FirstCash Holdings, Inc logo FCFS - FirstCash Holdings, Inc

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 9
HOLD 10
SELL 0
STRONG
SELL
0
| PRICE TARGET: $252.00 DETAILS
HIGH: $252.00
LOW: $252.00
MEDIAN: $252.00
CONSENSUS: $252.00
UPSIDE: 10.73%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 3,661.0 3,388.5 3,151.8 2,728.9 1,699.0 1,631.3 1,864.4 1,780.9 1,779.8 1,088.4 704.6 712.9 660.8 592.1 514.0 421.5 363.1 320.6 280.3 237.7 200.7 179.8 145.5 118.8 110.4 103.7 94.0 59 49.4 38 32.2 20.6 15.8
Cost of Revenue 1,769.5 1,759.0 1,644.6 1,464.4 779.8 720.1 846.1 814.1 832.3 483.6 313.4 312.0 291.3 256.6 224.7 175.3 151.6 127.9 107.8 88.5 74.7 63.9 103.0 87.0 83.3 79.2 72.4 45.1 38.3 29.3 24.3 15.6 11.7
Gross Profit 1,891.5 1,629.5 1,507.2 1,264.6 919.2 911.1 1,018.3 966.8 947.5 604.8 391.2 400.9 369.6 335.5 289.3 246.2 211.4 192.7 172.5 149.2 126.1 115.9 42.4 31.8 27.1 24.5 21.7 13.9 11.1 8.7 7.9 5 4.1
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 1,166.6 173.2 176.3 147.9 111.3 110.9 122.3 120.0 122.5 96.5 51.9 53.6 49.5 50.2 45.3 40.4 134.9 123.2 114.3 100.2 85.0 78.9 14.8 11.6 9.4 8.2 6.7 4.1 3.8 3.2 3 1.8 1.2
Other Expenses 162.7 1,005.9 941.3 832.7 610.7 604.3 637.4 606.3 607.4 358.9 225.5 216.5 196.7 161.8 137.1 125.5 10.1 10.1 10.2 7.8 5.8 4.2 3.0 2.5 3.8 4.3 3.0 1.7 1.4 1.1 1 0.7 0.6
Operating Expenses 1,329.3 1,179.1 1,117.6 980.7 722.0 715.2 759.8 726.3 729.9 455.5 277.4 270.1 246.2 212.0 182.3 165.9 145.0 133.4 124.5 108.0 90.8 83.1 17.8 14.1 13.2 12.5 9.7 5.8 5.2 4.3 4 2.5 1.8
Operating Income
Operating Income 562.2 450.4 389.6 283.9 197.2 195.9 258.6 240.4 217.6 149.3 113.8 130.8 123.4 123.5 106.9 80.2 66.4 59.4 48.0 41.2 35.3 32.9 24.6 17.7 13.9 12.0 11.9 8.1 5.9 4.4 3.9 2.5 2.3
Interest Expense 121.3 105.2 93.2 70.7 32.4 29.3 34.0 29.2 24.0 20.3 16.9 13.5 3.5 1.5 0.1 0.4 0.8 0.8 0 0 0 0.0 0.2 0.3 1.5 0 2.6 2 2.3 2.1 2.2 0.9 0.5
Interest Income 2.9 1.9 1.5 1.3 0.7 1.5 1.1 2.4 1.6 0.8 1.6 0.7 0.3 0.2 0.3 0.1 0.1 0.1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 999.8 986.2 906.7 851.7 257.6 215.1 300.6 277.4 251.6 145.6 122.5 148.0 139.0 136.7 118.2 90.8 77.6 71.5 59.1 49.2 41.1 37.1 27.6 20.2 17.7 16.3 14.9 9.8 7.3 5.5 4.9 3.2 2.9
EBIT 568.9 448.0 386.1 394.3 198.9 173.0 258.6 234.5 196.3 113.8 104.6 130.5 123.7 123.7 107.2 80.3 66.5 59.4 48.0 41.2 35.3 32.9 24.6 17.7 13.9 12.0 11.9 8.1 5.9 4.4 3.9 2.5 2.3
Income Before Tax 447.6 342.8 292.8 323.6 166.5 143.7 224.6 205.3 172.3 93.4 87.7 117.0 120.2 122.2 107.1 79.9 65.7 58.6 47.9 41.4 35.6 32.9 24.7 17.4 12.5 9.1 9.3 6.1 3.6 2.3 1.7 1.6 1.8
