Humana Inc. logo HUM - Humana Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY 0
BUY 15
HOLD 27
SELL 2
STRONG
SELL 0
| PRICE TARGET: $274.00 DETAILS
HIGH: $441.00
LOW: $180.00
MEDIAN: $260.00
CONSENSUS: $274.00
DOWNSIDE: 11.02%
Annual Quarterly
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 129,664 117,811 106,440 92,922 83,648 77,191 64,933 56,944 53,800 54,405 54,289 48,500 41,313 39,126 36,832 33,868.2 30,960.4 29,049.5 25,290.0 21,416.5 14,418.1 13,104.3 12,226.3 11,261.2 10,194.9 10,596.0 10,211.5 9,866.2 8,036 6,788 4,702 3,654 3,137
Cost of Revenue 110,812 100,664 88,394 75,690 69,199 61,501 53,740 45,753 43,389 44,896 44,177 38,166 32,564 30,939 28,823 27,087.9 24,775.0 23,708.2 20,270.5 17,421.2 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 18,852 17,147 18,046 17,232 14,449 15,690 11,193 11,191 7,085 7,768 7,765 7,972 6,688 6,125 5,665 4,763.3 4,477.8 4,165.0 3,661.3 3,170.1 0 0 12,226.3 11,261.2 10,194.9 10,596.0 10,211.5 9,866.2 8,036 6,788 4,702 3,654 3,137
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1,877.9 1,866.5 1,781.5 1,545.1 1,524.8 1,466.2 1,413.3 1,116 940 571 436 368
Other Expenses 17,399 15,520 14,726 13,668 11,030 11,016 7,723 9,117 (242) (189) (186) (192) (140) (105) (109) (105.1) (105.8) (80.3) (68.9) (63.1) 0 (117.8) 10,023.6 9,276.2 8,466.7 8,957.2 9,150.2 8,249.8 20 107 11 2,961 54
Operating Expenses 17,399 15,520 14,726 13,668 11,030 11,016 7,723 9,117 7,085 7,768 7,765 7,972 6,688 6,125 5,665 4,763.3 4,477.8 4,165.0 3,661.3 3,170.1 0 1,995.7 11,890.1 11,057.6 10,011.8 10,482.0 10,616.4 9,663.1 1,136 1,047 582 3,397 422
Operating Income
Operating Income 1,453 1,627 3,320 3,564 3,419 4,674 3,470 2,074 3,326 1,741 2,347 2,362 2,061 2,062 2,344 2,017.0 1,707.6 1,176.2 1,358.2 825.2 461.0 439.0 336.2 203.5 183.1 114.0 (404.8) 203.1 6,900 5,741 4,120 257 2,715
Interest Expense 631 660 493 401 326 283 242 218 242 189 186 192 140 105 109 105 105.8 80.3 68.9 63.1 39.3 23.2 17.4 17.3 25.3 28.6 33.4 47.0 20 11 11 25 7
Interest Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 2,908 3,255 4,730 4,810 4,458 5,573 4,287 2,826 (936) 0 (270) 0 0 46 0 162.4 0 103.1 0 0 461.0 546.3 480.4 341.5 379.4 296.2 (244.5) 378.1 128 109 81 332 54
EBIT 2,084 2,287 3,813 3,965 3,745 4,957 3,712 2,292 4,747 2,206 3,064 2,811 2,487 2,354 2,647 2,117.5 1,957.9 1,293.5 1,543.0 973.8 461.0 439.0 353.6 220.8 208.4 142.6 (371.4) 250.1 20 11 11 282 7
Income Before Tax 1,453 1,627 3,320 3,564 3,419 4,674 3,470 2,074 4,020 1,552 2,431 2,170 1,921 1,911 2,235 1,749.6 1,601.8 992.8 1,289.3 762.1 421.7 415.9 336.2 203.5 183.1 114.0 (404.8) 203.1 0 0 0 257 0
