MidWestOne Financial Group, Inc. logo MOFG - MidWestOne Financial Group, Inc.

Inactive Ticker MOFG is not actively trading. Quotes and analytics may be stale.
Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 4
HOLD 4
SELL 0
STRONG
SELL
0
| PRICE TARGET: $31.25 DETAILS
HIGH: $31.50
LOW: $31.00
MEDIAN: $31.25
CONSENSUS: $31.25
DOWNSIDE: 36.63%
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Revenue
Revenue 206.0 268.0 244.3 219.2 223.4 213.7 151.3 141.7 135.8 121.9 79.7 80.8 84.9 83.5 86.6 88.3 81.9 47.1 42.9 44.5 41.6 41.9 41.3 44.4 41.4 30.8 27.9 25.7 24.1 19.6 14.5
Cost of Revenue 145.5 111.3 34.9 13.1 60.2 45.9 30.1 32.5 20.7 15.8 10.8 13.5 18.3 23.1 29.1 36.0 34.8 19.5 17.3 15.9 14.2 15.4 18.1 23.2 22.3 16.8 11.7 9.8 9.5 7.3 4.9
Gross Profit 60.5 156.7 209.4 206.1 163.2 167.7 121.2 109.2 115.1 106.1 69.0 67.3 66.5 60.4 57.5 52.3 47.2 27.6 25.6 28.6 27.4 26.6 23.2 21.2 19.1 14.0 16.2 15.9 14.6 12.3 9.6
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 89.1 83.3 84.0 75.5 72.1 70.1 54.0 51.6 51.2 43.3 25.9 25.7 31.9 24.8 26.0 28.2 23.4 10.9 10.1 10.8 10.5 9.7 7.6 7.2 6.4 5.1 4.8 4.3 3.8 3.3 2.7
Other Expenses 55.4 48.6 48.8 41.1 77.8 47.4 29.3 28.5 36.6 29.9 17.5 16.4 12.9 17.6 18.0 19.7 48.8 7.7 7.6 8.6 8.0 7.7 6.8 7.3 6.9 5.3 4.2 3.9 3.9 3.1 2.8
Operating Expenses 144.5 131.9 132.8 116.6 149.9 117.5 83.2 80.1 87.8 73.2 43.4 42.1 44.8 42.4 44.0 48.0 72.2 18.6 17.7 19.4 18.5 17.4 14.4 14.5 13.3 10.5 9 8.2 7.7 6.4 5.5
Operating Income
Operating Income (84.0) 24.8 76.6 89.5 13.3 50.2 38.0 29.1 27.3 32.9 25.6 25.3 21.7 17.9 13.5 4.3 (25.0) 9.0 7.9 9.2 8.9 9.2 8.8 6.7 5.8 3.5 7.2 7.7 6.9 5.9 4.1
Interest Expense 136.7 105.4 30.4 20.5 31.8 38.8 22.8 15.1 12.7 10.6 9.6 12.1 16.0 19.8 23.1 28.2 30.4 19.0 16.8 15.4 13.4 14.8 17.0 21.4 21.4 13.2 10.5 9.4 8.5 7.1 4.7
Interest Income 294.3 249.6 196.8 176.8 184.8 182.4 128.8 119.3 112.3 100.7 64.4 66.1 69.3 68.6 71.0 73.4 70.2 38.3 35.3 40.1 37.4 37.6 37.5 40.1 38.8 28.8 26 23.9 22.6 18.3 13.0
Profitability
EBITDA (76.3) 37.4 86.8 91.0 17.9 53.0 47.0 37.6 35.7 39.5 28.3 30.4 27.2 23.2 19.3 10.2 (21.8) 10.3 9.2 12.0 8.9 12.0 8.8 8.7 7.8 5.0 8.6 8.5 8.1 7.0 4.6
EBIT (84.0) 24.8 76.6 89.5 13.3 50.2 38.0 29.2 27.3 33.0 25.6 25.3 21.7 17.9 13.5 4.3 (25.0) 9.0 7.9 9.2 8.9 9.2 8.8 6.7 5.8 3.5 7.2 7.7 6.9 5.9 4.1
Income Before Tax (84.0) 24.8 76.6 89.5 13.3 50.2 38.0 29.1 27.3 32.9 25.6 25.3 21.7 17.9 13.5 4.3 (25.0) 9.0 7.9 9.2 8.9 9.2 8.8 6.7 5.8 3.5 7.2 7.7 6.9 5.9 4.1
