JMSB - John Marshall Bancorp, Inc.
Price:
--
--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$24.00
DETAILS
HIGH:
$24.00
LOW:
$24.00
MEDIAN:
$24.00
CONSENSUS:
$24.00
UPSIDE:
13.96%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||
| Revenue | 115.3 | 112.4 | 85.8 | 85.8 | 75.8 | 74.1 | 70.3 | 59.1 | 50.5 | 43.4 | 39.5 | 34.8 | 30.7 | 20.5 |
| Cost of Revenue | 54.4 | 58.7 | 47.0 | 13.8 | 11.3 | 21.8 | 21.5 | 15.3 | 10.2 | 10.1 | 6.4 | 5.4 | 4.7 | 0 |
| Gross Profit | 61.0 | 53.7 | 38.8 | 71.9 | 64.5 | 52.2 | 48.8 | 43.9 | 40.4 | 33.3 | 33.1 | 29.4 | 26.0 | 20.5 |
| Operating Expenses | ||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 23.6 | 21.4 | 21.6 | 21.8 | 22.5 | 19.8 | 18.8 | 19.4 | 16.0 | 13.6 | 12.3 | 10.9 | 9.7 | 9.4 |
| Other Expenses | 10.0 | 10.4 | 9.2 | 10.1 | 9.8 | 9.4 | 9.9 | 9.1 | 8.1 | 7.4 | 7.0 | 6.1 | 5.4 | 0 |
| Operating Expenses | 33.6 | 31.8 | 30.8 | 31.9 | 32.3 | 29.2 | 28.7 | 28.5 | 24.1 | 21.0 | 19.3 | 17.0 | 15.0 | 12.7 |
| Operating Income | ||||||||||||||
| Operating Income | 27.4 | 21.9 | 8.0 | 40.1 | 32.3 | 23.1 | 20.1 | 15.3 | 16.2 | 12.3 | 13.8 | 12.4 | 11.0 | 7.8 |
| Interest Expense | 52.7 | 59.1 | 50.3 | 13.6 | 8.2 | 15.6 | 20.3 | 14.2 | 8.8 | 6.3 | 5.2 | 4.4 | 3.9 | 0 |
| Interest Income | 113.3 | 109.7 | 100.5 | 83.8 | 73.9 | 72.1 | 68.6 | 57.4 | 48.9 | 42.0 | 38.6 | 34.1 | 30.2 | 0 |
| Profitability | ||||||||||||||
| EBITDA | 28.9 | 23.6 | 9.7 | 42.0 | 34.5 | 25.7 | 22.9 | 16.6 | 17.0 | 13.1 | 14.6 | 13.1 | 11.6 | 0 |
| EBIT | 27.4 | 21.9 | 8.0 | 40.1 | 32.3 | 23.1 | 20.1 | 15.3 | 16.2 | 12.3 | 13.8 | 12.4 | 11.0 | 0 |
| Income Before Tax | 27.4 | 21.9 | 8.0 | 40.1 | 32.3 | 23.1 | 20.1 | 15.3 | 16.2 | 12.3 | 13.8 | 12.4 | 11.0 | 7.8 |
| Income Tax Expense | 6.2 | 4.8 | 2.8 | 8.3 | 6.8 | 4.5 | 4.2 | 3.2 | 7.3 | 4.0 | 4.9 | 4.4 | 3.9 | 2.8 |
| Net Income | 21.2 | 17.1 | 5.2 | 31.8 | 25.5 | 18.5 | 15.9 | 12.2 | 9.0 | 8.3 | 8.9 | 8.0 | 7.1 | 5.0 |
| Per Share Data | ||||||||||||||
| EPS (Basic) | 1.50 | 1.20 | 0.37 | 2.27 | 1.87 | 1.37 | 1.22 | 0.95 | 0.70 | 0.65 | 0.69 | 0.63 | 0.55 | 0.57 |
| EPS (Diluted) | 1.49 | 1.20 | 0.36 | 2.25 | 1.83 | 1.35 | 1.17 | 0.89 | 0.66 | 0.65 | 0.69 | 0.63 | 0.55 | 0.57 |
| Shares Outstanding | 14.2 | 14.2 | 14.1 | 13.9 | 13.6 | 13.5 | 13.0 | 12.8 | 12.7 | 12.8 | 12.8 | 12.8 | 12.8 | 8.8 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 135.7 | 122.5 | 99.0 | 61.6 | 105.8 | 138.5 | 94.5 | 101.6 | 38.1 | 54.6 |
| Short-Term Investments | 0 | 20.8 | 170.0 | 357.6 | 239.3 | 151.9 | 122.7 | 61.1 | 54.7 | 48.3 |
| Net Receivables | 0 | 6.0 | 6.1 | 5.5 | 4.9 | 5.3 | 4.0 | 3.6 | 3.3 | 3.0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 135.9 | 149.3 | 275.1 | 424.7 | 350.0 | 295.7 | 221.2 | 166.2 | 96.1 | 105.9 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 5.9 | 6.3 | 5.5 | 5.8 | 6.5 | 8.4 | 9.6 | 2.9 | 2.5 | 2.5 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 2,072.0 | 1,938.7 | 1,870.8 | 1,753.8 | 1,546.5 | 1,315.2 | 1,188.0 | 1,039.5 | 930.3 |
