EVTC - EVERTEC, Inc.
Price:
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--
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CONSENSUS:
Buy
DETAILS
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PRICE TARGET:
$29.50
DETAILS
HIGH:
$34.00
LOW:
$25.00
MEDIAN:
$29.50
CONSENSUS:
$29.50
UPSIDE:
19.14%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||
| Revenue | 931.8 | 845.5 | 694.7 | 618.4 | 589.8 | 510.6 | 487.4 | 453.9 | 407.1 | 389.5 | 372.9 | 361.1 | 357.2 | 341.7 | 321.1 |
| Cost of Revenue | 469.1 | 406.4 | 336.8 | 292.6 | 250.2 | 226.9 | 213.4 | 197.0 | 200.7 | 175.8 | 167.9 | 156.5 | 162.3 | 158.9 | 155.4 |
| Gross Profit | 462.7 | 439.1 | 358.0 | 325.8 | 339.6 | 283.7 | 274.0 | 256.9 | 206.5 | 213.7 | 205.0 | 204.6 | 194.9 | 182.8 | 165.7 |
| Operating Expenses | |||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 154.2 | 145.6 | 128.2 | 89.8 | 68.0 | 70.8 | 61.4 | 68.7 | 56.2 | 47.0 | 37.3 | 41.3 | 38.8 | 31.7 | 33.3 |
| Other Expenses | 122.1 | 127.8 | 93.6 | 78.6 | 75.1 | 71.5 | 68.1 | 63.1 | 64.2 | 59.6 | 2.3 | 2.4 | (0.5) | (8.5) | (3.7) |
| Operating Expenses | 276.2 | 273.4 | 221.8 | 168.4 | 143.1 | 142.3 | 129.5 | 131.8 | 120.4 | 106.6 | 102.3 | 107.3 | 109.2 | 103.2 | 103.2 |
| Operating Income | |||||||||||||||
| Operating Income | 186.4 | 165.7 | 136.2 | 157.4 | 196.5 | 141.4 | 144.5 | 125.1 | 86.1 | 107.1 | 102.8 | 97.3 | 85.8 | 79.6 | 62.5 |
| Interest Expense | 68.3 | 74.7 | 32.3 | 24.8 | 22.8 | 25.1 | 28.8 | 30.0 | 29.9 | 24.6 | 24.3 | 25.8 | 37.4 | 54.3 | 51.0 |
| Interest Income | 15.0 | 13.3 | 8.5 | 3.1 | 1.9 | 1.5 | 1.2 | 0.8 | 0.7 | 0.4 | 0.5 | 0.3 | 0.2 | 0.3 | 0.8 |
| Profitability | |||||||||||||||
| EBITDA | 344.7 | 322.2 | 211.3 | 371.2 | 279.6 | 220.4 | 213.6 | 192.3 | 154.3 | 167.6 | 171.3 | 165.7 | 80.7 | 152.3 | 118.0 |
| EBIT | 222.7 | 194.4 | 117.7 | 292.6 | 204.5 | 148.9 | 145.5 | 129.2 | 90.1 | 108.0 | 103.4 | 100.8 | 11.7 | 72.0 | 45.9 |
| Income Before Tax | 154.4 | 119.6 | 85.4 | 267.9 | 181.7 | 123.9 | 116.7 | 99.2 | 60.2 | 83.4 | 81.5 | 75.1 | (26.6) | 17.7 | (5.0) |
| Income Tax Expense | 9.8 | 4.8 | 5.5 | 29.0 | 20.6 | 19.0 | 13.0 | 12.6 | 4.8 | 8.3 | 6.9 | 7.6 | (2.0) | (59.7) | (29.2) |
| Net Income | 141.6 | 112.6 | 79.7 | 239.0 | 161.1 | 104.4 | 103.5 | 86.3 | 55.1 | 75.0 | 74.6 | 67.5 | (24.6) | 77.4 | 24.2 |
| Per Share Data | |||||||||||||||
| EPS (Basic) | 2.22 | 1.75 | 1.23 | 3.48 | 2.24 | 1.45 | 1.44 | 1.19 | 0.76 | 1.01 | 0.97 | 0.84 | -0.31 | 1.06 | 0.33 |