Income Tax Expense 117.2 84.0 73.5 70.1 41.6 37.1 60.0 52.1 28.4 33.3 27.0 31.5 35.7 41.4 37.0 28.6 24.6 21.8 17.4 14.9 12.8 12.2 9.4 6.5 4.5 3.5 3.1 2.3 1.3 0.9 0.6 0.5 0.8
Net Income 330.4 258.8 219.3 253.5 124.9 106.6 164.6 153.2 143.9 60.1 60.7 85.2 83.8 80.4 77.8 57.7 49.8 (21.5) 35.3 31.7 25.4 20.7 15.0 10.9 7.9 2.6 6.5 3.8 2.3 1.4 1.1 1.1 1
Per Share Data
EPS (Basic) 7.35 5.76 4.82 5.37 3.05 2.57 3.83 3.42 3.01 1.72 2.16 2.97 2.89 2.78 2.53 1.90 1.68 -0.73 1.12 1.01 0.81 0.66 0.54 0.41 0.30 0.10 0.25 0.25 0.20 0.13 0.10 0.09 0.10
EPS (Diluted) 7.42 5.73 4.80 5.36 3.04 2.56 3.81 3.41 3.00 1.72 2.14 2.93 2.84 2.70 2.47 1.86 1.65 -0.71 1.08 0.97 0.76 0.61 0.48 0.38 0.28 0.10 0.23 0.20 0.15 0.13 0.10 0.09 0.10
Shares Outstanding 45.0 45.0 45.1 47.2 41.0 41.5 43.0 44.8 47.9 35.0 28.1 28.7 29.1 28.9 30.7 30.3 29.6 29.6 31.6 31.4 31.3 31.4 28.0 26.5 26.2 26.1 25.9 13.7 11.5 11.0 11.0 11.1 10.0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 125.2 175.1 127.0 117.3 120.0 65.8 46.5 71.8 114.4 90.0 26.8 29.0 26.2 15.8 12.7 11.3 6.6 10.7 4.5 1.1 0.7 0.3 0.4 0.5
Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 1,097.6 738.7 657.7 551.9 584.4 359.0 417.8 425.7 430.8 446.2 65.0 57.2 43.4 37.7 30.6 26.8 24.8 27.4 24.6 1.9 1.8 1.4 1.2 0.9
Inventory 487.2 334.6 312.1 288.3 263.3 190.4 265.3 275.1 276.8 330.7 34.4 28.7 17.6 15.6 13.6 12.7 17.2 21.1 17.4 10 8.8 7.6 6 4.2
Other Current Assets 146.4 128.4 209.8 173.1 149.4 0 0 0 0 12.7 3.3 8.5 0.9 1.6 0 0 1.9 4.5 0 14.1 12.5 9.6 7.7 5.3
Total Current Assets 1,856.5 1,403.7 1,306.6 1,130.7 1,129.4 624.6 741.0 789.9 842.2 892.1 136.6 130.9 89.5 71.7 58.1 52.0 50.5 63.7 49.3 27.1 23.8 18.9 15.3 10.9
Non-Current Assets
Property, Plant & Equipment 1,173.7 1,042.6 961.2 845.7 768.6 672.6 640.7 251.6 230.3 236.1 48.0 40.1 17.4 14.4 11.8 10.0 10.4 11.0 9.1 6.6 5.6 4.6 4.2 3.9
Goodwill 2,023.4 1,787.2 1,727.7 1,581.4 1,536.2 977.4 948.6 917.4 831.1 831.2 69.7 75.2 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 231.1 228.9 277.7 330.3 388.2 83.7 85.9 88.1 93.8 104.5 0 0 53.2 53.2 53.2 53.2 53.5 54.6 54.5 22.3 21.5 19.3 16.6 12.3
Long-Term Investments 0 0 0 0 0 0 0 0 0 0 (11.0) (0.2) 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Assets 9.8 9.9 10.2 9.4 8.5 9.8 11.5 49.2 54.0 71.7 1.5 19.2 0.8 0.7 7.9 7.6 4.8 2.2 0.4 0.7 1 1 1.7 (0.1)
Total Non-Current Assets 3,444.3 3,073.2 2,983.3 2,774.2 2,707.1 1,747.6 1,698.5 1,318.1 1,220.6 1,253.1 119.7 134.5 71.4 68.3 72.9 70.8 68.7 67.8 64 29.6 28.1 24.9 22.5 16.1
