The Hartford Insurance Group, Inc. logo HIG - The Hartford Insurance Group, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 23
HOLD 19
SELL 0
STRONG
SELL 0
| PRICE TARGET: $150.43 DETAILS
HIGH: $165.00
LOW: $135.00
MEDIAN: $154.00
CONSENSUS: $150.43
UPSIDE: 7.25%
Annual Quarterly
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Revenue
Revenue 28,258 26,384 24,330 21,854 21,649 20,320 20,508 18,750 17,162 16,291 15,997 18,614 20,673 22,086 21,733 22,049 24,701 9,219 25,916 26,500 27,083 22,708 18,733 16,417 15,980 14,703 13,528 15,022 13,829 12,577 12,150
Cost of Revenue 15,238 22,414 21,163 19,803 19,179 17,991 17,765 16,830 16,109 15,513 14,148 16,539 18,592 20,808 20,995 19,269 17,019 24,428 17,053 18,600 19,945 16,483 15,959 12,275 11,978 10,632 9,913 10,633 9,865 10,620 0
Gross Profit 13,020 3,970 3,167 2,051 2,470 2,329 2,743 1,920 1,053 778 1,849 2,075 2,081 1,278 738 2,780 7,682 (15,209) 8,863 7,900 7,138 6,225 2,774 4,142 4,002 4,071 3,615 4,389 3,964 1,957 12,150
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4,398 4,663 4,635 3,993 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Expenses 8,260 121 79 (211) (435) 209 183 167 330 331 371 376 610 1,367 (3,860) (4,155) 4,775 (14,611) 4,858 4,298 4,153 3,702 3,324 3,074 2,815 2,653 2,380 2,914 1,737 2,171 0
Operating Expenses 8,260 121 79 (211) (435) 209 183 167 330 331 371 376 610 1,367 538 508 9,410 (10,618) 4,858 4,298 4,153 3,702 3,324 3,074 2,815 2,653 2,380 2,914 1,737 2,171 0
Operating Income
Operating Income 4,760 3,849 3,088 2,262 2,905 2,120 2,560 1,753 723 447 1,478 1,699 1,471 (89) 200 2,272 (1,728) (4,591) 4,005 3,602 2,985 2,523 (550) 1,068 1,187 1,418 1,235 1,475 2,227 (214) 12,150
Interest Expense 199 199 199 213 234 236 259 298 316 327 346 376 397 457 508 508 476 343 263 277 252 251 271 0 0 0 0 0 0 0 0
Interest Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 5,355 4,205 3,598 2,887 3,585 2,682 3,270 2,518 1,438 1,172 2,197 2,351 2,057 835 1,376 3,376 (782) (3,887) 5,062 4,485 3,798 3,048 (60) 3,413 1,259 1,481 1,293 1,578 2,312 (133) 12,235
EBIT 4,959 3,849 3,088 2,262 2,905 2,120 2,819 2,051 1,039 774 1,824 2,075 1,868 368 708 2,780 (1,252) (4,248) 4,268 3,879 3,237 2,774 (279) 1,068 1,187 1,418 1,235 1,475 2,227 (214) 12,150
Income Before Tax 4,760 3,849 3,088 2,262 2,905 2,120 2,560 1,753 723 447 1,478 1,699 1,471 (89) 200 2,272 (1,728) (4,591) 4,005 3,602 2,985 2,523 (550) 1,068 341 1,418 1,235 1,475 1,666 (318) 742
Income Tax Expense 924 738 584 443 534 383 475 268 985 (166) 289 350 246 (309) (373) 572 (841) (1,842) 1,056 857 711 385 (459) 68 (200) 390 287 388 334 (219) 180
Net Income 3,836 3,111 2,504 1,819 2,371 1,737 2,085 1,807 (3,131) 896 1,682 798 176 (38) 712 1,636 (887) (2,749) 2,949 2,745 2,274 2,115 (91) 1,000 507 974 862 1,015 1,332 (99) 562
Per Share Data
EPS (Basic) 13.51 10.51 8.09 5.52 6.71 4.79 5.72 5.04 -8.61 2.31 4.05 1.81 0.60 -0.09 1.53 2.70 -2.93 -8.90 9.32 8.89 7.63 7.24 -0.33 4.01 2.13 4.42 3.83 4.36 5.65 -0.42 2.39
EPS (Diluted) 13.32 10.35 7.97 5.44 6.62 4.76 5.66 4.96 -8.45 2.27 3.96 1.73 0.57 -0.08 1.38 2.40 -2.93 -8.90 9.24 8.69 7.44 7.12 -0.33 3.97 2.10 4.34 3.79 4.30 5.58 -0.42 2.38
