HBT - HBT Financial, Inc.
Price:
--
--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$31.00
DETAILS
HIGH:
$32.00
LOW:
$30.00
MEDIAN:
$31.00
CONSENSUS:
$31.00
UPSIDE:
9.31%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||
| Revenue | 293.3 | 285.2 | 263.6 | 186.7 | 164.2 | 156.8 | 173.9 | 166.0 | 157.8 | 163.9 |
| Cost of Revenue | 58.6 | 65.9 | 45.5 | 6.5 | (2.3) | 17.0 | 13.3 | 13.7 | 9.7 | 13.0 |
| Gross Profit | 234.7 | 219.3 | 218.1 | 180.2 | 166.5 | 139.8 | 160.5 | 152.3 | 148.1 | 150.8 |
| Operating Expenses | ||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 93.8 | 83.0 | 84.8 | 65.1 | 59.9 | 62.3 | 68.5 | 66.0 | 68.7 | 67.5 |
| Other Expenses | 36.4 | 38.9 | 44.7 | 39.0 | 30.0 | 27.9 | 19.9 | 21.3 | 22.4 | 23.7 |
| Operating Expenses | 130.2 | 122.0 | 129.6 | 104.1 | 89.9 | 90.2 | 88.4 | 87.6 | 91.1 | 91.2 |
| Operating Income | ||||||||||
| Operating Income | 104.5 | 97.4 | 88.6 | 76.2 | 76.6 | 49.6 | 72.1 | 64.7 | 57.0 | 59.6 |
| Interest Expense | 56.9 | 62.9 | 37.9 | 7.2 | 5.8 | 6.5 | 9.9 | 8.0 | 6.6 | 6.6 |
| Interest Income | 255.8 | 251.7 | 229.0 | 153.1 | 128.2 | 124.1 | 143.7 | 137.4 | 127.6 | 127.7 |
| Profitability | ||||||||||
| EBITDA | 109.6 | 103.2 | 94.4 | 80.1 | 80.7 | 53.7 | 76.3 | 69.4 | 62.2 | 65.3 |
| EBIT | 104.5 | 97.4 | 88.6 | 76.2 | 76.6 | 49.6 | 72.1 | 64.7 | 57.0 | 59.6 |
| Income Before Tax | 104.5 | 97.4 | 88.6 | 76.2 | 76.6 | 49.6 | 72.1 | 64.7 | 57.0 | 59.6 |
| Income Tax Expense | 27.5 | 25.6 | 22.7 | 19.7 | 20.3 | 12.7 | 5.3 | 0.9 | 0.9 | 1.0 |
| Net Income | 77.0 | 71.8 | 65.8 | 56.5 | 56.3 | 36.8 | 66.9 | 63.8 | 56.1 | 58.5 |
| Per Share Data | ||||||||||
| EPS (Basic) | 2.44 | 2.27 | 2.08 | 2.09 | 2.02 | 1.34 | 3.33 | 2.42 | 2.13 | 2.22 |
| EPS (Diluted) | 2.44 | 2.26 | 2.07 | 2.09 | 2.02 | 1.34 | 3.33 | 2.42 | 2.13 | 2.22 |
| Shares Outstanding | 31.4 | 31.6 | 31.6 | 28.9 | 27.8 | 27.5 | 20.1 | 26.3 | 26.3 | 26.3 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Current Assets | |||||||||
| Cash & Cash Equivalents | 24.4 | 137.7 | 141.8 | 114.2 | 409.8 | 312.5 | 284.2 | 187.1 | 166.4 |
| Short-Term Investments | 813.1 | 52.3 | 759.5 | 843.5 | 942.2 | 922.9 | 592.4 | 679.5 | 769.6 |
| Net Receivables | 23.8 | 24.8 | 24.5 | 19.5 | 14.9 | 14.3 | 14.0 | 15.3 | 14.7 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 861.3 | 214.7 | 925.8 | 977.2 | 1,366.8 | 1,249.6 | 890.6 | 882.0 | 950.7 |
| Non-Current Assets | |||||||||
| Property, Plant & Equipment | 73.6 | 66.8 | 65.2 | 50.5 | 52.5 | 52.9 | 54.0 | 54.7 | 56.3 |
| Goodwill | 59.8 | 59.8 | 59.8 | 29.3 | 29.3 | 23.6 | 23.6 | 23.6 | 23.6 |
| Intangible Assets | 15.1 | 36.7 | 39.7 | 11.2 | 9.9 | 8.7 | 12.5 | 16.4 | 17.3 |
