FIGR - Figure Technology Solutions, Inc. Class A Common Stock
Price:
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--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$62.75
DETAILS
HIGH:
$75.00
LOW:
$49.00
MEDIAN:
$63.50
CONSENSUS:
$62.75
UPSIDE:
91.37%
| Metric | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|
| Revenue | |||||||
| Revenue | 167.0 | 223.2 | 134.9 | 95.1 | 55.4 | 62.2 | 61.1 |
| Cost of Revenue | 21.4 | 25.2 | 8.8 | 6.6 | 6.5 | 4.7 | 5.0 |
| Gross Profit | 145.6 | 198.0 | 126.2 | 88.5 | 48.9 | 57.5 | 56.1 |
| Operating Expenses | |||||||
| R&D Expenses | 0 | 15.6 | 15.9 | 16.0 | 17.4 | 15.3 | 15.0 |
| SG&A Expenses | 71.1 | 104.5 | 45.0 | 22.4 | 22.7 | 22.7 | 39.5 |
| Other Expenses | 15.7 | 12.9 | 12.5 | 22.4 | 0.8 | 11.7 | 25.4 |
| Operating Expenses | 86.7 | 133.0 | 73.5 | 60.8 | 40.8 | 49.7 | 80.0 |
| Operating Income | |||||||
| Operating Income | 58.8 | 65.0 | 52.7 | 27.7 | 8.1 | 7.7 | (23.8) |
| Interest Expense | 16.9 | 13.1 | 12.4 | 12.4 | 11.0 | 12.5 | 14.7 |
| Interest Income | 19.4 | 24.3 | 17.9 | 16.0 | 16.6 | 10.1 | 9.6 |
| Profitability | |||||||
| EBITDA | 55.0 | 38.3 | 75.1 | 49.9 | 15.5 | 32.5 | (8.7) |
| EBIT | 55.0 | 34.4 | 70.8 | 45.7 | 11.6 | 28.1 | (13.8) |
| Income Before Tax | 38.1 | 21.3 | 58.4 | 33.4 | 0.6 | 15.6 | (28.5) |
| Income Tax Expense | (6.9) | 6.3 | (31.5) | 3.4 | 1.2 | 0.6 | 0.0 |
| Net Income | 44.9 | 15.2 | 89.6 | 29.9 | (0.8) | 14.3 | (29.9) |
| Per Share Data | |||||||
| EPS (Basic) | 0.21 | 0.07 | 0.43 | 0.07 | -0.00 | 0.03 | -0.07 |
| EPS (Diluted) | 0.18 | 0.06 | 0.17 | 0.07 | -0.00 | 0.03 | -0.07 |
| Shares Outstanding | 217.3 | 215.1 | 207.1 | 207.1 | 207.1 | 207.1 | 207.1 |
| Metric | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Current Assets | |||||
| Cash & Cash Equivalents | 1,464.6 | 1,266.8 | 1,097.1 | 395.3 | 332.0 |
| Short-Term Investments | 0 | 97 | 0 | 89.6 | 73.7 |
| Net Receivables | 65.3 | 52.0 | 46.2 | 371.0 | 550.7 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 696.2 | 0 | 616.4 | 64.5 | 77.1 |
| Total Current Assets | 2,226.1 | 1,415.8 | 1,759.7 | 920.4 | 1,033.4 |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 4.8 | 5.2 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 125.9 | 0 | 100 | 0 | 0 |
| Long-Term Investments | 442.3 | 396.7 | 239.7 | 219.3 | 192.0 |
| Other Non-Current Assets | (94.3) | 473.8 | 57.4 | 133.7 | 128.8 |
| Total Non-Current Assets | 504.8 | 938.4 | 397.1 | 353.0 | 320.8 |
| Total Assets | 2,730.9 | 2,354.2 | 2,156.8 | 1,273.4 | 1,354.2 |
| Current Liabilities | |||||
| Account Payables | 29.7 | 0 | 55.3 | 38.3 | 32.3 |
| Short-Term Debt | 1,057.8 | 712.4 | 605.5 | 558.9 | 682.0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | (29.7) | 133.6 | 117.4 | 97.0 | 79.4 |
| Total Current Liabilities | 1,057.8 | 846.0 | 778.2 | 694.2 | 793.7 |
| Non-Current Liabilities | |||||
| Long-Term Debt | 262.2 | 230.1 | 197.8 | 173.7 | 191.7 |
| Deferred Tax Liabilities | 0 | 36.7 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 115.0 | 133.6 | 0 | 0 | 0 |
| Total Non-Current Liabilities | 381.1 | 234.3 | 202.1 | 174.8 | 192.0 |
| Total Liabilities | 1,438.9 | 1,080.3 | 980.2 | 869.0 | 985.7 |
| Stockholders' Equity | |||||