Shares Outstanding 282.4 293.9 307.1 324.8 349.1 358.3 360.9 358.4 363.7 387.7 415.5 441.8 447.7 437.7 431.5 431.5 346.3 308.8 316.3 308.8 298 292.3 272.4 249.4 237.7 220.6 224.9 232.8 236 234.6 233.9
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Current Assets
Cash & Cash Equivalents 133 183 126 229 205 151 185 121 180 882 448 399 1,428 2,421 2,581 2,062 2,142 1,811 2,011 1,424 1,273 1,148 462 377 353 227 182 123 140 112 0
Short-Term Investments 4,353 4,068 0 3,859 46,544 48,318 45,069 4,283 40,246 35,022 62,160 65,314 67,233 890 7,736 8,528 10,357 10,022 4,783 1,917 1,253 2,180 1,507 1,790 1,977 1,511 758 612 0 0 0
Net Receivables 6,316 5,998 12,711 11,913 10,968 10,279 9,911 8,352 7,971 7,389 26,726 26,349 26,795 8,208 3,446 3,273 3,404 407 3,681 9,246 10,094 9,413 9,043 7,638 7,594 6,874 6,544 6,811 12,712 13,026 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 6,530 6,445 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 (1,286) 36,233 (57,717) (51,046) (47,675) 27,012 839 (5,242) (26,726) (22,513) (7,050) 19,835 208,462 226,510 284,226 266,763 347,188 311,615 270,534 244,631 0 68 0 0 0 (612) 0 0 0
Total Current Assets 10,802 10,249 11,551 52,234 0 7,702 7,490 39,768 49,236 4,126 2,291 5,282 21,173 31,354 222,225 240,373 306,659 285,448 357,663 324,202 283,154 257,372 11,012 9,873 9,924 8,612 7,484 6,934 12,852 13,138 0
Non-Current Assets
Property, Plant & Equipment 931 888 896 927 1,027 1,122 1,181 1,006 1,034 991 974 831 877 977 1,029 1,150 1,026 1,075 972 791 683 643 593 0 0 0 0 0 0 0 0
Goodwill 1,911 1,911 1,911 1,911 1,911 1,911 1,913 1,290 1,290 567 498 498 498 654 1,006 1,051 470 1,060 1,726 1,717 1,720 1,720 1,720 1,721 1,694 1,202 0 0 0 0 0
Intangible Assets 566 637 707 778 858 950 1,070 657 659 44 1,816 1,823 2,161 49 55 0 0 74 0 0 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 0 55,142 4,976 46,401 52,151 51,838 48,484 42,894 41,875 36,760 65,537 68,755 90,862 124,428 124,825 120,790 115,052 107,412 123,615 113,804 103,188 91,746 63,335 51,596 43,372 37,059 34,919 36,397 36,975 33,314 0
Other Non-Current Assets 0 (55,142) 48,462 (1,449) 20,631 (51,792) (48,185) (24,556) 130,002 (33,523) 159,048 172,589 167,514 139,109 (45,076) (48,743) (115,490) (107,486) (123,923) (114,088) (103,863) (92,165) (65,055) 0 0 (1,202) 0 0 0 0 0
Total Non-Current Assets 3,408 3,436 58,545 50,017 76,578 4,029 4,463 22,539 176,024 4,839 226,057 239,731 256,711 267,159 81,839 77,973 1,058 2,135 2,698 2,508 2,403 2,363 65,055 53,317 45,066 37,059 34,919 36,397 36,975 33,314 0
Total Assets 85,997 80,917 70,096 73,022 76,578 74,111 70,817 62,307 225,260 223,432 228,348 245,013 277,884 298,513 302,609 318,346 264,734 247,891 360,361 326,710 285,557 259,735 225,853 182,043 181,238 171,532 167,051 150,632 131,743 108,840 93,855
Current Liabilities
Account Payables 612 614 0 658 0 0 0 767 816 31,176 31,670 32,532 58,763 70,901 76,073 77,343 78,148 84,552 80,342 71,311 64,452 52,833 0 0 0 0 0 0 0 0 0
Short-Term Debt 0 0 0 0 0 0 500 413 320 416 275 456 438 320 0 400 343 398 1,365 857 719 621 1,050 315 599 235 31 31 291 500 886
