Enterprise Financial Services Corp logo EFSC - Enterprise Financial Services Corp

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 7
HOLD 2
SELL 0
STRONG
SELL
0
| PRICE TARGET: $68.00 DETAILS
HIGH: $68.00
LOW: $68.00
MEDIAN: $68.00
CONSENSUS: $68.00
UPSIDE: 11.79%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Revenue
Revenue 912.4 814.4 743.5 533.7 421.6 347.3 345.4 273.3 234.4 178.3 153.5 148.4 162.1 174.5 161.3 134.8 131.0 144.0 142.2 111.3 77.1 56.0 53.3 51.5 51.3 59.3 24.3 14.7 9.8 7.2
Cost of Revenue 288.0 304.5 238.9 40.6 36.4 100.2 72.8 52.5 35.4 17.3 12.8 19.9 22.5 46.0 46.3 66.1 89.3 86.8 66.1 45.3 25.0 14.4 14.2 16.6 27.0 28.6 20.7 12.6 9.4 5.9
Gross Profit 624.4 509.9 504.6 493.1 385.2 247.1 272.6 220.8 199.0 160.9 140.6 128.5 139.7 128.6 115.1 68.6 41.7 57.1 76.1 66.1 52.0 41.6 39.2 34.9 24.3 30.7 3.6 2.1 0.5 1.2
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 156.7 195.9 177.7 154.1 130.7 96.2 95.6 72.4 67.7 57.6 56.4 55.8 55.6 50.4 44.1 35.0 32.3 29.8 29.6 25.2 22.1 18.6 17.7 16.9 15.9 13.3 8.9 5.1 3.2 2.4
Other Expenses 183.9 82.8 80.3 79.5 85.9 59.0 61.0 43.9 44.8 28.5 25.8 31.7 34.0 35.3 32.7 27.3 58.7 15.6 20.0 17.0 12.3 10.8 10.5 11.4 9.8 9.0 (11.2) (7.9) (6.3) (3.9)
Operating Expenses 340.7 278.7 258.1 233.6 216.6 155.1 156.6 116.2 112.5 86.1 82.2 87.5 89.6 85.8 76.9 62.2 91.0 45.4 49.5 42.3 34.4 29.3 28.2 28.3 25.6 22.3 (2.3) (2.8) (3.1) (1.5)
Operating Income
Operating Income 283.7 231.2 246.5 259.5 168.6 91.9 116.0 104.6 86.5 74.8 58.4 41.0 50.1 42.8 38.2 6.4 (49.3) 11.7 26.6 23.8 17.6 12.3 10.9 6.6 (1.3) 8.4 5.9 4.9 3.5 2.7
Interest Expense 261.7 283.0 202.3 41.2 23.0 34.8 66.4 45.9 25.2 13.7 12.4 14.4 18.1 23.2 30.2 32.4 48.8 60.3 61.5 43.1 23.5 12.2 10.5 14.3 23.8 27.6 18.2 11.9 8.6 5.6
Interest Income 887.9 849.2 763.5 515.1 383.2 304.8 305.1 237.8 202.5 149.2 132.6 131.8 153.3 165.1 142.8 116.0 118.2 126.5 122.5 94.4 68.1 48.9 43.2 45.2 52.6 56.0 41.1 39.0 18.8 12.6
Profitability
EBITDA 291.5 241.3 257.9 273.5 182.8 103.8 127.3 110.6 92.4 78.2 61.5 44.5 54.8 47.2 42.0 9.8 (44.6) 15.9 30.5 26.9 19.5 15.1 13.1 8.3 0.4 9.8 7.0 5.3 3.9 3.0
EBIT 283.7 231.2 246.5 259.5 168.6 91.9 116.0 104.6 86.5 74.8 58.4 41.0 50.1 42.8 38.2 6.4 (49.3) 11.7 26.6 23.8 17.6 12.3 10.9 6.6 (1.3) 8.4 5.9 4.9 3.5 2.7
Income Before Tax 283.7 231.2 246.5 259.5 168.6 91.9 116.0 104.6 86.5 74.8 58.4 41.0 50.1 42.8 38.2 6.4 (49.3) 11.7 26.6 23.8 17.6 12.3 10.9 6.6 (1.3) 8.4 5.9 4.9 3.5 2.7