| Common Stock | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Retained Earnings | (142.0) | (187.0) | (202.2) | (291.7) | (321.7) |
| Accumulated Other Comprehensive Income | 0 | 0 | 0 | 0 | 0 |
| Total Stockholders' Equity | 1,292.0 | 1,228.8 | 1,167.8 | 395.9 | 360.1 |
| Total Liabilities & Equity | 2,730.9 | 2,354.2 | 2,156.8 | 1,273.4 | 1,354.2 |
| Debt Metrics | |||||
| Total Debt | 1,322.5 | 946.7 | 807.5 | 733.7 | 874.0 |
| Net Debt | (142.1) | (320.1) | (289.6) | 338.4 | 541.9 |
| Metric | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Net Income | 44.9 | 15.2 | 89.6 | 30.0 | (0.6) | 15.1 | (28.5) |
| Depreciation & Amortization | 0 | 3.9 | 4.3 | 4.1 | 3.9 | 4.3 | 5.1 |
| Stock-Based Compensation | 0 | 0 | 0 | 2.8 | 2.4 | 6.8 | 23.2 |
| Change in Working Capital | 0 | (2,065.6) | (1,913.9) | 216.6 | (139.4) | (8.3) | (9.8) |
| Other Non-Cash Items | (44.9) | (38.9) | (53.9) | (38.4) | (19.3) | (38.3) | (21.1) |
| Operating Cash Flow | 0 | (2,085.4) | (1,873.9) | 215.2 | (153.0) | (20.3) | (31.0) |
| Investing Activities | |||||||
| Capital Expenditure | 0 | 0 | 0 | (5.5) | (4.4) | (4.3) | (4.2) |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases of Investments | 0 | (98.0) | (5.4) | (8.1) | (2.1) | (21.4) | (0.9) |
| Sales/Maturities of Investments | 0 | 62.6 | 6.1 | 4.3 | 2.9 | 1.4 | 0 |
| Other Investing Activities | 0 | 2,018.8 | 1,888.2 | 0 | 0 | (0.1) | (0.8) |
| Investing Cash Flow | 0 | 1,978.9 | 1,882.8 | (9.3) | (3.6) | (24.4) | (5.8) |
| Financing Activities | |||||||
| Net Debt Issuance | 0 | 134.8 | 69.5 | (148.8) | 195.7 | 45.8 | 67.0 |
| Stock Repurchased | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | 0 | 0 | 0 | 0.1 | (0.1) | (2.8) | 0 |
| Other Financing Activities | 0 | (0.3) | 0.1 | 0.2 | 0.4 | (0.4) | 0.7 |
| Financing Cash Flow | 0 | 129.8 | 740.8 | (148.5) | 196.0 | 49.9 | 119.8 |
| Cash Position | |||||||
| Net Change in Cash | 269.8 | 105.1 | 719.8 | 57.4 | 39.5 | 5.1 | 82.9 |
| Cash at Beginning | 1,266.8 | 1,161.7 | 441.9 | 384.5 | 345.0 | 258.7 | 175.8 |
| Cash at End | 1,536.6 | 1,266.8 | 1,161.7 | 441.9 | 384.5 | 263.8 | 258.7 |
| Free Cash Flow | 0 | (2,085.4) | (1,873.9) | 209.7 | (157.4) | (24.7) | (35.2) |
| Key Metrics | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q2 | 2024 Q1 |
|---|---|---|---|---|---|---|---|
| Income Statement | |||||||
| Revenue | 167.0 | 223.2 | 134.9 | 95.1 | 55.4 | 62.2 | 61.1 |
| Gross Profit | 145.6 | 198.0 | 126.2 | 88.5 | 48.9 | 57.5 | 56.1 |
| Operating Income | 58.8 | 65.0 | 52.7 | 27.7 | 8.1 | 7.7 | (23.8) |
| Net Income | 44.9 | 15.2 | 89.6 | 29.9 | (0.8) | 14.3 | (29.9) |
| EPS (Diluted) | 0.18 | 0.06 | 0.17 | 0.07 | -0.00 | 0.03 | -0.07 |
| Balance Sheet | |||||||
| Cash & Equivalents | 1,464.6 | 1,266.8 | 1,097.1 | 395.3 | 332.0 | ||
| Total Assets | 2,730.9 | 2,354.2 | 2,156.8 | 1,273.4 | 1,354.2 | ||
| Total Debt | 1,322.5 | 946.7 | 807.5 | 733.7 | 874.0 | ||
| Stockholders' Equity | 1,292.0 | 1,228.8 | 1,167.8 | 395.9 | 360.1 | ||
| Cash Flow | |||||||
| Operating Cash Flow | 0 | (2,085.4) | (1,873.9) | 215.2 | (153.0) | (20.3) | (31.0) |
| Capital Expenditure | 0 | 0 | 0 | (5.5) | (4.4) | (4.3) | (4.2) |
| Free Cash Flow | 0 | (2,085.4) | (1,873.9) | 209.7 | (157.4) | (24.7) | (35.2) |