HBCP - Home Bancorp, Inc.
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$50.00
DETAILS
HIGH:
$50.00
LOW:
$50.00
MEDIAN:
$50.00
CONSENSUS:
$50.00
DOWNSIDE:
23.04%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||
| Revenue | 209.2 | 199.4 | 178.3 | 139.8 | 123.2 | 118.4 | 116.6 | 115.8 | 84.4 | 78.8 | 67.2 | 62.5 | 51.4 | 53.9 | 44.9 | 38.2 | 33.9 | 30.7 | 28.1 | 25.3 | 22.1 |
| Cost of Revenue | 61.7 | 67.0 | 45.8 | 15.7 | (3.9) | 24.6 | 19.2 | 14.2 | 8.9 | 8.5 | 5.9 | 5.6 | 7.2 | 7.3 | 6.7 | 6.7 | 7.2 | 9.2 | 10.3 | 8.5 | 22.1 |
| Gross Profit | 147.6 | 132.4 | 132.5 | 124.1 | 127.0 | 93.8 | 97.4 | 101.5 | 75.5 | 70.4 | 61.2 | 56.8 | 44.2 | 46.6 | 38.2 | 31.4 | 26.7 | 21.5 | 17.8 | 16.8 | 0 |
| Operating Expenses | |||||||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 63.5 | 53.3 | 51.1 | 50.0 | 41.0 | 39.1 | 40.0 | 38.1 | 29.4 | 28.7 | 25.5 | 25.3 | 21.1 | 20.4 | 18.8 | 15.3 | 14.4 | 12.2 | 9.4 | 0.4 | 5.6 |
| Other Expenses | 26.1 | 33.9 | 31.3 | 31.6 | 25.6 | 23.9 | 23.6 | 25.1 | 16.8 | 18.1 | 16.5 | 16.5 | 12.1 | 12.3 | 11.7 | 9.0 | 5.3 | 5.4 | 3.7 | 10.3 | (2.8) |
| Operating Expenses | 89.6 | 87.2 | 82.3 | 81.6 | 66.6 | 63.0 | 63.6 | 63.2 | 46.2 | 46.8 | 42.0 | 41.8 | 33.2 | 32.8 | 30.5 | 24.4 | 19.7 | 17.6 | 13.1 | 10.7 | 2.8 |
| Operating Income | |||||||||||||||||||||
| Operating Income | 58.0 | 45.2 | 50.1 | 42.5 | 60.4 | 30.8 | 33.8 | 38.3 | 29.3 | 23.6 | 19.2 | 15.1 | 11.0 | 13.8 | 7.8 | 7.0 | 7.0 | 3.9 | 4.7 | 6.1 | 5.3 |
| Interest Expense | 60.5 | 64.5 | 43.0 | 7.9 | 5.9 | 11.9 | 16.2 | 10.3 | 6.5 | 5.3 | 3.9 | 3.3 | 3.5 | 4.9 | 5.2 | 5.9 | 6.3 | 8.7 | 9.9 | 8.2 | 0.8 |
| Interest Income | 193.8 | 184.8 | 163.7 | 125.9 | 106.9 | 104.1 | 102.2 | 102.3 | 74.4 | 67.7 | 58.4 | 54.3 | 43.7 | 46.1 | 38.4 | 33.7 | 29.9 | 27.4 | 25.4 | 22.8 | 0 |
| Profitability | |||||||||||||||||||||
| EBITDA | 58.0 | 48.7 | 53.7 | 46.0 | 63.5 | 34.0 | 36.8 | 41.0 | 31.5 | 25.6 | 21.2 | 17.0 | 12.6 | 15.4 | 9.2 | 8.2 | 7.9 | 4.7 | 5.6 | 6.9 | 6.1 |
| EBIT | 58.0 | 45.2 | 50.1 | 42.5 | 60.4 | 30.8 | 33.8 | 38.3 | 29.3 | 23.6 | 19.2 | 15.1 | 11.0 | 13.8 | 7.8 | 7.0 | 7.0 | 3.9 | 4.7 | 6.1 | 5.3 |
| Income Before Tax | 58.0 | 45.2 | 50.1 | 42.5 | 60.4 | 30.8 | 33.8 | 38.3 | 29.3 | 23.6 | 19.2 | 15.1 | 11.0 | 13.8 | 7.8 | 7.0 | 7.0 | 3.9 | 4.7 | 6.1 | 5.3 |
| Income Tax Expense | 12.0 | 8.8 | 9.9 | 8.4 | 11.8 | 6.0 | 5.9 | 6.7 | 12.5 | 7.6 | 6.7 | 5.2 | 3.7 | 4.6 | 2.6 | 2.3 | 2.3 | 1.2 | 1.4 | 2.1 | 1.8 |
| Net Income | 46.1 | 36.4 | 40.2 | 34.1 | 48.6 | 24.8 | 27.9 | 31.6 | 16.8 | 16.0 | 12.5 | 9.9 | 7.3 | 9.2 | 5.1 | 4.7 | 4.7 | 2.7 | 3.3 | 4.0 | 3.5 |
| Per Share Data | |||||||||||||||||||||