Income Tax Expense 250 413 836 762 485 1,307 763 391 1,572 938 1,155 1,023 690 689 816 650 562.1 345.7 455.6 274.7 113.2 135.8 112.5 67.2 65.9 23.9 (22.4) 74 97 6 98 81 54
Net Income 1,188 1,207 2,489 2,806 2,933 3,367 2,707 1,683 2,448 614 1,276 1,147 1,231 1,222 1,419 1,099 1,039.7 647.2 833.7 487.4 308.5 280.0 223.7 142.8 117.2 90.1 (382.4) 129.0 173 12 190 176 89
Per Share Data
EPS (Basic) 9.87 10.01 20.09 22.20 22.79 25.47 20.19 12.24 16.94 4.11 8.54 7.44 7.82 7.57 8.58 6.55 6.21 3.87 5.00 2.97 1.91 1.75 1.41 0.85 0.71 0.54 -2.28 0.77 1.06 0.07 1.17 1.10 0.56
EPS (Diluted) 9.84 9.98 20.00 22.08 22.67 25.31 20.10 12.16 16.81 4.07 8.44 7.36 7.73 7.47 8.46 6.47 6.15 3.83 4.91 2.90 1.87 1.72 1.38 0.83 0.70 0.54 -2.28 0.77 1.05 0.07 1.16 1.10 0.55
Shares Outstanding 120.5 120.6 123.9 126.4 128.7 132.2 134.1 137.5 144.5 149.4 149.5 154.2 157.5 161.5 165.4 167.8 167.4 167.2 166.9 164.1 161.5 160.0 158.7 167.9 165.0 166.8 167.7 167.5 163.4 162.5 162.3 160.0 158.9
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 4,200 2,221 4,694 5,061 3,394 4,673 4,054 2,343 4,042 3,877 1,613.6 1,970.4 580.1 931.4 721.4 651.4 658 978 913 627 322 182 272 372
Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 2,145.6 1,676.6 1,405.8 1,389.6 1,409 1,507 1,594 1,507 1,262 1,156 609 0
Net Receivables 3,270 2,704 2,035 1,674 1,814 1,138 1,056 1,015 854 1,280 823.6 789.7 579.6 466.0 321.1 322.1 205.3 225 276 351 211 131 74 37
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 (461) 366.5 353.8 213.0 (3,074.0) (2,448.3) (2,363.1) (2,272.3) (2,710) (2,783) (2,485) (1,795) (1,469) (955) (409)
Total Current Assets 7,470 4,925 6,729 6,735 5,208 5,811 5,110 3,358 4,896 4,696 2,803.7 3,113.9 3,518.3 0 0 0 0 0 0 0 0 0 0 0
Non-Current Assets
Property, Plant & Equipment 2,716 2,977 3,540 3,736 3,751 2,808 2,365 1,735 1,584 1,505 679.1 711.5 399.5 416.5 459.8 461.8 435 418 433 420 371 382 317 300
Goodwill 9,686 9,631 9,550 9,142 11,092 4,447 3,928 3,897 3,281 3,272 1,992.9 1,963.1 885.6 776.9 776.9 776.9 790 806 1,188 1,224 488 536 155 0
Intangible Assets 1,128 1,443 1,693 1,765 2,639 329 177 245 226 280 243.5 301.3 30.3 0 0 0 0 0 0 0 0 0 0 60
Long-Term Investments 16,834 19,332 17,748 15,010 14,113 14,936 12,441 11,484 12,302 9,798 7,616.7 5,617.8 0 319.2 288.7 280.3 240 1,507 1,594 1,507 1,262 1,156 609 0
Other Non-Current Assets 10,832 7,744 7,584 6,486 7,367 6,444 4,786 4,380 3,848 5,446 748.9 1,183.0 823.9 0 0 0 0 0 0 0 0 0 0 0
Total Non-Current Assets 41,280 41,387 40,163 36,990 39,540 29,266 23,933 21,986 21,788 21,116 11,349.8 9,927.9 2,139.3 0 0 0 0 0 0 0 0 0 0 0
Total Assets 48,750 46,312 46,892 43,725 44,748 35,077 29,043 25,344 26,684 25,812 14,153.5 13,041.8 5,657.6 5,293.3 4,600.0 4,403.6 4,167 4,900 5,496 5,418 3,153 2,878 1,957 1,731
