HIPO - Hippo Holdings Inc.
Price:
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--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$28.38
DETAILS
HIGH:
$45.00
LOW:
$17.50
MEDIAN:
$25.50
CONSENSUS:
$28.38
UPSIDE:
8.32%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | |||||||
| Revenue | 468.6 | 372.1 | 209.7 | 119.7 | 91.2 | 51.6 | 34.7 |
| Cost of Revenue | 229.9 | 297.8 | 293.1 | 179.1 | 105.9 | 35 | 0 |
| Gross Profit | 238.7 | 74.3 | (83.4) | (59.4) | (14.7) | 16.6 | 34.7 |
| Operating Expenses | |||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 100.6 | 121.9 | 159.7 | 173.3 | 151.4 | 109.2 | 106.5 |
| Other Expenses | 74.8 | (20.2) | 19.4 | 92.5 | 201.1 | 50.6 | 0 |
| Operating Expenses | 175.4 | 101.7 | 179.1 | 265.8 | 352.5 | 159.8 | 106.5 |
| Operating Income | |||||||
| Operating Income | 63.3 | (27.4) | (262.5) | (325.2) | (367.2) | (143.2) | (71.8) |
| Interest Expense | 0 | 0 | 0 | 0 | 198.9 | 26 | 0 |
| Interest Income | 0 | 9.9 | 7.3 | 2.4 | 0 | 0 | 0 |
| Profitability | |||||||
| EBITDA | 63.3 | (4.2) | (242.7) | (310) | (157.3) | (110.5) | 0 |
| EBIT | 63.3 | (27.4) | (262.5) | (325.2) | (168.3) | (117.2) | 0 |
| Income Before Tax | 63.3 | (27.4) | (262.5) | (325.2) | (367.2) | (143.2) | (83) |
| Income Tax Expense | 0.7 | 1.2 | 0.5 | 1.3 | 0.7 | (1.8) | 0.1 |
| Net Income | 57.7 | (40.5) | (273.1) | (333.4) | (371.4) | (141.5) | (83.1) |
| Per Share Data | |||||||
| EPS (Basic) | 2.28 | -1.64 | -11.58 | -14.35 | -23.77 | -40.68 | -171.52 |
| EPS (Diluted) | 2.22 | -1.64 | -11.58 | -14.35 | -23.77 | -40.68 | -171.52 |
| Shares Outstanding | 25.3 | 24.7 | 23.6 | 22.7 | 15.5 | 3.5 | 0.5 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Current Assets | |||||||
| Cash & Cash Equivalents | 250.1 | 197.6 | 142.1 | 194.5 | 775.6 | 452.3 | 23.3 |
| Short-Term Investments | 0 | 0 | 348.8 | 445.9 | 9.1 | 0 | 0 |
| Net Receivables | 98.7 | 167 | 505.9 | 448.3 | 365 | 192.5 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 119.6 | 0 | 53 | 50 | 0 | (774.2) | 0 |
| Total Current Assets | 468.4 | 364.6 | 1,396.7 | 1,466 | 1,149.7 | 0 | 23.3 |
| Non-Current Assets | |||||||
| Property, Plant & Equipment | 0 | 37.7 | 45.5 | 33 | 1.1 | 0 | 0.9 |
| Goodwill | 0 | 0 | 0 | 0 | 53.5 | 47.8 | 1.9 |
| Intangible Assets | 13.8 | 65.1 | 75.7 | 65.7 | 58.1 | 48.6 | 23.4 |
| Long-Term Investments | 445.9 | 0 | 0 | 0 | 64 | 56 | 0 |
| Other Non-Current Assets | (445.9) | (85.8) | 6.8 | 4.2 | (175.6) | (152.4) | 121 |
| Total Non-Current Assets | 13.8 | 17 | 128 | 102.9 | 175.6 | 0 | 147.2 |
| Total Assets | 1,905.5 | 1,543.4 | 1,524.7 | 1,568.9 | 1,642.7 | 979.4 | 170.5 |
| Current Liabilities | |||||||
| Account Payables | 319.3 | 267.9 | 286.4 | 234.8 | 182.6 | 96 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 226 | 0 | 419.2 | 341.3 | 0 | 0 | 0 |
| Other Current Liabilities | 796.8 | 0 | 348.3 | 323.2 | (182.6) | (103.5) | 0 |
| Total Current Liabilities | 1,351.1 | 267.9 | 1,068.5 | 911.7 | 182.6 | 0 | 18.2 |
| Non-Current Liabilities | |||||||
| Long-Term Debt | 47.9 | 0 | 0 | 0 | 0 | 273 | 0 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 55 | 892.3 | 43.1 | 13.6 | 0 | (279.1) | 0 |
| Total Non-Current Liabilities | 118.3 | 910.3 | 71.5 | 63.7 | 19.9 | 0 | 0 |
| Total Liabilities | 1,469.4 | 1,178.2 | 1,140 | 975.4 | 781 | 1,178.9 | 18.2 |
