Primis Financial Corp. logo FRST - Primis Financial Corp.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 2
HOLD 0
SELL 0
STRONG
SELL
0
| PRICE TARGET: $14.00 DETAILS
HIGH: $14.00
LOW: $14.00
MEDIAN: $14.00
CONSENSUS: $14.00
DOWNSIDE: 2.30%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Revenue
Revenue 312.6 254.1 237.9 141.6 123.7 131.4 130.4 127.4 88.6 50.7 46.0 39.9 36.9 39.7 35.9 37.7 17.9 25.8 22.1 11.0 1.7 2.0
Cost of Revenue 101.3 157.4 126.4 32.9 13.2 45.6 35.7 29.4 23.5 13.5 10.2 8.1 8.3 12.0 14.6 17.5 14.6 13.6 12.4 5.4 1.9 1.9
Gross Profit 211.3 96.7 111.4 108.8 110.5 85.8 94.6 98.0 65.1 37.1 35.8 31.8 28.6 27.6 21.3 20.1 3.3 12.2 9.7 5.6 (0.2) 0.1
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 93.4 71.1 63.5 53.0 39.3 38.4 30.3 31.6 22.8 13.7 14.0 12.1 11.1 10.4 8.1 7.8 5.8 5.1 3.3 2.3 1.5 1.2
Other Expenses 45.3 54.6 59.1 38.5 31.6 28.6 26.3 23.0 26.6 8.0 7.8 8.4 8.2 7.5 7.0 6.4 4.8 5.6 4.5 3.3 0.6 (1.4)
Operating Expenses 138.7 125.6 122.6 91.4 70.9 67.1 56.6 54.7 49.5 21.7 21.8 20.5 19.3 18.0 15.2 14.2 10.6 10.6 7.9 5.6 2.1 (0.2)
Operating Income
Operating Income 72.6 (28.9) (11.2) 17.3 39.6 18.7 38.1 43.3 15.6 15.4 14.0 11.2 9.3 9.7 6.1 5.9 (7.4) 1.5 1.8 0 (2.3) 0.3
Interest Expense 89.0 106.7 93.9 21.6 19.0 26.1 36.9 27.8 15.7 8.6 7.1 4.7 4.7 5.8 6.1 8.5 8.1 12.0 11.1 4.9 1.6 1.6
Interest Income 200.4 211.0 192.6 123.3 113.1 117.7 120.5 118.9 83.6 48.9 43.7 38.1 35.1 37.6 33.4 36.3 23.9 24.1 21.7 10.8 2.4 4.3
Profitability
EBITDA 72.6 (20.0) (2.1) 24.8 47.6 26.9 46.2 50.7 20.2 16.4 15.2 12.4 10.8 11.5 7.6 7.5 (6.1) 2.6 2.9 0.8 (2.1) 0.4
EBIT 72.6 (28.9) (11.2) 17.3 39.6 18.7 38.1 43.3 15.6 15.4 14.0 11.2 9.3 9.7 6.1 5.9 (7.4) 1.5 1.8 0 (2.3) 0.3
Income Before Tax 72.6 (28.9) (11.2) 17.3 39.6 18.7 38.1 43.3 15.6 15.4 14.0 11.2 9.3 9.7 6.1 5.9 (7.4) 1.5 1.8 0 (2.3) 0.3
Income Tax Expense 14.7 (4.2) (1.1) 3.2 8.7 4.1 5.9 9.6 13.1 5.1 4.7 3.8 3.0 3.1 1.7 1.9 (2.7) 0.3 0.1 0 0 0
Net Income 61.4 (16.2) (7.8) 14.1 31.1 23.0 33.2 33.7 2.4 10.3 9.3 7.5 6.3 6.6 4.4 4.1 (4.7) 1.2 1.7 1.0 (2.3) 0.4
Per Share Data
EPS (Basic) 2.49 -0.66 -0.32 0.58 1.28 0.96 1.38 1.40 0.13 0.84 0.76 0.63 0.54 0.57 0.38 0.35 -0.62 0.18 0.26 0.22 -0.54 0.40
EPS (Diluted) 2.49 -0.66 -0.32 0.57 1.26 0.96 1.36 1.39 0.13 0.83 0.75 0.63 0.54 0.57 0.38 0.35 -0.62 0.18 0.25 0.21 -0.54 0.40
Shares Outstanding 24.7 24.7 24.9 24.6 24.4 24.2 24.1 24.0 18.4 12.2 12.2 11.8 11.6 11.6 11.6 11.6 7.6 6.8 6.8 4.2 4.2 0.9
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004
Current Assets
Cash & Cash Equivalents 143.6 64.5 77.6 77.9 530.2 196.2 31.9 27.8 23.8 47.4 8.1 14.8 2.3
Short-Term Investments 159.8 178.7 228.4 236.3 271.3 153.2 164.8 143.4 160.7 3.9 0 0 0
Net Receivables 18 0 0 0 11.9 20.0 8.2 0 0 0 0 0 0.3
