Hanmi Financial Corporation logo HAFC - Hanmi Financial Corporation

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 4
HOLD 7
SELL 0
STRONG
SELL
0
| PRICE TARGET: $35.00 DETAILS
HIGH: $35.00
LOW: $35.00
MEDIAN: $35.00
CONSENSUS: $35.00
UPSIDE: 16.01%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Revenue
Revenue 444.7 429.5 397.6 308.0 256.8 265.6 273.1 258.9 242.7 211.5 211.8 164.5 147.0 138.2 151.8 168.8 216.3 273.4 322.0 297.2 231.3 161.8 97.4 90.5 93.9 87.2 65.2
Cost of Revenue 189.2 200.4 152.4 37.0 (2.8) 88.4 101.1 57.4 33.4 13.9 4.5 7.8 14.1 24.7 39.7 161.1 279.3 179.5 167.4 114.1 67.5 35.5 26.5 26.1 34.4 33.1 19.8
Gross Profit 255.6 229.1 245.2 271.0 259.6 177.1 172.0 201.5 209.4 197.6 207.3 156.7 133.0 113.4 112.1 7.6 (63.0) 94.0 154.5 183.0 163.8 126.2 71.0 64.4 59.5 54.1 45.3
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 10.6 86.4 84.5 79.8 75.2 69.7 71.7 73.5 71.9 67.9 67.1 53.6 38.5 42.8 48.0 52.7 55.7 58.2 50.7 43.5 39.8 36.5 22.8 19.5 18.5 16.0 13.8
Other Expenses 137.0 54.1 46.1 50.5 48.9 48.0 53.0 44.1 42.2 40.4 48.3 30.5 31.9 27.3 35.2 42.9 34.6 139.3 140.3 33.8 29.4 30.0 16.5 18.9 13.5 11.8 10.8
Operating Expenses 147.6 140.5 130.6 130.3 124.1 117.6 124.7 117.6 114.1 108.2 115.3 84.1 70.4 70.1 83.2 95.7 90.4 197.4 191.0 77.3 69.1 66.6 39.3 38.3 32.0 27.8 24.6
Operating Income
Operating Income 107.9 88.6 114.6 140.7 135.5 59.5 47.3 84.0 95.3 89.4 92.0 72.6 62.5 43.3 28.9 (88.0) (153.4) (103.4) (36.5) 105.7 94.7 59.7 31.6 26.0 27.5 26.3 20.7
Interest Expense 174.7 196.0 148.1 36.2 21.6 43.0 70.9 53.4 32.5 18.3 16.1 14.0 13.5 18.7 27.6 38.6 82.9 103.8 129.1 106.9 62.1 32.6 20.8 21.3 33.0 30.9 18.8
Interest Income 410.9 397.3 368.1 272.8 215.7 223.0 245.6 233.0 208.1 176.0 161.4 135.0 117.7 116.5 128.3 144.0 183.5 236.3 280.9 260.2 200.9 135.6 77.1 69.3 76.9 72.4 52.4
Profitability
EBITDA 113.6 95.1 121.4 153.1 151.6 70.4 56.9 95.1 108.1 104.0 109.9 81.3 69.2 50.8 31.7 (84.6) (149.2) (98.6) (28.9) 112.6 100.7 67.2 33.5 27.5 28.8 26.9 22.3
EBIT 107.9 88.6 114.6 140.7 135.5 59.5 47.3 84.0 95.3 89.4 92.0 72.6 62.5 43.3 28.9 (88.0) (153.4) (103.4) (36.5) 105.7 94.7 59.7 31.6 26.0 27.5 26.3 20.7
Income Before Tax 107.9 88.6 114.6 140.7 135.5 59.5 47.3 84.0 95.3 89.4 92.0 72.6 62.5 43.3 28.9 (88.0) (153.4) (103.4) (36.5) 105.7 94.7 59.7 31.6 26.0 27.5 26.3 20.7
Income Tax Expense 31.8 26.4 34.5 39.3 36.8 17.3 14.6 26.1 40.6 32.9 38.2 22.4 22.7 (46.8) 0.7 (0.0) (31.1) (1.4) 24.3 40.4 36.5 23.0 12.4 9.0 10.7 10.8 8.7
Net Income 76.1 62.2 80.0 101.4 98.7 42.2 32.8 57.9 54.7 56.5 53.8 49.8 39.9 90.3 28.1 (88.0) (122.3) (102.1) (60.8) 65.3 58.2 36.7 19.2 17.0 16.8 15.5 12.0
Per Share Data