Total Assets 5,300.8 4,477.0 4,289.9 3,904.9 3,836.5 2,372.2 2,439.4 2,108.0 2,062.8 2,145.2 256.3 265.3 160.9 140.1 131.0 122.8 119.1 131.4 113.3 56.7 51.9 43.8 37.8 27
Current Liabilities
Account Payables 26.5 31.1 26.5 27.4 23.1 7.2 5.9 6.9 4.8 11.7 1.8 2.3 0.9 1.1 10.1 10.0 6.5 4.9 6.8 2.4 1.7 1.2 0.3 0.1
Short-Term Debt 111.3 0 0 0 0 0 0 0 0 0 4.1 7.0 0 0 0.9 33.4 1.6 1.7 2.2 0.9 0.6 0.4 0.1 5.8
Deferred Revenue 0 0 0 63.1 57.3 34.7 39.7 35.4 32.0 33.5 11.0 21.4 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 178.6 172.8 156.9 38.6 33.5 21.9 27.7 32.6 54.5 56.7 14.2 2.1 5.2 0 0 0 0.5 0.2 0 0.2 0.4 0.2 0.7 1.2
Total Current Liabilities 407.8 339.4 335.6 295.5 392.2 206.4 202.9 133.0 120.6 143.6 35.3 32.8 9.5 10.9 11.0 43.4 8.6 6.8 9.9 3.5 2.7 1.8 1.1 7.1
Non-Current Liabilities
Long-Term Debt 2,457.4 1,729.3 1,605.6 1,374.7 1,292.9 615.9 631.6 590.9 402.2 456.5 5.3 77.9 0 6 28.6 1.6 42.0 52.0 39.7 24.8 27 21.7 17.9 0.2
Deferred Tax Liabilities 158.8 128.6 136.8 151.8 126.1 71.2 61.4 54.9 47.0 61.3 3.3 0.2 7.4 6.0 4.9 3.7 2.8 3.5 3 2.1 1.6 1.2 0.7 0
Other Non-Current Liabilities (248.9) 0 136.8 0 13.9 0 0 11.1 17.6 33.8 0 0 0 0 0 0 0 0 0 0 0 0.2 0.1 0
Total Non-Current Liabilities 2,616.2 2,083.4 1,957.9 1,729.6 1,636.1 882.0 886.5 656.8 466.9 551.6 8.6 78.1 7.4 12.0 33.5 5.3 44.8 55.6 42.7 26.9 28.6 23.1 18.7 0.2
Total Liabilities 3,024.0 2,422.8 2,293.5 2,025.1 2,028.3 1,088.4 1,089.4 789.9 587.5 695.2 43.8 110.9 16.9 22.8 44.5 48.7 53.5 62.3 52.6 30.4 31.3 24.9 19.8 7.3
Stockholders' Equity
Common Stock 0.6 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.5 0.4 0.4 0.2 0.1 0.1 0.1 0.1 0.1 0 0 0 0 0 0
Retained Earnings 1,670.6 1,411.1 1,218.0 1,060.6 866.7 789.3 727.5 606.8 494.5 387.4 198.1 148.3 77.4 56.7 41.8 30.8 22.9 20.3 13.9 7.5 5.2 3.8 2.7 1.6
Accumulated Other Comprehensive Income (64.8) (129.6) (43.0) (106.6) (131.3) (118.4) (97.0) (113.1) (111.9) (119.8) (6.5) (9.6) (19.5) (15.5) (4.2) (5.1) (5.8) 0 0 (2.8) (2.1) (1.5) (0.1) (0.5)
Total Stockholders' Equity 2,276.8 2,054.2 1,996.4 1,879.8 1,808.1 1,283.8 1,350.0 1,318.1 1,475.3 1,450.0 212.4 154.4 144.0 117.2 86.5 74.1 65.7 69.1 60.7 26.3 20.6 18.9 18 19.7
Total Liabilities & Equity 5,300.8 4,477.0 4,289.9 3,904.9 3,836.5 2,372.2 2,439.4 2,108.0 2,062.8 2,145.2 256.3 265.3 160.9 140.1 131.0 122.8 119.1 131.4 113.3 56.7 51.9 43.8 37.8 27
Debt Metrics
Total Debt 2,817.6 2,050.0 1,923.1 1,670.8 1,586.6 899.4 911.5 590.9 402.2 456.5 9.4 84.9 0 6 29.5 35.0 43.7 53.7 41.9 25.7 27.6 22.1 18 6