| Long-Term Investments | 1.6 | 4,579.2 | 3,895.6 | 3,143.5 | 2,824.9 | 2,304.4 | 2,240.2 | 2,253.4 | 2,237.1 |
| Other Non-Current Assets | 0 | 75.7 | 87.2 | 75.0 | 30.8 | 27.3 | 24.2 | 19.5 | 27.8 |
| Total Non-Current Assets | 150.2 | 4,818.2 | 4,147.4 | 3,309.5 | 2,947.4 | 2,417.0 | 2,354.5 | 2,367.6 | 2,362.1 |
| Total Assets | 5,071.4 | 5,032.9 | 5,073.2 | 4,286.7 | 4,314.3 | 3,666.6 | 3,245.1 | 3,249.6 | 3,312.9 |
| Current Liabilities | |||||||||
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 29.0 | 42.4 | 43.1 | 61.3 | 45.7 | 44.4 | 46.2 | 37.8 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 3,032.6 | 4,318.3 | 4,401.4 | 3,587.0 | 3,738.2 | 3,130.5 | 2,776.9 | 2,796.0 | 2,855.7 |
| Total Current Liabilities | 3,032.6 | 4,347.2 | 4,443.9 | 3,630.1 | 3,799.4 | 3,176.3 | 2,821.3 | 2,842.2 | 2,893.5 |
| Non-Current Liabilities | |||||||||
| Long-Term Debt | 65.2 | 105.6 | 104.9 | 237.2 | 77.0 | 76.9 | 37.6 | 37.5 | 66.5 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 1,358.1 | 35.4 | 34.9 | 45.8 | 25.9 | 49.5 | 53.3 | 29.5 | 29.0 |
| Total Non-Current Liabilities | 1,423.3 | 141.1 | 139.8 | 283.0 | 102.9 | 126.4 | 90.9 | 67.0 | 95.4 |
| Total Liabilities | 4,455.9 | 4,488.3 | 4,583.7 | 3,913.1 | 3,902.4 | 3,302.7 | 2,912.2 | 2,909.2 | 2,989.0 |
| Stockholders' Equity | |||||||||
| Common Stock | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 |
| Retained Earnings | 367.2 | 316.8 | 269.1 | 232.0 | 194.1 | 154.6 | 134.3 | 315.2 | 293.9 |
| Accumulated Other Comprehensive Income | (23.0) | 250.5 | (57.2) | (71.8) | 1.5 | 18.2 | 7.8 | (4.3) | (0.4) |
| Total Stockholders' Equity | 615.5 | 544.6 | 489.5 | 373.6 | 411.9 | 363.9 | 332.9 | 340.4 | 323.9 |
| Total Liabilities & Equity | 5,071.4 | 5,032.9 | 5,073.2 | 4,286.7 | 4,314.3 | 3,666.6 | 3,245.1 | 3,249.6 | 3,312.9 |
| Debt Metrics | |||||||||
| Total Debt | 65.2 | 134.6 | 147.3 | 280.3 | 138.3 | 122.6 | 82.0 | 83.7 | 104.3 |
| Net Debt | 40.8 | (3.1) | 5.6 | 166.1 | (271.5) | (189.8) | (202.2) | (103.4) | (62.1) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 77.0 | 71.8 | 65.8 | 56.5 | 56.3 | 36.8 | 66.9 | 63.8 | 56.1 | 58.5 |
| Depreciation & Amortization | 5.9 | 5.8 | 5.8 | 3.9 | 4.1 | 4.2 | 4.1 | 4.8 | 5.2 | 5.8 |
| Stock-Based Compensation | 1.9 | 1.8 | 2.0 | 1.9 | 0.8 | 0.4 | 0 | 0 | 0 | 0 |
| Change in Working Capital | 0.3 | 4.3 | (18.7) | 7.4 | (17.6) | (10.1) | 20.7 | 0.3 | 1.4 | (0.1) |
| Other Non-Cash Items | (0.4) | 4.8 | 7.1 | 5.8 | (3.4) | 0.4 | (0.0) | 11.1 | 9.4 | 4.1 |
| Operating Cash Flow | 85.1 | 89.4 | 65.8 | 72.6 | 43.1 | 31.3 | 89.1 | 80.0 | 72.1 | 68.3 |
| Investing Activities | ||||||||||
| Capital Expenditure | (10.2) | (5.5) | (3.1) | (1.0) | (1.0) | (1.9) | (2.1) | (1.7) | (2.2) | (1.5) |
