EQBK - Equity Bancshares, Inc.
Price:
--
--
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CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$52.50
DETAILS
HIGH:
$58.00
LOW:
$47.00
MEDIAN:
$52.50
CONSENSUS:
$52.50
UPSIDE:
14.20%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||
| Revenue | 314.3 | 326.5 | 224.7 | 220.3 | 186.8 | 177.0 | 197.9 | 178.9 | 115.9 | 71.0 | 61.3 | 54.8 | 54.4 | 28.7 |
| Cost of Revenue | 155.9 | 108.8 | 89.0 | 25.3 | 6.2 | 47.2 | 68.0 | 40.7 | 19.3 | 11.3 | 9.8 | 6.6 | 8.2 | 0 |
| Gross Profit | 158.4 | 217.7 | 135.6 | 195.0 | 180.6 | 129.9 | 129.9 | 138.2 | 96.6 | 59.7 | 51.5 | 48.1 | 46.2 | 28.7 |
| Operating Expenses | ||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 68.8 | 80.6 | 72.0 | 68.2 | 59.2 | 58.7 | 70.0 | 63.6 | 44.1 | 29.4 | 25.5 | 25.3 | 23.4 | 0 |
| Other Expenses | 57.0 | 58.8 | 61.2 | 56.5 | 56.9 | 145.7 | 27.1 | 28.4 | 21.5 | 16.4 | 11.5 | 9.7 | 11.3 | 0 |
| Operating Expenses | 125.8 | 139.4 | 133.2 | 124.7 | 116.1 | 204.4 | 97.1 | 92.0 | 65.5 | 45.8 | 37.0 | 34.9 | 34.8 | 22.9 |
| Operating Income | ||||||||||||||
| Operating Income | 32.5 | 78.3 | 2.4 | 70.3 | 64.4 | (74.6) | 32.9 | 46.2 | 31.0 | 13.9 | 14.4 | 13.2 | 11.4 | 5.8 |
| Interest Expense | 104.8 | 110.7 | 87.7 | 25.4 | 14.8 | 22.9 | 49.6 | 36.8 | 16.7 | 9.2 | 6.8 | 5.4 | 5.6 | 0 |
| Interest Income | 330.8 | 296.8 | 246.7 | 188.2 | 157.4 | 155.6 | 175.5 | 161.6 | 102.7 | 61.8 | 53.0 | 46.8 | 46.8 | 0 |
| Profitability | ||||||||||||||
| EBITDA | 84.8 | 88.5 | 11.1 | 79.6 | 73.3 | (66.3) | 40.3 | 51.8 | 34.6 | 16.1 | 16.4 | 15.1 | 11.9 | (0.4) |
| EBIT | 77.1 | 78.3 | 2.4 | 70.3 | 64.4 | (74.6) | 32.9 | 46.2 | 31.0 | 13.9 | 14.4 | 13.2 | 11.4 | 0 |
| Income Before Tax | 26.4 | 78.3 | 2.4 | 70.3 | 64.4 | (74.6) | 32.9 | 46.2 | 31.0 | 13.9 | 14.4 | 13.2 | 11.4 | 5.8 |
| Income Tax Expense | 3.7 | 15.7 | (5.4) | 12.6 | 12.0 | 0.4 | 7.3 | 10.3 | 10.4 | 4.5 | 4.1 | 4.2 | 3.5 | 1.7 |
| Net Income | 22.7 | 62.6 | 7.8 | 57.7 | 52.5 | (75.0) | 25.6 | 35.8 | 20.6 | 9.4 | 10.3 | 9.0 | 7.9 | 3.8 |
| Per Share Data | ||||||||||||||
| EPS (Basic) | 1.24 | 4.04 | 0.50 | 3.56 | 3.49 | -4.97 | 1.64 | 2.33 | 1.66 | 1.09 | 1.55 | 1.21 | 1.01 | 0.65 |
| EPS (Diluted) | 1.23 | 4.00 | 0.50 | 3.51 | 3.43 | -4.97 | 1.61 | 2.28 | 1.62 | 1.07 | 1.54 | 1.21 | 1.01 | 0.65 |
