EverQuote, Inc. logo EVER - EverQuote, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 8
HOLD 4
SELL 1
STRONG
SELL 0
| PRICE TARGET: $22.75 DETAILS
HIGH: $28.00
LOW: $18.00
MEDIAN: $22.50
CONSENSUS: $22.75
UPSIDE: 20.50%
Annual Quarterly
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue
Revenue 692.5 500.2 287.9 404.1 418.5 346.9 248.8 163.3 126.2 122.8
Cost of Revenue 19.4 20.9 22.5 24.0 23.9 21.4 15.9 11.7 7.7 5.9
Gross Profit 673.1 479.3 265.5 380.1 394.6 325.6 232.9 151.7 118.5 116.9
Operating Expenses
R&D Expenses 31.5 29.6 27.6 31.7 35.7 29.7 20.2 14.2 9.2 6.6
SG&A Expenses 575.1 418.0 266.4 377.4 379.7 305.3 219.5 151.4 114.0 110.7
Other Expenses 0 0 23.4 (4.1) 1.1 2.3 1.2 0 0 0
Operating Expenses 606.6 447.5 317.4 404.9 416.5 337.2 241.0 165.6 123.2 117.3
Operating Income
Operating Income 66.6 31.8 (52.0) (24.8) (21.9) (11.7) (8.0) (13.9) (4.7) (0.4)
Interest Expense 0 0 0 0 0 0 0 0.2 0.4 0.5
Interest Income 3.6 2.1 1.3 0.3 0.0 0.2 0.7 0.3 0 0
Profitability
EBITDA 70.4 37.4 (22.4) (23.1) (15.8) (6.1) (4.6) (12.6) (3.3) 1.0
EBIT 66.6 31.8 (28.6) (28.9) (20.9) (9.4) (6.8) (13.9) (4.7) (0.4)
Income Before Tax 61.8 34.0 (50.7) (24.4) (21.9) (11.2) (7.1) (13.8) (5.1) (0.9)
Income Tax Expense (37.5) 1.8 0.6 0 (2.5) 0 0 0 0 0.0
Net Income 99.3 32.2 (51.3) (24.4) (19.4) (11.2) (7.1) (13.8) (5.1) (0.9)
Per Share Data
EPS (Basic) 2.75 0.92 -1.54 -0.77 -0.67 -0.41 -0.28 -0.81 -0.24 -0.04
EPS (Diluted) 2.63 0.88 -1.54 -0.77 -0.67 -0.41 -0.28 -0.81 -0.24 -0.04
Shares Outstanding 36.1 35.0 33.4 31.6 29.1 27.3 25.8 16.9 21.4 21.4
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Current Assets
Cash & Cash Equivalents 95.4 102.1 38.0 30.8 34.9 42.9 46.1 41.6 2.4 12.4
Short-Term Investments 0 0 0 0 0 0 0 0 0 0
Net Receivables (11.9) 64.4 25.5 43.1 44.9 49.9 32.2 17.5 14.7 12.2
Inventory 0 0 0 0 0 0 0 0 0 0
Other Current Assets 172.8 5.3 5.8 7.0 0 0 0 1.5 0 0
Total Current Assets 256.3 171.8 69.2 81.0 84.7 97.4 85.3 60.5 17.6 25.2
Non-Current Assets
Property, Plant & Equipment (3.9) 9.6 7.3 12.2 13.1 15.8 5.2 4.5 2.1 2.4
Goodwill 21.5 21.5 21.5 21.5 21.5 9.8 0 0 0 0
Intangible Assets 0 3.3 5.2 8.0 10.2 3.4 0 0 0 0
Long-Term Investments 0 0 0 0 0 0 0 0 0 0
Other Non-Current Assets 53.1 4.4 7.7 33.9 14.1 2.7 0.7 0.7 0.7 0.7
Total Non-Current Assets 70.6 38.8 41.7 75.5 58.9 31.6 5.9 5.2 2.9 3.0
Total Assets 326.9 210.5 110.9 156.5 143.6 129.1 91.2 65.7 20.5 28.2
Current Liabilities
Account Payables 16.9 60.0 17.2 30.7 29.6 33.0 23.7 16.8 11.9 10.4
Short-Term Debt 0 0 0 0 0 0 0 0 0.4 1.5
Deferred Revenue (0.1) 1.8 1.9 1.9 2.1 1.9 1.5 1.4 1.0 0.8
Other Current Liabilities 69.2 6.8 6.5 6.0 7.3 6.8 4.4 1.7 1.3 1.1
Total Current Liabilities 87.2 72.6 29.9 45.4 47.4 46.8 38.4 21.4 15.0 14.1
Non-Current Liabilities
Long-Term Debt 0 0 0 0 0 0 0 0 4.2 2.6
Deferred Tax Liabilities 0.3 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0.1 5.5 3.1 1.1 1.2 51.8 37.2
Total Non-Current Liabilities 1.7 2.5 0.1 3.6 11.1 11.2 1.1 1.2 56.0 39.9
Total Liabilities 88.9 75.2 30.0 49.0 58.5 58.1 39.5 22.6 71.1 53.9
Stockholders' Equity
Common Stock 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Retained Earnings (81.9) (181.2) (213.3) (162.1) (137.6) (118.2) (107.0) (99.9) (51.3) (31.2)
Accumulated Other Comprehensive Income 0.1 0 0.0 (0.0) 0.0 (0.0) 0 (6.3) (5.3) (3.9)
Total Stockholders' Equity 238.0 135.4 80.9 107.5 85.1 71.0 51.8 43.2 (50.5) (25.7)
Total Liabilities & Equity 326.9 210.5 110.9 156.5 143.6 129.1 91.2 65.7 20.5 28.2
Debt Metrics
Total Debt 2.6 3.6 2.2 6.4 8.2 10.7 0 0 4.6 4.1
Net Debt (92.8) (98.5) (35.8) (24.4) (26.6) (32.2) (46.1) (41.6) 2.2 (8.3)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Operating Activities
Net Income 99.3 32.2 (51.3) (24.4) (19.4) (11.2) (7.1) (13.8) (5.1) (0.9)
Depreciation & Amortization 3.8 5.7 6.2 5.8 5.1 3.4 2.2 1.3 1.4 1.4
Stock-Based Compensation 24.3 20.6 24.1 29.0 30.0 24.2 12.7 7.1 1.9 2.0
Change in Working Capital (1.6) 8.1 (1.7) (22.8) (6.1) (7.5) (4.0) 3.1 (0.4) 2.9
Other Non-Cash Items 8.0 (0.0) 19.8 (3.5) 0.2 1.9 0.6 0.4 0.5 0.1
Operating Cash Flow 95.4 66.6 (2.8) (15.8) 7.2 10.7 4.4 (1.9) (1.7) 5.5
Investing Activities
Capital Expenditure (5.1) (4.1) (3.8) (4.3) (2.9) (3.8) (3.0) (3.7) (1.2) (1.1)
Acquisitions 0 0 0 0 (16.0) (14.9) 0 0 0 0
Purchases of Investments 0 0 0 0 0 0 0 0 0 0
Sales/Maturities of Investments 0 0 0 0 0 0 0 0 0 0
Other Investing Activities 0 0 13.2 0 0 0 0 (3.7) 0 0
Investing Cash Flow (5.1) (4.1) 9.4 (4.3) (18.8) (18.8) (3.0) (3.7) (1.2) (1.1)
Financing Activities
Net Debt Issuance 0 0 0 0 0 0 0 (4.6) 0.5 (9.9)
Stock Repurchased (21.0) 0 0 0 0 0 0 0 (9.2) (19.4)
Dividends Paid 0 0 0 0 0 0 0 0 0 0
Other Financing Activities (4.0) 1.7 0.6 0.8 3.6 4.9 3.0 (2.9) 1.5 36.1
Financing Cash Flow (21.1) 1.7 0.6 15.8 3.6 4.9 3.0 44.8 (7.2) 6.8
Cash Position
Net Change in Cash 69.3 64.2 7.1 (4.3) (8.0) (3.2) 4.4 39.3 (10.0) 11.2
Cash at Beginning 102.1 38.0 30.8 35.1 43.1 46.3 41.9 2.6 12.4 1.2
Cash at End 171.4 102.1 38.0 30.8 35.1 43.1 46.3 41.9 2.4 12.4
Free Cash Flow 90.3 62.5 (6.7) (20.1) 4.3 6.8 1.4 (5.6) (2.9) 4.4
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Income Statement
Revenue 692.5 500.2 287.9 404.1 418.5 346.9 248.8 163.3 126.2 122.8
Gross Profit 673.1 479.3 265.5 380.1 394.6 325.6 232.9 151.7 118.5 116.9
Operating Income 66.6 31.8 (52.0) (24.8) (21.9) (11.7) (8.0) (13.9) (4.7) (0.4)
Net Income 99.3 32.2 (51.3) (24.4) (19.4) (11.2) (7.1) (13.8) (5.1) (0.9)
EPS (Diluted) 2.63 0.88 -1.54 -0.77 -0.67 -0.41 -0.28 -0.81 -0.24 -0.04
Balance Sheet
Cash & Equivalents 95.4 102.1 38.0 30.8 34.9 42.9 46.1 41.6 2.4 12.4
Total Assets 326.9 210.5 110.9 156.5 143.6 129.1 91.2 65.7 20.5 28.2
Total Debt 2.6 3.6 2.2 6.4 8.2 10.7 0 0 4.6 4.1
Stockholders' Equity 238.0 135.4 80.9 107.5 85.1 71.0 51.8 43.2 (50.5) (25.7)
Cash Flow
Operating Cash Flow 95.4 66.6 (2.8) (15.8) 7.2 10.7 4.4 (1.9) (1.7) 5.5
Capital Expenditure (5.1) (4.1) (3.8) (4.3) (2.9) (3.8) (3.0) (3.7) (1.2) (1.1)
Free Cash Flow 90.3 62.5 (6.7) (20.1) 4.3 6.8 1.4 (5.6) (2.9) 4.4