Income Tax Expense 82.3 46.0 52.5 56.4 35.6 17.6 23.3 15.4 38.3 26.0 20.0 13.9 17.0 14.5 12.8 0.8 (2.6) 3.7 9.0 8.3 6.3 4.1 4.0 1.6 1.2 3.2 2.3 1.9 1.3 1.0
Net Income 201.4 185.3 194.1 203.0 133.1 74.4 92.7 89.2 48.2 48.8 38.5 27.2 33.1 28.3 25.4 5.6 (48.0) 1.8 17.6 15.5 11.3 8.2 6.9 5.0 (2.5) 5.2 3.7 3.0 2.2 1.7
Per Share Data
EPS (Basic) 5.35 4.86 5.09 5.32 3.86 2.76 3.56 3.86 2.10 2.44 1.92 1.38 1.78 1.41 1.37 0.21 -3.92 0.14 1.44 1.41 1.12 0.85 0.72 0.53 -0.28 0.58 0.41 1.28 1.06 0.98
EPS (Diluted) 5.31 4.83 5.07 5.31 3.86 2.76 3.55 3.83 2.07 2.41 1.89 1.35 1.73 1.37 1.34 0.21 -3.92 0.14 1.40 1.36 1.05 0.82 0.70 0.52 -0.28 0.54 0.39 1.20 1.00 0.98
Shares Outstanding 37.0 37.3 37.4 37.4 34.4 27.0 26.0 23.1 22.9 20.0 20.0 19.7 18.6 17.8 16.7 14.7 12.8 12.6 12.2 11.0 10.1 9.7 9.6 9.4 9.1 9.0 9.0 2.4 2.1 1.7
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996
Current Assets
Cash & Cash Equivalents 208.1 760.3 434.0 297.6 2,027.3 543.8 167.9 198.0 154.7 199.3 99.5 40.0 28.5 26.5 39.1 35.6 26.0 74.2 44.0 46.9 32.5
Short-Term Investments 5.8 115.0 1,618.3 1,535.8 1,366.0 912.4 1,135.3 721.4 641.4 460.8 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 58.3 0 0 0 0 0 0 16.1 14.1 11.1 18.1 7.6 4.2 3.3 3.5 3.1 4.3 3.6 1.6 1.4 0.9
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets (64.1) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 208.1 875.4 2,052.3 1,833.4 3,393.3 1,456.2 1,303.2 935.5 810.2 671.2 162.8 47.6 32.7 29.8 42.6 38.8 30.2 81.9 47.8 50.2 34.4
Non-Current Assets
Property, Plant & Equipment 59.0 45.0 42.7 43.0 47.9 53.2 60.0 32.1 32.6 14.9 22.3 39.0 8.0 7.3 7.7 8.7 8.8 8.4 3.9 3.1 2.0
Goodwill 417.0 365.2 365.2 365.2 365.2 260.6 210.3 117.3 117.3 30.3 2.1 48.5 1,937.5 1,937.5 3.5 3.1 4.3 2.5 0 0 0
Intangible Assets 21.2 8.5 12.3 16.9 22.3 23.1 26.1 8.6 11.1 2.2 1.6 3.5 0 0 0 0 0 0 0 0 0
Long-Term Investments 11,660.3 13,822.8 11,558.5 10,361.1 9,356.5 7,638.2 5,495.8 4,436.8 4,201.5 3,257.7 2,093.0 2,278.6 1,010.9 860.1 744.8 650.5 604.0 518.4 323.2 237.8 147.6
Other Non-Current Assets 4,935.4 479.6 487.6 434.5 352.2 320.3 238.3 115.4 116.5 105.0 83.8 76.6 6.4 8.6 79.6 95.2 65.6 4.0 0.4 0.2 0.6
Total Non-Current Assets 17,092.8 14,721.1 12,466.3 11,220.7 10,144.0 8,295.3 6,030.5 4,710.2 4,479.0 3,410.1 2,202.8 2,446.2 1,027.2 878.0 834.2 756.5 680.7 533.3 327.5 241.2 150.2
