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Embers, Not Flames: Why Many Homes Ignite During Wildfires

Embers, Not Flames: Why Many Homes Ignite During Wildfires

Mercury Insurance shares practical steps homeowners can take during Wildfire Preparedness Month to reduce one of the most overlooked wildfire risks LOS ANGELES, May 21, 2026 /PRNewswire/ -- As communities across the country recognize Wildfire Preparedness Month, Mercury Insurance (NYSE/NYSE TX: MCY) is encouraging homeowners to focus on one of the leading causes of home ignition during wildfires: wind-driven embers. According to research from the Insurance Institute for Business & Home Safety (IBHS) and CAL FIRE, embers can travel miles ahead of an active wildfire, landing on roofs, vents, decks, and other vulnerable areas long before flames ever reach a structure.

May 21, 2026 05:06 AM prnewswire.com
America's Most Dangerous Driving Window Starts at 3pm - and Gets Worse an Hour Later

America's Most Dangerous Driving Window Starts at 3pm - and Gets Worse an Hour Later

Mercury Insurance's analysis of five years of claims data found crash volume peaks at 3pm, but serious injuries rise later as traffic speeds increase LOS ANGELES, May 19, 2026 /PRNewswire/ -- For the first time in its more than 60-year history, Mercury Insurance (NYSE/NYSE TX: MCY) analyzed proprietary claims data to identify the most dangerous moments on America's roads – and the results challenge a common assumption about rush hour driving. While crash volume peaks between 3:00 and 3:10pm, the risk of injury rises even higher about an hour later, between 4:00 and 4:10pm.

May 19, 2026 05:06 AM prnewswire.com
What People Forget: The Top 5 Items Missing From Most Wildfire Evacuation Plans

What People Forget: The Top 5 Items Missing From Most Wildfire Evacuation Plans

Mercury Insurance highlights critical gaps that can slow evacuation and complicate recovery during fast-moving wildfire events LOS ANGELES, May 14, 2026 /PRNewswire/ -- During Wildfire Prevention Month, Mercury Insurance (NYSE/NYSE TX: MCY) is urging residents in fire-prone areas to look beyond standard evacuation checklists and focus on what is most often overlooked. While many households have taken steps to prepare for wildfire emergencies, real-world events continue to show that small but critical gaps can create delays during evacuation and challenges in the hours and days that follow.

May 14, 2026 05:06 AM prnewswire.com
Mercury Insurance Announces Strategic Investment in BurnBot to Advance Wildfire Mitigation and Make Insurance More Affordable and Available

Mercury Insurance Announces Strategic Investment in BurnBot to Advance Wildfire Mitigation and Make Insurance More Affordable and Available

Partnership aims to reduce wildfire risk, strengthen community resilience, and help keep more homeowners insured LOS ANGELES, May 12, 2026 /PRNewswire/ -- Mercury Insurance (NYSE: MCY) today announced a strategic investment in BurnBot, a wildfire mitigation technology company. The investment reflects the Company's proactive approach to reducing wildfire risk before it turns into loss and is part of Mercury's broader effort to strengthen community resilience and support long-term insurance availability and affordability in wildfire-prone regions, particularly in California.

May 12, 2026 05:06 AM prnewswire.com
Mercury General: From Wildfire Panic To Underwriting Recovery

Mercury General: From Wildfire Panic To Underwriting Recovery

Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events.

May 09, 2026 03:56 AM seekingalpha.com
Mercury Insurance and Olympus Insurance Partner to Expand Auto and Home Bundling in Florida and Unlock New Savings

Mercury Insurance and Olympus Insurance Partner to Expand Auto and Home Bundling in Florida and Unlock New Savings

Joint program delivers meaningful savings and expanded coverage options while equipping independent agents with more ways to serve their customers LOS ANGELES, May 7, 2026 /PRNewswire/ -- Mercury Insurance (NYSE: MCY) and Olympus Insurance today announced a new partnership designed to expand access to bundled auto and homeowners insurance for customers across Florida, while equipping independent agents with more ways to deliver those solutions. Launching statewide today, the joint offering brings together Mercury's strength in auto insurance with Olympus' Florida-focused homeowners coverage to create a more convenient and comprehensive insurance solution, while giving agents additional tools to better serve their clients.

May 07, 2026 05:06 AM prnewswire.com
As Embers Travel Miles and Drive Most Home Ignitions, Defensible Space is Evolving

As Embers Travel Miles and Drive Most Home Ignitions, Defensible Space is Evolving

As Wildfire Awareness Month begins, Mercury Insurance outlines how changing wildfire behavior is reshaping home protection and what homeowners should do differently today LOS ANGELES, May 6, 2026 /PRNewswire/ -- Wildfire risk is changing, and so is the playbook for protecting homes. In recognition of Wildfire Awareness Month, Mercury Insurance (NYSE/NYSE TX: MCY) is urging homeowners to rethink traditional defensible space strategies as modern wildfire behavior, driven by climate conditions and changing landscapes, increases the speed, intensity, and reach of fires.

