The First Bancorp, Inc. logo FNLC - The First Bancorp, Inc.

Price: -- --
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Revenue
Revenue 177.6 165.4 143.6 109.9 96.5 95.2 92.8 83.1 73.4 66.3 63.0 62.1 62.0 63.1 67.5 66.4 75.3 81.0 81.9 74.5 59.5 35.2 32.7 34.3 34.0 30.9 26.3 23.6 11.2 9.6 8.9
Cost of Revenue 84.7 85.7 64.2 18.6 10.4 23.3 27.4 21.8 15.5 12.4 11.4 12.6 16.7 20.8 25.3 25.1 31.1 38.4 41.3 34.9 19.0 9.9 10.7 13.5 16.3 15.9 12.2 10.9 9.6 8.2 7.7
Gross Profit 92.9 79.7 79.5 91.3 86.1 71.9 65.4 61.3 57.9 53.8 51.6 49.5 45.3 42.3 42.2 41.3 44.2 42.6 40.5 39.6 40.4 25.3 22.0 20.7 17.7 15.0 14.1 12.7 1.6 1.3 1.1
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 36.3 26.6 23.9 24.4 22.0 21.1 18.8 18.9 17.6 16.0 16.0 15.9 15.4 13.9 13.6 13.9 12.6 11.7 11.0 10.8 11.1 7.1 6.0 5.8 4.9 4.3 4 3.7 3.1 3.0 3.0
Other Expenses 14.7 20.5 19.9 19.5 20.2 18.5 16.3 14.6 14.0 13.4 13.9 14.3 13.5 12.4 12.4 11.3 14.1 11.3 11.1 11.6 11.4 6.3 5.6 5.8 5.1 4.2 3.7 3.3 (7.2) (6.7) (5.8)
Operating Expenses 50.9 47.2 43.8 43.9 42.1 39.7 35.2 33.5 31.7 29.4 29.9 30.2 28.9 26.3 26.0 25.1 26.7 23.0 22.2 22.4 22.5 13.4 11.6 11.5 10.0 8.5 7.7 7 (4.1) (3.7) (2.9)
Operating Income
Operating Income 41.9 32.6 35.7 47.4 43.9 32.2 30.3 27.8 26.2 24.5 21.7 19.3 16.4 16.1 16.2 16.2 17.6 19.7 18.4 17.2 17.9 11.9 10.4 9.2 7.7 6.5 6.4 5.7 5.7 5.0 4.0
Interest Expense 82.9 84.9 63.0 16.9 10.8 17.3 26.2 20.3 13.5 10.8 9.9 11.4 12.5 12.9 14.7 16.7 18.9 33.7 39.9 33.6 18.8 9.0 9.8 12.2 15.0 15.2 11.6 10.5 9.5 8.2 7.7
Interest Income 160.3 148.8 128.2 93.0 77.1 77.1 78.7 70.5 60.8 53.8 50.8 51.0 49.9 51.8 55.7 57.3 49.3 58.1 71.7 64.2 50.4 30.5 27.5 29.3 30.1 27.9 23.5 21.3 19.8 17.5 16.3
Profitability
EBITDA 41.9 34.8 37.8 49.4 46.0 34.5 32.2 29.6 28.1 26.2 23.4 20.9 18.1 17.4 17.5 17.6 19.1 20.9 16.8 18.6 19.8 13.0 11.4 10.1 8.5 7.0 6.9 6.4 6.3 5.5 4.5
EBIT 41.9 32.6 35.7 47.4 43.9 32.2 30.3 27.8 26.2 24.5 21.7 19.3 16.4 16.1 16.2 16.2 17.6 19.7 18.4 17.2 17.9 11.9 10.4 9.2 7.7 6.5 6.4 5.7 5.7 5.0 4.0
Income Before Tax 41.9 32.6 35.7 47.4 43.9 32.2 30.3 27.8 26.2 24.5 21.7 19.3 16.4 16.1 16.2 16.2 17.6 19.7 18.4 17.2 17.9 11.9 10.4 9.2 7.7 6.5 6.4 5.7 5.7 5.0 4.0
Income Tax Expense 7.5 5.5 6.2 8.4 7.6 5.1 4.7 4.3 6.6 6.5 5.5 4.6 3.4 3.4 3.8 4.1 4.5 5.6 5.3 4.9 5.1 3.4 3.0 2.7 2.2 1.9 1.9 1.7 1.8 1.6 1.3