Current Liabilities
Account Payables 9,808 10,273 10,068 9,083 8,101 7,949 5,737 4,548 3,844 4,563 3,222.6 3,205.6 1,910.3 0 0 0 0 0 0 471 1,468 1,157 760 154
Short-Term Debt 150 724 1,612 2,263 2,138 729 815 1,694 150 600 0 0 192.1 219.1 359.9 415.8 749 901 484 0 0 0 0 0
Deferred Revenue 356 260 266 286 254 318 247 283 378 280 228.8 238.1 0 333.1 335.8 325.0 333 0 0 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 (374.5) (224.5) 0 0 552.7 0 0 (2,657.2) (2,392.2) (633) (1,500) (1,192) (816) (154)
Total Current Liabilities 10,314 11,257 11,946 11,632 10,493 8,996 6,799 6,525 4,372 5,443 3,451.4 3,443.7 2,102.4 2,264.6 2,390.5 2,307.2 2,665 0 0 0 0 0 0 0
Non-Current Liabilities
Long-Term Debt 12,369 11,144 10,213 9,034 10,541 6,060 4,967 4,375 4,770 3,492 1,678.2 1,937.0 636.7 642.6 339.9 315.5 0 324 1,011 1,486 225 250 83 71
Deferred Tax Liabilities 0 0 0 878 1,276 961 577 330 330 416 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 7,912 7,074 7,971 6,355 5,789 4,977 4,331 3,953 7,370 5,776 3,247.9 3,203.9 828.4 (642.6) (245.0) (315.5) 148.6 214.8 (573) (889) (225) (250) (83) (71)
Total Non-Current Liabilities 20,699 18,610 18,628 16,723 18,152 12,353 10,207 8,658 12,470 9,684 4,926.1 5,140.9 1,465.1 0 0 0 0 0 0 0 0 0 0 0
Total Liabilities 31,013 29,867 30,574 28,355 28,645 21,349 17,006 15,183 16,842 15,127 8,377.5 8,584.6 3,567.5 3,457.4 2,993.6 2,895.7 2,807 3,683.6 3,808 4,099 1,861 1,591 899 842
Stockholders' Equity
Common Stock 33 33 33 33 33 33 33 33 33 33 31.6 31.3 29.3 29.0 28.6 28.4 28 28 28 27 27 27 27 0
Retained Earnings 29,075 28,317 27,540 25,492 23,086 20,517 17,483 15,072 13,670 11,454 4,429.6 3,389.9 1,229.8 949.8 720.9 578.1 461 371 753 624 451 439 249 73
Accumulated Other Comprehensive Income (633) (1,067) (999) (1,304) 42 391 156 (159) 19 (66) 42.1 (175.2) 16.5 16.9 22.5 11.7 (8) (28) 13 9 (8) 6 (21) 0
Total Stockholders' Equity 17,657 16,375 16,262 15,311 16,080 13,728 12,037 10,161 9,842 10,685 5,776.0 4,457.2 2,090.1 1,835.9 1,606.5 1,507.9 1,360 1,268 1,688 1,501 1,292 1,287 1,058 889
Total Liabilities & Equity 48,750 46,312 46,892 43,725 44,748 35,077 29,043 25,344 26,684 25,812 14,153.5 13,041.8 5,657.6 5,293.3 4,600.0 4,403.6 4,167 4,900 5,496 5,418 3,153 2,878 1,957 1,731
Debt Metrics
Total Debt 12,937 12,260 12,269 11,753 13,225 7,144 6,114 6,069 4,920 4,092 1,678.2 1,937.0 828.8 861.7 699.8 731.2 600.0 1,225 1,495 1,486 225 250 83 71
Net Debt 8,737 10,039 7,575 6,692 9,831 2,471 2,060 3,726 878 215 64.6 (33.4) 248.7 (69.7) (21.6) 79.8 415 247 582 859 (97) 68 (189) (301)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 1,203 1,214 2,489 2,802 2,934 3,367 2,707 1,683 2,448 614 308.5 280.0 228.9 142.8 117.2 90 (394) 129 173 12 190 176 89