| Stockholders' Equity | |||||||
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | (1,217.2) | (1,274.9) | (1,234.4) | (961.1) | (628) | (256.6) | (115.1) |
| Accumulated Other Comprehensive Income | 1.8 | (2.7) | (2.9) | (7) | (0.7) | 0.1 | 0.1 |
| Total Stockholders' Equity | 436.1 | 362.1 | 377.9 | 589.9 | 859.6 | (199.6) | 118.7 |
| Total Liabilities & Equity | 1,905.5 | 1,543.4 | 1,524.7 | 1,568.9 | 1,642.7 | 979.4 | 136.9 |
| Debt Metrics | |||||||
| Total Debt | 52.4 | 10 | 14.8 | 28.9 | 0 | 273 | 0 |
| Net Debt | (197.7) | (187.6) | (127.3) | (165.6) | (775.6) | (179.3) | (23.3) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Net Income | 57.7 | (28.6) | (273.1) | (326.5) | (367.9) | (141.4) | (83.1) |
| Depreciation & Amortization | 20.4 | 23.2 | 19.8 | 15.2 | 11 | 6.7 | 2.9 |
| Stock-Based Compensation | 29.3 | 38.2 | 57.5 | 61.9 | 24.3 | 17.2 | 21.9 |
| Change in Working Capital | (4.2) | 70.3 | 93.3 | 37.3 | 43.7 | 25 | 26.4 |
| Other Non-Cash Items | (94) | (55.6) | 10.1 | 50.6 | 164.4 | 27.1 | 2.8 |
| Operating Cash Flow | 9.2 | 47.5 | (92.4) | (161.5) | (124.5) | (65.4) | (29.1) |
| Investing Activities | |||||||
| Capital Expenditure | (0.1) | (0.3) | (46.7) | (19.7) | (17.4) | (9.4) | (0.9) |
| Acquisitions | 0 | 0 | 0 | 0 | (0.6) | (83.7) | (0.6) |
| Purchases of Investments | (287.6) | (367.8) | (409.6) | (793) | (26.2) | (16.7) | 0 |
| Sales/Maturities of Investments | 307.8 | 336.9 | 517.1 | 408.8 | 16.5 | 107.5 | 0 |
| Other Investing Activities | (31.3) | 61.5 | (20.3) | (2) | (18.9) | (9) | (70.8) |
| Investing Cash Flow | (11.2) | 30.3 | 57.6 | (405.9) | (30) | (2.3) | (72.3) |
| Financing Activities | |||||||
| Net Debt Issuance | 47.9 | 0 | 0 | 0 | 0 | 365 | 0 |
| Stock Repurchased | (14.5) | (15.6) | (1.8) | 0 | 0 | 0 | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | (17.9) | (31.2) | (15.6) | (10.9) | 480.8 | (1.5) | 101.4 |
| Financing Cash Flow | 19.3 | (40.1) | (14.6) | (6.8) | 480.8 | 518.1 | 101.4 |
| Cash Position | |||||||
| Net Change in Cash | 17.3 | 37.7 | (49.4) | (574.2) | 326.3 | 450.4 | 42 |
| Cash at Beginning | 232.8 | 195.1 | 244.5 | 818.7 | 492.4 | 42 | 0 |
| Cash at End | 250.1 | 232.8 | 195.1 | 244.5 | 818.7 | 492.4 | 42 |
| Free Cash Flow | 9.1 | 47.2 | (139.1) | (181.2) | (141.9) | (74.8) | (30) |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Income Statement | |||||||
| Revenue | 468.6 | 372.1 | 209.7 | 119.7 | 91.2 | 51.6 | 34.7 |
| Gross Profit | 238.7 | 74.3 | (83.4) | (59.4) | (14.7) | 16.6 | 34.7 |
| Operating Income | 63.3 | (27.4) | (262.5) | (325.2) | (367.2) | (143.2) | (71.8) |
| Net Income | 57.7 | (40.5) | (273.1) | (333.4) | (371.4) | (141.5) | (83.1) |
| EPS (Diluted) | 2.22 | -1.64 | -11.58 | -14.35 | -23.77 | -40.68 | -171.52 |
| Balance Sheet | |||||||
| Cash & Equivalents | 250.1 | 197.6 | 142.1 | 194.5 | 775.6 | 452.3 | 23.3 |
| Total Assets | 1,905.5 | 1,543.4 | 1,524.7 | 1,568.9 | 1,642.7 | 979.4 | 170.5 |
| Total Debt | 52.4 | 10 | 14.8 | 28.9 | 0 | 273 | 0 |
| Stockholders' Equity | 436.1 | 362.1 | 377.9 | 589.9 | 859.6 | (199.6) | 118.7 |
| Cash Flow | |||||||
| Operating Cash Flow | 9.2 | 47.5 | (92.4) | (161.5) | (124.5) | (65.4) | (29.1) |
| Capital Expenditure | (0.1) | (0.3) | (46.7) | (19.7) | (17.4) | (9.4) | (0.9) |
| Free Cash Flow | 9.1 | 47.2 | (139.1) | (181.2) | (141.9) | (74.8) | (30) |