Deferred Revenue 0 0 0 1,449 7,194 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 0 0 35,214 0 39,659 0 755 43,761 205,952 171,587 173,677 187,652 0 0 198,551 213,703 204,729 186,332 308 26 201,013 187,735 182,366 168,398 169,661 161,971 160,006 142,630 123,885 102,788 0
Total Current Liabilities 612 614 35,214 2,107 46,853 0 1,255 44,941 207,088 203,179 205,622 220,640 59,201 71,221 274,624 291,446 283,220 271,282 82,015 72,194 266,184 241,189 209,601 168,713 170,260 162,206 160,037 142,661 124,176 103,288 886
Non-Current Liabilities
Long-Term Debt 4,371 4,366 4,362 4,357 4,944 4,352 4,348 4,265 4,678 4,494 5,084 5,653 6,106 6,967 6,530 6,589 6,632 7,033 3,142 3,504 4,048 4,308 4,613 4,064 2,775 1,862 1,548 1,548 2,482 1,032 1,022
Deferred Tax Liabilities 0 0 420 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 62,035 59,490 13,776 52,927 6,938 51,203 50,199 0 0 0 0 0 193,672 197,878 0 0 0 0 256,308 232,420 0 0 (3) 0 0 0 0 0 0 0 0
Total Non-Current Liabilities 66,406 63,856 19,555 57,284 11,882 55,555 54,547 4,265 4,678 4,494 5,084 5,653 199,778 204,845 6,530 6,589 6,632 7,033 259,450 235,924 4,048 4,308 4,610 2,596 1,965 1,862 1,548 1,548 1,482 1,032 1,022
Total Liabilities 67,018 64,470 54,769 59,391 58,735 55,555 54,547 49,206 211,766 206,529 210,706 226,293 258,979 276,066 281,123 298,035 253,178 240,312 341,157 307,834 270,232 245,497 214,214 171,309 172,225 164,068 161,156 143,744 125,261 104,320 89,153
Stockholders' Equity
Common Stock 3 3 3 3 4 4 4 4 4 4 5 5 5 5 5 5 4 3 3 3 3 3 3 3 2 2 2 2 1 1 0
Retained Earnings 24,739 21,531 19,007 17,048 15,764 13,918 12,685 11,055 9,642 13,114 12,550 11,191 10,683 10,745 11,001 12,077 11,164 11,336 14,686 12,421 10,207 8,283 6,499 6,890 6,152 5,887 5,127 4,474 3,658 2,515 2,802
Accumulated Other Comprehensive Income (2,057) (2,886) (2,849) (3,876) 172 1,170 52 (1,579) 663 (337) (329) 928 (79) 2,843 1,251 (1,001) (3,312) (7,520) (858) 178 90 1,425 1,246 1,094 534 369 (272) 811 832 392 0
Total Stockholders' Equity 18,979 16,447 15,327 13,631 17,843 18,556 16,270 13,101 13,494 16,903 17,642 18,720 18,905 22,447 21,486 20,311 17,865 9,268 19,204 18,876 15,325 14,238 11,639 10,734 9,013 7,464 5,466 6,423 6,085 4,520 4,702
Total Liabilities & Equity 85,997 80,917 70,096 73,022 76,578 74,111 70,817 62,307 225,260 223,432 228,348 245,013 277,884 298,513 302,609 318,346 264,734 247,891 360,361 326,710 285,557 259,735 225,853 182,043 181,238 171,532 167,051 150,632 131,743 108,840 93,855
Debt Metrics
Total Debt 4,371 4,366 4,362 4,357 4,944 4,352 4,848 4,678 4,998 4,910 5,359 6,109 6,544 7,287 6,530 6,989 6,975 7,431 4,507 4,361 4,767 4,929 5,663 4,379 3,374 2,097 1,579 1,579 2,773 1,532 1,908
Net Debt 4,238 4,183 4,236 4,128 4,739 4,201 4,663 4,557 4,818 4,170 4,911 5,710 5,200 4,866 3,949 4,927 (694) (1,556) 3,305 2,937 3,494 3,781 5,201 2,534 2,211 1,870 1,397 1,456 1,633 1,420 1,908
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Operating Activities
Net Income 3,836 3,111 2,504 1,815 2,365 1,737 2,085 1,807 (3,131) 896 1,682 798 176 (38) 712 1,744 (887) (2,749) 2,949 2,745 2,274 2,115 (91) 1,000 507 974 862 1,015 1,332 (99) 562
Depreciation & Amortization 396 356 510 625 680 562 451 467 399 398 373 276 189 467 668 596 470 361 794 606 561 274 219 2,345 72 63 58 103 85 81 85
