AlphaMadera's AlphaVal page computes Jack Henry & Associates, Inc.'s fair value using a multi-method blend (DCF, comparable-multiples, and Graham-style intrinsic value), then compares it to the current market price to flag JKHY as undervalued, fairly valued, or overvalued.

What is Jack Henry & Associates, Inc.'s fair value?

Fair value for JKHY is a model output combining discounted cash flow projections, peer-group multiples, and a Graham number floor. The live AlphaVal page shows the blended fair value alongside each method's individual estimate.

How does AlphaMadera value JKHY?

AlphaVal uses three primary techniques: a five-year discounted-cash-flow projection with terminal multiple, peer-group multiple analysis (P/E, EV/EBITDA, P/S), and Graham's defensive-investor intrinsic-value formula. Inputs come from JKHY's most recent reported fundamentals.

JKHY - Jack Henry & Associates, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS | PRICE TARGET: $194.63 DETAILS

AlphaVal

Deterministic, archetype-aware fair value

Stable Earnings Power 65% confidence

Primary model: P/Adj-EPS × Normalized Multiple

Valuation Signal Overvalued Mild

Trading 10.1% above fair value

Current Price $140.19

Bear Case $101.84 27.4% downside ($101.84 - $140.19) / $140.19 = -27.4% $6.99 × 12x P/E

Fair Value $127.29 9.2% downside ($127.29 - $140.19) / $140.19 = -9.2% $6.99 × 15x P/E

Bull Case $152.75 9.0% upside ($152.75 - $140.19) / $140.19 = 9.0% $6.99 × 18x P/E

Adjust Assumptions

P/E Multiple

15.0x

Adjusted EPS

6.99$

Key Value Driver

Normalized P/E multiple (15x base case)

Implied Market Multiple 20.1x

Plain-Language Summary

Our base-case estimate uses a valuation based on adjusted earnings per share and a normalized price-to-earnings multiple. We then blend that result with the average analyst price target of $194.63 from 22 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $127.29 per share.

Warnings

ℹ Dividend-based valuation: $73.40 (below our primary estimate by 30%). Large gaps may signal the dividend doesn't reflect full earning power.

ℹ Wall Street's average price target is $194.63 (from 22 analysts). Our estimate is 46% below the consensus -- consider that gap carefully.

Key Risks

Growth DCF inappropriate — terminal value assumptions dominate
EV/EBITDA misleading for regulated businesses where capex is mandated
Regulatory risk is a fat tail not visible in normal multiples