Employers Holdings, Inc. logo EIG - Employers Holdings, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 4
HOLD 3
SELL 1
STRONG
SELL
0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Revenue
Revenue 858.2 880.7 850.9 713.5 703.1 711.4 835.9 800.4 799.3 779.8 752.1 773.5 723.5 579.2 464.2 415.6 495.9 396.8 429.9 520.2 496.5 456.7 331.1 208.5
Cost of Revenue 581.8 557.4 505.7 486.9 391.3 381.2 454 470.9 508.6 501.4 514.8 534.8 541.9 353.5 309.9 232.6 214.5 136.5 143.3 129.8 211.7 229.2 118.1 113.8
Gross Profit 276.4 323.3 345.2 226.6 311.8 330.2 381.9 329.5 290.7 278.4 237.3 238.7 181.6 225.7 154.3 183.0 281.5 260.3 286.6 390.5 284.8 227.4 213.0 94.8
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 45.5 38.5 36.1 43.6 44.3 0 0 0 0 0
Other Expenses 264.4 176.6 196.8 170.8 164.8 182.5 188.1 160 146.7 137.7 137.9 132.1 128.5 128.1 62.3 77.6 153.0 104.6 91.4 136.2 116.8 120.9 113.0 61.3
Operating Expenses 264.4 176.6 196.8 170.8 164.8 182.5 188.1 160 146.7 137.7 137.9 132.1 128.5 128.1 107.8 116.0 189.2 148.2 135.7 136.2 116.8 120.9 113.0 61.3
Operating Income
Operating Income 12 146.7 148.4 55.8 147 147.7 193.8 169.5 144 140.7 99.4 106.6 53.1 97.5 46.5 67.0 92.3 112.1 150.9 254.3 168.0 106.6 99.9 33.5
Interest Expense 0.5 0.1 5.8 3.5 0.5 0.4 0.6 1.5 1.4 1.6 2.7 3 3.2 3.5 3.6 5.7 7.4 2.1 0 0 0 0 0 0
Interest Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 12.5 150.4 159 64.6 154.9 156.3 203.4 177.3 153.6 150.8 110.4 116.6 62.4 106.6 56.5 79.8 109.6 121.4 157.3 258.4 170.2 106.6 99.9 33.5
EBIT 12.5 146.8 154.2 59.3 147.5 148.1 194.4 171 145.4 142.3 102.1 109.6 56.3 101.0 50.2 72.7 99.7 114.2 150.9 254.3 168.0 106.6 99.9 33.5
Income Before Tax 12 146.7 148.4 55.8 147 147.7 193.8 169.5 144 140.7 99.4 106.6 53.1 97.5 46.5 67.0 92.3 112.1 150.9 254.3 168.0 106.6 99.9 33.5
Income Tax Expense 1.2 28.1 30.3 7.4 27.7 27.9 36.7 28.2 42.8 34 5 5.9 (10.7) (9.3) (2.1) 3.5 9.3 10.3 30.6 82.7 30.4 11.0 3.7 0.8
Net Income 10.8 118.6 118.1 48.4 119.3 119.8 157.1 141.3 101.2 106.7 94.4 100.7 63.8 106.9 48.6 63.5 83.0 101.8 120.3 171.6 137.6 95.6 96.2 32.7
Per Share Data
EPS (Basic) 0.45 4.74 4.48 1.76 4.22 4.01 4.89 4.30 3.11 3.29 2.94 3.19 2.05 3.40 1.28 1.52 1.81 2.07 2.19 3.21 2.61 1.81 1.83 0.62
EPS (Diluted) 0.45 4.71 4.45 1.75 4.17 3.97 4.83 4.24 3.06 3.24 2.90 3.14 2.00 3.37 1.28 1.51 1.80 2.07 2.19 3.21 2.61 1.81 1.83 0.62
Shares Outstanding 24.0 25.1 26.4 27.5 28.3 29.9 32.1 32.9 32.5 32.4 32.1 31.5 31.1 31.5 37.3 41.4 46.0 49.2 51.9 53.5 52.7 52.7 52.7 52.7
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002
Current Assets
Cash & Cash Equivalents 159.8 68.3 226.4 89.2 75.1 160.4 154.9 101.4 73.3 67.2 191.6 202.9 60.4 166.2 283.4
Short-Term Investments 1,044.8 2,097.5 686.8 2,305.4 2,353.2 2,505.8 2,485.9 25 4 2,552.6 0 75.0 0 0 0
Net Receivables 758.6 799.6 807.4 790.1 742.4 749.7 838.6 0 0 0 0 0 0 0 0
Inventory 0 0 0 0 0 0 0 (651.9) (1,579.6) (4,041.7) 0 0 0 0 0
Other Current Assets 0.2 0.2 0 0.2 14.7 (3,415.9) (3,479.4) 0 0 0 0 0 0 0 0
