FIHL - Fidelis Insurance Holdings Limited
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$21.17
DETAILS
HIGH:
$25.00
LOW:
$17.50
MEDIAN:
$21.00
CONSENSUS:
$21.17
DOWNSIDE:
8.20%
| Metric | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||
| Revenue | 610.5 | 600.9 | 650.2 | 591.3 | 577.5 | 680.3 | 681.3 | 537.5 | 445.8 | 548.8 | 539.9 | 453.1 | 2,050.3 | 2,053.9 | 437 | 330.8 | 316.8 |
| Cost of Revenue | 463.1 | 183.2 | 447.1 | 536.3 | 597.1 | 0 | 531.8 | 440 | 318.5 | 387.7 | 413.1 | 333 | 288.8 | 385.7 | 0 | 263.5 | 246.1 |
| Gross Profit | 147.4 | 417.7 | 203.1 | 55 | (19.6) | 680.3 | 149.5 | 97.5 | 127.3 | 161.1 | 126.8 | 120.1 | 1,761.5 | 1,668.2 | 437 | 67.3 | 70.7 |
| Operating Expenses | |||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 29.2 | 0 | 27.2 | 22.3 | 22 | 23.6 | 22.7 | 24.4 | 23.6 | 25.7 | 21.8 | 18.6 | 16.6 | (65) | 58.7 | 41.9 | 35.5 |
| Other Expenses | 15.1 | 274.8 | 15.1 | 10.5 | 8.7 | 796.2 | 8.9 | 10.2 | 8.6 | 9.6 | 9.4 | 10.5 | 10.1 | 24.9 | 378.3 | 9.2 | 10.7 |
| Operating Expenses | 44.3 | 274.8 | 42.3 | 32.8 | 30.7 | 819.8 | 31.6 | 34.6 | 32.2 | 35.3 | 31.2 | 29.1 | 26.7 | (40.1) | 437 | 51.1 | 46.2 |
| Operating Income | |||||||||||||||||
| Operating Income | 103.1 | 142.9 | 160.8 | 22.2 | (50.3) | (139.5) | 117.9 | 62.9 | 95.1 | 125.8 | 95.6 | 91 | 1,734.8 | 1,708.3 | 0 | 16.2 | 24.5 |
| Interest Expense | 14.7 | 14.6 | 15.1 | 9.3 | 8.7 | 7.7 | 8.9 | 8.6 | 8.6 | 8.9 | 9 | 9 | 8.6 | 8.2 | 9.3 | 9.2 | 8.8 |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21.3 | 0 | 0 | 0 | 5.8 |
| Profitability | |||||||||||||||||
| EBITDA | 117.8 | 157.5 | 175.9 | 31.5 | (41.6) | (131.8) | 126.8 | 71.5 | 103.7 | 134.7 | 104.6 | 100 | 1,743.5 | 1,716.4 | (86.0) | 26.4 | 33.9 |
| EBIT | 117.8 | 157.5 | 175.9 | 31.5 | (41.6) | (131.8) | 126.8 | 71.5 | 103.7 | 134.7 | 104.6 | 100 | 1,743.4 | 1,716.4 | (86) | 25.4 | 33.3 |
| Income Before Tax | 103.1 | 142.9 | 160.8 | 22.2 | (50.3) | (139.5) | 117.9 | 62.9 | 95.1 | 125.8 | 95.6 | 91 | 1,734.8 | 1,708.2 | (95.3) | 16.2 | 24.5 |
| Income Tax Expense | (4.9) | 25.1 | 30.3 | 2.5 | (7.8) | (17.3) | 17.3 | 9.2 | 13.9 | (102.5) | 7.9 | 7.1 | 2.2 | (4.4) | (4.2) | 5.2 | 4.7 |
| Net Income | 108 | 117.8 | 130.5 | 19.7 | (42.5) | (122.2) | 100.6 | 53.7 | 81.2 | 228.3 | 87.7 | 83.9 | 1,732.6 | 1,719.6 | (92.7) | 8.4 | 17 |
| Per Share Data | |||||||||||||||||
| EPS (Basic) | 1.16 | 1.18 | 1.25 | 0.18 | -0.38 | -1.09 | 0.88 | 0.46 | 0.69 | 1.94 | 0.75 | 0.76 | 14.69 | 8.85 | -0.48 | 0.04 | 0.09 |
| EPS (Diluted) | 1.15 | 1.17 | 1.24 | 0.18 | -0.38 | -1.09 | 0.88 | 0.46 | 0.69 | 1.93 | 0.74 | 0.76 | 14.69 | 8.64 | -0.47 | 0.04 | 0.09 |
| Shares Outstanding | 93.0 | 100.2 | 104.4 | 108.6 | 111.5 | 111.7 | 114.4 | 117.1 | 117.7 | 117.9 | 117.7 | 110.8 | 117.9 | 194.3 | 194.3 | 194.3 | 194.3 |
| Metric | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | |||||||||||||||
| Cash & Cash Equivalents | 895.4 | 1,247.6 | 892.5 | 919.4 | 733.4 | 743 | 806.8 | 628.6 | 671.7 | 712.4 | 569 | 557 | 430.7 | 1,222 | 0 |
