International Money Express, Inc. logo IMXI - International Money Express, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 6
HOLD 6
SELL 0
STRONG
SELL
0
| PRICE TARGET: $27.00 DETAILS
HIGH: $30.00
LOW: $25.00
MEDIAN: $26.00
CONSENSUS: $27.00
UPSIDE: 77.40%
AlphaVal

AlphaVal

Deterministic, archetype-aware fair value

Platform & Compounding FCF 50% confidence

Primary model: Two-stage FCF DCF

Valuation Signal Overvalued Strong
Trading 57.1% above fair value
Current Price $15.22
Bear Case $6.13 59.7% downside ($6.13 - $15.22) / $15.22 = -59.7% 7% stage 1 growth, 11% discount
Fair Value $9.69 36.3% downside ($9.69 - $15.22) / $15.22 = -36.3% 11% stage 1 growth, 11% discount
Bull Case $13.30 12.6% downside ($13.30 - $15.22) / $15.22 = -12.6% 15% stage 1 growth, 11% discount

Adjust Assumptions

11.2%
11.0%
3.0%

Key Value Driver

FCF growth rate (11% base case)

Terminal Value % of EV 40%
Implied Market Multiple 57.1x

Plain-Language Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $27.00 from 12 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $9.69 per share.

Warnings

Wall Street's average price target is $27.00 (from 12 analysts). Our estimate is 80% below the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions