ConnectOne Bancorp, Inc. logo CNOB - ConnectOne Bancorp, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
1
BUY 10
HOLD 0
SELL 0
STRONG
SELL
0
| PRICE TARGET: $34.00 DETAILS
HIGH: $34.00
LOW: $34.00
MEDIAN: $34.00
CONSENSUS: $34.00
UPSIDE: 14.25%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Revenue
Revenue 606.5 534.6 504.1 387.0 316.8 322.6 279.5 221.6 189.5 171.2 149.9 101.7 64.1 61.6 59.4 51.2 55.0 52.5 56.5 54.0 54.3 43.4 39.2 43.8 40.9 37.3 33.2 31.7 31.8 27.1 22.5
Cost of Revenue 338.6 284.4 243.2 89.4 33.4 111.2 93.3 80.0 42.3 69.8 36.4 19.5 11.4 12.1 14.6 19.9 27.2 25.7 31.0 29.0 23.3 14.7 13.2 14.9 16.7 16.5 12.9 13.7 14.5 11.5 8.8
Gross Profit 267.9 250.3 260.9 297.6 283.4 211.4 186.3 141.6 147.3 101.4 113.5 82.2 52.7 49.5 44.8 31.3 27.8 26.9 25.5 25.0 31.0 28.7 25.9 28.9 24.2 20.7 20.3 18 17.3 15.6 13.7
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 128.0 99.7 98.7 85.3 68.3 70.0 57.0 48.1 44.2 38.8 34.3 23.5 16.3 15.3 15.1 14.8 14.4 11.3 12.0 13.0 12.8 10.7 11.0 10.0 8.3 7.3 7.3 6.4 5.8 5.6 4.3
Other Expenses 27.1 52.1 45.3 41.1 40.0 51.0 35.3 22.4 34.9 19.7 17.9 31.3 9.0 9.0 8.4 9.3 8.6 8.2 12.6 11.3 9.5 8.8 7.4 7.2 6.9 6.1 6.0 5.3 4.8 4.2 3.9
Operating Expenses 155.1 151.8 143.9 126.4 108.3 121.0 92.2 70.5 78.8 58.5 52.3 54.8 25.3 24.3 23.4 24.1 23.1 19.5 24.6 24.4 22.2 19.5 18.3 17.2 15.2 13.3 13.3 11.7 10.6 9.8 8.2
Operating Income
Operating Income 112.7 98.5 117.0 171.2 175.1 90.4 94.0 71.1 68.5 42.9 61.2 27.4 27.4 25.2 21.3 7.2 4.7 7.4 0.9 0.6 8.8 9.2 7.6 11.7 9.0 7.4 7.0 6.3 6.7 5.8 5.5
Interest Expense 291.6 270.6 235.0 71.6 38.9 70.2 85.2 58.9 36.3 31.1 23.8 14.8 11.1 11.8 12.2 14.8 22.6 24.1 30.6 29.0 23.3 14.0 12.7 14.5 16.0 16.2 12.8 13.6 14.5 11.6 8.8
Interest Income 644.9 513.5 486.4 372.1 300.8 306.6 269.7 214.1 179.9 159.8 139.9 93.6 56.7 54.7 51.3 48.1 51.1 49.1 52.1 53.3 50.5 40.0 35.9 40.5 38.4 35.7 32.1 30.7 30.7 26.4 21.8
Profitability
EBITDA 112.7 104.1 122.9 176.8 180.8 97.2 98.5 74.8 72.4 46.4 64.5 29.5 28.3 26.1 22.3 8.4 6.2 9.2 2.8 2.6 11.1 11.5 15.0 15.2 11.0 9.0 8.5 7.9 8.4 6.9 6.2
EBIT 112.7 98.5 117.0 171.2 175.1 90.4 94.0 71.1 68.5 42.9 61.2 27.4 27.4 25.2 21.3 7.2 4.7 7.4 0.9 0.6 8.8 9.2 7.6 11.7 9.0 7.4 7.0 6.3 6.7 5.8 5.5
Income Before Tax 112.7 98.5 117.0 171.2 175.1 90.4 94.0 71.1 68.5 42.9 61.2 27.4 27.4 25.2 21.3 7.2 4.7 7.4 0.9 0.6 8.8 9.2 7.6 11.7 9.0 7.4 7.0 6.3 6.7 5.8 5.5