Net Income 34.4 27.0 29.5 39.0 36.3 27.1 25.5 23.5 19.6 18.0 16.2 14.7 13.0 12.7 12.4 12.1 13.0 14.0 13.1 12.3 12.8 8.5 7.4 6.5 5.5 4.6 4.5 4 3.9 3.4 2.7
Per Share Data
EPS (Basic) 3.10 2.45 2.68 3.57 3.33 2.50 2.36 2.18 1.82 1.68 1.52 1.38 1.20 1.23 1.14 1.10 1.22 1.45 1.34 1.25 1.32 1.16 0.34 0.30 0.25 0.21 0.61 0.54 0.53 0.47 0.37
EPS (Diluted) 3.07 2.43 2.66 3.53 3.30 2.48 2.34 2.17 1.81 1.66 1.51 1.37 1.20 1.22 1.14 1.10 1.22 1.44 1.34 1.25 1.30 1.14 1.01 0.88 0.75 0.63 0.59 0.52 0.52 0.47 0.37
Shares Outstanding 11.1 11.1 11.0 10.9 10.9 10.9 10.8 10.8 10.8 10.7 10.7 10.7 10.8 10.4 9.8 9.8 9.7 9.7 9.8 9.8 9.7 7.3 21.8 21.7 21.7 21.7 7.3 7.4 7.4 7.3 7.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Current Assets
Cash & Cash Equivalents 31.9 49.7 35.4 26.4 87.3 82.4 25.7 31.2 20.1 17.7 15.3 16.9 14.8 17.1 14.2 10.9 10.3 8.2 6.3 5.7 7.0 8.1
Short-Term Investments 264.5 274.7 282.1 284.5 320.6 313.4 360.5 317.4 297.2 300.4 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 14.2 14.0 11.9 9.8 7.5 9.3 7.2 6.7 5.9 5.5 4.9 5.8 2.8 2.7 2.6 2.6 3.1 2.3 1.8 2.0 1.7 1.7
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 310.6 338.4 329.4 320.8 415.4 405.0 393.4 355.3 323.1 323.6 20.2 22.6 17.6 19.8 16.8 13.5 13.4 10.5 8.1 7.6 8.7 9.8
Non-Current Assets
Property, Plant & Equipment 28.8 27.9 28.7 28.3 28.9 27.3 21.3 22.1 22.5 22.2 18.3 16.0 9.1 9.0 7.8 7.8 5.7 5.5 5.9 5.1 5.0 4.8
Goodwill 30.6 30.6 30.6 30.6 30.6 30.6 29.8 29.8 29.8 29.8 27.7 27.6 0 0 0 0 0 0 0 0 0 0
Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 2,724.7 2,685.8 2,490.7 2,292.1 2,003.0 1,832.0 1,567.2 1,482.7 1,410.4 1,289.0 1,214.1 1,219.6 600.4 532.4 453.1 407.0 367.8 318.6 266.7 248.6 215.9 196.8
Other Non-Current Assets 71.7 74.3 67.3 67.4 49.1 66.3 57.1 54.7 57.1 48.3 51.1 39.8 7.2 7.6 16.4 6.2 6.2 6.7 6.1 5.0 1.2 0.9
Total Non-Current Assets 2,855.7 2,818.6 2,617.3 2,418.4 2,111.7 1,956.2 1,675.4 1,589.3 1,519.8 1,389.3 1,311.2 1,303.1 616.7 549.0 477.2 420.9 379.8 330.8 278.7 258.6 222.1 202.5
Total Assets 3,166.3 3,157.0 2,946.7 2,739.2 2,527.1 2,361.2 2,068.8 1,945.6 1,842.8 1,712.9 1,331.4 1,325.7 634.2 568.8 494.1 434.5 393.2 341.3 286.8 266.3 230.8 212.3