Net Debt 2,692.4 1,874.9 1,796.1 1,553.4 1,466.6 833.6 865.0 519.1 287.8 366.6 (17.4) 55.9 (26.2) (9.8) 16.8 23.7 37.1 43.0 37.4 24.6 26.9 21.8 17.6 5.5
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 0 258.8 219.3 253.5 124.9 106.6 164.6 153.2 143.9 60.1 25.4 20.7 15.3 10.9 8.0 4.9 6.2 3.8 2.3 1.4 1.1 1.1 1
Depreciation & Amortization 0 0 520.6 457.3 58.7 42.1 41.9 42.7 55.2 31.9 5.8 4.2 3.0 2.5 3.8 4.5 3.0 1.7 1.4 1.1 1 0.7 0.6
Stock-Based Compensation 0 0 13.7 10.9 5.2 2.9 8.7 5.8 3.1 4.2 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (434.1) (539.0) (608.5) (492.4) (16.5) 33.1 5.6 21.5 5.0 (17.1) 1.0 (3.2) (0.6) (0.6) 7.5 5.2 (2.3) (4.1) (1) (1.1) (0.5) (4.9) (1.1)
Other Non-Cash Items 1,020.1 827.5 284.2 197.5 40.3 23.1 3.8 12.8 27.7 5.9 9.2 20.3 15.3 8.9 0.6 0 (0.2) (0.1) 0 0.1 0.1 0.1 0.1
Operating Cash Flow 585.9 540.0 416.1 469.3 223.3 222.3 231.6 243.4 220.4 96.9 42.1 44.1 32.6 23.3 19.8 14.6 6.5 2.5 2.8 2 2.4 (3) 0.6
Investing Activities
Capital Expenditure (116.8) (68.2) (60.1) (35.6) (42.0) (37.5) (44.3) (35.7) (26.0) (20.5) (12.0) (7.1) (5.2) (4.3) (1.9) (2.1) (3.3) (13) (1.2) (1.3) (1.1) (2.9) (0.7)
Acquisitions 0 (76.0) (181.3) (96.8) (543.9) (44.3) (52.5) (113.7) (2.2) (38.1) 0 0 0 0 (1.4) (1.2) (2.1) 0 0 0 0 0 0
Purchases of Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 (1.1)
Sales/Maturities of Investments 0 0 0 0 0 0 0 0 0 62.1 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Investing Activities (828.0) (297.4) (220.9) (204.1) (158.7) 61.5 (40.3) (9.9) 29.6 (29.5) (4.8) (18.0) (11.1) (13.3) (3.8) (1.7) (4.5) (1) (3.2) (6) (2.5) (1.2) (0.8)
Investing Cash Flow (828.0) (441.6) (462.3) (336.4) (744.6) (20.4) (137.1) (159.2) 1.4 (26.0) (16.8) (25.1) (16.3) (17.6) (7.0) (5.0) (9.9) (14) (4.4) (7.3) (3.6) (4.1) (2.6)
Financing Activities
Net Debt Issuance 368.9 130 230.3 80 686 (24.3) 40 188 (63.9) (36.5) 0 (6) (19.3) (4.7) (8.7) (10.3) 10.5 7.2 2.1 5.5 2.1 9.3 (6.4)
Stock Repurchased (115.8) (85) (114.4) (157.9) (49.6) (107.0) (116.1) (273.7) (91.7) 0 (11.4) (13.5) 0 0 (0.5) (0.2) 0 0 (0.3) 0 (1) (2.1) 0
Dividends Paid (70.9) (65.8) (61.9) (59.6) (47.5) (44.8) (44.0) (40.9) (36.8) (19.8) 0 0 0 0 0 0 0 0 0 0 0 (0.1) (0.1)
Other Financing Activities (5.8) (17.4) (2.7) (1.8) (11.9) (10.5) (0.7) (0.5) (5.0) (2.4) 0 0 0 0 0.8 (3.2) (1.3) 0 0 0 0.1 (0.1) 0
Financing Cash Flow 176.4 (38.2) 51.3 (139.3) 577.0 (186.5) (120.8) (127.1) (197.5) (58.7) (8.8) (8.6) (13.2) (4.2) (8.1) (13.7) 9.6 12 2 5.7 1.2 7 2.3
Cash Position
Net Change in Cash (49.9) 48.1 9.7 (2.7) 54.2 19.3 (25.3) (42.6) 24.5 3.0 16.5 10.4 3.1 1.5 4.6 (4.1) 6.3 0.5 0.4 0.4 0 (0.1) 0.3