May 06, 2026 08:06 AM prnewswire.com
Mercury General Corporation Announces First Quarter Results and Declares Quarterly Dividend

Mercury General Corporation Announces First Quarter Results and Declares Quarterly Dividend

LOS ANGELES, May 5, 2026 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today for the first quarter of 2026: Consolidated Highlights Three Months Ended March 31, Change 2026 2025 $ % (000's except per-share amounts and ratios) Net premiums earned (2) $   1,452,413 $   1,283,069 $   169,344 13.2 Net premiums written (1) (2)  $   1,550,118 $   1,314,380 $   235,738 17.9 Direct premiums written (1) $   1,572,741 $   1,445,443 $   127,298 8.8 Net realized investment (losses) gains, net of tax (3) $         (3,589) $        18,424 $    (22,013) (119.5) Net income (loss) $      190,421 $     (108,327) $   298,748 NM Net income (loss) per diluted share $            3.44 $           (1.96) $           5.4 NM Operating income (loss) (1) $      194,010 $     (126,751) $   320,761 NM Operating income (loss) per diluted share (1) $            3.50 $           (2.29) $         5.79 NM Catastrophe losses net of reinsurance (4) $        93,000 $      447,000 $  (354,000) (79.2) Combined ratio (5) 89.3 % 119.2 % — (29.9) pts NM = Not Meaningful (1) These measures are not based on U.S. generally accepted accounting principles ("GAAP"), are defined in "Information Regarding GAAP and Non-GAAP Measures" and are reconciled to the most directly comparable GAAP measures in "Supplemental Schedules." (2) Net  premiums earned and net premiums written for the three months ended March 31, 2025 include $76 million and $127 million, respectively, of increased ceded reinsurance premiums due to the Company's reinsurance treaty being fully used up and from the reinstatement of the Company's catastrophe reinsurance benefits following the Palisades and Eaton wildfires in January 2025.

May 05, 2026 12:05 PM prnewswire.com
More Than a Discount: Drivers Who Bundle Home and Auto See Fewer Coverage Gaps and Smoother Claims

More Than a Discount: Drivers Who Bundle Home and Auto See Fewer Coverage Gaps and Smoother Claims

Industry data shows bundled policyholders can save up to 25 percent on premiums while benefiting from simplified claims handling and more consistent protection LOS ANGELES, April 28, 2026 /PRNewswire/ -- As insurance costs remain top of mind for consumers, new insights from Mercury Insurance (NYSE/NYSE TX: MCY) highlight that bundling home and auto policies delivers more than just savings. While multi-policy discounts can reduce premiums by as much as 25 percent on average across the industry, the bigger advantage may be how bundling improves coverage alignment and simplifies the claims experience.

Apr 28, 2026 08:06 AM prnewswire.com
$50 Billion in Losses and Minutes to Hit; Why Hail Season Demands Early Action

$50 Billion in Losses and Minutes to Hit; Why Hail Season Demands Early Action

Mercury Insurance shares practical steps to help protect homes, vehicles, and outdoor property as severe weather activity accelerates nationwide LOS ANGELES, April 23, 2026 /PRNewswire/ -- As severe weather season ramps up across the U.S., Mercury Insurance (NYSE/NYSE Texas: MCY) is urging homeowners and drivers to prepare now, as hailstorms remain one of the fastest and most expensive threats to property. While storms may pass quickly, the damage they leave behind can be significant.

Apr 23, 2026 08:06 AM prnewswire.com
Spring Rain Puts Roofs to the Test. Nearly 1 in 3 Home Insurance Claims Tied to Water Damage

Spring Rain Puts Roofs to the Test. Nearly 1 in 3 Home Insurance Claims Tied to Water Damage

Mercury Insurance highlights how simple roof maintenance can help homeowners avoid costly leaks as storm season ramps up LOS ANGELES, April 21, 2026 /PRNewswire/ -- As spring rain begins to fall across many regions, Mercury Insurance (NYSE/NYSE Texas: MCY) is encouraging homeowners to inspect and maintain their roofs, as seasonal showers can expose existing vulnerabilities and lead to preventable water damage. Water damage and freezing account for nearly 30 percent of all homeowners insurance claims nationwide, making it one of the leading drivers of property loss.

Apr 21, 2026 08:06 AM prnewswire.com

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