EPS (Basic) 2.55 2.07 2.63 3.33 3.22 1.38 1.06 1.81 1.70 1.76 1.69 1.57 1.26 2.87 1.38 -7.44 -20.56 -17.84 -10.16 10.72 9.44 3.48 5.43 4.92 4.51 2.49 3.19
EPS (Diluted) 2.51 2.05 2.62 3.32 3.22 1.38 1.06 1.79 1.69 1.75 1.68 1.56 1.26 2.87 1.38 -7.44 -20.56 -17.84 -10.16 10.64 9.36 7.41 5.35 4.80 4.44 2.49 3.19
Shares Outstanding 29.9 30.0 30.3 30.3 30.4 30.3 30.7 31.9 32.1 31.9 31.8 31.7 31.6 31.5 20.4 11.8 5.9 5.7 6.0 6.1 6.1 10.6 3.5 3.5 3.7 3.4 3.8
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999
Current Assets
Cash & Cash Equivalents 212.8 304.8 302.3 352.4 609.0 391.8 121.7 155.4 153.8 147.2 154.1 85.2 55.2 62.6 67.8 81.2 176.1 63.6
Short-Term Investments 880.6 905.8 865.7 853.8 910.8 753.8 634.5 574.9 578.8 517.0 0 0 0 0 0 0 0 0
Net Receivables 24.5 67.8 58.6 653.0 532.1 465.2 523.6 21.6 18.6 12.7 66.0 12.3 10.0 6.7 5.5 5.4 6.9 5.0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 1,117.9 1,278.4 1,226.7 1,943.7 2,127.8 1,693.8 1,344.4 780.1 781.1 706.9 220.2 97.5 65.2 69.3 73.3 86.6 183.0 68.5
Non-Current Assets
Property, Plant & Equipment 20.4 21.4 22.0 22.9 24.8 26.4 26.1 27.8 26.7 28.7 18.7 21.1 19.7 8.4 8.2 7.8 6.7 8.9
Goodwill 11.0 11.0 11.0 11.0 11.0 11.0 11.0 11.0 11.0 11.0 0 0 0 0 0 0 0 0
Intangible Assets 0 0 0.1 0.2 0.4 0.6 0.8 1.2 1.5 1.9 3.4 12.3 10.0 6.7 5.5 5.4 6.9 5.0
Long-Term Investments 6,500.9 6,189.8 6,125.0 5,321.1 4,616.3 4,392.2 4,079.6 4,578.0 4,279.8 3,821.7 2,807.4 3,489.0 2,653.8 1,663.0 1,283.7 1,034.0 826.5 645.9
Other Non-Current Assets 219.0 177.2 185.6 79.4 78.4 77.8 39.4 76.7 78.0 84.9 109.5 263.2 144.4 44.4 88.9 28.1 16.0 14.2
Total Non-Current Assets 6,751.3 6,399.5 6,343.7 5,434.6 4,730.8 4,508.0 4,193.8 4,722.1 4,429.4 3,994.4 2,942.6 3,778.3 3,039.0 1,717.9 1,383.0 1,072.1 851.7 671.7
Total Assets 7,869.2 7,677.9 7,570.3 7,378.3 6,858.6 6,201.9 5,538.2 5,502.2 5,210.5 4,701.3 3,162.7 3,875.8 3,104.2 1,787.1 1,456.3 1,158.8 1,034.6 740.3
Current Liabilities
Account Payables 34.8 34.8 39.3 7.8 1.2 4.6 11.2 11.4 5.3 2.6 12.6 18.5 7.1 4.4 3.4 4.7 6.4 3.2
Short-Term Debt 150 225 250 300 50 0 15 55 150 315 82.4 82.4 0 0 0 0 0 5.9
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 6,677.6 6,435.8 6,280.6 6,168.1 5,786.3 5,275.0 4,699.0 4,747.2 4,348.7 3,809.7 2,749.3 3,070.1 2,528.8 1,445.8 1,284.0 1,042.4 934.6 655.7
Total Current Liabilities 6,862.4 6,695.6 6,569.9 6,561.0 5,912.7 5,354.6 4,781.5 4,831.7 4,529.9 4,150.4 2,844.3 3,171.0 2,535.9 1,450.2 1,287.4 1,047.1 941.0 664.8
Non-Current Liabilities
Long-Term Debt 130.5 168.1 205.0 179.4 302.5 269.0 193.4 117.8 117.3 19.0 155.7 423.0 151.7 183.0 34.5 0 0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 79.9 82.0 93.6 0.3 0 1.3 0.1 0.2 0.8 1.0 12.9 17.9 16.7 14.4 10.0 6.8 7.3 7.7