Depreciation & Amortization 824 968 917 845 713 616 575 534 485 465 128.9 117.8 126.8 120.7 171.0 147 124 128 108 98 70 50 47
Stock-Based Compensation 241 207 175 216 180 181 163 137 157 115 11.3 4.0 6.3 0 0 (30) 0 0 0 0 0 0 0
Change in Working Capital (1,797) 154 81 534 (556) 2,143 1,663 (1,167) 688 747 615.3 (135.5) 67.4 113.6 (337.4) (212) 21 (224) (38) 184 (123) (7) 62
Other Non-Cash Items 375 615 486 290 (1,024) (863) 14 792 141 66 (400.0) 27.9 (48.6) (124.3) 146.4 26 472 17 6 72 0 21 0
Operating Cash Flow 921 2,966 3,981 4,587 2,262 5,639 5,284 2,173 4,051 1,936 625.6 347.8 413.1 321.4 149.0 40 217 76 289 341 150 298 185
Investing Activities
Capital Expenditure (546) (575) (1,004) (1,137) (1,342) (964) (736) (612) (526) (527) (165.8) (114.1) (101.3) (112.1) (115.0) (135) (89) (104) (73) (72) (54) (39) (28)
Acquisitions (81) (89) (233) 2,364 (4,187) (709) 542 (2,254) (31) (7) (402.8) (141.8) 0 0 (27.9) 16 (14) 12 (669) (6) (697) (162) 0
Purchases of Investments (6,440) (8,185) (7,552) (6,049) (7,197) (9,125) (6,361) (4,687) (6,265) (6,566) (3,717.9) (4,106.2) (4,572.6) (2,569.1) (1,874.5) (1,205) (781) (1,037) (608) (440) (402) (523) 0
Sales/Maturities of Investments 9,422 6,358 5,087 3,799 6,144 7,733 5,819 4,466 3,879 5,738 3,484.6 3,698.9 4,289.5 2,551.2 1,898.5 1,125 863 1,174 648 356 731 337 0
Other Investing Activities (82) (461) 210 17 26 0 (542) (2,121) 2 (828) 34.7 39.1 11.2 1.8 15.3 21 39 (38) 38 (12) (28) (15) (388)
Investing Cash Flow 2,273 (2,952) (3,492) (1,006) (6,556) (3,065) (1,278) (3,087) (2,941) (1,362) (767.3) (624.1) (373.2) (128.2) (118.8) (178) 18 7 (664) (174) (450) (402) (416)
Financing Activities
Net Debt Issuance 533 218 423 (1,394) 3,758 1,078 (423) 1,165 755 0 257.7 (27.0) 158.3 (55.9) (27.8) (152.9) (156.0) 16 666 (28) 199 0 383
Stock Repurchased (151) (817) (1,573) (2,096) (79) (1,820) (1,070) (1,090) (3,365) (104) (2.4) (96.6) (44.1) (74.0) (1.9) (26.4) 0 0 0 0 0 0 0
Dividends Paid (430) (431) (431) (392) (354) (323) (291) (265) (220) (177) 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Financing Activities (1,167) (1,457) 725 1,968 (310) (890) (511) (595) 1,885 1,013 0 (8.7) 28.2 6.6 (6.6) (2.7) (14.0) 35 14 1 11 4 (13)
Financing Cash Flow (1,215) (2,487) (856) (1,914) 3,015 (1,955) (2,295) (785) (945) 732 293.6 (75.1) 170.1 (123.3) (36.3) (182) (170) 51 680 (27) 210 4 370
Cash Position
Net Change in Cash 1,979 (2,473) (367) 1,667 (1,279) 619 1,711 (1,699) 165 1,306 151.9 (351.3) 210.0 69.9 (6.1) (320) 65 134 305 140 (90) (100) 139