Income Tax Expense 32.3 24.7 30.0 46.0 44.7 19.1 20.6 10.8 25.3 11.8 19.9 8.8 7.5 7.7 7.4 0.2 0.9 1.6 (2.9) (3.3) 1.2 1.6 1.2 3.7 3.0 2.4 2.4 2.1 2.2 1.6 1.5
Net Income 80.4 73.8 87.0 125.2 130.4 71.3 73.4 60.4 43.2 31.1 41.3 18.6 19.9 17.5 13.9 7.0 3.8 5.8 3.9 3.9 7.6 7.6 6.4 8.0 6.0 5.0 4.6 4.2 4.5 4.2 4
Per Share Data
EPS (Basic) 1.48 1.77 2.07 3.03 3.24 1.80 2.08 1.88 1.35 1.02 1.37 0.80 1.21 1.05 0.80 0.43 0.30 0.45 0.28 0.27 0.60 0.72 0.62 0.82 0.60 0.52 0.48 0.42 0.47 0.44 0.43
EPS (Diluted) 1.48 1.76 2.07 3.01 3.22 1.79 2.07 1.87 1.34 1.01 1.36 0.79 1.21 1.05 0.80 0.43 0.30 0.45 0.28 0.27 0.60 0.71 0.61 0.82 0.59 0.52 0.48 0.41 0.47 0.44 0.43
Shares Outstanding 50.4 38.3 38.9 39.3 40.2 39.5 35.2 32.1 31.9 30.4 29.9 23.0 16.3 16.3 16.3 15.0 13.4 13.0 13.8 14.7 12.7 10.7 10.3 9.7 10.1 9.6 9.6 10.0 9.5 9.4 9.4
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Current Assets
Cash & Cash Equivalents 92.4 356.5 242.7 268.3 265.5 303.8 201.5 172.4 149.6 200.4 89.2 15.0 12.0 16.5 23.2 29.7 22.3 18.7 16 26.1 43.1 30.2
Short-Term Investments 1,250.9 4.2 617.2 634.9 534.5 488.0 404.7 412.0 435.3 353.3 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 11,359.7 45.5 49.1 46.1 34.2 35.3 20.9 18.2 15.5 13.0 4.0 4.2 4.5 4.5 4.4 4.5 5.8 4.7 4.1 4.4 4.4 3.6
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 12,703.1 406.2 909.0 949.3 834.2 827.0 627.1 602.6 600.3 566.7 98.6 19.2 16.6 21.0 27.7 34.2 28.1 23.4 20.1 30.5 47.5 33.8
Non-Current Assets
Property, Plant & Equipment 84.9 42.9 42.8 38.0 40.0 46.3 34.4 19.1 21.7 22.1 17.9 18.5 17.6 15.6 13.0 11.7 10.0 9.8 9.4 9.1 10.1 7.5
Goodwill 220.2 208.4 208.4 208.4 208.4 208.4 162.6 145.9 145.9 145.9 4.0 4.2 2.1 4.5 4.4 4.5 0 0 0 0 0 0
Intangible Assets 59.9 4.6 5.9 7.3 9.0 11.0 5.5 1.7 2.4 3.1 0 0 0 0 0 0 5.8 4.7 4.1 4.4 4.4 0
Long-Term Investments 0 8,821.6 8,281.7 8,038.8 6,763.9 6,175.2 5,119.7 4,517.6 4,164.6 3,528.1 1,009.0 912.7 951.2 865.8 764.2 626.3 527.6 471.6 436.8 429.5 396.6 306.2
Other Non-Current Assets 0 395.9 407.9 403.3 274.0 279.5 224.8 175.2 173.6 160.5 53.0 55.8 21.5 17.8 16.5 15.3 1.4 2.1 0.7 0.6 1.3 0.3
Total Non-Current Assets 365.0 9,473.4 8,946.6 8,695.7 7,295.3 6,720.3 5,546.9 4,859.5 4,508.1 3,859.7 1,096.9 1,004.1 992.4 901.3 795.8 655.4 541.4 486.2 450.0 442.6 411.7 314