Total Current Assets 1,963.4 2,965.6 1,720.6 3,184.9 3,185.4 0 0 1,002.6 77.3 83.2 191.6 277.9 60.4 166.2 283.4
Non-Current Assets
Property, Plant & Equipment 10.2 11.5 11.6 23.5 28.9 36.5 37.8 18.2 13.9 22.2 13.1 14.1 0 0 0
Goodwill 36.2 36.2 36.2 36.2 36.2 36.2 36.2 36.2 36.2 36.2 36.2 36.2 0 0 0
Intangible Assets 70.7 73.2 13.6 61.9 13.6 13.6 13.5 7.7 7.9 8.2 15.4 18.2 0 0 0
Long-Term Investments 1,294 366.4 91.5 263.4 382.8 2,721 2,749.3 2,727.7 2,677.7 2,552.6 2,029.6 2,042.9 0 0 0
Other Non-Current Assets 47.8 50.1 3,179 84.1 136.3 (2,807.3) (2,836.8) (26.9) (2,677.7) (2,552.6) (2,029.6) (2,042.9) 0 0 0
Total Non-Current Assets 1,473.2 575.7 3,396 531.8 597.8 0 0 2,789.8 86.7 126 108.2 149.5 0 0 0
Total Assets 3,436.6 3,541.3 3,550.4 3,716.7 3,783.2 3,922.6 4,004.1 3,919.2 3,840.1 3,773.4 3,676.7 3,756.7 2,935.7 2,738.3 2,683.9
Current Liabilities
Account Payables 23.4 21.2 26.1 28.7 24.1 22.9 29.8 37.1 23.7 24.2 19.0 36.9 0 0 0
Short-Term Debt 19 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Deferred Revenue 391.9 402.2 0 339.5 0 0 0 35.7 (1.1) (1.6) 0 0 0 0 0
Other Current Liabilities 1,893.8 1,902.2 1,294.4 2,066.8 2,408 (65.9) (78.4) (37.1) (134.3) (121.8) (35.7) (25.8) 0 0 0
Total Current Liabilities 2,388 2,391.4 1,452.5 2,493.2 2,474.2 0 0 37.1 55.3 48.8 4.1 11.0 0 0 0
Non-Current Liabilities
Long-Term Debt 16 0 0 182.5 0 20 0 20 20 32 132 182 0 0 0
Deferred Tax Liabilities 0 0 0 0 7.7 15.5 2.6 29.3 (163.6) (174.9) (388.6) 0 0 0 0
Other Non-Current Liabilities (15) (17) 2,431.4 (22.9) (42.8) (180.8) (157.5) 2,674.1 2,708.8 2,725.9 2,653.6 3,118.9 0 0 0
Total Non-Current Liabilities 92.9 81.2 2,536.5 279.3 95.9 0 0 169.6 2,837.1 2,884 3,174.2 3,300.9 0 0 0
Total Liabilities 2,480.9 2,472.6 2,536.5 2,772.5 2,570.1 2,709.8 2,838.3 2,901 2,892.4 2,932.8 3,178.3 3,312.0 2,925.9 2,842.8 2,911.9
Stockholders' Equity
Common Stock 0.6 0.6 0.6 0.6 0.6 0.6 0.6 389.4 381.8 0.6 0.5 0.5 0 0 0
Retained Earnings 1,453.8 1,472.9 1,384.3 1,295.6 1,338.5 1,247.9 1,158.8 1,030.7 842.2 777.2 266.5 194.5 0 0 0
Accumulated Other Comprehensive Income 7.3 (82.5) (86) (138.9) 60.6 115.1 65.3 (13.7) 107.4 74.5 83.8 32.8 0 0 0
Total Stockholders' Equity 955.7 1,068.7 1,013.9 944.2 1,213.1 1,212.8 1,165.8 1,018.2 947.7 840.6 498.4 444.7 9.8 (104.5) (227.9)
Total Liabilities & Equity 3,436.6 3,541.3 3,550.4 3,716.7 3,783.2 3,922.6 4,004.1 3,919.2 3,840.1 3,773.4 3,676.7 3,756.7 2,935.7 2,738.3 2,683.9
Debt Metrics
Total Debt 38.9 4.2 5.9 196.1 16.6 39.9 17.8 20 20 32 132 182 0 0 0
Net Debt (120.9) (64.1) (220.5) 106.9 (58.5) (120.5) (137.1) (81.4) (53.3) (35.2) (59.6) (20.9) (60.4) (166.2) (283.4)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005
Operating Activities
Net Income 10.8 118.6 118.1 48.4 119.3 119.8 157.1 141.3 101.2 106.7 137.6
Depreciation & Amortization 0 0 21.5 5.3 7.4 8.2 9 6.3 8.2 8.5 2.2
Stock-Based Compensation 5 6.3 6.2 5.1 9.1 9.7 10.1 9.4 6.8 5.8 0