| Short-Term Investments | 2,830.2 | 0 | 2,898.4 | 2,886.5 | 3,224.9 | 369.7 | 3,668.6 | 3,497.1 | 3,303.4 | 604.9 | 646.8 | 711.2 | 2,794.5 | 2,307.9 | 0 |
| Net Receivables | 5,913.6 | 3,497 | 5,205.3 | 5,465.4 | 5,401.9 | 4,472.3 | 4,415.6 | 4,595.6 | 4,386.9 | 3,673.9 | 3,573.2 | 3,836.3 | 3,697.8 | 2,998.2 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 166.5 | 0 | 196.5 | 184.1 | 194.3 | (7,007.2) | (10,296.5) | (10,369.4) | (9,831.2) | (6,052.6) | (5,943) | (6,378.2) | (8,114.7) | (7,351.8) | 0 |
| Total Current Assets | 11,566.7 | 4,744.6 | 10,853.4 | 11,334.9 | 11,277.8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Assets | |||||||||||||||
| Property, Plant & Equipment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 26.8 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 1,372.1 | 0 | 1,064.4 | 1,173 | 1,093.6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 607.5 | 3,237.4 | 397.4 | 267.7 | 202 | 3,633.7 | 3,668.6 | 3,497.1 | 3,303.4 | 3,293.9 | 3,161.7 | 2,834.2 | 2,794.5 | 2,307.9 | 0 |
| Other Non-Current Assets | 164.8 | 1,386 | 175.4 | 217.2 | 198.2 | (3,633.7) | (3,668.6) | (3,497.1) | (3,303.4) | (3,293.9) | (3,161.7) | (2,834.2) | (2,794.5) | (2,334.7) | 0 |
| Total Non-Current Assets | 2,144.4 | 4,623.4 | 1,637.2 | 1,657.9 | 1,493.8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Assets | 13,711.1 | 9,368 | 12,490.6 | 12,992.8 | 12,771.6 | 11,765.9 | 11,685.1 | 11,928.9 | 11,266.7 | 10,028.1 | 9,723.6 | 9,879 | 9,382.2 | 8,312.5 | 0 |
| Current Liabilities | |||||||||||||||
| Account Payables | 1,910.8 | 0 | 1,856.6 | 1,983.9 | 1,827.3 | 1,540.6 | 1,402.9 | 1,536.5 | 1,414.4 | 1,071.5 | 1,178.5 | 1,280.4 | 1,221.5 | 1,057 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 5,315 | 2,943.3 | 4,377.9 | 4,689.8 | 4,375.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 2,748 | (2,943.3) | 2,321.4 | 2,535.5 | 3,108.4 | (1,926.4) | (1,813.6) | (1,898.8) | (1,749) | (1,406) | (1,422.8) | (1,522.7) | (1,438.4) | (1,057) | 0 |
| Total Current Liabilities | 10,524.9 | 0 | 9,100 | 9,711.7 | 9,757 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Liabilities | |||||||||||||||
| Long-Term Debt | 843.5 | 843.2 | 842.9 | 842.6 | 507.5 | 448.9 | 448.8 | 448.6 | 448.4 | 448.2 | 448 | 447.9 | 447.7 | 447.5 | 0 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 88.8 | 6,125.2 | 131.6 | 115.1 | 115.7 | (448.9) | (448.8) | (448.6) | (448.4) | (448.2) | (448) | (447.9) | (447.7) | (476) | (2,019.1) |
| Total Non-Current Liabilities | 932.3 | 6,968.4 | 974.5 | 957.7 | 623.2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (2,019.1) |
| Total Liabilities | 11,457.2 | 6,968.4 | 10,074.5 | 10,669.4 | 10,380.2 | 9,317.5 | 9,052.8 | 9,399 | 8,749.6 | 7,578.3 | 7,563.5 | 7,898.4 | 7,477.7 | 6,325.4 | (2,019.1) |
| Stockholders' Equity | |||||||||||||||
| Common Stock | 0.9 | 1 | 1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | 1.1 | 1.9 | 0 |