Total Assets 17,300.9 15,596.4 14,518.6 13,054.2 13,537.4 9,751.6 7,333.8 5,645.7 5,289.2 4,081.3 2,365.7 2,493.8 1,060.0 907.7 876.8 795.2 710.9 615.1 375.3 291.4 184.6
Current Liabilities
Account Payables 0 0 0 0 0 0 0 2.0 1.7 1.1 2.1 2.5 1.7 1.2 1.3 1.2 1.7 0 0 0 0
Short-Term Debt 7.7 244.6 250.2 270.8 331.0 271.1 230.9 221.4 253.7 277.0 0 0 13.3 14.5 29.5 14.0 1.2 1.3 0 0 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 0 13,146.5 12,176.4 10,829.1 11,343.8 7,985.4 5,771.0 4,588.0 4,156.4 3,233.4 1,941.4 1,792.8 939.6 796.4 716.3 714.4 632.4 542.3 339.2 264.3 169.0
Total Current Liabilities 7.7 13,391.1 12,426.6 11,099.9 11,674.8 8,256.5 6,001.9 4,811.4 4,411.8 3,511.4 1,943.5 1,795.3 959.7 817.2 750.6 732.4 636.5 543.6 339.2 264.3 169.0
Non-Current Liabilities
Long-Term Debt 481.4 192.8 203.6 308.8 227.8 283.6 397.9 190.2 290.8 382.5 252.5 478.0 27.5 25.1 2.4 1.4 10.0 11.1 6 0 0.3
Deferred Tax Liabilities 39.2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 14,753.0 188.6 172.3 123.2 105.7 132.5 66.7 40.3 38.0 (199.7) 5.7 5.9 0 0 50.1 0 0 13.4 0.9 1.0 0.6
Total Non-Current Liabilities 15,293.1 381.3 376.0 432.0 333.4 416.1 464.7 230.4 328.8 182.8 258.2 483.9 27.5 25.1 52.4 1.4 10.0 24.5 6.9 1.0 0.9
Total Liabilities 15,261.5 13,772.4 12,802.5 11,531.9 12,008.2 8,672.6 6,466.6 5,041.9 4,740.7 3,694.2 2,201.7 2,279.2 987.2 842.3 803.0 732.4 645.6 568.1 346.1 265.3 169.8
Stockholders' Equity
Common Stock 0.4 0.4 0.4 0.4 0.4 0.3 0.3 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.0 0.0
Retained Earnings 1,020.8 877.6 749.5 597.6 492.7 417.2 380.7 304.6 225.4 182.2 15.8 68.7 32.1 24.8 18.7 14.3 17.4 12.6 9.9 7.2 5.1
Accumulated Other Comprehensive Income (54.6) (116.7) (101.0) (130.3) 18.8 37.1 17.7 (9.3) (3.8) (1.7) 0.9 1.2 (0.8) 0.6 1.6 0.2 0.1 (0.4) 0.0 (0.0) 0
Total Stockholders' Equity 2,039.4 1,824.0 1,716.1 1,522.3 1,529.1 1,079.0 867.2 603.8 548.6 387.1 163.9 214.6 72.7 65.4 58.8 51.9 53.5 47.0 29.2 26.1 14.8
Total Liabilities & Equity 17,300.9 15,596.4 14,518.6 13,054.2 13,537.4 9,751.6 7,333.8 5,645.7 5,289.2 4,081.3 2,365.7 2,493.8 1,060.0 907.7 876.8 795.2 710.1 615.1 375.3 291.4 184.6
Debt Metrics
Total Debt 508.5 437.4 453.8 579.6 558.8 554.7 628.8 411.6 544.5 659.5 252.5 478.0 40.8 39.6 31.8 15.4 11.2 12.4 6 0 0.3
Net Debt 300.5 (323.0) 19.8 281.9 (1,468.6) 10.9 460.9 213.6 389.8 460.2 153.0 438.0 12.3 13.1 (7.3) (20.2) (14.8) (61.8) (38.0) (46.9) (32.2)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Operating Activities
