitions | 0 | 0 | (0.0) | 0 | (96.3) | (78.7) | (2.7) | 0 | 0 | 7.0 | 0 | 0 | 0 |
| Purchases of Investments | 0 | (114.1) | (92.6) | (132.5) | (220.1) | (279.7) | (72.4) | (33.1) | (139.1) | (114.6) | (46.7) | (23.7) | (40.5) |
| Sales/Maturities of Investments | 0 | 41.8 | 131.7 | 83.0 | 195.8 | 123.1 | 70.8 | 28.5 | 72.2 | 73.4 | 7.8 | 11.4 | 25.4 |
| Other Investing Activities | (208.6) | 218.3 | 51.1 | (518.6) | (446.5) | (52.2) | (113.7) | (202.7) | (64.7) | (20.1) | 14.5 | 0 | 0.4 |
| Investing Cash Flow | (208.6) | 144.5 | 88.2 | (571.1) | (572.0) | (294.1) | (120.1) | (210.0) | (136.1) | (56.0) | (26.9) | (12.3) | (14.8) |
| Financing Activities | |||||||||||||
| Net Debt Issuance | 0.6 | (6.8) | (105.4) | 112.1 | 29.4 | (141) | (4.4) | 62.7 | 61.2 | (92.3) | 18.1 | 9.4 | 13.6 |
| Stock Repurchased | (10.2) | (0.4) | (0.8) | (0.7) | 0 | (15.7) | 0 | 0 | 0 | 0 | (0.0) | (0.0) | 0 |
| Dividends Paid | (8.7) | (8.8) | (8.6) | (8.4) | (6.1) | (4.7) | (2.8) | (1.7) | (1.5) | (1.8) | 0 | 0 | 0 |
| Other Financing Activities | 146.8 | (209.9) | 325.8 | 191.5 | 564.1 | 579.2 | 141.6 | 144.2 | 49.8 | 92.5 | 0 | 1.3 | 0 |
| Financing Cash Flow | 130.8 | (224.5) | 211.6 | 296.6 | 580.7 | 417.8 | 133.9 | 205.2 | 105.9 | 18.9 | 27.5 | 10.7 | 13.6 |
| Cash Position | |||||||||||||
| Net Change in Cash | (73.8) | (80.3) | 357.9 | (267.2) | 43.5 | 235.9 | 5.8 | 1.9 | 3.0 | (11.8) | 1.0 | 0.1 | (0.1) |
| Cash at Beginning | 317.9 | 398.2 | 40.3 | 307.4 | 263.9 | 28.0 | 22.2 | 20.3 | 17.3 | 29.1 | 2.2 | 2.0 | 2.1 |
| Cash at End | 244.1 | 317.9 | 398.2 | 40.3 | 307.4 | 263.9 | 28.0 | 22.2 | 20.3 | 17.3 | 3.1 | 2.2 | 2.0 |
| Free Cash Flow | 2.1 | (1.9) | 56.3 | 4.3 | 29.9 | 105.6 | (10.1) | 4.0 | 28.6 | 23.6 | (2.1) | 1.7 | 1.0 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||||||||
| Revenue | 270.4 | 227.3 | 213.0 | 152.4 | 111.1 | 128.7 | 143.9 | 104.8 | 94.1 | 94.0 | 75.9 | 55.7 | 52.0 | 29.6 | 22.4 | 18.7 | 16.5 | 15.5 | 14.9 | 6.0 | 3.4 | 2.5 | 2.5 |
| Gross Profit | 193.8 | 147.1 | 148.4 | 124.0 | 111.1 | 100.5 | 119.2 | 84.7 | 79.6 | 79.2 | 64.2 | 45.6 | 44.6 | 21.9 | 15.7 | 12.2 | 10.2 | 8.9 | 7.9 | 1.2 | 0.9 | 0.7 | 0.6 |
| Operating Income | 36.9 | 26.3 | 27.3 | 15.0 | 47.5 | 46.9 | 35.0 | 15.4 | 12.3 | 13.4 | 9.5 | 2.9 | 5.0 | 5.8 | 3.7 | 3.0 | 1.9 | 1.1 | 1.7 | 1.3 | 0.8 | 1.7 | 1.2 |
| Net Income | 26.9 | 20.1 | 31.2 | 15.0 | 39.1 | 37.4 | 27.0 | 12.0 | 7.6 | 12.9 | 6.8 | 2.1 | 4.0 | 4.2 | 2.7 | 2.2 | 1.4 | 0.8 | 1.3 | 1.0 | 0.6 | 1.1 | 0.8 |
| EPS (Diluted) | 2.06 | 1.53 | 2.40 | 1.17 | 3.10 | 3.06 | 2.20 | 1.00 | 0.68 | 1.31 | 0.77 | 0.22 | 0.51 | 0.70 | 0.61 | 0.69 | 0.43 | 0.25 | 0.42 | 0.33 | 0.28 | 0.70 | 0.53 |
| Balance Sheet | |||||||||||||||||||||||
| Cash & Equivalents | 244.1 | 317.9 | 398.2 | 40.3 | 310.2 | 275.7 | 40.6 | 37.0 | 35.1 | 31.9 | 55.7 | 11.8 | 3.7 | 3.4 | |||||||||
| Total Assets | 3,308.9 | 3,128.7 | 3,313.9 | 3,055.9 | 2,789.3 | 2,331.5 | 1,944.1 | 1,751.0 | 1,534.3 | 1,418.8 | 352.8 | 258.7 | 106.2 | 94.9 | |||||||||
| Total Debt | 77.4 | 76.5 | 85.1 | 195.4 | 84.4 | 53.7 | 237.2 | 247.3 | 208.1 | 149.6 | 39.8 | 58.0 | 4.3 | 4.8 | |||||||||
| Stockholders' Equity | 334.0 | 305.7 | 289.4 | 261.4 | 275.3 | 239.5 | 211.9 | 176.8 | 150.2 | 145.6 | 27.1 | 25.8 | 8.8 | 7.8 | |||||||||
| Cash Flow | |||||||||||||||||||||||
| Operating Cash Flow | 4.0 | (0.3) | 58.2 | 7.4 | 34.8 | 112.2 | (8.1) | 6.7 | 33.1 | 25.3 | 0.4 | 1.7 | 1.1 | ||||||||||
| Capital Expenditure | (1.9) | (1.6) | (1.9) | (3.0) | (4.9) | (6.6) | (2.0) | (2.7) | (4.5) | (1.7) | (2.5) | (0.1) | (0.1) | ||||||||||
| Free Cash Flow | 2.1 | (1.9) | 56.3 | 4.3 | 29.9 | 105.6 | (10.1) | 4.0 | 28.6 | 23.6 | (2.1) | 1.7 | 1.0 | ||||||||||