| EPS (Diluted) | 2.20 | 1.73 | 1.21 | 3.45 | 2.21 | 1.43 | 1.41 | 1.16 | 0.76 | 1.01 | 0.97 | 0.84 | -0.31 | 1.01 | 0.31 |
| Shares Outstanding | 63.7 | 64.3 | 64.9 | 68.7 | 72.1 | 71.9 | 72.1 | 72.6 | 72.5 | 74.1 | 77.1 | 78.3 | 78.9 | 72.7 | 72.7 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 306.0 | 273.6 | 295.6 | 185.3 | 266.4 | 202.6 | 111.0 | 70.0 | 50.4 | 51.9 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 180.6 | 149.8 | 140.5 | 117.2 | 117.4 | 100.8 | 110.1 | 102.0 | 84.9 | 79.2 |
| Inventory | 0 | 0 | 0 | 0 | 38.0 | 0 | 39.2 | 29.0 | 21.5 | 17.3 |
| Other Current Assets | 74.0 | 77.1 | 92.9 | 70.3 | 40.5 | 45.1 | 45.4 | 34.4 | 24.5 | 21.1 |
| Total Current Assets | 590.8 | 529.1 | 561.4 | 389.1 | 436.4 | 359.0 | 276.0 | 216.2 | 168.7 | 158.3 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 102.6 | 72.2 | 77.2 | 72.3 | 69.8 | 71.1 | 73.8 | 36.8 | 37.9 | 38.9 |
| Goodwill | 892.0 | 726.9 | 791.7 | 423.4 | 393.3 | 397.7 | 399.5 | 394.6 | 398.6 | 371.0 |
| Intangible Assets | 553.1 | 430.9 | 518.1 | 200.3 | 213.3 | 219.9 | 241.9 | 259.3 | 280.0 | 299.1 |
| Long-Term Investments | 39.2 | 35.4 | 32.7 | 16.9 | 15.2 | 13.1 | 13.0 | 13.2 | 13.1 | 12.3 |
| Other Non-Current Assets | 20.3 | 29.3 | 31.4 | 24.0 | 9.9 | 6.0 | 5.3 | 5.3 | 3.6 | 5.3 |
| Total Non-Current Assets | 1,652.5 | 1,328.5 | 1,498.9 | 742.6 | 708.4 | 713.5 | 735.7 | 711.1 | 734.1 | 727.4 |
| Total Assets | 2,243.3 | 1,857.6 | 2,060.3 | 1,131.7 | 1,144.8 | 1,072.6 | 1,011.7 | 927.3 | 902.8 | 885.7 |
| Current Liabilities | ||||||||||
| Account Payables | 63.7 | 58.7 | 66.5 | 29.7 | 28.5 | 43.3 | 39.2 | 47.3 | 41.1 | 40.8 |
| Short-Term Debt | 33.9 | 23.9 | 23.9 | 40.8 | 19.8 | 14.2 | 14.2 | 14.2 | 58.5 | 47.8 |
| Deferred Revenue | 26.6 | 25.3 | 21.1 | 15.2 | 17.4 | 25.0 | 20.7 | 11.5 | 7.7 | 4.5 |
| Other Current Liabilities | 26.2 | 32.0 | 47.6 | 26.7 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 285.0 | 279.7 | 298.3 | 208.4 | 152.9 | 153.0 | 144.3 | 136.7 | 147.2 | 129.2 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 1,057.3 | 931.6 | 946.8 | 389.5 | 444.8 | 481.0 | 510.9 | 524.1 | 557.3 | 599.7 |
| Deferred Tax Liabilities | 71.4 | 44.8 | 87.9 | 10.1 | 2.4 | 2.7 | 4.3 | 9.9 | 13.8 | 15.0 |
| Other Non-Current Liabilities | 35.2 | 22.4 | 41.0 | 4.1 | 21.7 | 39.6 | 27.4 | 14.9 | 13.0 | 16.4 |