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets (177.8) 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 143.6 243.2 306.0 314.2 813.4 369.4 205.0 171.2 184.4 51.3 8.1 14.8 2.5
Non-Current Assets
Property, Plant & Equipment 71.7 29.7 31.3 30.6 36.3 37.8 39.2 32.4 35.8 8.2 3.2 3.6 0
Goodwill 93.5 93.5 93.5 104.6 102.0 102.0 102.0 102.0 100.7 10.5 8.7 8.7 0
Intangible Assets 0.0 8.7 12.7 13.7 4.5 5.8 7.2 8.6 10.1 0.9 3.9 3.1 0
Long-Term Investments 3,430.2 3,157.5 3,254.1 2,956.4 2,334.7 2,460.8 2,256.6 2,266.1 2,159.9 1,014.3 475.6 313.7 93.6
Other Non-Current Assets 293.7 131.1 136.7 127.3 104.7 98.2 100.5 106.9 106.6 50.4 106.6 83.2 1.6
Total Non-Current Assets 3,903.8 3,446.9 3,550.6 3,252.5 2,592.2 2,719.3 2,517.2 2,530.1 2,429.8 1,091.1 602.6 417.2 95.5
Total Assets 4,047.4 3,690.1 3,856.5 3,566.7 3,407.4 3,088.7 2,722.2 2,701.3 2,614.3 1,142.4 610.7 431.9 98.0
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 43.3 3.9 3.0 6.4 10.0 16.1 134.5 182.1 351.1 95 22.0 41.8 2.2
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 2,158.1 3,171.0 3,270.2 2,722.5 2,763.3 2,432.6 2,124.7 2,097.6 1,865.2 913.0 455.8 309.5 69.9
Total Current Liabilities 2,201.4 3,175.0 3,273.2 2,728.9 2,773.3 2,448.7 2,259.2 2,279.7 2,216.2 1,008.0 477.8 351.2 72.7
Non-Current Liabilities
Long-Term Debt 157.5 113.1 146.0 420.3 195.0 215.3 56.7 56.7 56.7 0 30 30 17
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 1,204.3 25.5 28.1 22.7 20.8 25.9 20.5 16.7 18.6 8.1 5.7 (18.1) 0.1
Total Non-Current Liabilities 1,423.1 150.2 185.8 448.8 222.3 249.4 85.7 73.3 75.2 8.1 35.7 11.9 17.1
Total Liabilities 3,624.5 3,325.1 3,459.0 3,177.7 2,995.5 2,698.1 2,344.9 2,353.0 2,291.5 1,016.1 513.5 363.1 89.8
Stockholders' Equity
Common Stock 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.0
Retained Earnings 109.6 58.0 84.1 101.8 97.6 78.0 69.5 45.0 18.8 22.1 4.1 1.7 (0.3)
Accumulated Other Comprehensive Income (2.7) (21.2) (21.8) (25.9) 1.1 3.5 0.8 (2.6) (1.2) (0.8) (3.5) (2.5) 0
Total Stockholders' Equity 422.9 351.8 376.2 389.0 411.9 390.6 377.2 348.3 322.8 126.3 97.1 68.8 8.2
Total Liabilities & Equity 4,047.4 3,690.1 3,856.5 3,566.7 3,407.4 3,088.7 2,722.2 2,701.3 2,614.3 1,142.4 610.7 431.9 98.0
Debt Metrics
Total Debt 262.2 128.6 160.7 432.5 211.5 239.6 199.7 238.7 407.7 95 52.0 71.8 19.2
Net Debt 118.6 64.1 83.2 354.7 (318.7) 43.4 167.7 210.9 384.0 47.6 44.0 57.0 16.9
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004
Operating Activities
Net Income 57.8 (24.7) (10.1) 14.1 31.0 14.6 32.2 33.7 2.4 10.3 0.2 0.4
Depreciation & Amortization 9.4 8.9 9.1 7.4 8.0 8.2 8.2 7.4 4.6 1.0 0.1 0.1
Stock-Based Compensation 2.9 0.9 0.7 0.4 0.7 1.5 0.4 0.3 0.3 0.3 0 0
Change in Working Capital 9.9 (4.1) (0.6) 10.6 (8.1) (9.2) (0.6) (2.7) 2.4 4.2 (0.8) (0.2)
