IMXI - International Money Express, Inc.
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$27.00
DETAILS
HIGH:
$30.00
LOW:
$25.00
MEDIAN:
$26.00
CONSENSUS:
$27.00
UPSIDE:
77.40%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||
| Revenue | 607.8 | 658.6 | 658.7 | 546.8 | 459.2 | 357.2 | 319.6 | 273.9 | 201.0 | 165.4 | 124.2 |
| Cost of Revenue | 388.9 | 68.2 | 436.3 | 364.8 | 307.5 | 238.6 | 212.7 | 182.5 | 135.5 | 108.1 | 81.7 |
| Gross Profit | 218.9 | 590.4 | 222.5 | 182.0 | 151.7 | 118.6 | 106.9 | 91.4 | 65.6 | 57.3 | 42.5 |
| Operating Expenses | |||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 125.8 | 47.9 | 119.1 | 89.6 | 70.8 | 52.9 | 57.8 | 62.7 | 38.2 | 30.1 | 24.2 |
| Other Expenses | 25.1 | 447.5 | 7.9 | 9.5 | 12.1 | 12.8 | 12.7 | 15.7 | 16.6 | 2.5 | 2.5 |
| Operating Expenses | 150.8 | 495.4 | 127.0 | 99.1 | 83.9 | 65.7 | 70.5 | 78.4 | 63.8 | 34.3 | 28.3 |
| Operating Income | |||||||||||
| Operating Income | 68.1 | 95.0 | 95.5 | 82.9 | 67.9 | 52.9 | 36.4 | 13.1 | 1.8 | 23.0 | 14.2 |
| Interest Expense | 11.8 | 11.7 | 10.4 | 5.6 | 4.5 | 6.6 | 8.5 | 18.4 | 11.4 | 9.5 | 4.2 |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profitability | |||||||||||
| EBITDA | 76.1 | 108.7 | 108.4 | 92.4 | 77.3 | 63.7 | 49.1 | 28.7 | 13.9 | 25.6 | 16.6 |
| EBIT | 58.9 | 95.0 | 95.5 | 82.9 | 67.9 | 52.9 | 36.4 | 13.1 | (3.1) | 23.0 | 14.2 |
| Income Before Tax | 47.1 | 83.3 | 85.1 | 77.3 | 63.3 | 46.3 | 27.9 | (5.4) | (9.6) | 13.5 | 9.9 |
| Income Tax Expense | 14.4 | 24.4 | 25.5 | 19.9 | 16.5 | 12.5 | 8.3 | 1.9 | 0.5 | 4.1 | 4.2 |
| Net Income | 32.7 | 58.8 | 59.5 | 57.3 | 46.8 | 33.8 | 19.6 | (7.2) | (10.2) | 9.4 | 5.8 |
| Per Share Data | |||||||||||
| EPS (Basic) | 1.09 | 1.81 | 1.67 | 1.52 | 1.22 | 0.89 | 0.52 | -0.28 | -0.28 | 0.26 | 0.16 |
| EPS (Diluted) | 1.08 | 1.79 | 1.63 | 1.48 | 1.20 | 0.88 | 0.52 | -0.28 | -0.28 | 0.26 | 0.16 |
| Shares Outstanding | 29.9 | 32.4 | 35.6 | 37.7 | 38.5 | 38.1 | 37.4 | 25.5 | 36.2 | 36.2 | 36.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 168.7 | 130.5 | 239.2 | 149.5 | 132.5 | 74.9 | 86.1 | 73.0 | 59.2 | 37.6 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 107.2 | 109.2 | 156.8 | 131.1 | 68.1 | 55.5 | 39.8 | 35.8 | 51.4 | 27.8 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 77.3 | 1.9 | 2.6 | 4.7 | 1.0 | 0.2 | 19.3 | 27.1 | 8.0 | 11.6 |
| Total Current Assets | 353.2 | 297.8 | 432.9 | 382.4 | 263.5 | 186.7 | 148.2 | 138.7 | 119.1 | 77.1 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 57.1 | 68.9 | 53.8 | 52.9 | 17.9 | 13.0 | 13.3 | 10.4 | 8.5 | 6.2 |
| Goodwill | 54.0 | 55.2 | 54.0 | 49.8 | 36.3 | 36.3 | 36.3 | 36.3 | 36.3 | 0 |
| Intangible Assets | 25.4 | 26.8 | 18.1 | 19.8 | 15.4 | 20.4 | 27.4 | 36.4 | 48.7 | 6.3 |