Income Tax Expense (23.7) 4.0 15.8 20.0 6.7 6.6 7.6 10.4 6.9 7.8 7.0 6.6 5.2 4.6 3.4 (0.1) (0.5) 2.3 2.1 3.1 3.1 3.3 3.0 2.4 1.8 1.3 2.6 2.6 2.4 2.0 1.3
Net Income (60.3) 20.9 60.8 69.5 6.6 43.6 30.4 18.7 20.4 25.1 18.5 18.6 16.5 13.3 10.1 4.4 (24.6) 6.6 5.8 6.1 5.8 5.9 5.8 4.4 4.0 2.2 4.6 5.1 4.5 3.9 2.8
Per Share Data
EPS (Basic) -3.54 1.33 3.89 4.38 0.41 2.93 2.48 1.55 1.78 2.42 2.20 2.19 1.97 1.47 1.08 0.42 -3.09 1.29 1.74 1.40 1.28 1.19 0.94 0.69 0.66 0.58 1.26 1.38 1.20 1.03 0.99
EPS (Diluted) -3.54 1.33 3.87 4.37 0.41 2.93 2.48 1.55 1.78 2.42 2.19 2.18 1.96 1.47 1.07 0.42 -3.09 1.29 1.71 1.36 1.25 1.16 0.92 0.68 0.66 0.56 1.20 1.33 1.19 1.03 0.99
Shares Outstanding 17.0 15.7 15.6 15.9 16.2 14.9 12.2 12.0 11.4 10.4 8.4 8.5 8.5 8.6 8.6 8.6 7.9 5.2 3.3 4.4 4.5 3.8 3.9 3.9 4.3 3.8 3.7 3.7 3.8 3.8 2.8
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Current Assets
Cash & Cash Equivalents 204.9 81.7 86.4 203.8 82.5 73.3 45.5 50.3 43.2 46.9 27.6 32.9 14.5 14.5 14.1 15.8 15.5 15.1 22.1 19.2 16.5 20.8 7.7
Short-Term Investments 1,328.4 795.1 1,153.5 2,288.1 1,657.4 786.0 414.1 447.7 477.5 427.2 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 34.7 31.3 29.5 20.3 21.7 20.8 17.1 20.9 15.2 16.9 11.5 11.7 4.6 5.1 4.4 4.5 5.2 4.7 3.2 2.9 2.5 2.2 2.0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0.0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 1,568.1 908.2 1,269.4 2,512.2 1,761.6 880.1 478.6 519.5 537.7 493.4 39.1 44.7 19.1 19.6 18.5 20.4 20.7 19.8 25.3 22.1 19 23.0 9.7
Non-Current Assets
Property, Plant & Equipment 92.4 88.1 89.6 86.3 90.0 95.2 75.8 76.0 75.0 76.2 29.0 28.7 10.5 10.4 8.4 8.4 6.9 6.8 4 4.2 3.1 2.5 2.5
Goodwill 69.8 62.5 62.5 62.5 62.5 91.9 64.7 64.7 64.7 64.5 0 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 37.3 37.4 43.7 26.4 30.4 39.2 12.7 14.4 17.1 21.4 12.2 13.4 4.6 5.1 4.4 4.5 5.2 4.7 0 0 0 0 0
Long-Term Investments 4,285.6 5,176.8 4,945.0 3,215.3 3,497.5 3,430.0 2,566.0 2,457.4 2,315.9 2,254.1 1,231.2 1,382.6 596.6 572.7 409.9 390.8 395.8 435.8 261.1 239.8 220.8 172.8 167.6
Other Non-Current Assets 125.1 123.4 128.5 108.4 110.9 113.5 85.5 73.8 62.6 69.4 218.2 34.0 9.9 6.3 90.6 115.5 80.1 11.0 8.0 8.8 9 6.9 6.9
Total Non-Current Assets 4,668.3 5,519.4 5,308.4 3,512.9 3,795.1 3,773.5 2,812.9 2,692.8 2,541.9 2,486.6 1,495.7 1,464.3 631.5 603.7 519.3 525.4 494.5 466.4 273.1 252.8 232.9 182.1 177.0
