Hanover Bancorp, Inc. logo HNVR - Hanover Bancorp, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 1
HOLD 1
SELL 0
STRONG
SELL 0
| PRICE TARGET: $28.50 DETAILS
HIGH: $28.50
LOW: $28.50
MEDIAN: $28.50
CONSENSUS: $28.50
UPSIDE: 20.41%

Profitability Ratios

Ratio Value
GP Margin 43.9%
EBIT Margin 6.9%
EBITDA Margin 9.8%
Operating Margin 6.9%
Pretax Margin 6.9%
Cont. Ops Margin 5.2%
Net Margin 5.2%
Bottom Line Margin 5.2%

Liquidity Ratios

Ratio Value
Current Ratio 0.13
Quick Ratio 0.13
Solvency Ratio 0.005
Cash Ratio 0.10

Valuation Ratios

Ratio Value
Price/Earnings
23.11
Hist. avg: 15.9
Peers avg: 12.3
PEG Ratio -0.58
Forward PEG -0.58
Price/Book 0.86
Price/Sales 1.20
Price/FCF 14.17
Price/Op Cash Flow 13.23

Debt Ratios

Ratio Value
Debt/Assets 0.0571
Debt/Equity 0.6793
Debt/Capital 0.4045
Long-Term Debt/Capital 0.3852
Financial Leverage 11.90

Cash Flow Ratios

Ratio Value
Working Capital Turnover -0.08
Operating Cash Flow Ratio 0.006
Operating Cash Flow/Sales 9.1%
Free Cash Flow/Operating Cash Flow 93.3%

Coverage Ratios

Ratio Value
Debt Service Coverage 0.17
Interest Coverage 0.1422
Short-Term Operating Cash Flow Coverage 0.00
Operating Cash Flow Coverage 0.10
Capital Expenditure Coverage 15.02
Dividend + Capital Expenditure Coverage 3.37

Dividend Ratios

Ratio Value
Payout Ratio 40.1843%
Dividend Yield 1.7427%
Dividend Yield % 1.7427%
Dividend Per Share 0.4027

Per Share Ratios

Ratio Value
Revenue/Share 19.18
EPS 1.002
Debt/Share 27.5766
Cash/Share 32.90
Book Value/Share 26.80
Tangible BV/Share 23.37
Equity/Share 26.80
Operating Cash Flow/Share 1.747
Capital Expenditure/Share 0.116
FCF/Share 1.630

Other Ratios

Ratio Value
Net Income/Earnings Before Tax 0.752
Earnings Before Tax/EBIT 1.000
Price/Fair Value 0.86
Debt/Market Cap 0.7267
Effective Tax Rate 24.8%
Enterprise Value Multiple 7.08