Profitability
Weight: 25%
B
70.0
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 5.4% 100/100
- Operating Margin Trend -2.40 pp/yr 0/100
LAZ - Lazard Ltd
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$48.50
DETAILS
HIGH:
$52.00
LOW:
$45.00
MEDIAN:
$48.50
CONSENSUS:
$48.50
UPSIDE:
0.92%
AlphaQuality
Quantitative six-pillar business-quality grade
Banks, Insurers & Asset Managers
AlphaQuality — archetype-weighted quantitative grade
B+
75.0 / 100 composite
Capital Efficiency
Weight: 20%
A+
95.5
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 55.5% 100/100
- 5yr Share-Count CAGR -1.7% 85/100
Growth Quality
Weight: 10%
D-
27.2
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 0.0% 25/100
- 5yr EPS CAGR -17.3% 0/100
- Positive-EPS Years (5) 4/5 80/100
Cash Generation
Weight: 5%
A
90.0
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.22x 90/100
Balance Sheet
Weight: 30%
A
87.1
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 17.7% 98/100
- Interest Coverage (EBIT/Int) 4.74x 62/100
Stability
Weight: 10%
C
51.2
- EPS Volatility (σ/μ) 0.46 36/100
- Piotroski F-Score 6 67/100
- Negative-Revenue Years (5) 2/5 60/100
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 3 gurus held; 2 trimmed; 2 full exits.
- Holders
- 2 -1
- Avg Δ position
- -62.3%
- New buys
- 0
- Full exits
- 2
How this is calculated
AlphaQuality grades six pillars from 0-100 and weights each by archetype:
- Profitability (25%) — 5yr Avg ROA, Operating Margin Trend
- Capital Efficiency (20%) — 5yr Avg ROTCE, 5yr Share-Count CAGR
- Growth Quality (10%) — 5yr BVPS CAGR, 5yr EPS CAGR, Positive-EPS Years (5)
- Cash Generation (5%) — 5yr OCF/NI
- Balance Sheet (30%) — Equity / Assets, Interest Coverage (EBIT/Int)
- Stability (10%) — EPS Volatility (σ/μ), Piotroski F-Score, Negative-Revenue Years (5)
We deliberately ignore stock price, analyst targets, and consensus ratings so the grade is suitable for backtesting forward returns. A minimum of 5 fiscal years of audited statements is required; distressed and highly leveraged infrastructure businesses are declared ungradable rather than forced into a numeric score.