Jack Henry & Associates, Inc. logo JKHY - Jack Henry & Associates, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 12
HOLD 10
SELL 0
STRONG
SELL
0
| PRICE TARGET: $194.63 DETAILS
HIGH: $220.00
LOW: $165.00
MEDIAN: $200.50
CONSENSUS: $194.63
UPSIDE: 38.83%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 2,375.3 2,215.5 2,077.7 1,942.9 1,758.2 1,697.1 1,552.7 1,536.6 1,431.1 1,354.6 1,256.2 1,210.1 1,129.4 1,027.1 966.9 836.6 745.6 742.9 668.1 592.2 535.9 467.4 404.6 396.7 345.5 225.3 184.5 113.4 82.6 67.6 46.1 38.4 32.6
Cost of Revenue 1,360.7 1,299.5 1,219.1 1,128.6 1,063.4 1,008.5 923.0 873.6 819.0 773.7 720.3 691.4 652.4 603.4 567.6 491.5 446.2 435.7 381.9 335.8 313.4 279.4 251.3 235.4 193.9 111.7 91.6 50.5 37 30 20.8 20.5 18.5
Gross Profit 1,014.5 916.1 858.6 814.3 694.8 688.6 629.7 663.0 612.1 581.0 535.9 518.6 477.0 423.7 399.3 345.1 299.4 307.2 286.2 256.4 222.4 188.0 153.3 161.2 151.6 113.6 92.9 62.9 45.6 37.6 25.3 17.9 14.1
Operating Expenses
R&D Expenses 162.8 148.3 142.7 121.4 109.0 110.0 96.4 90.3 84.8 81.2 71.5 66.7 63.2 60.9 63.4 50.8 42.9 43.3 36.0 31.9 27.7 23.7 15.9 12.5 10.9 8.0 5.1 3.1 2 1.8 1.1 1 0
SG&A Expenses 283.1 278.4 235.3 218.3 187.1 198.0 186.0 182.1 162.9 157.6 146.5 139.9 148.2 126.6 119.6 112.0 98.6 99.7 91.7 85.2 75.7 65.5 60.2 62.0 55.0 39.1 30.6 20.9 15.3 13 10.3 8.1 6.8
Other Expenses 0 0 0 0 0 0 0 0 0.0 0 0 0 0 0 0 0 0 21.2 0 0 0 0 0 0 0 15.5 7.9 5.1 4.1 3.6 2.1 0 0
Operating Expenses 445.8 426.7 378.0 339.7 296.1 308.0 282.4 272.5 247.7 238.8 218.0 206.6 211.4 187.5 183.0 162.9 141.5 164.2 127.6 117.1 103.4 89.2 76.1 74.6 65.9 62.6 43.6 29.1 21.4 18.4 13.5 9.1 6.8
Operating Income
Operating Income 568.7 489.4 480.7 474.6 398.7 380.6 347.2 392.4 367.7 361.7 317.9 312.0 265.5 236.2 216.3 182.3 157.9 143.0 158.6 139.4 119.1 98.8 77.3 86.6 85.7 51.0 49.3 33.8 24.2 19.2 11.8 8.8 7.3
Interest Expense 10.4 16.4 15.1 2.4 1.1 0.7 0.9 1.9 1.0 1.4 1.6 1.1 6.3 5.7 8.9 1.6 1.4 1.9 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Interest Income 27.8 25.0 9.0 0.0 0.1 1.1 0.9 0.6 0.2 0.3 0.2 0.4 0.6 1.2 0.1 0.2 0.8 2.1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 801.2 714.3 680.4 652.3 696.8 553.6 619.7 604.4 507.7 491.6 437.0 396.1 366.5 332.0 307.0 253.9 222.8 228.4 209.5 183.1 158.0 132.3 107.5 114.1 107.6 66.5 57.6 42.6 32.7 22.8 13.9 7.8 6.7
EBIT 596.5 514.4 489.6 474.7 398.7 380.6 348.2 358.1 342.0 362.0 318.0 288.3 251.4 232.8 216.4 182.4 158.7 166.4 158.6 139.4 119.1 98.8 77.3 86.6 85.7 51.0 49.7 36.3 27.5 19.2 11.8 8.8 7.3