| Shares Outstanding | 19.0 | 15.6 | 15.5 | 16.2 | 15.0 | 15.1 | 15.6 | 15.4 | 12.4 | 8.6 | 6.5 | 6.9 | 6.9 | 5.9 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 607.6 | 383.5 | 363.3 | 104.0 | 259.1 | 280.4 | 91.5 | 197.7 | 51.5 | 37.9 |
| Short-Term Investments | 1,030.6 | 803.2 | 919.6 | 1,184.4 | 1,327.4 | 871.8 | 142.1 | 168.9 | 162.3 | 95.7 |
| Net Receivables | 33.3 | 28.9 | 25.5 | 20.6 | 18.0 | 15.8 | 15.7 | 17.4 | 12.4 | 7.0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 1,671.5 | 1,215.6 | 1,308.4 | 1,309.0 | 1,604.6 | 1,168.1 | 249.3 | 384.0 | 226.2 | 140.6 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 136.7 | 117.1 | 112.6 | 101.5 | 104.0 | 89.4 | 84.5 | 80.4 | 63.4 | 50.5 |
| Goodwill | 82.1 | 53.1 | 53.1 | 53.1 | 54.5 | 31.6 | 136.4 | 131.7 | 104.9 | 58.9 |
| Intangible Assets | 21.6 | 15.0 | 7.2 | 10.6 | 14.9 | 16.1 | 19.9 | 21.7 | 10.7 | 4.7 |
| Long-Term Investments | 0 | 3,664.5 | 3,292.1 | 3,268.0 | 3,111.5 | 2,570.4 | 3,319.4 | 3,315.3 | 2,646.6 | 1,847.7 |
| Other Non-Current Assets | 0 | 266.7 | 261.1 | 239.4 | 248.2 | 137.8 | 140.1 | 128.6 | 118.7 | 89.8 |
| Total Non-Current Assets | 240.5 | 4,116.4 | 3,726.2 | 3,672.6 | 3,533.0 | 2,845.3 | 3,700.3 | 3,677.7 | 2,944.3 | 2,051.6 |
| Total Assets | 6,373.2 | 5,332.0 | 5,034.6 | 4,981.7 | 5,139.8 | 4,013.4 | 3,949.6 | 4,061.7 | 3,170.5 | 2,192.2 |
| Current Liabilities | ||||||||||
| Account Payables | 0 | 0 | 36.5 | 32.8 | 47.4 | 19.1 | 18.5 | 13.7 | 10.7 | 7.4 |
| Short-Term Debt | 39.9 | 37.2 | 43.6 | 46.5 | 56.0 | 36.0 | 35.7 | 50.1 | 37.5 | 20.6 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 1,148.4 | 4,374.8 | 4,145.5 | 4,241.8 | 4,420.0 | 3,447.6 | 3,063.5 | 3,123.4 | 2,382.0 | 1,630.5 |
| Total Current Liabilities | 1,188.3 | 4,412.0 | 4,225.5 | 4,321.1 | 4,523.4 | 3,502.7 | 3,117.8 | 3,187.2 | 2,430.2 | 1,658.5 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 408.4 | 275.6 | 336.9 | 235.3 | 95.9 | 97.8 | 347.9 | 414.6 | 364.2 | 273.3 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 51.5 | 19.3 | 15.2 | 17.7 | 5.2 | 5.8 | 4.0 | 2.0 | 2.5 |
| Total Non-Current Liabilities | 408.4 | 327.1 | 356.2 | 250.5 | 113.6 | 103.0 | 353.8 | 414.6 | 364.2 | 273.3 |