Cash at Beginning 175.1 127.0 117.3 120.0 65.8 46.5 71.8 114.4 90.0 87.0 26.2 15.8 12.7 11.3 6.6 10.7 4.5 1.1 0.7 0.3 0.4 0.5 0.2
Cash at End 125.2 175.1 127.0 117.3 120.0 65.8 46.5 71.8 114.4 90.0 42.7 26.2 15.8 12.7 11.3 6.6 10.7 1.6 1.1 0.7 0.4 0.4 0.5
Free Cash Flow 469.1 471.7 356.0 433.7 181.3 184.7 187.3 207.8 194.4 76.4 30.1 37.0 27.4 19.1 17.9 12.6 3.3 (10.5) 1.6 0.7 1.3 (5.9) (0.1)
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 3,661.0 3,388.5 3,151.8 2,728.9 1,699.0 1,631.3 1,864.4 1,780.9 1,779.8 1,088.4 704.6 712.9 660.8 592.1 514.0 421.5 363.1 320.6 280.3 237.7 200.7 179.8 145.5 118.8 110.4 103.7 94.0 59 49.4 38 32.2 20.6 15.8
Gross Profit 1,891.5 1,629.5 1,507.2 1,264.6 919.2 911.1 1,018.3 966.8 947.5 604.8 391.2 400.9 369.6 335.5 289.3 246.2 211.4 192.7 172.5 149.2 126.1 115.9 42.4 31.8 27.1 24.5 21.7 13.9 11.1 8.7 7.9 5 4.1
Operating Income 562.2 450.4 389.6 283.9 197.2 195.9 258.6 240.4 217.6 149.3 113.8 130.8 123.4 123.5 106.9 80.2 66.4 59.4 48.0 41.2 35.3 32.9 24.6 17.7 13.9 12.0 11.9 8.1 5.9 4.4 3.9 2.5 2.3
Net Income 330.4 258.8 219.3 253.5 124.9 106.6 164.6 153.2 143.9 60.1 60.7 85.2 83.8 80.4 77.8 57.7 49.8 (21.5) 35.3 31.7 25.4 20.7 15.0 10.9 7.9 2.6 6.5 3.8 2.3 1.4 1.1 1.1 1
EPS (Diluted) 7.42 5.73 4.80 5.36 3.04 2.56 3.81 3.41 3.00 1.72 2.14 2.93 2.84 2.70 2.47 1.86 1.65 -0.71 1.08 0.97 0.76 0.61 0.48 0.38 0.28 0.10 0.23 0.20 0.15 0.13 0.10 0.09 0.10
Balance Sheet
Cash & Equivalents 125.2 175.1 127.0 117.3 120.0 65.8 46.5 71.8 114.4 90.0 26.8 29.0 26.2 15.8 12.7 11.3 6.6 10.7 4.5 1.1 0.7 0.3 0.4 0.5
Total Assets 5,300.8 4,477.0 4,289.9 3,904.9 3,836.5 2,372.2 2,439.4 2,108.0 2,062.8 2,145.2 256.3 265.3 160.9 140.1 131.0 122.8 119.1 131.4 113.3 56.7 51.9 43.8 37.8 27
Total Debt 2,817.6 2,050.0 1,923.1 1,670.8 1,586.6 899.4 911.5 590.9 402.2 456.5 9.4 84.9 0 6 29.5 35.0 43.7 53.7 41.9 25.7 27.6 22.1 18 6
Stockholders' Equity 2,276.8 2,054.2 1,996.4 1,879.8 1,808.1 1,283.8 1,350.0 1,318.1 1,475.3 1,450.0 212.4 154.4 144.0 117.2 86.5 74.1 65.7 69.1 60.7 26.3 20.6 18.9 18 19.7
Cash Flow
Operating Cash Flow 585.9 540.0 416.1 469.3 223.3 222.3 231.6 243.4 220.4 96.9 42.1 44.1 32.6 23.3 19.8 14.6 6.5 2.5 2.8 2 2.4 (3) 0.6
Capital Expenditure (116.8) (68.2) (60.1) (35.6) (42.0) (37.5) (44.3) (35.7) (26.0) (20.5) (12.0) (7.1) (5.2) (4.3) (1.9) (2.1) (3.3) (13) (1.2) (1.3) (1.1) (2.9) (0.7)
Free Cash Flow 469.1 471.7 356.0 433.7 181.3 184.7 187.3 207.8 194.4 76.4 30.1 37.0 27.4 19.1 17.9 12.6 3.3 (10.5) 1.6 0.7 1.3 (5.9) (0.1)