Cash at Beginning 2,221 4,694 5,061 3,394 4,673 4,054 2,343 4,042 3,877 2,571 580.1 931.4 721.4 651.4 657.6 978 913 779 322 182 272 372 233
Cash at End 4,200 2,221 4,694 5,061 3,394 4,673 4,054 2,343 4,042 3,877 732.0 580.1 931.4 721.4 651.4 658 978 913 627 322 182 272 372
Free Cash Flow 375 2,391 2,977 3,450 920 4,675 4,548 1,561 3,525 1,409 459.8 233.7 311.9 209.3 34.0 (95) 128 (28) 216 269 96 259 157
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 129,664 117,811 106,440 92,922 83,648 77,191 64,933 56,944 53,800 54,405 54,289 48,500 41,313 39,126 36,832 33,868.2 30,960.4 29,049.5 25,290.0 21,416.5 14,418.1 13,104.3 12,226.3 11,261.2 10,194.9 10,596.0 10,211.5 9,866.2 8,036 6,788 4,702 3,654 3,137
Gross Profit 18,852 17,147 18,046 17,232 14,449 15,690 11,193 11,191 7,085 7,768 7,765 7,972 6,688 6,125 5,665 4,763.3 4,477.8 4,165.0 3,661.3 3,170.1 0 0 12,226.3 11,261.2 10,194.9 10,596.0 10,211.5 9,866.2 8,036 6,788 4,702 3,654 3,137
Operating Income 1,453 1,627 3,320 3,564 3,419 4,674 3,470 2,074 3,326 1,741 2,347 2,362 2,061 2,062 2,344 2,017.0 1,707.6 1,176.2 1,358.2 825.2 461.0 439.0 336.2 203.5 183.1 114.0 (404.8) 203.1 6,900 5,741 4,120 257 2,715
Net Income 1,188 1,207 2,489 2,806 2,933 3,367 2,707 1,683 2,448 614 1,276 1,147 1,231 1,222 1,419 1,099 1,039.7 647.2 833.7 487.4 308.5 280.0 223.7 142.8 117.2 90.1 (382.4) 129.0 173 12 190 176 89
EPS (Diluted) 9.84 9.98 20.00 22.08 22.67 25.31 20.10 12.16 16.81 4.07 8.44 7.36 7.73 7.47 8.46 6.47 6.15 3.83 4.91 2.90 1.87 1.72 1.38 0.83 0.70 0.54 -2.28 0.77 1.05 0.07 1.16 1.10 0.55
Balance Sheet
Cash & Equivalents 4,200 2,221 4,694 5,061 3,394 4,673 4,054 2,343 4,042 3,877 1,613.6 1,970.4 580.1 931.4 721.4 651.4 658 978 913 627 322 182 272 372
Total Assets 48,750 46,312 46,892 43,725 44,748 35,077 29,043 25,344 26,684 25,812 14,153.5 13,041.8 5,657.6 5,293.3 4,600.0 4,403.6 4,167 4,900 5,496 5,418 3,153 2,878 1,957 1,731
Total Debt 12,937 12,260 12,269 11,753 13,225 7,144 6,114 6,069 4,920 4,092 1,678.2 1,937.0 828.8 861.7 699.8 731.2 600.0 1,225 1,495 1,486 225 250 83 71
Stockholders' Equity 17,657 16,375 16,262 15,311 16,080 13,728 12,037 10,161 9,842 10,685 5,776.0 4,457.2 2,090.1 1,835.9 1,606.5 1,507.9 1,360 1,268 1,688 1,501 1,292 1,287 1,058 889
Cash Flow
Operating Cash Flow 921 2,966 3,981 4,587 2,262 5,639 5,284 2,173 4,051 1,936 625.6 347.8 413.1 321.4 149.0 40 217 76 289 341 150 298 185
Capital Expenditure (546) (575) (1,004) (1,137) (1,342) (964) (736) (612) (526) (527) (165.8) (114.1) (101.3) (112.1) (115.0) (135) (89) (104) (73) (72) (54) (39) (28)
Free Cash Flow 375 2,391 2,977 3,450 920 4,675 4,548 1,561 3,525 1,409 459.8 233.7 311.9 209.3 34.0 (95) 128 (28) 216 269 96 259 157