Stock-Based Compensation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 10 25 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital 1,508 2,178 920 934 1,747 1,354 1,195 154 583 193 265 (550) (1,308) (319) 625 604 (343) (937) 2,897 2,382 1,021 1,128 4,694 1,765 4,145 (591) (1,561) (594) 1,670 1,347 1,195
Other Non-Cash Items 182 264 286 634 (699) 218 (242) 415 4,335 579 436 1,362 2,180 2,571 259 340 3,734 7,517 (1,268) (752) (292) (1,412) (599) (2,663) (2,307) 1,506 1,366 450 (1,382) 114 (692)
Operating Cash Flow 5,922 5,909 4,220 4,008 4,093 3,871 3,489 2,843 2,186 2,066 2,756 1,886 1,237 2,681 2,274 3,309 2,974 4,192 5,991 5,638 3,732 2,634 3,896 2,649 2,303 2,350 891 907 2,045 994 1,094
Investing Activities
Capital Expenditure (169) (145) (215) (175) (133) (114) (105) (122) (250) (224) (307) (121) (255) (964) (1,105) 1,425 430 (282) (275) (195) (211) (180) (89) (189) (209) (115) (120) (108) (109) (69) (76)
Acquisitions (734) (426) (671) (746) 11 0 (1,966) 1,115 (1,201) 163 4 1,141 0 58 (269) 0 (7) 438 0 (767) 8 (58) (431) 0 (1,105) 545 0 514 0 0 0
Purchases of Investments (13,044) (14,199) (10,486) (16,002) (27,301) (24,197) (21,197) (29,821) (33,624) (24,224) (29,622) (23,587) (38,016) (47,951) (38,907) (51,383) (54,653) (33,422) (43,706) (44,565) (42,685) (27,950) (28,918) (22,085) (16,871) (15,104) (13,172) (15,472) (47,642) (33,424) (16,280)
Sales/Maturities of Investments 10,701 11,294 8,981 16,265 25,126 22,246 21,575 26,869 33,612 25,433 30,517 24,250 42,016 45,417 39,256 49,500 54,487 26,713 36,220 36,492 43,331 25,787 21,051 15,674 12,610 13,986 15,623 15,836 45,504 32,458 14,759
Other Investing Activities (512) (292) (40) (619) (111) (59) (455) 534 38 (199) (107) 13 0 (15) (157) 24 (3,380) (2,274) 1,585 1,625 (5,303) 0 0 (24) 39 (1,391) (52) (359) 0 0 0
Investing Cash Flow (3,758) (3,768) (2,431) (1,277) (2,408) (2,124) (2,148) (1,425) (1,425) 949 485 1,696 3,745 (2,557) (1,182) (434) (3,123) (8,827) (6,176) (7,410) (4,860) (2,401) (8,387) (6,624) (5,536) (2,079) 2,279 411 (2,247) (1,035) (1,597)
Financing Activities
Net Debt Issuance 0 0 0 (600) 588 (500) (207) (338) 71 (292) (299) (213) (882) (163) (473) (101) (17,611) 2,079 1,121 (340) (150) (730) 1,270 333 264 520 0 (60) (409) (386) (142)
Stock Repurchased (1,615) (1,514) (1,400) (1,550) (1,702) (150) (200) 0 (1,028) (1,330) (1,250) (1,796) (600) (154) (46) 0 0 (1,000) (1,379) (5) (2) (2) (1) (92) (7) (100) (596) (547) (45) 0 0
Dividends Paid (613) (577) (549) (527) (506) (478) (454) (379) (341) (334) (316) (282) (223) (217) (195) (170) (222) (660) (636) (460) (345) (325) (291) (257) (235) (210) (207) (197) (190) (140) 0
Other Financing Activities (7) 15 2 (33) 39 (650) (330) (1,084) 319 (585) (1,279) (2,185) (4,115) 306 105 (1,440) 14,069 3,855 1,207 1,553 1,387 1,121 2,468 3,583 2,067 (947) (2,356) (585) 854 585 675
Financing Cash Flow (2,235) (2,076) (1,947) (2,710) (1,581) (1,778) (1,191) (1,467) (979) (2,541) (3,144) (4,476) (5,820) (228) (609) (2,955) 523 4,274 499 1,915 1,280 477 4,608 3,989 3,365 (208) (3,104) (1,340) 239 59 533
Cash Position