Total Assets 14,002.7 9,879.6 9,855.6 9,644.9 8,129.5 7,547.3 6,174.0 5,462.1 5,108.4 4,426.3 1,196.8 1,023.3 1,009.0 921.8 823.4 689.6 569.6 509.6 470.1 473.1 459.2 347.8
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 32.4 664.1 881 830 0 0 0 0 0 0 46.1 75.3 101.4 99.7 140.4 132.3 101.3 80.8 12.6 0.7 0 22.3
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 0 7,816.5 7,536.2 7,356.6 6,333.0 5,959.2 4,767.5 4,092.1 3,795.1 3,344.3 813.7 659.5 702.3 632.9 616.4 497.8 425.3 389.3 377.2 436 426.7 295.6
Total Current Liabilities 32.4 8,480.6 8,417.2 8,186.6 6,333.0 5,959.2 4,767.5 4,092.1 3,795.1 3,344.3 859.8 743.3 809.9 737.6 762.4 635.3 530.4 473.1 393.5 439.7 429.1 320
Non-Current Liabilities
Long-Term Debt 1,105.4 107.5 132.0 180.9 621.1 628.6 629.2 728.6 724.8 530.8 228.3 228.5 130.5 130.5 10 10 0 0 40 0 0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 11,259.1 34.3 76.6 87.3 38.8 26.2 29.7 27.5 23.1 20.2 5.6 (30.1) 0 0 0 0 0 0 0.0 0 (0.1) 0.1
Total Non-Current Liabilities 12,396.9 157.3 221.8 279.6 672.3 672.8 675.3 756.1 747.9 551.0 233.9 198.3 130.5 130 10 10 0 0 40 0 (0.1) 0.1
Total Liabilities 12,429.4 8,637.9 8,639.0 8,466.2 7,005.3 6,632.0 5,442.8 4,848.2 4,543.0 3,895.3 1,094.3 941.6 940.4 867.6 772.4 645.3 530.4 473.1 433.5 439.7 429 320.1
Stockholders' Equity
Common Stock 857.8 586.9 586.9 586.9 586.9 586.9 468.6 412.5 412.5 412.7 0 0 30.4 19.4 19.0 14.7 11.0 10.8 0 0 0 0
Retained Earnings 673.9 631.4 591.0 535.9 440.2 332.0 271.8 211.3 160.0 126.5 17.1 16.3 37.0 33.3 29.9 28.6 28.3 25.6 26 23.8 23.7 21.4
Accumulated Other Comprehensive Income (31.9) (47.8) (35.1) (32.4) (1.4) 2.8 (1.1) (8.8) (4.0) (2.8) (10.8) (8.9) 0.5 0.8 1.9 1.0 0.3 (1.9) 1.1 0.6 0.3 0.4
Total Stockholders' Equity 1,573.3 1,241.7 1,216.6 1,178.8 1,124.2 915.3 731.2 613.9 565.4 531.0 102.6 81.7 68.6 54.2 51.1 44.3 39.2 36.5 36.6 33.4 30.2 27.7
Total Liabilities & Equity 14,002.7 9,879.6 9,855.6 9,644.9 8,129.5 7,547.3 6,174.0 5,462.1 5,108.4 4,426.3 1,196.8 1,023.3 1,009.0 921.8 823.4 689.6 569.6 509.6 470.1 473.1 459.2 347.8
Debt Metrics
Total Debt 1,170.2 783.5 1,026.2 1,022.3 633.6 646.6 645.6 728.6 724.8 530.8 274.4 303.7 231.8 230.2 150.4 142.3 101.3 80.8 52.6 0.7 0 22.3
Net Debt 1,077.8 427.0 783.5 754.0 368.0 342.9 444.1 556.2 575.2 330.4 185.2 288.7 219.8 213.7 127.2 112.6 79.0 62.1 36.6 (25.4) (43.1) (7.9)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Operating Activities