| EPS (Basic) | 5.93 | 4.58 | 5.01 | 4.19 | 5.80 | 2.86 | 3.08 | 3.48 | 2.50 | 2.34 | 1.87 | 1.51 | 1.11 | 1.33 | 0.72 | 0.62 | 0.58 | 0.30 | 0.37 | 0.45 | 0.39 |
| EPS (Diluted) | 5.87 | 4.57 | 4.99 | 4.16 | 5.77 | 2.85 | 3.05 | 3.40 | 2.41 | 2.25 | 1.79 | 1.42 | 1.06 | 1.28 | 0.71 | 0.62 | 0.58 | 0.30 | 0.37 | 0.45 | 0.39 |
| Shares Outstanding | 7.8 | 8.0 | 8.0 | 8.1 | 8.4 | 8.7 | 9.1 | 9.1 | 7.1 | 6.8 | 6.7 | 6.5 | 6.6 | 6.9 | 7.1 | 7.6 | 8.0 | 8.9 | 8.9 | 8.9 | 8.9 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||||
| Cash & Cash Equivalents | 141.6 | 98.5 | 75.8 | 87.8 | 601.8 | 188.3 | 40.3 | 60.6 | 152.8 | 31.2 | 29.2 | 46.1 |
| Short-Term Investments | 39.1 | 15.9 | 16.0 | 486.5 | 327.6 | 254.8 | 257.3 | 260.1 | 235.0 | 183.7 | 0 | 0 |
| Net Receivables | 0 | 0 | 0 | 73.6 | 40.8 | 40.4 | 41.9 | 43.9 | 35.9 | 36.5 | 10.1 | 9.4 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 180.7 | 114.5 | 92.0 | 647.8 | 970.2 | 483.4 | 339.5 | 364.6 | 423.7 | 251.4 | 39.3 | 55.5 |
| Non-Current Assets | ||||||||||||
| Property, Plant & Equipment | 49.0 | 42.3 | 42.0 | 43.6 | 43.5 | 45.5 | 46.4 | 47.1 | 45.6 | 39.6 | 16.2 | 15.3 |
| Goodwill | 81.5 | 81.5 | 81.5 | 81.5 | 58.5 | 58.5 | 58.5 | 58.5 | 0 | 0 | 0 | 0 |
| Intangible Assets | 2.4 | 3.5 | 4.9 | 6.5 | 3.5 | 4.6 | 6.0 | 7.8 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 3,065.8 | 3,074.0 | 2,969.4 | 2,402.6 | 1,822.2 | 1,959.5 | 1,710.6 | 1,646.4 | 1,661.9 | 1,232.8 | 453.9 | 452.3 |
| Other Non-Current Assets | 113.1 | 127.8 | 130.4 | 46.3 | 40.4 | 40.3 | 39.5 | 29.6 | 28.9 | 20.1 | 15.3 | 5.3 |
| Total Non-Current Assets | 3,311.9 | 3,329.2 | 3,234.3 | 2,580.4 | 1,968.1 | 2,108.4 | 1,861.0 | 1,789.1 | 1,804.4 | 1,305.3 | 485.3 | 472.9 |
| Total Assets | 3,492.6 | 3,443.7 | 3,320.1 | 3,228.3 | 2,938.2 | 2,591.8 | 2,200.5 | 2,153.7 | 2,228.1 | 1,556.7 | 524.6 | 528.4 |
| Current Liabilities | ||||||||||||
| Account Payables | 0 | 0 | 0 | 29.4 | 18.9 | 21.8 | 17.0 | 12.2 | 12.2 | 10.3 | 3.5 | 2.9 |
| Short-Term Debt | 0 | 137.2 | 150 | 155 | 0 | 0 | 0 | 0 | 3.6 | 40 | 0 | 21.5 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 1,961.6 | 2,780.7 | 2,670.6 | 2,633.2 | 2,535.8 | 2,213.8 | 1,821.0 | 1,773.2 | 1,866.2 | 1,248.1 | 371.6 | 354.1 |
| Total Current Liabilities | 1,965.9 | 2,917.9 | 2,820.6 | 2,817.6 | 2,554.8 | 2,235.6 | 1,838.0 | 1,785.4 | 1,882.1 | 1,298.4 | 375.1 | 378.5 |
| Non-Current Liabilities | ||||||||||||
| Long-Term Debt | 57.7 | 98.3 | 102.5 | 80.8 | 31.6 | 34.4 | 46.2 | 64.2 | 68.2 | 78.5 | 16.8 | 22.9 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 1,033.9 | 31.3 | 29.6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Liabilities | 1,091.6 | 129.7 | 132.1 | 80.8 | 31.6 | 34.4 | 46.2 | 64.2 | 68.2 | 78.5 | 16.8 | 22.9 |
