MCB - Metropolitan Bank Holding Corp.
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$97.00
DETAILS
HIGH:
$97.00
LOW:
$97.00
MEDIAN:
$97.00
CONSENSUS:
$97.00
UPSIDE:
5.48%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||
| Revenue | 527.1 | 492.2 | 403.3 | 287.3 | 197.0 | 160.1 | 140.4 | 96.1 | 72.1 | 49.2 | 36.5 |
| Cost of Revenue | 249.6 | 221.6 | 164.9 | 41.7 | 20.1 | 27.7 | 36.4 | 15.9 | 15.7 | 14.1 | 7.3 |
| Gross Profit | 277.5 | 270.7 | 238.5 | 245.6 | 176.9 | 132.4 | 104.0 | 80.2 | 56.3 | 35.0 | 29.2 |
| Operating Expenses | |||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 94.4 | 89.6 | 76.0 | 61.9 | 49.8 | 41.8 | 31.2 | 25.7 | 20.8 | 19.5 | 15.5 |
| Other Expenses | 81.7 | 83.9 | 55.5 | 86.8 | 37.6 | 32.7 | 28.7 | 17.8 | 12.0 | 7.5 | 6.9 |
| Operating Expenses | 176.0 | 173.6 | 131.5 | 148.7 | 87.3 | 74.5 | 60.0 | 43.5 | 32.7 | 27.0 | 22.4 |
| Operating Income | |||||||||||
| Operating Income | 101.5 | 97.1 | 106.9 | 96.9 | 89.6 | 57.9 | 44.1 | 36.8 | 23.6 | 8.1 | 6.8 |
| Interest Expense | 212.0 | 215.3 | 152.6 | 31.6 | 16.3 | 18.2 | 32.2 | 12.7 | 8.7 | 6.1 | 5.3 |
| Interest Income | 515.3 | 468.4 | 375.4 | 260.7 | 173.3 | 143.1 | 129.8 | 83.9 | 60.8 | 44.2 | 32.7 |
| Profitability | |||||||||||
| EBITDA | 101.5 | 85.7 | 114.1 | 106.6 | 94.6 | 62.5 | 45.7 | 38.1 | 24.6 | 8.8 | 7.5 |
| EBIT | 101.5 | 97.1 | 106.9 | 96.9 | 89.6 | 57.9 | 44.1 | 36.8 | 23.6 | 8.1 | 6.8 |
| Income Before Tax | 101.5 | 97.1 | 106.9 | 96.9 | 89.6 | 57.9 | 44.1 | 36.8 | 23.6 | 8.1 | 6.8 |
| Income Tax Expense | 30.4 | 30.4 | 29.6 | 37.5 | 29.0 | 18.5 | 13.9 | 11.2 | 11.2 | 3.0 | 2.6 |
| Net Income | 71.1 | 66.7 | 77.3 | 59.4 | 60.6 | 39.5 | 30.1 | 25.6 | 12.4 | 5.0 | 4.3 |
| Per Share Data | |||||||||||
| EPS (Basic) | 6.71 | 5.96 | 6.95 | 5.42 | 6.64 | 4.76 | 3.63 | 3.12 | 2.40 | 0.65 | 1.38 |
| EPS (Diluted) | 6.62 | 5.93 | 6.91 | 5.29 | 6.45 | 4.66 | 3.56 | 3.06 | 2.34 | 0.65 | 1.38 |
| Shares Outstanding | 10.6 | 11.2 | 11.1 | 10.9 | 9.0 | 8.2 | 8.2 | 8.2 | 8.2 | 7.7 | 3.1 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 393.6 | 200.3 | 269.5 | 257.4 | 2,359.3 | 864.3 | 389.2 | 232.9 | 261.2 | 82.9 |
| Short-Term Investments | 551.0 | 66.9 | 0 | 0 | 566.6 | 266.1 | 234.9 | 30.4 | 32.2 | 37.3 |
| Net Receivables | 0 | 0 | 87.6 | 85.6 | 39.9 | 40.5 | 20.4 | 19.2 | 20.6 | 15.7 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 944.6 | 267.2 | 357.1 | 343.0 | 2,982.7 | 1,189.3 | 661.7 | 290.8 | 319.7 | 143.7 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 0 | 0 | 0 | 31.9 | 15.1 | 13.5 | 12.1 | 6.9 | 6.3 | 5.0 |
| Goodwill | 0 | 0 | 0 | 0 | 9.7 | 9.7 | 9.7 | 9.7 | 9.7 | 9.7 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 7,123.9 | 6,850.3 | 6,538.0 | 5,776.0 | 4,093.6 | 3,118.3 | 2,674.1 | 1,875.2 | 1,424.1 | 1,061.8 |