Net Income 80.4 73.8 87.0 125.2 130.4 71.3 73.4 60.4 43.2 31.1 7.6 7.6 6.4 8.0 6.0 5.0 4.6 4.2 4.5 4.2 4
Depreciation & Amortization 14.0 5.7 5.9 5.5 5.7 6.8 4.5 3.7 3.9 3.5 2.3 2.2 7.5 3.5 2.0 1.6 1.5 1.6 1.7 1.1 0.7
Stock-Based Compensation 4.6 4.6 4.9 4.9 4.5 2.9 2.9 1.9 1.8 2.1 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (4.9) (28.0) (19.9) 23.8 57.0 (38.1) (24.4) 1.1 7.1 (17.4) (6.2) 0.3 (1.1) (0.7) 2.0 0.5 (2.1) 1 0.8 (5.1) 1.4
Other Non-Cash Items 15.0 6.7 10.8 17.8 4.6 45.7 4.2 21.2 71.5 28.4 (1.1) (0.1) 0.3 (0.2) 0.5 0.5 0.1 0.1 0.4 0.4 0.8
Operating Cash Flow 106.4 60.7 92.9 176.8 202.3 81.1 60.7 89.1 131.1 49.7 7.3 10.2 12.7 10.5 10.2 7.3 3.8 7 7.8 0.3 7
Investing Activities
Capital Expenditure (5.4) (3.8) (7.4) (3.3) (2.8) (2.2) (1.5) (2.1) (2.7) (2.7) (2.0) (3.6) (4.0) (2.6) (3.2) (1.5) (1.5) (1.4) (0.2) (3.6) (0.7)
Acquisitions 54.9 0 0 0 1.0 87.4 11.2 0 0 0 (10.8) 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (443.3) (82.0) (45.0) (349.6) (350.3) (340.1) (225.9) (140.0) (224.6) (166.5) (344.8) (300.0) (468.4) (527.8) (332.5) (92.9) (102.0) (133.7) (124.7) (172) (101.8)
Sales/Maturities of Investments 443.6 69.7 64.5 150.3 285.9 276.4 362.4 141.9 138.6 237.6 392.3 240.4 479.6 406.9 246.4 68.7 83.0 144.4 106.3 101 99.7
Other Investing Activities (236.0) 71.3 (260.1) (1,340.7) (623.6) (344.9) (248.7) (357.0) (729.1) (496.0) (37.7) (29.5) (120.5) (17.8) (25.4) (30.0) (19.0) (17.8) (14.6) (20) (8.9)
Investing Cash Flow (186.2) 55.2 (248.0) (1,543.2) (689.9) (323.4) (102.5) (357.2) (817.7) (427.7) (3.1) (92.8) (113.3) (141.3) (114.7) (55.7) (39.5) (8.5) (33.2) (94.6) (11.7)
Financing Activities
Net Debt Issuance (20.0) (245.5) 0.9 389.4 (7.7) (50.5) (165.2) 3.5 209 (195) 60.5 1.6 79.3 8.1 31.0 20.5 28.1 51.9 0.7 (22.3) 12.6
Stock Repurchased (2.2) (7.2) (19.4) (15.3) (10.7) (1.6) (12.6) (0.8) 0 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (38.0) (33.3) (31.9) (29.5) (19.2) (14.3) (12.2) (9.7) (9.6) (9.1) (4.5) (3.2) (3.0) (2.7) (2.3) (2.3) (2.2) (2) (1.9) (1.8) (1.8)
Other Financing Activities 164.4 284 180.0 1,024.6 376.1 410.8 260.8 297.9 436.4 554.4 (72.3) 69.4 16.6 118.5 82.5 36.0 12.1 (58.8) 9.4 130.9 5.5
Financing Cash Flow 104.2 (2.1) 129.5 1,369.2 449.4 344.5 70.9 290.9 635.8 377.5 3.2 78.1 93.9 124.3 111.9 52.0 38.3 (8.6) 8.5 107.1 16.5
Cash Position