| Total Liabilities | 5,641.1 | 4,739.1 | 4,581.7 | 4,571.6 | 4,639.1 | 3,605.7 | 3,471.5 | 3,605.8 | 2,796.4 | 1,934.2 |
| Stockholders' Equity | ||||||||||
| Common Stock | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
| Retained Earnings | 205.3 | 194.9 | 141.0 | 140.1 | 88.3 | 50.8 | 125.8 | 101.3 | 65.5 | 44.3 |
| Accumulated Other Comprehensive Income | 7.0 | (55.2) | (57.9) | (113.5) | 1.8 | 19.8 | (0.0) | (4.9) | (3.1) | (2.7) |
| Total Stockholders' Equity | 732.1 | 592.9 | 452.9 | 410.1 | 500.6 | 407.6 | 478.1 | 455.9 | 374.1 | 258.0 |
| Total Liabilities & Equity | 6,373.2 | 5,332.0 | 5,034.6 | 4,981.7 | 5,139.8 | 4,013.4 | 3,949.6 | 4,061.7 | 3,170.5 | 2,192.2 |
| Debt Metrics | ||||||||||
| Total Debt | 448.2 | 312.8 | 380.5 | 281.7 | 151.9 | 133.9 | 383.6 | 464.7 | 401.7 | 293.9 |
| Net Debt | (159.3) | (70.7) | 17.2 | 177.7 | (107.2) | (146.5) | 292.2 | 266.9 | 350.1 | 256.0 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 22.7 | 62.6 | 7.8 | 57.7 | 52.5 | (75.0) | 25.6 | 35.8 | 20.6 | 9.4 |
| Depreciation & Amortization | 11.4 | 10.3 | 8.6 | 9.4 | 8.9 | 8.2 | 7.4 | 5.6 | 3.6 | 2.2 |
| Stock-Based Compensation | 5.6 | 4.0 | 3.2 | 3.3 | 2.9 | 3.5 | 2.9 | 2.5 | 1.1 | 0.6 |
| Change in Working Capital | (26.4) | 11.9 | 7.1 | 1.9 | 15.9 | (4.3) | (2.5) | (6.7) | (1.5) | 0.4 |
| Other Non-Cash Items | 43.2 | (15.8) | 52.2 | (0.8) | 20.9 | 122.2 | 13.6 | (4.0) | 1.2 | 2.2 |
| Operating Cash Flow | 51.4 | 73.8 | 76.5 | 74.1 | 102.7 | 43.6 | 48.5 | 36.7 | 27.6 | 15.5 |
| Investing Activities | ||||||||||
| Capital Expenditure | (13.3) | (8.5) | (16.1) | (3.5) | (5.1) | (9.6) | (7.0) | (8.8) | (6.9) | (2.8) |
| Acquisitions | 150.4 | 62.2 | 0 | (41.3) | 173.9 | 25.9 | 85.4 | 20.1 | (3.5) | (3.0) |
| Purchases of Investments | (796.3) | (187.6) | (522.4) | (188.5) | (785.4) | (268.6) | (154.6) | (188.4) | (239.0) | (193.1) |
| Sales/Maturities of Investments | 819.9 | 288.6 | 789.4 | 168.4 | 472.9 | 335.5 | 160.0 | 131.8 | 160.3 | 141.9 |
| Other Investing Activities | (23.8) | (30.9) | (19.3) | (149.3) | (171.6) | 12.7 | 12.3 | (126.2) | (133.8) | (83.7) |
| Investing Cash Flow | 136.9 | 123.7 | 232.2 | (214.2) | (315.3) | 96.0 | 96.1 | (171.5) | (222.9) | (140.7) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 104.8 | (69.7) | 101.1 | 138.9 | (24.5) | (248.2) | (66.9) | 31.8 | 80.3 | 61.7 |