Net Income 201.4 185.3 194.1 203.0 133.1 74.4 92.7 89.2 48.2 48.8 11.3 8.2 6.9 5.0 (2.5) 5.2 3.7 3.0 2.2 1.7
Depreciation & Amortization 11.4 10.1 11.3 14.0 14.1 11.8 11.3 6.0 5.9 3.4 1.9 2.8 2.1 1.7 1.7 1.4 1.1 0.5 0.3 0.2
Stock-Based Compensation 13.5 10.9 10.1 8.0 6.0 4.2 4.0 3.5 3.4 3.4 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (50.2) 23.3 8.7 (20.0) (17.3) 0.9 (13.0) (0.1) (43.9) 32.0 0.3 (0.4) 0.1 (0.3) 0.6 (0.3) (0.8) (0.7) (1.0) (0.3)
Other Non-Cash Items 23.9 23.3 42.5 10.9 26.3 58.8 (5.9) 9.7 13.7 (9.6) 2.6 4.3 7.1 5.3 0.5 1.9 5.5 (4.6) (0.7) 0.4
Operating Cash Flow 193.5 247.4 268.2 216.6 160.6 135.5 92.5 108.8 45.8 82.5 16.2 15.1 16.0 11.4 (1.4) 8.0 9.5 (1.7) 0.8 2.1
Investing Activities
Capital Expenditure (12.0) (7.5) (6.6) (1.9) (2.5) (2.3) (6.3) (3.0) (2.5) (2.5) (3.5) (1.7) (1.0) (0.5) (2.9) (2.0) (0.9) (1.2) (1.5) (0.5)
Acquisitions 277.0 0 0 0 212.6 62.1 (23.4) 0 4.5 0 (8.9) 0 0 0 0 0 0 0 0 0
Purchases of Investments (1,608.0) (828.8) (489.9) (929.5) (789.0) (503.0) (646.2) (223.9) (381.8) (171.4) (165.9) (351.7) (81.8) (65.7) (67.9) (35.0) (182.8) (142.7) (100.2) (39.6)
Sales/Maturities of Investments 732.8 392.3 376.0 263.8 401.6 434.5 573.5 142.3 337.7 121.9 150.5 311.5 63.7 46.9 75.4 28.0 0.0 0 0 0
Other Investing Activities (468.8) (352.9) (1,187.3) (716.1) 154.2 (694.2) (276.1) (247.0) (270.3) (306.1) (103.8) (115.9) (114.2) (84.8) (87.5) (75.6) 75.9 61.9 11.0 10.1
Investing Cash Flow (1,079.0) (796.9) (1,307.8) (1,383.8) (23.1) (702.8) (378.5) (331.6) (312.4) (358.1) (131.6) (157.8) (133.2) (104.1) (82.8) (84.7) (107.8) (82.1) (90.8) (30.0)
Financing Activities
Net Debt Issuance 43.6 (17.0) (126.3) 20.3 (157.2) (160.5) 187.2 (132.7) 93.1 (54.6) 27.1 1.2 (7.7) 20.4 4.2 (1.2) 14.2 80.9 95.0 28.1
Stock Repurchased (14.1) (29.6) 0 (32.9) (60.6) (15.3) (15.5) (19.4) (16.6) (4.9) 0 0 0 0 0 0 (0.4) 0 0 0
Dividends Paid (48.8) (43.3) (41.1) (37.6) (26.2) (19.8) (16.6) (10.8) (10.2) (8.2) (1.4) (1.0) (0.8) (0.7) (0.6) (0.4) (0.3) (0.2) (0.2) (0.1)
Other Financing Activities 822.5 970.6 1,348.6 (512.9) 1,518.5 1,133.4 101.6 429.0 155.0 447.9 176.6 143.2 78.6 60.2 79.3 87.6 109.1 0 0 1.1
Financing Cash Flow 803.2 880.6 1,181.2 (563.2) 1,346.5 937.8 256.8 266.0 221.2 380.2 205.9 144.7 71.2 80.9 84.2 86.7 122.8 81.0 104.1 29.1
Cash Position