Net Change in Cash 24.4 113.8 (25.6) 2.8 (38.2) 102.3 29.1 22.8 (50.8) (0.5) 7.3 (4.5) (6.7) (6.4) 7.4 3.6 2.7 (10.1) (17) (30.2) (18.3)
Cash at Beginning 356.5 242.7 268.3 265.5 303.8 201.5 172.4 149.6 200.4 200.9 12.0 16.5 23.2 29.7 22.3 18.7 16.0 26.1 43.1 30.2 18.3
Cash at End 380.9 356.5 242.7 268.3 265.5 303.8 201.5 172.4 149.6 200.4 19.3 12.0 16.5 23.2 29.7 22.3 18.7 16 26.1 137.3 34.8
Free Cash Flow 101.0 56.9 85.5 173.5 199.5 78.9 59.2 87.0 128.5 47.0 5.3 6.6 8.6 7.9 7.0 5.8 2.3 5.6 7.6 (3.3) 6.3
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Income Statement
Revenue 606.5 534.6 504.1 387.0 316.8 322.6 279.5 221.6 189.5 171.2 149.9 101.7 64.1 61.6 59.4 51.2 55.0 52.5 56.5 54.0 54.3 43.4 39.2 43.8 40.9 37.3 33.2 31.7 31.8 27.1 22.5
Gross Profit 267.9 250.3 260.9 297.6 283.4 211.4 186.3 141.6 147.3 101.4 113.5 82.2 52.7 49.5 44.8 31.3 27.8 26.9 25.5 25.0 31.0 28.7 25.9 28.9 24.2 20.7 20.3 18 17.3 15.6 13.7
Operating Income 112.7 98.5 117.0 171.2 175.1 90.4 94.0 71.1 68.5 42.9 61.2 27.4 27.4 25.2 21.3 7.2 4.7 7.4 0.9 0.6 8.8 9.2 7.6 11.7 9.0 7.4 7.0 6.3 6.7 5.8 5.5
Net Income 80.4 73.8 87.0 125.2 130.4 71.3 73.4 60.4 43.2 31.1 41.3 18.6 19.9 17.5 13.9 7.0 3.8 5.8 3.9 3.9 7.6 7.6 6.4 8.0 6.0 5.0 4.6 4.2 4.5 4.2 4
EPS (Diluted) 1.48 1.76 2.07 3.01 3.22 1.79 2.07 1.87 1.34 1.01 1.36 0.79 1.21 1.05 0.80 0.43 0.30 0.45 0.28 0.27 0.60 0.71 0.61 0.82 0.59 0.52 0.48 0.41 0.47 0.44 0.43
Balance Sheet
Cash & Equivalents 92.4 356.5 242.7 268.3 265.5 303.8 201.5 172.4 149.6 200.4 89.2 15.0 12.0 16.5 23.2 29.7 22.3 18.7 16 26.1 43.1 30.2
Total Assets 14,002.7 9,879.6 9,855.6 9,644.9 8,129.5 7,547.3 6,174.0 5,462.1 5,108.4 4,426.3 1,196.8 1,023.3 1,009.0 921.8 823.4 689.6 569.6 509.6 470.1 473.1 459.2 347.8
Total Debt 1,170.2 783.5 1,026.2 1,022.3 633.6 646.6 645.6 728.6 724.8 530.8 274.4 303.7 231.8 230.2 150.4 142.3 101.3 80.8 52.6 0.7 0 22.3
Stockholders' Equity 1,573.3 1,241.7 1,216.6 1,178.8 1,124.2 915.3 731.2 613.9 565.4 531.0 102.6 81.7 68.6 54.2 51.1 44.3 39.2 36.5 36.6 33.4 30.2 27.7
Cash Flow
Operating Cash Flow 106.4 60.7 92.9 176.8 202.3 81.1 60.7 89.1 131.1 49.7 7.3 10.2 12.7 10.5 10.2 7.3 3.8 7 7.8 0.3 7
Capital Expenditure (5.4) (3.8) (7.4) (3.3) (2.8) (2.2) (1.5) (2.1) (2.7) (2.7) (2.0) (3.6) (4.0) (2.6) (3.2) (1.5) (1.5) (1.4) (0.2) (3.6) (0.7)
Free Cash Flow 101.0 56.9 85.5 173.5 199.5 78.9 59.2 87.0 128.5 47.0 5.3 6.6 8.6 7.9 7.0 5.8 2.3 5.6 7.6 (3.3) 6.3