Income Before Tax 586.0 498.0 474.6 472.3 397.7 381.1 347.2 391.0 367.0 360.5 316.4 311.3 259.9 231.7 207.5 180.8 157.3 164.4 160.2 140.1 119.8 99.7 77.8 88.5 86.9 51.8 51.3 35.3 25.1 19.9 12.7 9.8 7.9
Income Tax Expense 130.3 116.2 107.9 109.4 86.3 84.4 75.3 14.4 121.2 111.7 105.2 110.1 83.2 76.7 70.0 62.9 54.2 59.1 55.5 50.1 44.3 37.4 28.4 31.4 31.3 17.4 18.8 13.1 9.3 7.6 4.7 3.5 2.6
Net Income 455.7 381.8 366.6 362.9 311.5 296.7 271.9 376.7 245.8 248.9 211.2 201.1 176.6 155.0 137.5 117.9 103.1 104.2 104.7 89.9 75.5 62.3 49.4 57.1 55.6 34.0 31.7 21.5 15.3 9.7 8 6.3 6.3
Per Share Data
EPS (Basic) 6.24 5.24 5.03 4.95 4.12 3.86 3.52 4.88 3.17 3.16 2.61 2.43 2.07 1.80 1.59 1.38 1.23 1.18 1.16 0.98 0.83 0.70 0.56 0.64 0.64 0.41 0.40 0.30 0.23 0.14 0.11 0.09 0.11
EPS (Diluted) 6.24 5.23 5.02 4.94 4.12 3.86 3.52 4.85 3.14 3.12 2.59 2.36 2.04 1.78 1.59 1.38 1.22 1.16 1.14 0.96 0.81 0.68 0.55 0.62 0.61 0.40 0.38 0.28 0.22 0.13 0.11 0.09 0.11
Shares Outstanding 73.0 72.9 72.9 72.9 75.6 76.8 77.2 77.2 77.4 78.7 80.9 82.6 85.2 86.0 86.4 84.3 84.1 88.3 90.2 91.5 90.9 89.3 87.9 89.3 86.8 80.7 80.7 78.5 77.4 69.3 72.3 70 57.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 102.0 102.0 38.3 12.2 48.8 213.3 93.6 31.4 114.8 70.3 118.3 65.6 53.8 32.0 17.8 18.6 5.2 3.2 23.3 7.9 5 3.4 1.9 4.8
Short-Term Investments 0 0 0 0 0 0 0 0 0 0 1 1.0 1.0 1.0 1.0 1.0 0.9 6.7 0 0 0 0 0 0
Net Receivables 318.0 318.0 339.2 368.8 361.9 322.0 310.1 311.3 297.1 253.9 195.4 213.9 169.9 151.0 131.4 117.1 77.4 52.8 36.8 22.7 16 16.7 11.4 8.2
Inventory 0 0 0 0 0 0 0 40.5 41.3 0 (3.7) (1.0) 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 261.5 261.5 254.6 246.9 77.3 38.2 20.0 46.0 41.3 51.1 25.3 29.7 1.3 1 0.9 0.8 20.4 17.3 9 12.1 7.1 7.4 11.9 6.4
Total Current Assets 681.5 681.5 632.0 628.0 613.5 669.1 569.4 468.5 520.0 324.2 359.6 329.8 259.1 217.3 180.0 172.1 104 79.8 69.1 42.7 28.1 27.5 25.2 19.4
Non-Current Assets
Property, Plant & Equipment 221.0 221.0 215.1 205.7 211.7 273.4 272.5 286.9 282.9 298.6 237.8 239.0 215.1 196.0 173.8 138.4 93.3 65.6 26.9 21.9 13.6 10.3 7 5
Goodwill 804.8 804.8 804.8 804.8 687.5 686.3 666.9 649.9 552.5 552.9 292.4 289.4 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 685.3 685.3 671.7 651.2 505.6 465.5 451.1 441.7 374.1 361.9 142.1 142.8 87.2 48.2 107.2 101.4 109.3 25.2 15.3 15.5 16.8 17.8 0 0
Long-Term Investments 0 0 0 0 0 0 55.6 40.6 22.0 118.1 5.9 (4.6) 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Assets 651.5 651.5 600.9 484.2 437.3 334.1 138.3 146.6 104.5 188.6 17.9 15.6 92.3 87.0 25.2 21.2 14.5 4.1 4 2 1.9 3.1 6.1 5.5