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 92.3 51.3 69.7 103.4 81.3 206.9 174.8 145.2 113.6 158.8 100.2 0 0 0 0 0 0 92.5 0 0 0 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 2,664.8 2,725.3 2,599.7 2,378.9 2,123.3 1,844.6 1,650.5 1,527.1 1,418.9 1,243.0 922.7 925.7 369.8 359.1 334.2 262.7 254.6 205.5 201.8 169.9 155.7 150.5
Total Current Liabilities 2,757.1 2,776.5 2,669.3 2,482.3 2,204.5 2,051.6 1,825.3 1,672.3 1,532.5 1,401.7 1,022.8 925.7 369.8 359.1 334.2 262.7 254.6 298 201.8 169.9 155.7 150.5
Non-Current Liabilities
Long-Term Debt 95.5 95 0 0.1 55.1 55.1 10.1 65.1 115.1 120.1 149.6 272.1 207.2 157.8 113.4 131.4 102.9 12.6 54.5 69.0 51.1 41.2
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 30.6 33.0 34.3 27.9 21.8 30.9 20.9 15.6 14.0 18.5 11.0 10.8 4.4 4.2 3.8 3.1 2.6 2 1.7 1.5 1.5 1.0
Total Non-Current Liabilities 126.1 128.0 34.3 28.0 76.9 86.0 31.0 80.7 129.1 138.6 160.6 282.8 211.6 162.0 117.1 134.4 105.5 14.6 56.2 70.5 52.6 42.2
Total Liabilities 2,883.2 2,904.5 2,703.6 2,510.3 2,281.4 2,137.5 1,856.3 1,754.0 1,661.5 1,540.4 1,183.5 1,208.6 581.4 521.1 451.4 397.1 360.1 312.6 258 240.4 208.3 192.7
Stockholders' Equity
Common Stock 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0 0 0.0 0.0 1.5
Retained Earnings 240.5 222.8 211.9 204.3 180.4 158.4 144.8 132.5 120.8 111.7 78.5 74.1 46.8 43.0 38.3 34.0 30.5 27.5 24.2 21.2 18.0 15.1
Accumulated Other Comprehensive Income (31.1) (42.3) (39.0) (44.0) (1.7) (0.0) 3.6 (3.8) (1.7) (0.0) (0.3) (1.1) 2.0 2.5 2.2 0.8 0.2 (1.3) 0.1 0.1 0.0 0.2
Total Stockholders' Equity 283.1 252.5 243.1 228.9 245.7 223.7 212.5 191.5 181.3 172.5 147.9 117.2 52.8 47.7 42.7 37.3 33.2 28.7 28.8 25.9 22.5 19.6
Total Liabilities & Equity 3,166.3 3,157.0 2,946.7 2,739.2 2,527.1 2,361.2 2,068.8 1,945.6 1,842.8 1,712.9 1,331.4 1,325.7 634.2 568.8 494.1 434.5 393.2 341.3 286.8 266.3 230.8 212.3
Debt Metrics
Total Debt 187.8 146.3 69.7 103.5 136.3 262.0 185.0 210.3 228.8 278.9 249.8 272.1 207.2 157.8 113.4 131.4 102.9 105.1 54.5 69.0 51.1 41.2
Net Debt 155.9 96.5 34.2 77.1 49.0 179.7 159.2 179.1 208.7 261.2 234.4 255.2 192.4 140.7 99.2 120.5 92.6 96.9 48.2 63.4 44.1 33.1
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Operating Activities