| Retained Earnings | 770.8 | 675.9 | 573.3 | 458.5 | 449.9 | 503.6 | 636.9 | 548 | 506 | 436.6 | 208.3 | 120.6 | 36.7 | 0.5 | 0 |
| Accumulated Other Comprehensive Income | 15.6 | 37.1 | 40.1 | 32.7 | 22 | 4.5 | 56.1 | (22.3) | (27.2) | (27) | (85.6) | (85.9) | (76.8) | (100.8) | 2,013.9 |
| Total Stockholders' Equity | 2,253.9 | 2,399.6 | 2,416.1 | 2,323.4 | 2,391.4 | 2,448.4 | 2,632.3 | 2,529.9 | 2,517.1 | 2,449.8 | 2,160.1 | 1,980.6 | 1,904.5 | 1,976.8 | 2,019.1 |
| Total Liabilities & Equity | 13,711.1 | 9,368 | 12,490.6 | 12,992.8 | 12,771.6 | 11,765.9 | 11,685.1 | 11,928.9 | 11,266.7 | 10,028.1 | 9,723.6 | 9,879 | 9,382.2 | 8,312.5 | 0 |
| Debt Metrics | |||||||||||||||
| Total Debt | 843.5 | 843.2 | 842.9 | 842.6 | 507.5 | 448.9 | 448.8 | 448.6 | 448.4 | 448.2 | 448 | 447.9 | 447.7 | 476 | 0 |
| Net Debt | (51.9) | (404.4) | (49.6) | (76.8) | (225.9) | (294.1) | (358) | (180) | (223.3) | (264.2) | (121) | (109.1) | 17 | (746) | 0 |
| Metric | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||||
| Net Income | 117.8 | 130.5 | 19.7 | (42.5) | (122.2) | 100.6 | 53.7 | 81.2 | 228.3 | 87.7 | 83.9 | 1,732.6 | 119.9 | (92.7) | 11 | 19.8 |
| Depreciation & Amortization | (3.9) | (4.7) | 0 | (5.8) | 0 | (4.6) | (2.8) | (1.6) | 0.2 | 0 | 0 | 0.1 | 1.2 | 1.1 | 1 | 0.6 |
| Stock-Based Compensation | 0 | 2.4 | 0 | 1.3 | 0 | 1.9 | 1.8 | 3.1 | 2.8 | 0 | 1.2 | 21 | 2.8 | 4.1 | 2.1 | 3.7 |
| Change in Working Capital | 126.9 | 326.9 | (367.3) | (1,087.9) | 230.4 | 624.6 | (198.4) | (823.7) | 116.7 | 59.3 | 168.6 | (155.2) | 75.8 | 461.8 | 238.8 | 50 |
| Other Non-Cash Items | (12) | (299.9) | (11.6) | 701.8 | 17.9 | (403.6) | 354.2 | 705.7 | (150.6) | 2.3 | (3.5) | (1,700.2) | (90.5) | (97.6) | 17.1 | 11.4 |
| Operating Cash Flow | 228.8 | 155.2 | (359.2) | (433.1) | 126.1 | 318.9 | 208.5 | (35.3) | 197.4 | 149.3 | 250.2 | (101.7) | 109.2 | 276.7 | 270 | 85.5 |
| Investing Activities | ||||||||||||||||
| Capital Expenditure | (0.2) | (0.6) | (0.1) | (0.3) | (0.7) | (1.7) | (1.9) | (0.3) | (4.6) | 0 | (0.9) | (0.9) | (2.5) | (2.3) | (8.6) | (5.4) |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases of Investments | (546.8) | (561.8) | (548.7) | (368.8) | (978.7) | 0 | 0 | 0 | 0 | (691) | (486.8) | (798.3) | 0 | 0 | (577.5) | (224) |
| Sales/Maturities of Investments | 611.5 | 441 | 843.7 | 813.8 | 799.2 | 0 | 0 | 0 | 0 | 365.2 | 447 | 400 | 0 | 0 | 104.5 | 435.4 |
| Other Investing Activities | (0.2) | 0 | 0 | 0 | 0 | (83.7) | (191.7) | (16.3) | (64.6) | 0 | 0 | 0 | 744.7 | (248.4) | 0 | 0 |
| Investing Cash Flow | 64.5 | (121.4) | 294.9 | 444.7 | (180.2) | (85.4) | (193.6) | (16.6) | (69.2) | (325.8) | (40.7) | (399.2) | 742.2 | (250.7) | (481.6) | 206 |
| Financing Activities | ||||||||||||||||
| Net Debt Issuance | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Repurchased | (118.7) | (31.9) | (148.3) | (22.1) | 0 | (67.9) | (34.8) | (5) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | (14.9) | (15.4) | (10.9) | (11.1) | (11.2) | (11.5) | (11.7) | (11.8) | 0 | 0 | 0 | 0 | (0.5) | 0 | 0 | 0 |