| Long-Term Investments | 2.7 | 2.2 | 2.9 | 0 | 0 | 0.5 | 0.2 | 0.3 | 0 | 0 |
| Other Non-Current Assets | 25.3 | 11.5 | 15.2 | 7.1 | 7.4 | 3.0 | 1.2 | 1.6 | 1.7 | 1.2 |
| Total Non-Current Assets | 164.5 | 164.6 | 143.9 | 129.6 | 77.0 | 72.7 | 79.1 | 87.2 | 96.9 | 41.6 |
| Total Assets | 517.7 | 462.4 | 576.8 | 512.1 | 340.5 | 259.5 | 227.3 | 225.8 | 216.1 | 118.8 |
| Current Liabilities | ||||||||||
| Account Payables | 15.3 | 19.5 | 36.5 | 25.7 | 23.2 | 12.8 | 13.4 | 11.4 | 8.9 | 5.9 |
| Short-Term Debt | 6.2 | 0 | 7.2 | 5.0 | 3.9 | 7.0 | 7.0 | 3.9 | 3.9 | 0.8 |
| Deferred Revenue | 0 | 2.7 | 4.8 | 4.2 | 3.4 | 2.8 | 2.5 | 0.7 | 56.6 | 28.3 |
| Other Current Liabilities | 117.5 | 105.5 | 2.0 | 1.3 | 0 | 57.1 | 56.1 | 37.2 | 49.1 | 25.2 |
| Total Current Liabilities | 141.0 | 152.0 | 223.4 | 184.8 | 116.9 | 83.9 | 83.7 | 68.0 | 72.6 | 38.3 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 194.8 | 156.6 | 181.1 | 150.2 | 79.2 | 80.6 | 87.6 | 113.3 | 108.1 | 77.2 |
| Deferred Tax Liabilities | 5.4 | 0.2 | 0.7 | 3.9 | 1.4 | 0.7 | 0 | 8.9 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Liabilities | 215.7 | 175.5 | 204.4 | 177.4 | 80.6 | 81.3 | 87.6 | 113.3 | 107.5 | 77.2 |
| Total Liabilities | 356.6 | 327.5 | 427.8 | 362.2 | 197.5 | 165.2 | 171.3 | 181.4 | 180.2 | 115.5 |
| Stockholders' Equity | ||||||||||
| Common Stock | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 161.1 | 0.8 |
| Retained Earnings | 290.1 | 257.5 | 198.6 | 139.1 | 81.8 | 35.0 | 1.2 | (17.4) | (10.2) | (67.6) |
| Accumulated Other Comprehensive Income | 0.1 | (1.4) | 0.3 | (0.1) | (0.1) | (0.0) | 0.1 | (0.0) | (0.0) | (0.0) |
| Total Stockholders' Equity | 161.1 | 134.9 | 149.0 | 149.9 | 143.0 | 94.3 | 56.0 | 44.5 | 35.9 | 3.3 |
| Total Liabilities & Equity | 517.7 | 462.4 | 576.8 | 512.1 | 340.5 | 259.5 | 227.3 | 225.8 | 216.1 | 118.8 |
| Debt Metrics | ||||||||||
| Total Debt | 216.5 | 181.7 | 215.9 | 183.7 | 83.1 | 87.6 | 94.7 | 117.3 | 111.4 | 78.0 |
| Net Debt | 47.8 | 51.2 | (23.3) | 34.2 | (49.4) | 12.7 | 8.6 | 44.2 | 52.3 | 40.4 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 32.7 | 58.8 | 59.5 | 57.3 | 46.8 | 33.8 | 19.6 | (7.2) | (10.2) | 9.4 |
| Depreciation & Amortization | 17.2 | 13.6 | 12.9 | 9.5 | 9.5 | 10.8 | 12.7 | 15.7 | 16.6 | 2.5 |
| Stock-Based Compensation | 9.3 | 7.0 | 8.1 | 7.1 | 4.6 | 3.2 | 2.6 | 5.8 | 1.8 | 0.1 |
| Change in Working Capital | (49.3) | (42.4) | 50.7 | (65.7) | 12.6 | (53.1) | 13.1 | (2.3) | (3.1) | 2.9 |
| Other Non-Cash Items | 27.1 | 16.4 | 15.0 | 7.5 | 3.8 | 3.0 | 2.6 | 7.7 | 1.9 | 3.8 |
| Operating Cash Flow | 36.9 | 53.1 | 143.5 | 15.2 | 78.1 | (0.9) | 52.5 | 19.8 | 7.4 | 22.4 |
| Investing Activities | ||||||||||