Net Income 34.4 27.0 29.5 39.0 36.3 27.1 25.5 23.5 19.6 18.0 12.8 8.5 7.4 6.5 5.5 4.6 4.5 4 3.9 3.4 2.7
Depreciation & Amortization 2.2 2.2 2.1 2.0 2.0 2.2 1.9 1.8 1.9 1.7 1.9 1.1 1.0 1.0 0.8 0.5 0.5 0.7 0.6 0.5 0.5
Stock-Based Compensation 1.0 0.9 0.8 0.8 0.9 0.7 0.6 0.4 0.4 0.3 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (3.5) (6.3) 3.9 (4.0) 9.3 (8.4) (4.9) 5.0 (6.8) (1.8) (0.5) 0.6 (0.7) (0.3) 0.6 (1.3) 0.1 (0.1) 0 0 0
Other Non-Cash Items 2.4 1.2 1.6 3.3 7.3 1.3 2.6 3.6 5.2 3.0 0.8 1.9 3.0 (1.6) 0.5 0.8 0.7 0.5 (4.0) 0.3 (3.6)
Operating Cash Flow 37.8 26.0 36.9 41.2 56.7 22.7 26.1 33.8 22.3 21.2 15.4 12.0 10.7 5.3 7.3 4.8 5.6 5 0.5 4.2 (0.3)
Investing Activities
Capital Expenditure (3.2) (1.5) (2.6) (1.4) (3.8) (2.5) (1.6) (1.5) (2.5) (2.1) (1.4) (1.0) (2.2) (1.2) (3.0) (0.5) (0.2) (1.5) 0 0 0
Acquisitions 0 0 0 0 0 (6.1) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (15.4) (29.5) (88.6) (103.0) (226.3) (363.6) (170.1) (90.1) (221.7) (247.5) (59.8) (45.8) (57.5) (53.6) (50.4) (20.8) (46.1) (32.4) (49.4) (43.9) (26.6)
Sales/Maturities of Investments 53.2 48.1 105.7 59.9 203.9 327.0 111.3 66.3 187.4 178.4 27.3 54.7 43.0 42.4 48.7 6.1 15.4 41.6 2.9 2.2 8.8
Other Investing Activities (37.6) (234.6) (214.3) (203.1) (175.6) (204.9) (55.8) (86.8) (93.1) (77.0) (106.5) (79.8) (67) (31.2) (36.8) (32.9) (23.8) (28.3) 14.1 23.2 6.0
Investing Cash Flow (3.0) (217.4) (199.8) (247.6) (201.7) (250.1) (116.3) (112.1) (130.1) (148.2) (140.3) (71.8) (83.8) (43.6) (41.5) (48.1) (54.7) (20.6) (32.4) (18.5) (11.8)
Financing Activities
Net Debt Issuance 41.5 76.6 (33.8) (32.9) (125.7) 77.1 (25.4) (18.4) (50.1) (58.6) (9.0) 49.4 44.5 (18.0) 28.4 (2.1) 50.6 (14.6) 30.6 13.2 21.2
Stock Repurchased (0.3) (0.2) (0.2) (0.3) (0.3) (0.2) (0.2) (0.2) (0.2) (0.1) (3.0) 0 0 0 0 0 0 0 (0.0) (0.0) (0.1)
Dividends Paid (16.3) (15.8) (15.4) (14.8) (13.9) (13.3) (13.0) (12.1) (11.5) (9.8) (4.7) (3.1) (2.7) (2.3) (1.9) (1.5) (1.2) (0.9) (0.7) (0.5) (0.4)
Other Financing Activities (60.5) 125.6 220.8 255.6 278.7 174.9 123.4 108.2 170.8 198.0 151.5 10.8 24.9 71.5 8.1 49.1 3.6 31.9 1.5 2.0 (8.5)
Financing Cash Flow (34.7) 187.1 172.1 208.5 139.5 239.2 85.5 78.2 109.6 130.1 136.1 57.4 66.7 51.0 34.8 45.4 51 16.3 31.6 14.9 12.3
Cash Position