Change in Working Capital (3.6) (45.5) (89.7) (15.6) (100.5) (98.5) (20.5) (9.4) (10.6) (12.6) 6.7
Other Non-Cash Items 31.4 (7.1) (7.8) 74 (31.2) 7.2 (39.2) 18.2 12.5 1 104.0
Operating Cash Flow 44.7 76.4 49.4 99.8 10.8 33 122.5 180.2 142.3 122.8 258.1
Investing Activities
Capital Expenditure (2.2) (4.9) (2.2) (2.6) (3.6) (5.5) (12.1) (10.2) (8.2) (5) 0
Acquisitions 0 0 0 (43.8) 3.6 0 (16.1) 10.2 (8.6) (5.7) 0
Purchases of Investments (860.1) (832) (553) (892.6) (745.9) (972.9) (652.9) (775.7) (637.3) (525.9) (649.4)
Sales/Maturities of Investments 43.6 677.2 932.5 749.1 747.8 1,062.7 730.3 666.3 532.7 443.4 370.2
Other Investing Activities 1,044.6 0 0 43.8 (3.6) 0 0 (10.2) 11.2 4.6 21.8
Investing Cash Flow 225.9 (159.7) 377.3 (146.1) (1.7) 84.3 49.2 (119.6) (110.2) (88.6) (257.4)
Financing Activities
Net Debt Issuance 35 (0.1) (0.2) 182.3 (0.1) (0.2) (20.2) (0.2) (10.1) 0 0
Stock Repurchased (182.8) (42.6) (76.1) (30.4) (42.6) (99.4) (67.5) (4.2) 0 (21.1) 0
Dividends Paid (29.9) (30.3) (29.7) (90.3) (29) (30.5) (28.3) (26.7) (19.7) (11.5) 0
Other Financing Activities (1.4) (1.8) (183.5) (1.2) (22.7) 18.2 (2.5) (1.8) 3.8 9 0
Financing Cash Flow (179.1) (74.8) (289.5) 60.4 (94.4) (111.9) (118.5) (32.9) (26) (23.6) 0
Cash Position
Net Change in Cash 91.5 (158.1) 137.2 14.1 (85.3) 5.4 53.2 27.7 6.1 10.6 0.7
Cash at Beginning 68.5 226.6 89.4 75.3 160.6 155.2 102 74.3 67.2 56.6 60.4
Cash at End 160 68.5 226.6 89.4 75.3 160.6 155.2 102 73.3 67.2 61.1
Free Cash Flow 42.5 71.5 47.2 97.2 7.2 27.5 110.4 170 134.1 117.8 258.1
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Income Statement
Revenue 858.2 880.7 850.9 713.5 703.1 711.4 835.9 800.4 799.3 779.8 752.1 773.5 723.5 579.2 464.2 415.6 495.9 396.8 429.9 520.2 496.5 456.7 331.1 208.5
Gross Profit 276.4 323.3 345.2 226.6 311.8 330.2 381.9 329.5 290.7 278.4 237.3 238.7 181.6 225.7 154.3 183.0 281.5 260.3 286.6 390.5 284.8 227.4 213.0 94.8
Operating Income 12 146.7 148.4 55.8 147 147.7 193.8 169.5 144 140.7 99.4 106.6 53.1 97.5 46.5 67.0 92.3 112.1 150.9 254.3 168.0 106.6 99.9 33.5
Net Income 10.8 118.6 118.1 48.4 119.3 119.8 157.1 141.3 101.2 106.7 94.4 100.7 63.8 106.9 48.6 63.5 83.0 101.8 120.3 171.6 137.6 95.6 96.2 32.7
EPS (Diluted) 0.45 4.71 4.45 1.75 4.17 3.97 4.83 4.24 3.06 3.24 2.90 3.14 2.00 3.37 1.28 1.51 1.80 2.07 2.19 3.21 2.61 1.81 1.83 0.62
Balance Sheet
Cash & Equivalents 159.8 68.3 226.4 89.2 75.1 160.4 154.9 101.4 73.3 67.2 191.6 202.9 60.4 166.2 283.4
Total Assets 3,436.6 3,541.3 3,550.4 3,716.7 3,783.2 3,922.6 4,004.1 3,919.2 3,840.1 3,773.4 3,676.7 3,756.7 2,935.7 2,738.3 2,683.9
Total Debt 38.9 4.2 5.9 196.1 16.6 39.9 17.8 20 20 32 132 182 0 0 0
Stockholders' Equity 955.7 1,068.7 1,013.9 944.2 1,213.1 1,212.8 1,165.8 1,018.2 947.7 840.6 498.4 444.7 9.8 (104.5) (227.9)
Cash Flow
Operating Cash Flow 44.7 76.4 49.4 99.8 10.8 33 122.5 180.2 142.3 122.8 258.1
Capital Expenditure (2.2) (4.9) (2.2) (2.6) (3.6) (5.5) (12.1) (10.2) (8.2) (5) 0
Free Cash Flow 42.5 71.5 47.2 97.2 7.2 27.5 110.4 170 134.1 117.8 258.1