Total Non-Current Assets 2,362.5 2,362.5 2,292.5 2,145.9 1,842.0 1,759.4 1,615.4 1,581.8 1,388.9 1,491.3 691.1 691.3 394.6 331.3 306.2 261.1 217.1 94.9 46.2 39.4 32.3 31.2 13.1 10.5
Total Assets 3,044.0 3,044.0 2,924.5 2,773.8 2,455.6 2,428.5 2,033.1 2,050.3 1,908.9 1,815.5 1,050.7 1,021.0 653.6 548.6 486.1 433.1 321.1 174.7 115.3 82.1 60.4 58.7 38.3 29.9
Current Liabilities
Account Payables 28.2 28.2 25.3 19.2 21.0 9.9 9.8 30.4 6.8 14.6 8.2 6.9 9.2 9.6 9.1 17.8 9.3 5.0 8.1 2.9 2.2 5.1 3.6 3.9
Short-Term Debt 0 0 90 0 0.1 0.1 0 0 0 0.2 63.5 70.2 0 0 0 0.1 70.6 0.4 0 0 0 0 0 0
Deferred Revenue 290.5 290.5 317.7 332.0 330.7 318.2 369.9 448.6 511.4 521.1 237.6 212.4 136.3 119.5 92.0 79.5 0 0 0 0 0 0 0 0
Other Current Liabilities 0 0 0 0 (0.1) (0.1) 0 0 0 0.9 0 0 0 0 0 0 71.3 52.2 31.2 24.3 19.1 23 10.4 8.1
Total Current Liabilities 535.8 535.8 633.8 523.8 543.8 494.8 470.0 487.9 471.2 621.3 344.4 341.2 173.2 146.8 112.7 107.0 151.1 57.7 39.3 27.2 21.3 28.1 14 12
Non-Current Liabilities
Long-Term Debt 0 0 60 275 115 0.2 0 0 50 0 0 0 0 0 0 0.2 0.3 0.2 0 0 0 0 0 0
Deferred Tax Liabilities 240.0 240.0 243.5 244.4 292.6 244.0 217.0 189.6 219.5 188.6 65.1 61.7 28.8 23.8 15.8 7.9 5.1 2.6 2.5 2 1.7 1.1 0.7 0
Other Non-Current Liabilities 64.4 64.4 73.6 54.4 51.0 68.1 14.3 295.6 7.6 198.0 6.7 5.5 8.7 12.7 16.9 15.5 9.9 (0.9) 0 0.1 0 0 (0.1) 0.3
Total Non-Current Liabilities 377.4 377.4 448.3 641.6 530.1 383.9 285.9 295.6 405.7 198.0 79.8 78.4 37.5 36.6 32.7 23.6 15.4 2.5 2.5 2.1 1.7 1.1 0.6 0.3
Total Liabilities 913.1 913.1 1,082.1 1,165.3 1,073.9 878.8 710.2 783.5 876.9 819.3 424.2 419.6 210.7 183.4 145.4 130.6 166.5 60.2 41.8 29.3 23 29.2 14.6 12.3
Stockholders' Equity
Common Stock 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 0.9 0.9 0.9 0.9 0.4 0.2 0 0 0 0 0 0
Retained Earnings 3,372.8 3,372.8 3,081.7 2,855.8 2,636.3 2,235.3 2,066.1 1,856.9 1,585.3 1,431.2 636.7 560.5 271.4 233.4 201.2 156.4 110.4 82.3 54.7 38.1 26.6 19.9 14.5 10.4
Accumulated Other Comprehensive Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 (7.9) (5.9) (4.8) 0 0
Total Stockholders' Equity 2,130.8 2,130.8 1,842.4 1,608.5 1,381.6 1,549.7 1,429.0 1,322.8 1,032.1 996.2 626.5 601.5 442.9 365.2 340.7 302.5 154.5 114.5 73.5 52.8 37.4 29.5 23.7 17.6
Total Liabilities & Equity 3,044.0 3,044.0 2,924.5 2,773.8 2,455.6 2,428.5 2,033.1 2,050.3 1,908.9 1,815.5 1,050.7 1,021.0 653.6 548.6 486.1 433.1 321.1 174.7 115.3 82.1 60.4 58.7 38.3 29.9
Debt Metrics
Total Debt 0 0 150 275 115.1 0.6 0 0 50 0.2 63.5 70.2 0 0 0 0.3 70.9 0.6 0 0 0 0 0 0