Net Change in Cash 0.1 (4.3) 9.2 2.1 (5.6) 11.8 (4.7) (0.1) 1.8 3.1 11.2 (2.3) (6.4) 12.6 0.6 2.1 1.9 0.6 (0.3) 0.6 0.2
Cash at Beginning 27.6 31.9 22.7 20.6 26.2 14.4 19.1 19.2 17.4 14.3 14.8 17.1 23.5 10.9 10.3 8.2 6.3 5.7 6.0 5.4 5.2
Cash at End 27.8 27.6 31.9 22.7 20.6 26.2 14.4 19.1 19.2 17.4 26.0 14.8 17.1 23.5 10.9 10.3 8.2 6.3 5.7 6.0 5.4
Free Cash Flow 34.6 24.6 34.3 39.8 52.9 20.2 24.5 32.4 19.7 19.1 14.1 11.1 8.5 4.1 4.4 4.3 5.4 3.5 0.5 4.2 (0.3)
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Income Statement
Revenue 177.6 165.4 143.6 109.9 96.5 95.2 92.8 83.1 73.4 66.3 63.0 62.1 62.0 63.1 67.5 66.4 75.3 81.0 81.9 74.5 59.5 35.2 32.7 34.3 34.0 30.9 26.3 23.6 11.2 9.6 8.9
Gross Profit 92.9 79.7 79.5 91.3 86.1 71.9 65.4 61.3 57.9 53.8 51.6 49.5 45.3 42.3 42.2 41.3 44.2 42.6 40.5 39.6 40.4 25.3 22.0 20.7 17.7 15.0 14.1 12.7 1.6 1.3 1.1
Operating Income 41.9 32.6 35.7 47.4 43.9 32.2 30.3 27.8 26.2 24.5 21.7 19.3 16.4 16.1 16.2 16.2 17.6 19.7 18.4 17.2 17.9 11.9 10.4 9.2 7.7 6.5 6.4 5.7 5.7 5.0 4.0
Net Income 34.4 27.0 29.5 39.0 36.3 27.1 25.5 23.5 19.6 18.0 16.2 14.7 13.0 12.7 12.4 12.1 13.0 14.0 13.1 12.3 12.8 8.5 7.4 6.5 5.5 4.6 4.5 4 3.9 3.4 2.7
EPS (Diluted) 3.07 2.43 2.66 3.53 3.30 2.48 2.34 2.17 1.81 1.66 1.51 1.37 1.20 1.22 1.14 1.10 1.22 1.44 1.34 1.25 1.30 1.14 1.01 0.88 0.75 0.63 0.59 0.52 0.52 0.47 0.37
Balance Sheet
Cash & Equivalents 31.9 49.7 35.4 26.4 87.3 82.4 25.7 31.2 20.1 17.7 15.3 16.9 14.8 17.1 14.2 10.9 10.3 8.2 6.3 5.7 7.0 8.1
Total Assets 3,166.3 3,157.0 2,946.7 2,739.2 2,527.1 2,361.2 2,068.8 1,945.6 1,842.8 1,712.9 1,331.4 1,325.7 634.2 568.8 494.1 434.5 393.2 341.3 286.8 266.3 230.8 212.3
Total Debt 187.8 146.3 69.7 103.5 136.3 262.0 185.0 210.3 228.8 278.9 249.8 272.1 207.2 157.8 113.4 131.4 102.9 105.1 54.5 69.0 51.1 41.2
Stockholders' Equity 283.1 252.5 243.1 228.9 245.7 223.7 212.5 191.5 181.3 172.5 147.9 117.2 52.8 47.7 42.7 37.3 33.2 28.7 28.8 25.9 22.5 19.6
Cash Flow
Operating Cash Flow 37.8 26.0 36.9 41.2 56.7 22.7 26.1 33.8 22.3 21.2 15.4 12.0 10.7 5.3 7.3 4.8 5.6 5 0.5 4.2 (0.3)
Capital Expenditure (3.2) (1.5) (2.6) (1.4) (3.8) (2.5) (1.6) (1.5) (2.5) (2.1) (1.4) (1.0) (2.2) (1.2) (3.0) (0.5) (0.2) (1.5) 0 0 0
Free Cash Flow 34.6 24.6 34.3 39.8 52.9 20.2 24.5 32.4 19.7 19.1 14.1 11.1 8.5 4.1 4.4 4.3 5.4 3.5 0.5 4.2 (0.3)