Net Change in Cash (82.3) 331.1 141.7 (1,730.3) 1,484.0 370.4 (29.3) 43.2 (45.5) 104.6 90.4 2.0 (46.0) (11.8) (0.0) 10.1 24.6 (2.8) 14.2 1.2
Cash at Beginning 764.2 433.0 291.4 2,021.7 537.7 167.3 196.6 153.3 198.8 94.2 28.5 26.5 72.5 84.2 84.3 74.2 49.6 46.7 32.5 8.1
Cash at End 681.9 764.2 433.0 291.4 2,021.7 537.7 167.3 196.6 153.3 198.8 118.9 28.5 26.5 72.5 84.2 84.3 74.2 44.0 46.7 9.3
Free Cash Flow 181.5 239.9 261.7 214.7 158.1 133.3 86.1 105.8 43.2 80.0 12.7 13.4 15.0 10.9 (4.3) 6.0 8.6 (2.9) (0.7) 1.5
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Income Statement
Revenue 912.4 814.4 743.5 533.7 421.6 347.3 345.4 273.3 234.4 178.3 153.5 148.4 162.1 174.5 161.3 134.8 131.0 144.0 142.2 111.3 77.1 56.0 53.3 51.5 51.3 59.3 24.3 14.7 9.8 7.2
Gross Profit 624.4 509.9 504.6 493.1 385.2 247.1 272.6 220.8 199.0 160.9 140.6 128.5 139.7 128.6 115.1 68.6 41.7 57.1 76.1 66.1 52.0 41.6 39.2 34.9 24.3 30.7 3.6 2.1 0.5 1.2
Operating Income 283.7 231.2 246.5 259.5 168.6 91.9 116.0 104.6 86.5 74.8 58.4 41.0 50.1 42.8 38.2 6.4 (49.3) 11.7 26.6 23.8 17.6 12.3 10.9 6.6 (1.3) 8.4 5.9 4.9 3.5 2.7
Net Income 201.4 185.3 194.1 203.0 133.1 74.4 92.7 89.2 48.2 48.8 38.5 27.2 33.1 28.3 25.4 5.6 (48.0) 1.8 17.6 15.5 11.3 8.2 6.9 5.0 (2.5) 5.2 3.7 3.0 2.2 1.7
EPS (Diluted) 5.31 4.83 5.07 5.31 3.86 2.76 3.55 3.83 2.07 2.41 1.89 1.35 1.73 1.37 1.34 0.21 -3.92 0.14 1.40 1.36 1.05 0.82 0.70 0.52 -0.28 0.54 0.39 1.20 1.00 0.98
Balance Sheet
Cash & Equivalents 208.1 760.3 434.0 297.6 2,027.3 543.8 167.9 198.0 154.7 199.3 99.5 40.0 28.5 26.5 39.1 35.6 26.0 74.2 44.0 46.9 32.5
Total Assets 17,300.9 15,596.4 14,518.6 13,054.2 13,537.4 9,751.6 7,333.8 5,645.7 5,289.2 4,081.3 2,365.7 2,493.8 1,060.0 907.7 876.8 795.2 710.9 615.1 375.3 291.4 184.6
Total Debt 508.5 437.4 453.8 579.6 558.8 554.7 628.8 411.6 544.5 659.5 252.5 478.0 40.8 39.6 31.8 15.4 11.2 12.4 6 0 0.3
Stockholders' Equity 2,039.4 1,824.0 1,716.1 1,522.3 1,529.1 1,079.0 867.2 603.8 548.6 387.1 163.9 214.6 72.7 65.4 58.8 51.9 53.5 47.0 29.2 26.1 14.8
Cash Flow
Operating Cash Flow 193.5 247.4 268.2 216.6 160.6 135.5 92.5 108.8 45.8 82.5 16.2 15.1 16.0 11.4 (1.4) 8.0 9.5 (1.7) 0.8 2.1
Capital Expenditure (12.0) (7.5) (6.6) (1.9) (2.5) (2.3) (6.3) (3.0) (2.5) (2.5) (3.5) (1.7) (1.0) (0.5) (2.9) (2.0) (0.9) (1.2) (1.5) (0.5)
Free Cash Flow 181.5 239.9 261.7 214.7 158.1 133.3 86.1 105.8 43.2 80.0 12.7 13.4 15.0 10.9 (4.3) 6.0 8.6 (2.9) (0.7) 1.5