| Other Non-Current Assets | (5.9) | 7.4 | 23.3 | 46.9 | 38.9 | 35.0 | 35.9 | 37.5 | 36.9 | 36.7 |
| Total Non-Current Assets | 0 | 2,085.7 | 1,967.4 | 1,923.5 | 1,799.3 | 1,589.8 | 1,360.7 | 1,228.4 | 1,078.9 | 969.4 |
| Total Assets | 2,332.6 | 2,234.9 | 2,242.5 | 2,348.2 | 2,149.3 | 1,885.5 | 1,581.9 | 1,394.6 | 1,175.0 | 1,075.4 |
| Current Liabilities | ||||||||||
| Account Payables | 0 | 2.4 | 4.6 | 1.0 | 0.8 | 0.9 | 1.1 | 1.2 | 1.0 | 0.2 |
| Short-Term Debt | 0 | 0 | 10 | 25.5 | 0 | 0 | 12 | 15.0 | 10.0 | 14.2 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 1,180.2 | 1,892.4 | 1,902.0 | 2,067.7 | 1,881.6 | 1,640.1 | 1,308.7 | 1,138.4 | 896.9 | 832.9 |
| Total Current Liabilities | 1,180.2 | 1,894.8 | 1,921.2 | 2,094.3 | 1,882.4 | 1,641.0 | 1,321.8 | 1,154.6 | 907.9 | 847.5 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 85.7 | 80.8 | 24.7 | 24.6 | 42.7 | 46.7 | 86.6 | 93.1 | 133.0 | 104 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | (90.5) | 7.4 | 62.3 | 11.7 | 10.5 | 5.5 | 4.0 | 4.9 | 5.2 | 5.1 |
| Total Non-Current Liabilities | 0 | 93.5 | 91.5 | 41.2 | 58.4 | 58.4 | 98.1 | 98.0 | 138.2 | 109.1 |
| Total Liabilities | 2,066.9 | 1,988.3 | 2,012.6 | 2,135.4 | 1,940.8 | 1,699.4 | 1,419.9 | 1,252.6 | 1,046.2 | 956.6 |
| Stockholders' Equity | ||||||||||
| Common Stock | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 50.7 |
| Retained Earnings | 176.9 | 160.0 | 146.4 | 146.6 | 117.6 | 92.2 | 73.6 | 57.7 | 45.5 | 36.5 |
| Accumulated Other Comprehensive Income | (7.1) | (10.7) | (12.3) | (28.7) | (0.4) | 3.8 | 0.8 | (1.0) | (0.7) | (0.5) |
| Total Stockholders' Equity | 265.6 | 246.6 | 229.9 | 212.8 | 208.5 | 186.1 | 162.0 | 142.0 | 128.9 | 118.8 |
| Total Liabilities & Equity | 2,332.6 | 2,234.9 | 2,242.5 | 2,348.2 | 2,149.3 | 1,885.5 | 1,581.9 | 1,394.6 | 1,175.0 | 1,075.4 |
| Debt Metrics | ||||||||||
| Total Debt | 90.5 | 86.2 | 39.2 | 55.0 | 47.9 | 52.9 | 106.1 | 108.1 | 143.0 | 118.2 |
| Net Debt | (45.2) | (36.3) | (59.9) | (6.6) | (57.9) | (85.6) | 11.6 | 6.5 | 104.9 | 63.6 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 21.2 | 17.1 | 5.2 | 31.8 | 25.5 | 18.5 | 15.9 | 12.2 | 9.0 | 8.3 |
| Depreciation & Amortization | 1.5 | 1.7 | 1.7 | 1.9 | 2.2 | 2.6 | 2.7 | 1.3 | 0.8 | 0.8 |
| Stock-Based Compensation | 0.5 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 1.0 | 0.8 | 0.3 |
| Change in Working Capital | (1.4) | (0.5) | (3.6) | (2.0) | 1.8 | (1.7) | (2.4) | (1.1) | 0.5 | (1.2) |
| Other Non-Cash Items | 0.8 | (1.3) | 13.2 | 0.3 | 3.0 | 5.8 | 1.1 | 1.3 | 1.4 | 3.9 |
| Operating Cash Flow | 22.6 | 17.3 | 18.0 | 33.2 | 32.4 | 24.4 | 18.5 | 14.3 | 13.7 | 11.7 |
| Investing Activities | ||||||||||