Net Debt (102.0) (102.0) 111.7 262.8 66.3 (212.7) (31.4) (31.4) (64.8) (70.1) (54.8) 4.6 (53.8) (32.0) (17.8) (18.3) 65.8 (2.6) (23.3) (7.9) (5) (3.4) (1.9) (4.8)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 455.7 381.8 366.6 362.9 362.9 296.7 271.9 365.0 245.8 248.9 75.5 62.3 49.4 57.1 55.6 34.0 31.7 21.5 15.3 9.7 8 6.3 5.4
Depreciation & Amortization 204.8 199.9 190.7 177.6 177.6 171.8 271.5 246.3 139.8 129.6 38.9 33.5 30.2 27.5 21.9 15.5 7.9 5.1 4.1 3.6 2.1 0 0
Stock-Based Compensation 28.4 28.9 28.6 24.8 24.8 16.9 12.6 11.8 11.1 10.7 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (45.9) (45.5) (151.7) (93.0) (93.0) (4.1) (21.7) (40.8) (75.1) (43.4) (12.5) 9.1 10.7 (2.3) (7.5) (2.4) (3) (2) (1) (1.6) (0.7) 0 0
Other Non-Cash Items 2.0 3.8 (4.5) 0.4 0.4 4.7 0.2 (1.0) 30.8 (18.2) 1.1 2.2 0.6 (0.1) (0.0) 0.4 0.1 0.1 0 2.6 (0.1) 0.5 4
Operating Cash Flow 641.5 568.0 381.6 504.6 504.6 510.5 431.1 412.1 357.3 365.1 108.3 112.8 98.9 89.9 72.8 49.8 37.2 24.8 18.7 14.7 9.7 6.8 9.4
Investing Activities
Capital Expenditure (53.4) (58.1) (39.2) (34.7) (191.4) (177.5) (53.6) (40.1) (41.9) (56.3) (58.0) (53.5) (46.0) (49.5) (57.8) (32.6) (38.8) (7.8) (10.3) (5) (5.4) (2.4) 0
Acquisitions 0.0 0.9 (201.7) 0.0 0 (30.4) (19.9) (136.9) 6.6 28.6 (119.3) (47.3) (6.5) (11.1) 0 (93.3) 0 0.1 0 0 0 0 0
Purchases of Investments (2) (8.6) (1) (5) (5) (1.1) 0 (5) 0 0 (5.0) (4.0) (4.0) (3.0) (1.0) (0.9) (6.7) (3.2) (5.9) (2.1) (4.2) (8.7) 0
Sales/Maturities of Investments 1 0 0 0 0 0 0 0 0 0 5 4.6 4 3 1 10.3 3.1 5.8 3 4.5 9.2 3.7 0
Other Investing Activities 0 0 0 0 0.0 11.1 (0.0) 0 0 0 0.1 0.2 (6.0) (1.6) (1.1) (0.9) (14.1) (1.1) (0.5) (7.2) (5.5) 0 (4.8)
Investing Cash Flow (232.2) (240.2) (409.7) (196.3) (196.3) (197.9) (190.6) (291.8) (141.6) (136.0) (185.1) (100.0) (58.5) (62.2) (58.8) (117.4) (56.5) (6.2) (13.7) (9.8) (5.9) (7.4) (4.8)
Financing Activities
Net Debt Issuance (150) (125) 159.9 14.9 14.9 (0.0) 0 (50) 49.8 (52.5) 45 0 0 (0.3) (70.6) 69.8 (0.0) 0.1 (3.5) 0 0 (0.8) 0
Stock Repurchased (35.1) (28.1) (25) (193.9) (193.9) (71.5) (54.9) (49.0) (130.1) (175.7) (10.0) 0 (18.2) (31.1) 0 0 0 0 (5.4) (1.6) 0 0 0
Dividends Paid (164.6) (155.9) (147.2) (139.1) (139.1) (127.4) (118.7) (105.0) (91.7) (84.1) (15.5) (13.4) (12.3) (11.6) (9.6) (7.3) (5.7) (4.5) (3.6) (3) (2.5) (2.1) 0
Other Financing Activities (7.7) (5.4) (8.5) (4.2) (4.2) (3.7) (14.0) (7.3) (5.5) (1.3) 0 0 0 0 0 0 0.0 0 (0.1) 0 0 0 (1.3)
Financing Cash Flow (345.7) (301.8) (8.4) (310.5) (310.5) (192.9) (178.3) (203.6) (171.3) (307.2) 34.6 9.0 (26.1) (28.5) (0.6) 69.4 (2.1) (3.2) (2) (3.2) (2.3) (2.3) (1.3)
Cash Position