| Stock Repurchased | (14.0) | (11.9) | (17.9) | (33.2) | (18.7) | (19.3) | (10.9) | 0 | 0 | 0 |
| Dividends Paid | (11.4) | (7.9) | (6.6) | (5.6) | (1.1) | 0 | 0 | 0 | 0 | (0.0) |
| Other Financing Activities | (44.8) | (190.5) | (110.6) | (115.5) | 236.2 | 319.3 | (170.4) | 243.6 | 132.1 | 34.5 |
| Financing Cash Flow | 35.8 | (192.9) | (34.0) | (15.4) | 191.9 | 51.8 | (248.1) | 275.4 | 212.4 | 103.4 |
| Cash Position | ||||||||||
| Net Change in Cash | 224.1 | 4.6 | 274.7 | (155.5) | (20.7) | 191.4 | (103.5) | 140.6 | 17.1 | (21.7) |
| Cash at Beginning | 383.7 | 379.1 | 104.4 | 260.0 | 280.7 | 89.3 | 192.8 | 52.2 | 35.1 | 56.8 |
| Cash at End | 607.8 | 383.7 | 379.1 | 104.4 | 260.0 | 280.7 | 89.3 | 192.8 | 52.2 | 35.1 |
| Free Cash Flow | 38.1 | 65.4 | 60.4 | 70.6 | 97.6 | 34.0 | 41.5 | 27.8 | 20.8 | 12.8 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||
| Revenue | 314.3 | 326.5 | 224.7 | 220.3 | 186.8 | 177.0 | 197.9 | 178.9 | 115.9 | 71.0 | 61.3 | 54.8 | 54.4 | 28.7 |
| Gross Profit | 158.4 | 217.7 | 135.6 | 195.0 | 180.6 | 129.9 | 129.9 | 138.2 | 96.6 | 59.7 | 51.5 | 48.1 | 46.2 | 28.7 |
| Operating Income | 32.5 | 78.3 | 2.4 | 70.3 | 64.4 | (74.6) | 32.9 | 46.2 | 31.0 | 13.9 | 14.4 | 13.2 | 11.4 | 5.8 |
| Net Income | 22.7 | 62.6 | 7.8 | 57.7 | 52.5 | (75.0) | 25.6 | 35.8 | 20.6 | 9.4 | 10.3 | 9.0 | 7.9 | 3.8 |
| EPS (Diluted) | 1.23 | 4.00 | 0.50 | 3.51 | 3.43 | -4.97 | 1.61 | 2.28 | 1.62 | 1.07 | 1.54 | 1.21 | 1.01 | 0.65 |
| Balance Sheet | ||||||||||||||
| Cash & Equivalents | 607.6 | 383.5 | 363.3 | 104.0 | 259.1 | 280.4 | 91.5 | 197.7 | 51.5 | 37.9 | ||||
| Total Assets | 6,373.2 | 5,332.0 | 5,034.6 | 4,981.7 | 5,139.8 | 4,013.4 | 3,949.6 | 4,061.7 | 3,170.5 | 2,192.2 | ||||
| Total Debt | 448.2 | 312.8 | 380.5 | 281.7 | 151.9 | 133.9 | 383.6 | 464.7 | 401.7 | 293.9 | ||||
| Stockholders' Equity | 732.1 | 592.9 | 452.9 | 410.1 | 500.6 | 407.6 | 478.1 | 455.9 | 374.1 | 258.0 | ||||
| Cash Flow | ||||||||||||||
| Operating Cash Flow | 51.4 | 73.8 | 76.5 | 74.1 | 102.7 | 43.6 | 48.5 | 36.7 | 27.6 | 15.5 | ||||
| Capital Expenditure | (13.3) | (8.5) | (16.1) | (3.5) | (5.1) | (9.6) | (7.0) | (8.8) | (6.9) | (2.8) | ||||
| Free Cash Flow | 38.1 | 65.4 | 60.4 | 70.6 | 97.6 | 34.0 | 41.5 | 27.8 | 20.8 | 12.8 | ||||