| Other Non-Current Assets | 187.2 | 183.3 | 172.6 | 116.5 | 15.2 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Assets | 7,311.1 | 7,033.6 | 6,710.6 | 5,924.3 | 4,133.6 | 3,141.5 | 2,695.9 | 1,891.9 | 1,440.1 | 1,076.6 |
| Total Assets | 8,255.7 | 7,300.7 | 7,067.7 | 6,267.3 | 7,116.4 | 4,330.8 | 3,357.6 | 2,182.6 | 1,759.9 | 1,220.3 |
| Current Liabilities | ||||||||||
| Account Payables | 0 | 0 | 0 | 0 | 37.2 | 62.4 | 24.8 | 19.7 | 22.4 | 11.1 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 7,377.2 | 5,983.0 | 5,726.7 | 5,277.9 | 6,435.6 | 3,829.6 | 2,790.8 | 1,660.6 | 1,404.4 | 993.8 |
| Total Current Liabilities | 7,377.2 | 5,983.0 | 5,737.3 | 5,277.9 | 6,472.7 | 3,892.0 | 2,815.6 | 1,700.9 | 1,447.4 | 1,025.5 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 11.0 | 457.4 | 546.6 | 257.7 | 57.2 | 61.6 | 211.6 | 209.5 | 66.7 | 78.4 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 124.5 | 130.5 | 124.8 | 155.8 | 29.5 | 36.5 | 31.3 | 7.7 | 8.9 | 6.9 |
| Total Non-Current Liabilities | 135.4 | 587.9 | 671.4 | 413.5 | 86.6 | 98.1 | 242.9 | 217.2 | 75.6 | 85.3 |
| Total Liabilities | 7,512.6 | 6,570.9 | 6,408.7 | 5,691.4 | 6,559.4 | 3,990.0 | 3,058.4 | 1,918.1 | 1,523.0 | 1,110.8 |
| Stockholders' Equity | ||||||||||
| Common Stock | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 |
| Retained Earnings | 450.6 | 382.7 | 316.0 | 240.8 | 181.4 | 120.8 | 81.4 | 51.4 | 25.9 | 13.5 |
| Accumulated Other Comprehensive Income | (39.7) | (53.1) | (52.9) | (54.3) | (7.5) | 1.0 | 1.2 | (0.5) | (0.2) | (0.2) |
| Total Stockholders' Equity | 743.1 | 729.8 | 659.0 | 575.9 | 557.0 | 340.8 | 299.1 | 264.5 | 236.9 | 109.5 |
| Total Liabilities & Equity | 8,255.7 | 7,300.7 | 7,067.7 | 6,267.3 | 7,116.4 | 4,330.8 | 3,357.6 | 2,182.6 | 1,759.9 | 1,220.3 |
| Debt Metrics | ||||||||||
| Total Debt | 11.0 | 457.4 | 546.6 | 257.7 | 57.2 | 61.6 | 211.6 | 209.5 | 66.7 | 78.4 |
| Net Debt | (382.6) | 257.2 | 277.1 | 0.3 | (2,302.2) | (802.7) | (177.6) | (23.4) | (194.5) | (4.5) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 71.1 | 66.7 | 77.3 | 59.4 | 60.6 | 39.5 | 30.1 | 25.6 | 12.4 | 5.0 |
| Depreciation & Amortization | (11.1) | (11.4) | 7.1 | 9.7 | 5.1 | 4.6 | 1.6 | 1.4 | 1.0 | 0.8 |
| Stock-Based Compensation | 8.9 | 8.9 | 9.8 | 7.8 | 4.8 | 3.3 | 3.1 | 2.2 | 0.4 | 2.3 |
| Change in Working Capital | (7.4) | 83.8 | (61.2) | 2.6 | (38.6) | 33 | (1.5) | (5.0) | 9.6 | (1.0) |
| Other Non-Cash Items | 36.4 | 3.3 | 12.2 | 10.3 | 5.6 | 6.6 | 7.5 | 4.5 | 7.3 | 8.4 |
| Operating Cash Flow | 88.7 | 148.5 | 42.4 | 85.9 | 37.3 | 87.3 | 39.0 | 27.1 | 31.5 | 14.6 |
| Investing Activities | ||||||||||
| Capital Expenditure | (6.3) | (2.6) | (5.7) | (19.2) | (4.0) | (3.9) | (6.8) | (2.0) | (2.2) | (1.2) |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases of Investments | (199.1) | (72.8) | (71.4) | (207.4) | (868.4) | (238.5) | (237.9) | (20.6) | (9.8) | (4.4) |