Total Assets 6,236.3 6,427.5 6,577.9 6,025.1 5,556.6 4,653.6 3,291.5 3,212.3 3,079.6 2,980.0 1,534.8 1,509.0 650.6 623.3 537.8 545.8 515.2 486.2 298.4 274.9 251.9 205.1 186.7
Current Liabilities
Account Payables 0 0 0 0 0 0 1.8 1.4 1.5 1.5 2.2 2.8 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 3.2 15.3 391.9 181.4 230.8 139.3 131.4 97.2 117.9 69.0 45.0 57.3 94.0 89.4 70.8 101.8 77.4 66.4 24.6 0 0 0 4.7
Deferred Revenue 0 0 0 0 0.3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 5,478.0 5,395.7 5,468.9 5,114.5 4,546.7 3,728.7 2,612.9 2,605.3 2,480.4 2,463.5 1,179.9 1,128.2 475.1 453.1 395.5 378.6 370.1 348.7 232.7 215.3 207 161.5 146.4
Total Current Liabilities 5,481.2 5,410.9 5,860.8 5,295.9 4,777.8 3,868.0 2,746.2 2,704.0 2,599.8 2,534.0 1,227.1 1,188.3 569.1 542.5 466.3 480.5 447.5 415.1 257.3 215.3 207 161.5 151.1
Non-Current Liabilities
Long-Term Debt 113.0 122.7 138.4 153.9 207.6 230.4 167.4 151.3 156.2 133.1 145.8 174.4 20.0 19.3 10.3 9.2 13.2 18 21.6 20.1 8.5 10.0 5.0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 82.1 368.9 85.1 46.9 54.9 44.9 19.5 16.7 18.1 16.7 9.7 15.9 4.6 5.3 5.4 5.3 5.2 2.9 (18.7) 2.7 2.2 1.6 0.8
Total Non-Current Liabilities 195.5 492.2 224.3 201.8 263.6 276.6 188.2 168.0 174.3 149.8 155.5 190.4 24.6 24.6 15.7 14.5 18.4 20.9 2.9 22.8 10.7 11.6 5.8
Total Liabilities 5,676.6 5,903.2 6,085.1 5,497.7 5,041.4 4,144.6 2,934.4 2,872.0 2,774.1 2,683.8 1,382.6 1,378.6 593.6 567.2 482.1 495.0 465.9 436.0 260.2 238.1 217.7 173.1 156.9
Stockholders' Equity
Common Stock 21.6 16.6 16.6 16.6 16.6 16.6 12.5 12.5 11.7 11.7 8.7 8.7 24.6 24.6 24.6 24.6 24.6 24.6 0 0 0 0 0
Retained Earnings 217.8 294.8 289.3 243.4 188.2 201.1 169.0 148.1 137.0 123.9 48.1 43.7 35.1 31.8 28.4 25.1 23.1 21.5 21.8 19.2 15.9 13.1 10.7
Accumulated Other Comprehensive Income (72.8) (64.9) (89.0) (8.9) 24.6 4.4 (5.7) (2.6) (1.1) 3.4 (0.3) (1.6) (0.0) 1.4 1.8 0.7 0.4 (0.5) 0.2 0.1 0 0.1 (0.1)
Total Stockholders' Equity 559.7 524.4 492.8 527.5 515.2 509.0 357.1 340.3 305.5 296.2 152.2 130.3 56.9 56.1 55.7 50.8 49.3 50.2 38.2 36.8 34.2 32.1 29.8
Total Liabilities & Equity 6,236.3 6,427.5 6,577.9 6,025.1 5,556.6 4,653.6 3,291.5 3,212.3 3,079.6 2,980.0 1,534.8 1,509.0 650.6 623.3 537.8 545.8 515.2 486.2 298.4 274.9 251.9 205.1 186.7
Debt Metrics
Total Debt 116.6 138.6 531.1 336.2 439.5 371.0 300.1 248.5 274.1 202.1 190.8 231.7 114.0 108.7 81.1 111.0 90.6 84.4 46.2 20.1 8.5 10.0 9.7
