CNO Financial Group, Inc. logo CNO - CNO Financial Group, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 7
HOLD 9
SELL 1
STRONG
SELL
0
| PRICE TARGET: $46.67 DETAILS
HIGH: $50.00
LOW: $43.00
MEDIAN: $47.00
CONSENSUS: $46.67
DOWNSIDE: 1.31%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000
Revenue
Revenue 4,487.4 4,445.6 4,146.8 3,576.8 4,122.2 3,821.1 4,015.8 4,313.5 4,301.5 3,992.4 3,800.6 4,144.7 4,476.1 4,342.7 4,124.6 4,083.9 4,341.4 4,189.7 4,131.3 4,467.4 4,326.5 4,334.1 4,708.9 4,450.4 5,492 5,581.4
Cost of Revenue 2,477.5 2,743.3 2,614.2 1,786.6 2,422.8 2,537.8 2,782.7 3,733.3 2,957.6 2,829.7 2,681.1 2,933 3,239.8 3,168.7 3,128.1 3,226.6 3,595 3,732.8 2,915.9 6,217.4 5,814 2,966.6 3,104.3 3,332.5 0 0
Gross Profit 2,009.9 1,702.3 1,532.6 1,790.2 1,699.4 1,283.3 1,233.1 580.2 1,343.9 1,162.7 1,119.5 1,211.7 1,236.3 1,174 996.5 857.3 746.4 456.9 1,215.4 (1,750) (1,487.5) 1,367.5 1,604.6 1,117.9 5,492 5,581.4
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 304.5 290.9 287.9 267.9 252.6 238.2 233.2 237.3 231 205.2 242.4 234 226.6 212.2 0 0 0 64.4 184 186 195.5 70.5 0 0 0
Other Expenses 1,716.5 879.5 884.9 685.8 698.4 686.4 720.7 611.8 626.1 578.5 546.6 794.2 697.5 791.7 478.1 563.8 572.8 453.2 1,161 (2,101.2) (2,157.8) 725.9 (787.6) 2,750.1 5,735.4 6,358.9
Operating Expenses 1,716.5 1,184 1,175.8 973.7 966.3 939 958.9 845 863.4 809.5 751.8 1,036.6 931.5 1,018.3 690.3 563.8 572.8 453.2 1,225.4 (1,917.2) (1,971.8) 921.4 (717.1) 2,750.1 5,735.4 6,358.9
Operating Income
Operating Income 293.4 518.3 356.8 816.5 733.1 344.3 274.2 (264.8) 480.5 353.2 367.7 175.1 304.8 155.7 306.2 293.5 173.6 3.7 (10) 167.2 484.3 446.1 2,321.7 (1,632.2) (243.4) (777.5)
Interest Expense 230.9 254.4 238.6 137 95.4 108.8 152.3 149.8 123.7 116.4 94.9 92.8 105.3 114.6 114.1 113.2 117.9 106.5 117.3 73.5 58.3 79.5 239.3 341.9 400 0
Interest Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 524.3 1,065.1 862.8 1,202 1,065.1 757 694.4 177.2 869.6 744.6 746 542.1 734.7 585.3 743.9 753.2 752.4 530.9 590.5 682.3 943.1 896.8 3,037.6 (467.4) 156.6 (777.5)
EBIT 524.3 772.7 595.4 953.5 828.5 453.1 426.5 (115) 604.2 469.6 462.6 267.9 410.1 270.3 420.3 406.7 291.5 110.2 107.3 240.7 542.6 525.6 2,561 (1,290.3) 156.6 (777.5)
Income Before Tax 293.4 518.3 356.8 816.5 733.1 344.3 274.2 (264.8) 480.5 353.2 367.7 175.1 304.8 155.7 306.2 293.5 173.6 3.7 (10) 167.2 484.3 446.1 2,321.7 (1,632.2) (243.4) (777.5)
Income Tax Expense 64.1 114.3 80.3 185.9 162.8 42.5 (135.2) 50.2 304.9 (5) 97 123.7 (173.2) (65.3) (29.5) 8.9 87.9 413.3 64 61.2 171.6 159.3 39.7 53.1 0 0
Net Income 229.3 404 276.5 630.6 570.3 301.8 409.4 (315) 175.6 358.2 270.7 51.4 478 221 335.7 284.6 85.7 (1,132.3) (179.9) 106 312.7 289.7 2,298 (7,835.7) (405.9) (1,191.2)
Per Share Data
EPS (Basic) 2.35 3.81 2.44 5.45 3.43 2.12 2.62 -1.90 1.03 2.03 1.40 0.24 2.16 0.95 1.54 1.13 0.45 -6.13 -1.12 0.45 1.82 1.48 22.68 -78.30 -4.18 -12.01
EPS (Diluted) 2.35 3.74 2.40 5.36 3.36 2.11 2.61 -1.90 1.02 2.01 1.39 0.24 2.05 0.83 1.26 0.94 0.45 -6.10 -1.12 0.45 1.69 1.48 22.68 -78.30 -4.18 -12.01
Shares Outstanding 97.8 106.1 113.3 117.6 128.4 142.1 156.0 165.5 170.0 176.6 193.1 212.9 221.6 233.7 248.0 251.0 188.4 184.7 173.4 151.7 151.2 126.0 100.1 100.1 100.1 100.1
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000
Current Assets
