Profitability Ratios
| Ratio |
Value |
| GP Margin |
63.3% |
| EBIT Margin |
26.0% |
| EBITDA Margin |
26.0% |
| Operating Margin |
26.0% |
| Pretax Margin |
26.0% |
| Cont. Ops Margin |
21.1% |
| Net Margin |
21.1% |
| Bottom Line Margin |
21.1% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
0.04 |
| Quick Ratio |
0.04 |
| Solvency Ratio |
0.013 |
| Cash Ratio |
0.02 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
0.24 |
| Forward PEG |
0.24 |
| Price/Book |
0.81 |
| Price/Sales |
1.58 |
| Price/FCF |
7.76 |
| Price/Op Cash Flow |
7.49 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.1010 |
| Debt/Equity |
0.9154 |
| Debt/Capital |
0.4779 |
| Long-Term Debt/Capital |
0.4651 |
| Financial Leverage |
9.07 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-0.08 |
| Operating Cash Flow Ratio |
0.015 |
| Operating Cash Flow/Sales |
21.1% |
| Free Cash Flow/Operating Cash Flow |
96.5% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
0.48 |
| Interest Coverage |
0.7371 |
| Short-Term Operating Cash Flow Coverage |
2.36 |
| Operating Cash Flow Coverage |
0.12 |
| Capital Expenditure Coverage |
28.19 |
| Dividend + Capital Expenditure Coverage |
3.37 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
26.1074% |
| Dividend Yield |
3.4903% |
| Dividend Yield % |
3.4903% |
| Dividend Per Share |
1.9902 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
36.11 |
| EPS |
7.623 |
| Debt/Share |
77.2514 |
| Cash/Share |
15.46 |
| Book Value/Share |
70.46 |
| Tangible BV/Share |
52.13 |
| Equity/Share |
70.46 |
| Operating Cash Flow/Share |
7.615 |
| Capital Expenditure/Share |
0.270 |
| FCF/Share |
7.345 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.811 |
| Earnings Before Tax/EBIT |
1.000 |
| Price/Fair Value |
0.81 |
| Debt/Market Cap |
1.1312 |
| Effective Tax Rate |
18.9% |
| Enterprise Value Multiple |
12.09 |
CZFS - Citizens Financial Services, Inc.