Net Debt (88.3) 56.8 444.6 132.4 357.0 297.7 254.7 198.2 230.8 155.1 163.2 198.8 99.5 94.2 67 95.2 75.1 69.3 24.1 0.9 (8) (10.8) 2.0
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2005 2003 2001 2000 1999 1998 1997 1996 1995 1994
Operating Activities
Net Income (60.3) 20.9 60.8 69.5 6.6 43.6 30.4 18.7 20.4 25.1 6.1 5.9 4.4 4.0 2.2 4.6 5.1 4.5 3.9 2.8
Depreciation & Amortization 7.7 12.6 10.2 1.6 4.6 2.8 9.0 8.4 8.4 6.6 2.8 2.9 2.0 2.0 1.5 1.4 0.8 1.2 1.1 0.5
Stock-Based Compensation 1.9 2.4 2.5 2.2 1.4 1.2 1.0 0.9 0.7 0.6 0 0 0 0 0 0 0 0 0 0
Change in Working Capital 2.4 3.0 (1.0) (3.3) (3.7) (5.9) (4.7) (7.4) 3.4 (4.2) (2.7) 0.4 0.7 (0.9) (1.8) (0.2) (0.3) 0.7 0.1 (0.4)
Other Non-Cash Items 135.8 24.1 13.4 39.9 5.5 3.0 7.7 19.8 8.1 3.3 0.4 0.2 0.8 0.6 3.2 0.8 0.4 0.7 0 0.3
Operating Cash Flow 63.2 62.6 90.3 111.6 9.2 47.3 42.8 41.1 38.2 32.7 6.2 9.4 7.9 5.7 5.1 6.6 6 7.1 5.1 3.2
Investing Activities
Capital Expenditure (2.4) (4.1) (2.7) (2.0) (2.1) (2.2) (5.7) (5.0) (5.6) (14.9) (2.2) (2.4) (2.5) (1.0) (0.4) (0.5) (1.6) (0.7) (0.4) (0.9)
Acquisitions 15.0 0 31.4 0 0 48.5 0 0 0 (35.6) 0 0 0 0 3.4 0 0 0 0 0
Purchases of Investments (848.7) (90.9) (387.5) (1,138.0) (1,139.7) (289.7) (68.0) (106.9) (228.8) (54.6) (24.3) (39.9) (33.4) (21.0) (18.5) (19.7) (11.2) (30) (13.0) (16.4)
Sales/Maturities of Investments 1,287.8 513.5 397.3 457.1 294.8 225.1 93.7 106.9 120.1 192.3 32.1 35.4 50.2 25.9 26.7 19.4 22.4 17.9 18.1 8.7
Other Investing Activities (139.4) (288.8) (311.7) 254.6 (20.4) 91.1 (114.6) (143.8) (9.2) (82.2) (32.8) (14.5) (47.5) (38.9) (26.8) (21.6) (30.1) (8.3) (10.3) 2.5
Investing Cash Flow 312.3 129.7 (273.3) (428.3) (867.4) 72.7 (94.4) (148.8) (123.6) 5.0 (27.2) (21.3) (33.1) (34.9) (15.6) (22.4) (20.5) (21.1) (5.6) (6.1)
Financing Activities
Net Debt Issuance (344.8) (107.8) 192.8 (103.4) 69.7 (101.2) 50.2 (25.6) 23 3.8 (7.0) 20.8 20.2 6.0 10.9 4.6 11.6 (1.5) 0.3 5.7
Stock Repurchased (0.3) 0 (2.7) (11.6) (4.6) (4.7) (2.1) 0 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (16.5) (15.2) (14.9) (14.3) (14.2) (11.5) (9.5) (8.1) (7.3) (6.3) (2.5) (2.5) (2.4) (2.4) (2.3) (2) (1.8) (1.6) (1.5) (1.0)
Other Financing Activities (9.9) (74.0) (109.7) 567.2 816.6 25.3 7.7 123.4 65.8 (19.4) 30.1 (5.4) 8.6 21.6 8.8 17.3 8.4 13.3 15.0 (17.6)
Financing Cash Flow (252.3) (197.0) 65.5 437.9 867.5 (92.1) 46.2 115.5 81.5 (14.0) 19.2 10.4 25.6 21.8 11.3 18.8 17.2 9.6 13.6 (2.3)