Total Non-Current Liabilities 210.4 250.2 298.6 179.7 302.5 270.3 193.4 118.0 118.1 20.0 168.6 440.9 168.4 197.4 44.5 6.8 7.3 7.7
Total Liabilities 7,072.8 6,945.8 6,868.4 6,740.7 6,215.2 5,624.8 4,974.9 4,949.7 4,648.0 4,170.3 3,013.0 3,611.9 2,704.3 1,647.7 1,331.8 1,053.9 948.2 672.4
Stockholders' Equity
Common Stock 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.0 0.0 0.0 0.0 0.0 56.2
Retained Earnings 394.3 350.9 319.0 269.5 196.8 114.6 100.6 97.5 70.6 41.7 (138.0) (15.8) 63.9 36.0 22.4 22.8 21.3 14.7
Accumulated Other Comprehensive Income (43.2) (70.7) (71.9) (89.0) (8.4) 3.1 3.4 (6.1) (1.9) (2.4) 0.9 0.3 1.0 0.4 2.1 1.0 (0.3) (3.1)
Total Stockholders' Equity 796.4 732.2 701.9 637.5 643.4 577.0 563.3 552.6 562.5 531.0 149.7 263.9 399.9 139.5 124.5 104.9 86.4 67.8
Total Liabilities & Equity 7,869.2 7,677.9 7,570.3 7,378.3 6,858.6 6,201.9 5,538.2 5,502.2 5,210.5 4,701.3 3,162.7 3,875.8 3,104.2 1,787.1 1,456.3 1,158.8 1,034.6 740.3
Debt Metrics
Total Debt 280.5 393.1 455.0 479.4 352.5 269.0 208.4 172.8 267.3 334.0 238.1 505.4 151.7 183.0 34.5 0 0 5.9
Net Debt 67.6 88.3 152.7 127.0 (256.5) (122.9) 86.7 17.4 113.4 186.7 84.0 420.2 96.5 120.4 (33.3) (81.2) (176.1) (57.7)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999
Operating Activities
Net Income 76.1 62.2 80.0 101.4 98.7 42.2 32.8 57.9 54.7 56.5 58.2 36.7 19.2 17.0 16.8 15.5 12.0
Depreciation & Amortization 5.7 6.5 6.8 12.4 16.1 11.0 9.5 11.1 12.9 14.6 6.1 7.6 1.9 1.4 1.3 0.6 1.6
Stock-Based Compensation 3.6 3.6 2.7 2.6 2.4 2.5 3.1 3.5 2.9 3.0 0 0 0 0 0 0 0
Change in Working Capital (9.6) (21.9) 20.4 21.8 9.4 (12.1) (8.4) 1.8 12.2 (5.2) (1.4) (12.6) 3.0 (3.1) (3.8) 1.8 (0.3)
Other Non-Cash Items 141.0 3.6 (2.1) 9.2 (32.8) 16.6 21.7 2.4 (1.0) (9.6) 8.8 (0.5) (8.5) 6.1 (3.0) 7.0 (14.0)
Operating Cash Flow 206.0 53.9 107.8 147.3 93.7 60.2 58.8 76.6 81.7 59.4 68.9 37.7 13.6 20.9 11.2 23.7 (1.6)
Investing Activities
Capital Expenditure (2.3) (2.6) (2.4) (1.9) (2.7) (4.4) (1.6) (3.7) (0.8) (0.7) (3.8) (2.0) (2.0) (1.8) (1.9) (1.9) (0.7)
Acquisitions 0 0 0 0 0 0 0 0 0 0 0 (63.5) 0 0 0 0 0
Purchases of Investments (173.1) (196.4) (107.0) (166.6) (513.2) (837.3) (320.8) (141.4) (242.4) (20.3) (135.0) (27.2) (358.2) (284.2) (194.4) (93.8) (37.6)
Sales/Maturities of Investments 0 156.2 114.0 106.0 331.5 729.1 273.2 134.0 177.1 192.3 101.2 173.7 245.9 217.6 191.2 63.4 78.3
Other Investing Activities (211.2) (64.7) (214.6) (819.0) (262.6) (295.1) 4.6 (300.5) (454.1) (667.7) (242.1) (130.7) (265.4) (188.9) (209.7) (149.4) (125.4)
Investing Cash Flow (384.3) (107.5) (210.0) (881.5) (447.0) (407.6) (44.5) (311.6) (520.2) (496.5) (279.6) (49.7) (379.7) (257.4) (214.8) (181.8) (85.5)
Financing Activities
Net Debt Issuance (112.5) (62.5) (25) 125.2 82.4 60 35 (95) (67.2) 145 (23.0) (137.1) 145.2 34.9 0 (5.9) 5.9