| Total Non-Current Liabilities | 1,244.3 | 1,058.7 | 1,126.6 | 448.6 | 521.6 | 577.2 | 595.7 | 575.0 | 607.6 | 648.3 |
| Total Liabilities | 1,529.3 | 1,338.3 | 1,424.9 | 657.0 | 674.5 | 730.1 | 740.1 | 711.7 | 754.8 | 777.5 |
| Stockholders' Equity | ||||||||||
| Common Stock | 0.6 | 0.6 | 0.7 | 0.6 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 |
| Retained Earnings | 687.7 | 599.6 | 538.9 | 487.3 | 506.1 | 379.9 | 296.5 | 228.7 | 148.9 | 116.3 |
| Accumulated Other Comprehensive Income | (66.7) | (134.7) | 18.2 | (16.5) | (48.1) | (48.3) | (30.0) | (23.8) | (10.8) | (12.4) |
| Total Stockholders' Equity | 621.6 | 472.5 | 594.3 | 471.5 | 466.2 | 337.7 | 267.2 | 211.5 | 144.1 | 104.7 |
| Total Liabilities & Equity | 2,243.3 | 1,857.6 | 2,060.3 | 1,131.7 | 1,144.8 | 1,072.6 | 1,011.7 | 927.3 | 902.8 | 885.7 |
| Debt Metrics | ||||||||||
| Total Debt | 1,130.4 | 966.6 | 986.4 | 447.0 | 486.6 | 523.5 | 555.6 | 538.3 | 615.7 | 647.5 |
| Net Debt | 824.4 | 692.9 | 690.8 | 261.7 | 220.2 | 320.9 | 444.6 | 468.3 | 565.3 | 595.5 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 144.6 | 114.8 | 79.9 | 238.9 | 161.1 | 104.9 | 103.7 | 86.6 | 55.4 | 75.1 |
| Depreciation & Amortization | 122.1 | 127.8 | 93.6 | 78.6 | 75.1 | 71.5 | 68.1 | 63.1 | 64.2 | 59.6 |
| Stock-Based Compensation | 29.6 | 30.3 | 25.7 | 20.0 | 14.8 | 14.3 | 13.6 | 12.6 | 9.6 | 6.4 |
| Change in Working Capital | (57.6) | (1.7) | 8.5 | (7.8) | (27.9) | 6.0 | (12.5) | 6.2 | 3.5 | 21.0 |
| Other Non-Cash Items | 12.5 | 15.6 | 19.6 | (109.3) | 8.1 | 6.4 | 13.5 | 8.9 | 17.2 | 10.6 |
| Operating Cash Flow | 227.0 | 260.1 | 211.2 | 219.9 | 228.4 | 199.1 | 179.9 | 172.7 | 145.8 | 168.1 |
| Investing Activities | ||||||||||
| Capital Expenditure | (91.5) | (88.4) | (85.0) | (82.5) | (81.7) | (48.6) | (59.9) | (41.3) | (33.5) | (42.3) |
| Acquisitions | (144.4) | (36.0) | (423.1) | (44.4) | 0 | 0 | (5.6) | 0 | (42.8) | (15.6) |
| Purchases of Investments | (2.4) | (0.8) | (1.0) | (7.5) | (3.0) | 0 | 0 | 0 | 0 | 0 |
| Sales/Maturities of Investments | 0 | 7.1 | 1.0 | 1.0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | (68.1) | (63.2) | (63.5) | (55.4) | (55.7) | (31.6) | (36.8) | (27.4) | (22.1) | (23.7) |
| Investing Cash Flow | (238.2) | (118.3) | (507.9) | (133.3) | (83.8) | (48.6) | (65.3) | (41.3) | (76.3) | (57.8) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 133.6 | (26.3) | 469.5 | (33.4) | (33.7) | (32.8) | (15.1) | (81.2) | (38.2) | (12.2) |