| Acquisitions | 0 | 0 | (14.5) | 0 | (4.8) | 0 | 0.1 | 0 | 0 | 0 |
| Purchases of Investments | (234.3) | (105.3) | (3.0) | (371.7) | (513.8) | (523.6) | (73.1) | (189.4) | (355.6) | (207.3) |
| Sales/Maturities of Investments | 190.6 | 195.6 | 287.9 | 154.2 | 213.5 | 223.0 | 201.5 | 275.8 | 275.6 | 192.7 |
| Other Investing Activities | 14.3 | (52.4) | (134.6) | (116.6) | (43.5) | (78.0) | (11.0) | (19.6) | (8.2) | 40.6 |
| Investing Cash Flow | (39.6) | 32.3 | 132.7 | (335.1) | (349.6) | (380.4) | 115.3 | 65.1 | (90.3) | 24.6 |
| Financing Activities | ||||||||||
| Net Debt Issuance | (41.1) | 0.2 | (234.2) | 160 | (12.5) | 39.2 | (1.8) | (29) | 25 | (50.1) |
| Stock Repurchased | (4.5) | (4.4) | (8.9) | (4.8) | (4.9) | 0 | 0 | (0.9) | 0 | 0 |
| Dividends Paid | (26.6) | (24.2) | (21.9) | (18.6) | (16.8) | (16.5) | (225.0) | (42.6) | (57.1) | (40.7) |
| Other Financing Activities | 11.3 | (96.9) | 93.6 | (169.2) | 437.5 | 355.0 | (19.1) | (51.4) | (22.8) | 10.0 |
| Financing Cash Flow | (60.9) | (125.3) | (171.4) | (32.6) | 403.3 | 377.7 | (107.3) | (123.9) | (54.8) | (80.0) |
| Cash Position | ||||||||||
| Net Change in Cash | (15.4) | (3.6) | 27.1 | (295.1) | 96.8 | 28.5 | 97.1 | 21.2 | (73.1) | 12.9 |
| Cash at Beginning | 137.7 | 141.3 | 114.2 | 409.3 | 312.5 | 284.0 | 186.9 | 165.7 | 238.7 | 225.9 |
| Cash at End | 122.3 | 137.7 | 141.3 | 114.2 | 409.3 | 312.5 | 284.0 | 186.9 | 165.7 | 238.7 |
| Free Cash Flow | 74.8 | 83.9 | 62.7 | 71.5 | 42.1 | 29.4 | 86.9 | 78.3 | 69.9 | 66.8 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 293.3 | 285.2 | 263.6 | 186.7 | 164.2 | 156.8 | 173.9 | 166.0 | 157.8 | 163.9 |
| Gross Profit | 234.7 | 219.3 | 218.1 | 180.2 | 166.5 | 139.8 | 160.5 | 152.3 | 148.1 | 150.8 |
| Operating Income | 104.5 | 97.4 | 88.6 | 76.2 | 76.6 | 49.6 | 72.1 | 64.7 | 57.0 | 59.6 |
| Net Income | 77.0 | 71.8 | 65.8 | 56.5 | 56.3 | 36.8 | 66.9 | 63.8 | 56.1 | 58.5 |
| EPS (Diluted) | 2.44 | 2.26 | 2.07 | 2.09 | 2.02 | 1.34 | 3.33 | 2.42 | 2.13 | 2.22 |
| Balance Sheet | ||||||||||
| Cash & Equivalents | 24.4 | 137.7 | 141.8 | 114.2 | 409.8 | 312.5 | 284.2 | 187.1 | 166.4 | |
| Total Assets | 5,071.4 | 5,032.9 | 5,073.2 | 4,286.7 | 4,314.3 | 3,666.6 | 3,245.1 | 3,249.6 | 3,312.9 | |
| Total Debt | 65.2 | 134.6 | 147.3 | 280.3 | 138.3 | 122.6 | 82.0 | 83.7 | 104.3 | |
| Stockholders' Equity | 615.5 | 544.6 | 489.5 | 373.6 | 411.9 | 363.9 | 332.9 | 340.4 | 323.9 | |
| Cash Flow | ||||||||||
| Operating Cash Flow | 85.1 | 89.4 | 65.8 | 72.6 | 43.1 | 31.3 | 89.1 | 80.0 | 72.1 | 68.3 |
| Capital Expenditure | (10.2) | (5.5) | (3.1) | (1.0) | (1.0) | (1.9) | (2.1) | (1.7) | (2.2) | (1.5) |
| Free Cash Flow | 74.8 | 83.9 | 62.7 | 71.5 | 42.1 | 29.4 | 86.9 | 78.3 | 69.9 | 66.8 |