| Total Liabilities | 3,057.5 | 3,047.6 | 2,952.7 | 2,898.3 | 2,586.3 | 2,270.0 | 1,884.1 | 1,849.6 | 1,950.2 | 1,376.9 | 391.9 | 401.4 |
| Stockholders' Equity | ||||||||||||
| Common Stock | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Retained Earnings | 284.8 | 259.2 | 234.6 | 206.3 | 188.5 | 154.3 | 150.2 | 141.4 | 117.3 | 104.6 | 57.4 | 52.1 |
| Accumulated Other Comprehensive Income | (17.8) | (30.0) | (31.4) | (39.3) | 0.7 | 5.3 | 0.7 | (2.2) | (1.0) | 0.0 | (0.1) | (5.3) |
| Total Stockholders' Equity | 435.1 | 396.1 | 367.4 | 330.0 | 351.9 | 321.8 | 316.3 | 304.0 | 277.9 | 179.8 | 132.7 | 127.0 |
| Total Liabilities & Equity | 3,492.6 | 3,443.7 | 3,320.1 | 3,228.3 | 2,938.2 | 2,591.8 | 2,200.5 | 2,153.7 | 2,228.1 | 1,556.7 | 524.6 | 528.4 |
| Debt Metrics | ||||||||||||
| Total Debt | 57.7 | 235.5 | 252.5 | 235.8 | 31.6 | 34.4 | 46.2 | 64.2 | 71.8 | 118.5 | 16.8 | 44.4 |
| Net Debt | (83.9) | 137.0 | 176.6 | 148.0 | (570.2) | (153.9) | 5.9 | 3.7 | (81.0) | 87.3 | (12.5) | (1.7) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Net Income | 46.1 | 36.4 | 40.2 | 34.1 | 48.6 | 24.8 | 27.9 | 31.6 | 16.8 | 16.0 | 3.5 |
| Depreciation & Amortization | 5.7 | 3.5 | 3.6 | 3.5 | 3.1 | 3.2 | 3.0 | 2.7 | 2.2 | 2.0 | 0.8 |
| Stock-Based Compensation | 3.4 | 2.8 | 2.4 | 2.4 | 2.4 | 2.0 | 2.4 | 2.5 | 2.1 | 1.6 | 0 |
| Change in Working Capital | 1.4 | 1.2 | (10.2) | (1.5) | (5.1) | 2.1 | 4.0 | (9.7) | (10.4) | (8.3) | 2.7 |
| Other Non-Cash Items | (1.9) | 4.9 | 5.4 | 13.6 | 4.2 | 18.5 | 6.5 | 17.9 | 8.8 | 9.5 | (0.0) |
| Operating Cash Flow | 54.5 | 48.7 | 41.4 | 51.2 | 55.7 | 49.0 | 43.9 | 47.1 | 24.8 | 20.5 | 6.9 |
| Investing Activities | |||||||||||
| Capital Expenditure | (10.2) | (4.1) | (2.0) | (2.7) | (2.5) | (2.1) | (3.8) | (5.0) | (1.9) | (4.1) | (0.7) |
| Acquisitions | 0 | 0 | 0 | (27.3) | 0 | 0 | 0 | 0 | 68.2 | 0 | 0 |
| Purchases of Investments | (26.0) | (10.5) | 0 | (238.5) | (167.6) | (92.0) | (68.5) | (78.5) | (57.0) | (47.1) | (19.4) |
| Sales/Maturities of Investments | 54.8 | 43.8 | 63.3 | 58.9 | 86.6 | 101.4 | 76.4 | 57.7 | 56.6 | 37.7 | 22.6 |
| Other Investing Activities | (21.4) | (136.3) | (155.5) | (285.8) | 138.4 | (267.4) | (76.3) | 1.1 | 12.7 | 2.0 | (24.0) |
| Investing Cash Flow | (2.9) | (107.1) | (94.3) | (495.4) | 54.9 | (260.0) | (72.3) | (24.7) | 78.7 | (11.5) | (21.6) |
| Financing Activities | |||||||||||
| Net Debt Issuance | (178.1) | (17.2) | 16.5 | 204.0 | (2.8) | (11.8) | (18.1) | (13.2) | (64.0) | (6.5) | (9.5) |