| Sales/Maturities of Investments | 198.2 | 92.9 | 108.3 | 121.4 | 171.5 | 218.3 | 37.4 | 11.8 | 14.6 | 12.3 |
| Other Investing Activities | (755.8) | (387.1) | (806.6) | (1,124.1) | (602.1) | (464.9) | (807.5) | (443.9) | (369.2) | (240.4) |
| Investing Cash Flow | (763.0) | (369.6) | (775.4) | (1,229.3) | (1,303.0) | (489.0) | (1,014.8) | (454.6) | (366.6) | (233.7) |
| Financing Activities | ||||||||||
| Net Debt Issuance | (446.5) | (89.1) | 288.9 | 200.6 | (4.5) | (150.0) | 2.0 | 142.8 | (11.8) | (17.7) |
| Stock Repurchased | (77.0) | (4.6) | (3.2) | (1.6) | (3.4) | (0.9) | (0.1) | (0.1) | 0 | 0 |
| Dividends Paid | (3.1) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (3.4) |
| Other Financing Activities | 1,394.2 | 245.7 | 459.4 | (1,157.5) | 2,606.0 | 1,027.7 | 1,130.2 | 256.6 | 410.5 | 227.7 |
| Financing Cash Flow | 867.6 | 152.0 | 745.1 | (958.5) | 2,760.8 | 876.9 | 1,132.1 | 399.2 | 513.5 | 236.4 |
| Cash Position | ||||||||||
| Net Change in Cash | 193.3 | (69.2) | 12.0 | (2,101.9) | 1,495.0 | 475.1 | 156.3 | (28.3) | 178.3 | 17.3 |
| Cash at Beginning | 200.3 | 269.5 | 257.4 | 2,359.3 | 864.3 | 389.2 | 232.9 | 261.2 | 82.9 | 65.6 |
| Cash at End | 393.6 | 200.3 | 269.5 | 257.4 | 2,359.3 | 864.3 | 389.2 | 232.9 | 261.2 | 82.9 |
| Free Cash Flow | 82.4 | 145.8 | 36.7 | 66.6 | 33.3 | 83.4 | 32.1 | 25.1 | 29.3 | 13.4 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Revenue | 527.1 | 492.2 | 403.3 | 287.3 | 197.0 | 160.1 | 140.4 | 96.1 | 72.1 | 49.2 | 36.5 |
| Gross Profit | 277.5 | 270.7 | 238.5 | 245.6 | 176.9 | 132.4 | 104.0 | 80.2 | 56.3 | 35.0 | 29.2 |
| Operating Income | 101.5 | 97.1 | 106.9 | 96.9 | 89.6 | 57.9 | 44.1 | 36.8 | 23.6 | 8.1 | 6.8 |
| Net Income | 71.1 | 66.7 | 77.3 | 59.4 | 60.6 | 39.5 | 30.1 | 25.6 | 12.4 | 5.0 | 4.3 |
| EPS (Diluted) | 6.62 | 5.93 | 6.91 | 5.29 | 6.45 | 4.66 | 3.56 | 3.06 | 2.34 | 0.65 | 1.38 |
| Balance Sheet | |||||||||||
| Cash & Equivalents | 393.6 | 200.3 | 269.5 | 257.4 | 2,359.3 | 864.3 | 389.2 | 232.9 | 261.2 | 82.9 | |
| Total Assets | 8,255.7 | 7,300.7 | 7,067.7 | 6,267.3 | 7,116.4 | 4,330.8 | 3,357.6 | 2,182.6 | 1,759.9 | 1,220.3 | |
| Total Debt | 11.0 | 457.4 | 546.6 | 257.7 | 57.2 | 61.6 | 211.6 | 209.5 | 66.7 | 78.4 | |
| Stockholders' Equity | 743.1 | 729.8 | 659.0 | 575.9 | 557.0 | 340.8 | 299.1 | 264.5 | 236.9 | 109.5 | |
| Cash Flow | |||||||||||
| Operating Cash Flow | 88.7 | 148.5 | 42.4 | 85.9 | 37.3 | 87.3 | 39.0 | 27.1 | 31.5 | 14.6 | |
| Capital Expenditure | (6.3) | (2.6) | (5.7) | (19.2) | (4.0) | (3.9) | (6.8) | (2.0) | (2.2) | (1.2) | |
| Free Cash Flow | 82.4 | 145.8 | 36.7 | 66.6 | 33.3 | 83.4 | 32.1 | 25.1 | 29.3 | 13.4 | |