| Other Financing Activities | 0 | 0 | 393.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (196.3) | (2.1) | 0.5 | 0 | (14.1) |
| Financing Cash Flow | (133.6) | (47.3) | 233.9 | (33.2) | (11.2) | (79.4) | (46.5) | (16.8) | 0 | 89.4 | 0 | (196.3) | (2.6) | 0.5 | 0 | (14.1) |
| Cash Position | ||||||||||||||||
| Net Change in Cash | 158.6 | (14.5) | 175.8 | (18.9) | (72.5) | 160 | (33.1) | (71.9) | 133.6 | (922.2) | 210.8 | (696.5) | 852 | 19.5 | (215.7) | 276.1 |
| Cash at Beginning | 1,089 | 1,103.5 | 927.7 | 946.6 | 1,019.1 | 859.1 | 892.2 | 964.1 | 830.5 | 922.2 | 711.4 | 1,407.9 | 555.9 | 536.4 | 752.1 | 476 |
| Cash at End | 1,247.6 | 1,089 | 1,103.5 | 927.7 | 946.6 | 1,019.1 | 859.1 | 892.2 | 964.1 | 0 | 922.2 | 711.4 | 1,407.9 | 555.9 | 536.4 | 752.1 |
| Free Cash Flow | 228.6 | 154.6 | (359.3) | (433.4) | 125.4 | 317.2 | 206.6 | (35.6) | 192.8 | 149.3 | 249.3 | (102.6) | 106.7 | 274.4 | 261.4 | 80.1 |
| Key Metrics | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | 610.5 | 600.9 | 650.2 | 591.3 | 577.5 | 680.3 | 681.3 | 537.5 | 445.8 | 548.8 | 539.9 | 453.1 | 2,050.3 | 2,053.9 | 437 | 330.8 | 316.8 |
| Gross Profit | 147.4 | 417.7 | 203.1 | 55 | (19.6) | 680.3 | 149.5 | 97.5 | 127.3 | 161.1 | 126.8 | 120.1 | 1,761.5 | 1,668.2 | 437 | 67.3 | 70.7 |
| Operating Income | 103.1 | 142.9 | 160.8 | 22.2 | (50.3) | (139.5) | 117.9 | 62.9 | 95.1 | 125.8 | 95.6 | 91 | 1,734.8 | 1,708.3 | 0 | 16.2 | 24.5 |
| Net Income | 108 | 117.8 | 130.5 | 19.7 | (42.5) | (122.2) | 100.6 | 53.7 | 81.2 | 228.3 | 87.7 | 83.9 | 1,732.6 | 1,719.6 | (92.7) | 8.4 | 17 |
| EPS (Diluted) | 1.15 | 1.17 | 1.24 | 0.18 | -0.38 | -1.09 | 0.88 | 0.46 | 0.69 | 1.93 | 0.74 | 0.76 | 14.69 | 8.64 | -0.47 | 0.04 | 0.09 |
| Balance Sheet | |||||||||||||||||
| Cash & Equivalents | 895.4 | 1,247.6 | 892.5 | 919.4 | 733.4 | 743 | 806.8 | 628.6 | 671.7 | 712.4 | 569 | 557 | 430.7 | 1,222 | 0 | ||
| Total Assets | 13,711.1 | 9,368 | 12,490.6 | 12,992.8 | 12,771.6 | 11,765.9 | 11,685.1 | 11,928.9 | 11,266.7 | 10,028.1 | 9,723.6 | 9,879 | 9,382.2 | 8,312.5 | 0 | ||
| Total Debt | 843.5 | 843.2 | 842.9 | 842.6 | 507.5 | 448.9 | 448.8 | 448.6 | 448.4 | 448.2 | 448 | 447.9 | 447.7 | 476 | 0 | ||
| Stockholders' Equity | 2,253.9 | 2,399.6 | 2,416.1 | 2,323.4 | 2,391.4 | 2,448.4 | 2,632.3 | 2,529.9 | 2,517.1 | 2,449.8 | 2,160.1 | 1,980.6 | 1,904.5 | 1,976.8 | 2,019.1 | ||
| Cash Flow | |||||||||||||||||
| Operating Cash Flow | 228.8 | 155.2 | (359.2) | (433.1) | 126.1 | 318.9 | 208.5 | (35.3) | 197.4 | 149.3 | 250.2 | (101.7) | 109.2 | 276.7 | 270 | 85.5 | |
| Capital Expenditure | (0.2) | (0.6) | (0.1) | (0.3) | (0.7) | (1.7) | (1.9) | (0.3) | (4.6) | 0 | (0.9) | (0.9) | (2.5) | (2.3) | (8.6) | (5.4) | |
| Free Cash Flow | 228.6 | 154.6 | (359.3) | (433.4) | 125.4 | 317.2 | 206.6 | (35.6) | 192.8 | 149.3 | 249.3 | (102.6) | 106.7 | 274.4 | 261.4 | 80.1 | |