| Capital Expenditure | (21.1) | (30.0) | (12.8) | (12.2) | (10.6) | (4.1) | (6.5) | (5.3) | (4.4) | (3.0) |
| Acquisitions | 0 | (13.9) | (5.5) | (0.1) | (0.2) | 0 | (0.2) | (0.1) | (0.9) | 0 |
| Purchases of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (175) | 0 |
| Sales/Maturities of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | (1.0) | 0 | 0 | 0 | 0 | 0 | 0 | (0.1) | (174.5) | 0 |
| Investing Cash Flow | (22.1) | (43.9) | (18.3) | (12.5) | (10.8) | (4.1) | (6.7) | (5.5) | (5.3) | (3.0) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 38.2 | (32.9) | 32.5 | 71.6 | (4.1) | (7.7) | (23.0) | 4.2 | 37.8 | 37.0 |
| Stock Repurchased | (16.3) | (75.1) | (66.3) | (53.7) | (5.6) | 0 | 0 | 0 | 114.0 | (34) |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (20.2) | (1.3) |
| Other Financing Activities | (1.1) | (6.2) | (3.4) | (5.4) | 0.0 | 1.5 | (10.0) | (5.3) | (4.7) | (2.3) |
| Financing Cash Flow | 20.8 | (114.2) | (37.1) | 14.1 | (9.6) | (6.2) | (32.9) | (1.1) | 12.9 | (0.6) |
| Cash Position | ||||||||||
| Net Change in Cash | 38.2 | (108.7) | 89.7 | 17.0 | 57.6 | (11.2) | 13.1 | 13.2 | 15.2 | 18.7 |
| Cash at Beginning | 130.5 | 239.2 | 149.5 | 132.5 | 74.9 | 86.1 | 73.0 | 59.8 | 44.0 | 19.6 |
| Cash at End | 168.7 | 130.5 | 239.2 | 149.5 | 132.5 | 74.9 | 86.1 | 73.0 | 59.2 | 38.2 |
| Free Cash Flow | 15.8 | 23.1 | 130.7 | 3.0 | 67.5 | (4.9) | 46.1 | 14.5 | 3.1 | 19.4 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Revenue | 607.8 | 658.6 | 658.7 | 546.8 | 459.2 | 357.2 | 319.6 | 273.9 | 201.0 | 165.4 | 124.2 |
| Gross Profit | 218.9 | 590.4 | 222.5 | 182.0 | 151.7 | 118.6 | 106.9 | 91.4 | 65.6 | 57.3 | 42.5 |
| Operating Income | 68.1 | 95.0 | 95.5 | 82.9 | 67.9 | 52.9 | 36.4 | 13.1 | 1.8 | 23.0 | 14.2 |
| Net Income | 32.7 | 58.8 | 59.5 | 57.3 | 46.8 | 33.8 | 19.6 | (7.2) | (10.2) | 9.4 | 5.8 |
| EPS (Diluted) | 1.08 | 1.79 | 1.63 | 1.48 | 1.20 | 0.88 | 0.52 | -0.28 | -0.28 | 0.26 | 0.16 |
| Balance Sheet | |||||||||||
| Cash & Equivalents | 168.7 | 130.5 | 239.2 | 149.5 | 132.5 | 74.9 | 86.1 | 73.0 | 59.2 | 37.6 | |
| Total Assets | 517.7 | 462.4 | 576.8 | 512.1 | 340.5 | 259.5 | 227.3 | 225.8 | 216.1 | 118.8 | |
| Total Debt | 216.5 | 181.7 | 215.9 | 183.7 | 83.1 | 87.6 | 94.7 | 117.3 | 111.4 | 78.0 | |
| Stockholders' Equity | 161.1 | 134.9 | 149.0 | 149.9 | 143.0 | 94.3 | 56.0 | 44.5 | 35.9 | 3.3 | |
| Cash Flow | |||||||||||
| Operating Cash Flow | 36.9 | 53.1 | 143.5 | 15.2 | 78.1 | (0.9) | 52.5 | 19.8 | 7.4 | 22.4 | |
| Capital Expenditure | (21.1) | (30.0) | (12.8) | (12.2) | (10.6) | (4.1) | (6.5) | (5.3) | (4.4) | (3.0) | |
| Free Cash Flow | 15.8 | 23.1 | 130.7 | 3.0 | 67.5 | (4.9) | 46.1 | 14.5 | 3.1 | 19.4 | |