Stock Repurchased (9.4) (6.3) (4.1) 0 (6.1) (2.2) (7.4) (36.1) 0 0 0 0 0 0 0 0 0
Dividends Paid (32.6) (30.4) (30.5) (28.6) (16.5) (16.0) (29.8) (30.9) (25.8) (25.7) (9.8) (7.7) (4.2) (0.0) (0.0) (0.0) (0.0)
Other Financing Activities 240.9 155.2 111.7 381.1 510.7 575.7 (45.8) 398.5 538.1 300.6 297.3 146.3 161.9 241.6 108.3 276.7 73.7
Financing Cash Flow 86.4 56.0 52.1 477.7 570.4 617.6 (47.9) 236.5 445.1 420.0 247.0 76.6 306.0 278.0 108.7 270.8 79.9
Cash Position
Net Change in Cash (92.0) 2.5 (50.1) (256.5) 217.1 270.2 (33.7) 1.6 6.6 (17.1) 36.3 64.6 (60.2) 41.6 (94.9) 112.6 (7.3)
Cash at Beginning 304.8 302.3 352.4 609.0 391.8 121.7 155.4 153.8 147.2 164.4 127.2 62.6 122.8 81.2 176.1 63.5 70.7
Cash at End 212.8 304.8 302.3 352.4 609.0 391.8 121.7 155.4 153.8 147.2 163.5 127.2 62.6 122.8 81.2 176.1 63.5
Free Cash Flow 203.7 51.3 105.4 145.4 91.0 55.8 57.2 72.9 80.8 58.6 65.1 35.7 11.6 19.1 9.3 23.7 (2.4)
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Income Statement
Revenue 444.7 429.5 397.6 308.0 256.8 265.6 273.1 258.9 242.7 211.5 211.8 164.5 147.0 138.2 151.8 168.8 216.3 273.4 322.0 297.2 231.3 161.8 97.4 90.5 93.9 87.2 65.2
Gross Profit 255.6 229.1 245.2 271.0 259.6 177.1 172.0 201.5 209.4 197.6 207.3 156.7 133.0 113.4 112.1 7.6 (63.0) 94.0 154.5 183.0 163.8 126.2 71.0 64.4 59.5 54.1 45.3
Operating Income 107.9 88.6 114.6 140.7 135.5 59.5 47.3 84.0 95.3 89.4 92.0 72.6 62.5 43.3 28.9 (88.0) (153.4) (103.4) (36.5) 105.7 94.7 59.7 31.6 26.0 27.5 26.3 20.7
Net Income 76.1 62.2 80.0 101.4 98.7 42.2 32.8 57.9 54.7 56.5 53.8 49.8 39.9 90.3 28.1 (88.0) (122.3) (102.1) (60.8) 65.3 58.2 36.7 19.2 17.0 16.8 15.5 12.0
EPS (Diluted) 2.51 2.05 2.62 3.32 3.22 1.38 1.06 1.79 1.69 1.75 1.68 1.56 1.26 2.87 1.38 -7.44 -20.56 -17.84 -10.16 10.64 9.36 7.41 5.35 4.80 4.44 2.49 3.19
Balance Sheet
Cash & Equivalents 212.8 304.8 302.3 352.4 609.0 391.8 121.7 155.4 153.8 147.2 154.1 85.2 55.2 62.6 67.8 81.2 176.1 63.6
Total Assets 7,869.2 7,677.9 7,570.3 7,378.3 6,858.6 6,201.9 5,538.2 5,502.2 5,210.5 4,701.3 3,162.7 3,875.8 3,104.2 1,787.1 1,456.3 1,158.8 1,034.6 740.3
Total Debt 280.5 393.1 455.0 479.4 352.5 269.0 208.4 172.8 267.3 334.0 238.1 505.4 151.7 183.0 34.5 0 0 5.9
Stockholders' Equity 796.4 732.2 701.9 637.5 643.4 577.0 563.3 552.6 562.5 531.0 149.7 263.9 399.9 139.5 124.5 104.9 86.4 67.8
Cash Flow
Operating Cash Flow 206.0 53.9 107.8 147.3 93.7 60.2 58.8 76.6 81.7 59.4 68.9 37.7 13.6 20.9 11.2 23.7 (1.6)
Capital Expenditure (2.3) (2.6) (2.4) (1.9) (2.7) (4.4) (1.6) (3.7) (0.8) (0.7) (3.8) (2.0) (2.0) (1.8) (1.9) (1.9) (0.7)
Free Cash Flow 203.7 51.3 105.4 145.4 91.0 55.8 57.2 72.9 80.8 58.6 65.1 35.7 11.6 19.1 9.3 23.7 (2.4)