| Capital Expenditure | (0.6) | (0.5) | (0.6) | (0.2) | (0.4) | (0.6) | (0.3) | (1.2) | (0.8) | (0.5) |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases of Investments | (32.3) | 0 | (0.4) | (208.5) | (243.1) | (70.5) | (60.3) | (19.0) | (33.5) | (40.8) |
| Sales/Maturities of Investments | 47.8 | 45.8 | 195.3 | 59.9 | 43.7 | 44.6 | 36.4 | 16.4 | 28.9 | 26.1 |
| Other Investing Activities | (104.2) | (14.3) | (49.5) | (122.1) | (103.3) | (235.4) | (163.6) | (216.6) | (95.2) | (138.1) |
| Investing Cash Flow | (88.7) | 31.0 | 144.8 | (270.9) | (303.0) | (261.9) | (187.8) | (220.4) | (100.6) | (153.3) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 0 | 2 | 54 | 7.1 | (4) | (40) | (6.5) | (40) | 29.0 | 33 |
| Stock Repurchased | (2.4) | (0.1) | (0.0) | (0.0) | (0.2) | (0.4) | (0.1) | (0.1) | 0 | 0 |
| Dividends Paid | (4.3) | (3.6) | (3.1) | (2.8) | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | 79.8 | (23.1) | (176.3) | 186.2 | 241.4 | 319.4 | 167.3 | 246.4 | 59.9 | 104.5 |
| Financing Cash Flow | 73.6 | (24.8) | (125.4) | 193.5 | 238.0 | 281.4 | 162.3 | 206.7 | 89.3 | 138.3 |
| Cash Position | ||||||||||
| Net Change in Cash | 7.5 | 23.5 | 37.4 | (44.2) | (32.7) | 44.0 | (7.1) | 0.6 | 2.4 | (3.3) |
| Cash at Beginning | 122.5 | 99.0 | 61.6 | 105.8 | 138.5 | 94.5 | 101.6 | 7.3 | 4.9 | 8.2 |
| Cash at End | 130.0 | 122.5 | 99.0 | 61.6 | 105.8 | 138.5 | 94.5 | 7.9 | 7.3 | 4.9 |
| Free Cash Flow | 22.0 | 16.8 | 17.4 | 33.0 | 32.0 | 23.8 | 18.2 | 13.1 | 12.9 | 11.1 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||
| Revenue | 115.3 | 112.4 | 85.8 | 85.8 | 75.8 | 74.1 | 70.3 | 59.1 | 50.5 | 43.4 | 39.5 | 34.8 | 30.7 | 20.5 |
| Gross Profit | 61.0 | 53.7 | 38.8 | 71.9 | 64.5 | 52.2 | 48.8 | 43.9 | 40.4 | 33.3 | 33.1 | 29.4 | 26.0 | 20.5 |
| Operating Income | 27.4 | 21.9 | 8.0 | 40.1 | 32.3 | 23.1 | 20.1 | 15.3 | 16.2 | 12.3 | 13.8 | 12.4 | 11.0 | 7.8 |
| Net Income | 21.2 | 17.1 | 5.2 | 31.8 | 25.5 | 18.5 | 15.9 | 12.2 | 9.0 | 8.3 | 8.9 | 8.0 | 7.1 | 5.0 |
| EPS (Diluted) | 1.49 | 1.20 | 0.36 | 2.25 | 1.83 | 1.35 | 1.17 | 0.89 | 0.66 | 0.65 | 0.69 | 0.63 | 0.55 | 0.57 |
| Balance Sheet | ||||||||||||||
| Cash & Equivalents | 135.7 | 122.5 | 99.0 | 61.6 | 105.8 | 138.5 | 94.5 | 101.6 | 38.1 | 54.6 | ||||
| Total Assets | 2,332.6 | 2,234.9 | 2,242.5 | 2,348.2 | 2,149.3 | 1,885.5 | 1,581.9 | 1,394.6 | 1,175.0 | 1,075.4 | ||||
| Total Debt | 90.5 | 86.2 | 39.2 | 55.0 | 47.9 | 52.9 | 106.1 | 108.1 | 143.0 | 118.2 | ||||
| Stockholders' Equity | 265.6 | 246.6 | 229.9 | 212.8 | 208.5 | 186.1 | 162.0 | 142.0 | 128.9 | 118.8 | ||||
| Cash Flow | ||||||||||||||
| Operating Cash Flow | 22.6 | 17.3 | 18.0 | 33.2 | 32.4 | 24.4 | 18.5 | 14.3 | 13.7 | 11.7 | ||||
| Capital Expenditure | (0.6) | (0.5) | (0.6) | (0.2) | (0.4) | (0.6) | (0.3) | (1.2) | (0.8) | (0.5) | ||||
| Free Cash Flow | 22.0 | 16.8 | 17.4 | 33.0 | 32.0 | 23.8 | 18.2 | 13.1 | 12.9 | 11.1 | ||||