Net Change in Cash (57) 45 (155) 7 98 (23) 141 (59) (148) 434 49 (1,029) (993) (160) 519 (80) 331 (200) 587 151 125 686 85 24 126 45 59 (17) 28 17 40
Cash at Beginning 234 189 344 337 239 262 121 180 328 448 399 1,428 2,421 2,581 2,062 2,142 1,811 2,011 1,424 1,273 1,148 462 377 353 227 182 123 140 112 95 55
Cash at End 177 234 189 344 337 239 262 121 180 882 448 399 1,428 2,421 2,581 2,062 2,142 1,811 2,011 1,424 1,273 1,148 462 377 353 227 182 123 140 112 95
Free Cash Flow 5,753 5,764 4,005 3,833 3,960 3,757 3,384 2,721 1,936 1,842 2,449 1,765 982 1,717 1,169 4,734 3,404 3,910 5,716 5,443 3,521 2,454 3,807 2,460 2,094 2,235 771 799 1,936 925 1,018
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Income Statement
Revenue 28,258 26,384 24,330 21,854 21,649 20,320 20,508 18,750 17,162 16,291 15,997 18,614 20,673 22,086 21,733 22,049 24,701 9,219 25,916 26,500 27,083 22,708 18,733 16,417 15,980 14,703 13,528 15,022 13,829 12,577 12,150
Gross Profit 13,020 3,970 3,167 2,051 2,470 2,329 2,743 1,920 1,053 778 1,849 2,075 2,081 1,278 738 2,780 7,682 (15,209) 8,863 7,900 7,138 6,225 2,774 4,142 4,002 4,071 3,615 4,389 3,964 1,957 12,150
Operating Income 4,760 3,849 3,088 2,262 2,905 2,120 2,560 1,753 723 447 1,478 1,699 1,471 (89) 200 2,272 (1,728) (4,591) 4,005 3,602 2,985 2,523 (550) 1,068 1,187 1,418 1,235 1,475 2,227 (214) 12,150
Net Income 3,836 3,111 2,504 1,819 2,371 1,737 2,085 1,807 (3,131) 896 1,682 798 176 (38) 712 1,636 (887) (2,749) 2,949 2,745 2,274 2,115 (91) 1,000 507 974 862 1,015 1,332 (99) 562
EPS (Diluted) 13.32 10.35 7.97 5.44 6.62 4.76 5.66 4.96 -8.45 2.27 3.96 1.73 0.57 -0.08 1.38 2.40 -2.93 -8.90 9.24 8.69 7.44 7.12 -0.33 3.97 2.10 4.34 3.79 4.30 5.58 -0.42 2.38
Balance Sheet
Cash & Equivalents 133 183 126 229 205 151 185 121 180 882 448 399 1,428 2,421 2,581 2,062 2,142 1,811 2,011 1,424 1,273 1,148 462 377 353 227 182 123 140 112 0
Total Assets 85,997 80,917 70,096 73,022 76,578 74,111 70,817 62,307 225,260 223,432 228,348 245,013 277,884 298,513 302,609 318,346 264,734 247,891 360,361 326,710 285,557 259,735 225,853 182,043 181,238 171,532 167,051 150,632 131,743 108,840 93,855
Total Debt 4,371 4,366 4,362 4,357 4,944 4,352 4,848 4,678 4,998 4,910 5,359 6,109 6,544 7,287 6,530 6,989 6,975 7,431 4,507 4,361 4,767 4,929 5,663 4,379 3,374 2,097 1,579 1,579 2,773 1,532 1,908
Stockholders' Equity 18,979 16,447 15,327 13,631 17,843 18,556 16,270 13,101 13,494 16,903 17,642 18,720 18,905 22,447 21,486 20,311 17,865 9,268 19,204 18,876 15,325 14,238 11,639 10,734 9,013 7,464 5,466 6,423 6,085 4,520 4,702
Cash Flow
Operating Cash Flow 5,922 5,909 4,220 4,008 4,093 3,871 3,489 2,843 2,186 2,066 2,756 1,886 1,237 2,681 2,274 3,309 2,974 4,192 5,991 5,638 3,732 2,634 3,896 2,649 2,303 2,350 891 907 2,045 994 1,094
Capital Expenditure (169) (145) (215) (175) (133) (114) (105) (122) (250) (224) (307) (121) (255) (964) (1,105) 1,425 430 (282) (275) (195) (211) (180) (89) (189) (209) (115) (120) (108) (109) (69) (76)
Free Cash Flow 5,753 5,764 4,005 3,833 3,960 3,757 3,384 2,721 1,936 1,842 2,449 1,765 982 1,717 1,169 4,734 3,404 3,910 5,716 5,443 3,521 2,454 3,807 2,460 2,094 2,235 771 799 1,936 925 1,018