| Stock Repurchased | (69.3) | (82.3) | (36.1) | (96.6) | (24.4) | (7.3) | (31.8) | (10) | (7.7) | (39.9) |
| Dividends Paid | (12.8) | (12.9) | (13.0) | (13.8) | (14.4) | (14.4) | (14.4) | (7.3) | (21.8) | (29.7) |
| Other Financing Activities | (23.1) | (31.0) | (4.1) | (9.6) | (8.8) | (8.1) | (8.8) | (6.6) | (1.6) | (9.0) |
| Financing Cash Flow | 28.4 | (152.6) | 416.4 | (153.3) | (81.3) | (62.6) | (70.2) | (105.1) | (69.2) | (90.8) |
| Cash Position | ||||||||||
| Net Change in Cash | 33.5 | (29.1) | 128.1 | (70.3) | 64.8 | 90.0 | 44.4 | 26.4 | 0.3 | 19.5 |
| Cash at Beginning | 314.6 | 343.7 | 215.7 | 285.9 | 221.1 | 131.1 | 86.7 | 60.4 | 60.0 | 40.6 |
| Cash at End | 348.1 | 314.6 | 343.7 | 215.7 | 285.9 | 221.1 | 131.1 | 86.7 | 60.4 | 60.0 |
| Free Cash Flow | 135.5 | 171.6 | 126.2 | 137.4 | 146.8 | 150.4 | 120.1 | 131.4 | 112.3 | 125.8 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||
| Revenue | 931.8 | 845.5 | 694.7 | 618.4 | 589.8 | 510.6 | 487.4 | 453.9 | 407.1 | 389.5 | 372.9 | 361.1 | 357.2 | 341.7 | 321.1 |
| Gross Profit | 462.7 | 439.1 | 358.0 | 325.8 | 339.6 | 283.7 | 274.0 | 256.9 | 206.5 | 213.7 | 205.0 | 204.6 | 194.9 | 182.8 | 165.7 |
| Operating Income | 186.4 | 165.7 | 136.2 | 157.4 | 196.5 | 141.4 | 144.5 | 125.1 | 86.1 | 107.1 | 102.8 | 97.3 | 85.8 | 79.6 | 62.5 |
| Net Income | 141.6 | 112.6 | 79.7 | 239.0 | 161.1 | 104.4 | 103.5 | 86.3 | 55.1 | 75.0 | 74.6 | 67.5 | (24.6) | 77.4 | 24.2 |
| EPS (Diluted) | 2.20 | 1.73 | 1.21 | 3.45 | 2.21 | 1.43 | 1.41 | 1.16 | 0.76 | 1.01 | 0.97 | 0.84 | -0.31 | 1.01 | 0.31 |
| Balance Sheet | |||||||||||||||
| Cash & Equivalents | 306.0 | 273.6 | 295.6 | 185.3 | 266.4 | 202.6 | 111.0 | 70.0 | 50.4 | 51.9 | |||||
| Total Assets | 2,243.3 | 1,857.6 | 2,060.3 | 1,131.7 | 1,144.8 | 1,072.6 | 1,011.7 | 927.3 | 902.8 | 885.7 | |||||
| Total Debt | 1,130.4 | 966.6 | 986.4 | 447.0 | 486.6 | 523.5 | 555.6 | 538.3 | 615.7 | 647.5 | |||||
| Stockholders' Equity | 621.6 | 472.5 | 594.3 | 471.5 | 466.2 | 337.7 | 267.2 | 211.5 | 144.1 | 104.7 | |||||
| Cash Flow | |||||||||||||||
| Operating Cash Flow | 227.0 | 260.1 | 211.2 | 219.9 | 228.4 | 199.1 | 179.9 | 172.7 | 145.8 | 168.1 | |||||
| Capital Expenditure | (91.5) | (88.4) | (85.0) | (82.5) | (81.7) | (48.6) | (59.9) | (41.3) | (33.5) | (42.3) | |||||
| Free Cash Flow | 135.5 | 171.6 | 126.2 | 137.4 | 146.8 | 150.4 | 120.1 | 131.4 | 112.3 | 125.8 | |||||