| Stock Repurchased | (14.4) | (4.8) | (5.3) | (11.3) | (8.9) | (14.0) | (15.4) | (1.2) | (0.1) | (0.4) | 0 |
| Dividends Paid | (9.0) | (8.2) | (8.2) | (7.8) | (7.9) | (7.9) | (7.9) | (6.7) | (4.1) | (3.0) | 0 |
| Other Financing Activities | 192.1 | 111.2 | 38.3 | (254.8) | 322.4 | 392.9 | 50.1 | (92.1) | 85.8 | 5.4 | 30.4 |
| Financing Cash Flow | (8.6) | 81.1 | 41.3 | (69.9) | 302.8 | 359.1 | 8.6 | (113.2) | 17.7 | (4.5) | 20.9 |
| Cash Position | |||||||||||
| Net Change in Cash | 43.1 | 22.7 | (11.6) | (514.0) | 413.5 | 148.1 | (19.8) | (90.8) | 121.1 | 4.5 | 0 |
| Cash at Beginning | 98.5 | 75.8 | 87.4 | 601.4 | 188.0 | 39.8 | 59.6 | 150.4 | 29.3 | 24.8 | 0 |
| Cash at End | 141.6 | 98.5 | 75.8 | 87.4 | 601.4 | 188.0 | 39.8 | 59.6 | 150.4 | 29.3 | 0 |
| Free Cash Flow | 44.3 | 44.7 | 39.3 | 48.5 | 53.2 | 46.9 | 40.1 | 42.1 | 22.8 | 16.4 | 6.2 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||||||
| Revenue | 209.2 | 199.4 | 178.3 | 139.8 | 123.2 | 118.4 | 116.6 | 115.8 | 84.4 | 78.8 | 67.2 | 62.5 | 51.4 | 53.9 | 44.9 | 38.2 | 33.9 | 30.7 | 28.1 | 25.3 | 22.1 |
| Gross Profit | 147.6 | 132.4 | 132.5 | 124.1 | 127.0 | 93.8 | 97.4 | 101.5 | 75.5 | 70.4 | 61.2 | 56.8 | 44.2 | 46.6 | 38.2 | 31.4 | 26.7 | 21.5 | 17.8 | 16.8 | 0 |
| Operating Income | 58.0 | 45.2 | 50.1 | 42.5 | 60.4 | 30.8 | 33.8 | 38.3 | 29.3 | 23.6 | 19.2 | 15.1 | 11.0 | 13.8 | 7.8 | 7.0 | 7.0 | 3.9 | 4.7 | 6.1 | 5.3 |
| Net Income | 46.1 | 36.4 | 40.2 | 34.1 | 48.6 | 24.8 | 27.9 | 31.6 | 16.8 | 16.0 | 12.5 | 9.9 | 7.3 | 9.2 | 5.1 | 4.7 | 4.7 | 2.7 | 3.3 | 4.0 | 3.5 |
| EPS (Diluted) | 5.87 | 4.57 | 4.99 | 4.16 | 5.77 | 2.85 | 3.05 | 3.40 | 2.41 | 2.25 | 1.79 | 1.42 | 1.06 | 1.28 | 0.71 | 0.62 | 0.58 | 0.30 | 0.37 | 0.45 | 0.39 |
| Balance Sheet | |||||||||||||||||||||
| Cash & Equivalents | 141.6 | 98.5 | 75.8 | 87.8 | 601.8 | 188.3 | 40.3 | 60.6 | 152.8 | 31.2 | 29.2 | 46.1 | |||||||||
| Total Assets | 3,492.6 | 3,443.7 | 3,320.1 | 3,228.3 | 2,938.2 | 2,591.8 | 2,200.5 | 2,153.7 | 2,228.1 | 1,556.7 | 524.6 | 528.4 | |||||||||
| Total Debt | 57.7 | 235.5 | 252.5 | 235.8 | 31.6 | 34.4 | 46.2 | 64.2 | 71.8 | 118.5 | 16.8 | 44.4 | |||||||||
| Stockholders' Equity | 435.1 | 396.1 | 367.4 | 330.0 | 351.9 | 321.8 | 316.3 | 304.0 | 277.9 | 179.8 | 132.7 | 127.0 | |||||||||
| Cash Flow | |||||||||||||||||||||
| Operating Cash Flow | 54.5 | 48.7 | 41.4 | 51.2 | 55.7 | 49.0 | 43.9 | 47.1 | 24.8 | 20.5 | 6.9 | ||||||||||
| Capital Expenditure | (10.2) | (4.1) | (2.0) | (2.7) | (2.5) | (2.1) | (3.8) | (5.0) | (1.9) | (4.1) | (0.7) | ||||||||||
| Free Cash Flow | 44.3 | 44.7 | 39.3 | 48.5 | 53.2 | 46.9 | 40.1 | 42.1 | 22.8 | 16.4 | 6.2 | ||||||||||