Net Change in Cash 63.7 26.0 (36.5) (2.2) (2.2) 119.7 62.2 (83.3) 44.5 (78.0) 11.6 0 14.2 (0.8) 13.4 1.8 (21.5) 15.4 3 1.7 1.5 (2.3) (1.3)
Cash at Beginning 38.3 12.2 48.8 51.0 51.0 93.6 31.4 114.8 70.3 148.3 0 0 17.8 18.6 5.2 3.4 24.7 7.9 5 3.4 1.9 4.8 1.5
Cash at End 102.0 38.3 12.2 48.8 48.8 213.3 93.6 31.4 114.8 70.3 11.6 53.8 32.0 17.8 18.6 5.2 3.2 23.3 8 5.1 3.4 2.5 0.2
Free Cash Flow 588.1 509.9 342.4 470.0 313.2 333.0 377.5 372.0 315.4 308.8 50.2 63.7 52.9 40.4 15.0 17.2 (1.6) 17 8.4 9.7 4.3 4.4 9.4
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 2,375.3 2,215.5 2,077.7 1,942.9 1,758.2 1,697.1 1,552.7 1,536.6 1,431.1 1,354.6 1,256.2 1,210.1 1,129.4 1,027.1 966.9 836.6 745.6 742.9 668.1 592.2 535.9 467.4 404.6 396.7 345.5 225.3 184.5 113.4 82.6 67.6 46.1 38.4 32.6
Gross Profit 1,014.5 916.1 858.6 814.3 694.8 688.6 629.7 663.0 612.1 581.0 535.9 518.6 477.0 423.7 399.3 345.1 299.4 307.2 286.2 256.4 222.4 188.0 153.3 161.2 151.6 113.6 92.9 62.9 45.6 37.6 25.3 17.9 14.1
Operating Income 568.7 489.4 480.7 474.6 398.7 380.6 347.2 392.4 367.7 361.7 317.9 312.0 265.5 236.2 216.3 182.3 157.9 143.0 158.6 139.4 119.1 98.8 77.3 86.6 85.7 51.0 49.3 33.8 24.2 19.2 11.8 8.8 7.3
Net Income 455.7 381.8 366.6 362.9 311.5 296.7 271.9 376.7 245.8 248.9 211.2 201.1 176.6 155.0 137.5 117.9 103.1 104.2 104.7 89.9 75.5 62.3 49.4 57.1 55.6 34.0 31.7 21.5 15.3 9.7 8 6.3 6.3
EPS (Diluted) 6.24 5.23 5.02 4.94 4.12 3.86 3.52 4.85 3.14 3.12 2.59 2.36 2.04 1.78 1.59 1.38 1.22 1.16 1.14 0.96 0.81 0.68 0.55 0.62 0.61 0.40 0.38 0.28 0.22 0.13 0.11 0.09 0.11
Balance Sheet
Cash & Equivalents 102.0 102.0 38.3 12.2 48.8 213.3 93.6 31.4 114.8 70.3 118.3 65.6 53.8 32.0 17.8 18.6 5.2 3.2 23.3 7.9 5 3.4 1.9 4.8
Total Assets 3,044.0 3,044.0 2,924.5 2,773.8 2,455.6 2,428.5 2,033.1 2,050.3 1,908.9 1,815.5 1,050.7 1,021.0 653.6 548.6 486.1 433.1 321.1 174.7 115.3 82.1 60.4 58.7 38.3 29.9
Total Debt 0 0 150 275 115.1 0.6 0 0 50 0.2 63.5 70.2 0 0 0 0.3 70.9 0.6 0 0 0 0 0 0
Stockholders' Equity 2,130.8 2,130.8 1,842.4 1,608.5 1,381.6 1,549.7 1,429.0 1,322.8 1,032.1 996.2 626.5 601.5 442.9 365.2 340.7 302.5 154.5 114.5 73.5 52.8 37.4 29.5 23.7 17.6
Cash Flow
Operating Cash Flow 641.5 568.0 381.6 504.6 504.6 510.5 431.1 412.1 357.3 365.1 108.3 112.8 98.9 89.9 72.8 49.8 37.2 24.8 18.7 14.7 9.7 6.8 9.4
Capital Expenditure (53.4) (58.1) (39.2) (34.7) (191.4) (177.5) (53.6) (40.1) (41.9) (56.3) (58.0) (53.5) (46.0) (49.5) (57.8) (32.6) (38.8) (7.8) (10.3) (5) (5.4) (2.4) 0
Free Cash Flow 588.1 509.9 342.4 470.0 313.2 333.0 377.5 372.0 315.4 308.8 50.2 63.7 52.9 40.4 15.0 17.2 (1.6) 17 8.4 9.7 4.3 4.4 9.4