Cash Position
Net Change in Cash 123.2 (4.7) (117.4) 121.2 9.2 28.0 (5.5) 7.7 (3.9) 23.7 (1.9) (1.5) 0.3 (7.4) 0.8 2.9 2.7 (20.8) (7.7) (12.8)
Cash at Beginning 81.7 86.4 203.8 82.7 73.5 45.5 51.0 43.2 47.1 23.4 15.4 16.1 15.5 22.9 22.1 19.2 16.5 20.8 7.7 12.8
Cash at End 204.9 81.7 86.4 203.8 82.7 73.5 45.5 51.0 43.2 47.1 13.5 14.5 15.8 15.5 22.9 22.1 19.2 30.4 21.3 10.5
Free Cash Flow 60.8 58.5 87.7 109.5 7.0 45.1 37.1 36.1 32.5 17.8 3.9 7.1 5.4 4.7 4.7 6.1 4.4 6.4 4.7 2.3
Key Metrics 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Income Statement
Revenue 206.0 268.0 244.3 219.2 223.4 213.7 151.3 141.7 135.8 121.9 79.7 80.8 84.9 83.5 86.6 88.3 81.9 47.1 42.9 44.5 41.6 41.9 41.3 44.4 41.4 30.8 27.9 25.7 24.1 19.6 14.5
Gross Profit 60.5 156.7 209.4 206.1 163.2 167.7 121.2 109.2 115.1 106.1 69.0 67.3 66.5 60.4 57.5 52.3 47.2 27.6 25.6 28.6 27.4 26.6 23.2 21.2 19.1 14.0 16.2 15.9 14.6 12.3 9.6
Operating Income (84.0) 24.8 76.6 89.5 13.3 50.2 38.0 29.1 27.3 32.9 25.6 25.3 21.7 17.9 13.5 4.3 (25.0) 9.0 7.9 9.2 8.9 9.2 8.8 6.7 5.8 3.5 7.2 7.7 6.9 5.9 4.1
Net Income (60.3) 20.9 60.8 69.5 6.6 43.6 30.4 18.7 20.4 25.1 18.5 18.6 16.5 13.3 10.1 4.4 (24.6) 6.6 5.8 6.1 5.8 5.9 5.8 4.4 4.0 2.2 4.6 5.1 4.5 3.9 2.8
EPS (Diluted) -3.54 1.33 3.87 4.37 0.41 2.93 2.48 1.55 1.78 2.42 2.19 2.18 1.96 1.47 1.07 0.42 -3.09 1.29 1.71 1.36 1.25 1.16 0.92 0.68 0.66 0.56 1.20 1.33 1.19 1.03 0.99
Balance Sheet
Cash & Equivalents 204.9 81.7 86.4 203.8 82.5 73.3 45.5 50.3 43.2 46.9 27.6 32.9 14.5 14.5 14.1 15.8 15.5 15.1 22.1 19.2 16.5 20.8 7.7
Total Assets 6,236.3 6,427.5 6,577.9 6,025.1 5,556.6 4,653.6 3,291.5 3,212.3 3,079.6 2,980.0 1,534.8 1,509.0 650.6 623.3 537.8 545.8 515.2 486.2 298.4 274.9 251.9 205.1 186.7
Total Debt 116.6 138.6 531.1 336.2 439.5 371.0 300.1 248.5 274.1 202.1 190.8 231.7 114.0 108.7 81.1 111.0 90.6 84.4 46.2 20.1 8.5 10.0 9.7
Stockholders' Equity 559.7 524.4 492.8 527.5 515.2 509.0 357.1 340.3 305.5 296.2 152.2 130.3 56.9 56.1 55.7 50.8 49.3 50.2 38.2 36.8 34.2 32.1 29.8
Cash Flow
Operating Cash Flow 63.2 62.6 90.3 111.6 9.2 47.3 42.8 41.1 38.2 32.7 6.2 9.4 7.9 5.7 5.1 6.6 6 7.1 5.1 3.2
Capital Expenditure (2.4) (4.1) (2.7) (2.0) (2.1) (2.2) (5.7) (5.0) (5.6) (14.9) (2.2) (2.4) (2.5) (1.0) (0.4) (0.5) (1.6) (0.7) (0.4) (0.9)
Free Cash Flow 60.8 58.5 87.7 109.5 7.0 45.1 37.1 36.1 32.5 17.8 3.9 7.1 5.4 4.7 4.7 6.1 4.4 6.4 4.7 2.3