Other Non-Cash Items (75.7) 42.7 33.4 (16.8) (10.5) 12.5 (4.8) (0.4) 5.2 2.2 2.0 (1.7)
Operating Cash Flow 10.8 19.5 28.8 12.4 27.3 26.2 36.8 41.4 24.6 18.0 1.6 (1.4)
Investing Activities
Capital Expenditure (1.7) (1.2) (1.9) (1.0) (2.5) (1.1) (1.1) (2.0) (1.4) (0.1) 0 0
Acquisitions 0 0 0 (4.6) 0 0 0 0 24.0 0 0 0
Purchases of Investments (92.1) (43.1) (15.9) (39.4) (160.5) (54.1) (60.4) 0 (13.2) (46.1) (0.9) (0.3)
Sales/Maturities of Investments 190.2 38.2 29.4 50.5 57.5 98.4 61.3 20.3 23.8 58.6 0 0
Other Investing Activities (254.6) 114.4 (324.4) (622.3) 116.0 (244.0) (4.8) (112.0) (95.2) (108.0) (30.0) (28.4)
Investing Cash Flow (158.2) 108.3 (312.8) (616.9) 10.5 (200.8) (5.0) (93.7) (62.0) (95.6) (31.0) (28.7)
Financing Activities
Net Debt Issuance 22.6 (33.2) (274.6) 205.7 (26.1) 40.1 (47.5) (169.0) 217.1 21 30.0 30.1
Stock Repurchased (0.8) (0.0) (0.0) (0.0) (0.0) (0.1) 0 0 0 0 0 0
Dividends Paid (9.9) (9.9) (9.9) (9.9) (9.8) (9.7) (8.7) (7.7) (5.8) (3.9) 0 0
Other Financing Activities 214.6 (97.8) 568.1 (43.8) 332.1 307.9 27.8 232.1 (195.8) 77.5 0 0
Financing Cash Flow 226.6 (140.9) 283.6 152.1 296.2 338.9 (28.4) 55.4 15.5 94.6 30.0 30.1
Cash Position
Net Change in Cash 79.1 (13.0) (0.3) (452.3) 334.0 164.3 3.3 3.1 (21.9) 17.1 0.6 (0.0)
Cash at Beginning 64.5 77.6 77.9 530.2 196.2 31.9 28.6 25.5 47.4 30.3 2.3 2.3
Cash at End 143.6 64.5 77.6 77.9 530.2 196.2 31.9 28.6 25.5 47.4 2.9 2.3
Free Cash Flow 9.0 18.3 26.9 11.4 24.9 25.1 35.7 39.5 23.2 17.9 1.6 (1.4)
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Income Statement
Revenue 312.6 254.1 237.9 141.6 123.7 131.4 130.4 127.4 88.6 50.7 46.0 39.9 36.9 39.7 35.9 37.7 17.9 25.8 22.1 11.0 1.7 2.0
Gross Profit 211.3 96.7 111.4 108.8 110.5 85.8 94.6 98.0 65.1 37.1 35.8 31.8 28.6 27.6 21.3 20.1 3.3 12.2 9.7 5.6 (0.2) 0.1
Operating Income 72.6 (28.9) (11.2) 17.3 39.6 18.7 38.1 43.3 15.6 15.4 14.0 11.2 9.3 9.7 6.1 5.9 (7.4) 1.5 1.8 0 (2.3) 0.3
Net Income 61.4 (16.2) (7.8) 14.1 31.1 23.0 33.2 33.7 2.4 10.3 9.3 7.5 6.3 6.6 4.4 4.1 (4.7) 1.2 1.7 1.0 (2.3) 0.4
EPS (Diluted) 2.49 -0.66 -0.32 0.57 1.26 0.96 1.36 1.39 0.13 0.83 0.75 0.63 0.54 0.57 0.38 0.35 -0.62 0.18 0.25 0.21 -0.54 0.40
Balance Sheet
Cash & Equivalents 143.6 64.5 77.6 77.9 530.2 196.2 31.9 27.8 23.8 47.4 8.1 14.8 2.3
Total Assets 4,047.4 3,690.1 3,856.5 3,566.7 3,407.4 3,088.7 2,722.2 2,701.3 2,614.3 1,142.4 610.7 431.9 98.0
Total Debt 262.2 128.6 160.7 432.5 211.5 239.6 199.7 238.7 407.7 95 52.0 71.8 19.2
Stockholders' Equity 422.9 351.8 376.2 389.0 411.9 390.6 377.2 348.3 322.8 126.3 97.1 68.8 8.2
Cash Flow
Operating Cash Flow 10.8 19.5 28.8 12.4 27.3 26.2 36.8 41.4 24.6 18.0 1.6 (1.4)
Capital Expenditure (1.7) (1.2) (1.9) (1.0) (2.5) (1.1) (1.1) (2.0) (1.4) (0.1) 0 0
Free Cash Flow 9.0 18.3 26.9 11.4 24.9 25.1 35.7 39.5 23.2 17.9 1.6 (1.4)