Cash & Cash Equivalents 956.1 1,656.7 774.5 69.2 99.6 54.1 74.7 62.4 178.9 189.3 523.4 894.5 795.5 1,260.6 1,268.9 0 0
Short-Term Investments 7,917 23,034.3 21,506.2 20,561.3 24,805.4 23,383.6 21,295.2 18,447.7 22,910.9 21,096.2 0 0 0 0 0 0 0
Net Receivables 4,676.8 4,955.2 4,976.9 5,522.4 4,472.6 4,783.7 5,218.3 0 0 0 0 0 975.7 930.5 934.2 0 0
Inventory 0 0 0 0 0 0 0 531.8 399.5 289.6 0 0 0 0 0 0 0
Other Current Assets 27.4 341 (27,257.6) 575.7 0 (28,221.4) (26,588.2) 0 0 0 0 0 0 0 0 0 0
Total Current Assets 13,577.3 29,987.2 0 26,728.6 29,377.6 0 0 594 578 478 523 894.5 1,771.2 2,191.1 2,203.1 0 0
Non-Current Assets
Property, Plant & Equipment 0 0 85.3 0 48.2 0 0 (2,695.9) (1,386.4) (3,094.2) 0 0 0 0 0 0 0
Goodwill 0 0 0 0 0 0 0 0 0 0 0 0 0 952.2 100 0 3,800.8
Intangible Assets 2,540.9 2,319.6 2,125.1 1,974.6 1,334.6 0 0 1,666.1 1,386.4 1,446.5 0 0 0 155.2 0 0 0
Long-Term Investments 22,081.5 4,839.3 (20,737.6) 3,781.1 26,363.3 24,956.2 22,771.8 20,440.2 25,234.1 23,768.1 18,852.7 15,635.9 21,667.3 19,914.6 19,573.4 0 0
Other Non-Current Assets 590.9 703.2 52,417.9 648.8 (1,382.8) (24,956.2) (22,771.8) (12,857.6) (20,562) (18,749) (18,852.7) (15,635.9) (21,667.3) (21,022) (19,673.4) 0 (3,800.8)
Total Non-Current Assets 25,213.3 7,862.1 35,027.1 6,404.5 26,363.3 0 0 7,582.6 4,431.9 5,019.1 18,852.7 15,635.9 21,667.3 21,022 19,673.4 0 0
Total Assets 38,790.6 37,849.3 35,027.1 33,133.1 36,204.4 35,339.9 33,630.9 31,439.8 33,110.3 31,975.2 30,343.8 28,769.7 30,755.5 29,920.1 46,509 61,432.2 58,589.2
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 0 0 0 0 0 0 0 0 0 0 1,037.4 0 0 0 0 0 0
Deferred Revenue 228 226.8 0 235 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 18,912.6 17,594.2 0 15,234.2 8.4 0 0 24,089.1 24,290.8 23,265.2 (1,037.4) 0 0 0 0 0 0
Total Current Liabilities 19,140.6 17,821 0 15,469.2 8.4 0 0 24,089.1 24,290.8 23,265.2 25,774 25,822 26,094 25,803 0 0 0
Non-Current Liabilities
Long-Term Debt 4,051.7 4,519.9 4,150.6 3,882.9 4,001 3,930.5 3,785.9 3,979.8 3,972 4,223.1 1,721.3 2,096.2 1,201.9 1,687.3 669.7 0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 231.4 502.6 621.9 0 0 0 0 0 0 0
Other Non-Current Liabilities 12,960.1 12,993.2 28,660.9 12,012.2 0 (3,930.5) (3,785.9) 0 0 0 (1,721.3) (2,096.2) (1,201.9) (1,687.3) (669.7) 0 0
Total Non-Current Liabilities 17,011.8 17,513.1 32,811.5 15,895.1 4,001 0 0 3,979.8 3,972 4,223.1 1,037 1,329 759 1,300 669.7 0 0
Total Liabilities 36,152.4 35,334.1 32,811.5 31,364.3 30,944.7 29,855.7 28,953.9 28,068.9 28,262.8 27,488.3 26,811.4 27,150.5 26,853.3 27,102.5 48,559.4 56,679.2 54,214.8
Stockholders' Equity
Common Stock 0.9 1 1.1 1.1 1.2 1.3 1.5 1.6 1.7 1.7 2.5 1.9 1.5 1 3,497 0 0
Retained Earnings 2,416 2,253.1 1,899.8 1,691.2 1,127.2 752.3 535.7 196.6 765.8 650.7 (614.6) (688) 297.8 68.5 (6,629.7) 0 0
Accumulated Other Comprehensive Income (1,115) (1,371.4) (1,576.8) (1,957.3) 1,947.1 2,186.1 1,372.5 177.7 1,006.7 622.4 (264.3) (1,770.7) 337.3 218.7 580.6 0 0
Total Stockholders' Equity 2,638.2 2,515.2 2,215.6 1,768.8 5,259.7 5,484.2 4,677 3,370.9 4,847.5 4,486.9 3,532.4 1,619.2 3,902.2 2,817.6 (2,050.4) 4,753 4,374.4
Total Liabilities & Equity 38,790.6 37,849.3 35,027.1 33,133.1 36,204.4 35,339.9 33,630.9 31,439.8 33,110.3 31,975.2 30,343.8 28,769.7 30,755.5 29,920.1 46,509 61,432.2 58,589.2
Debt Metrics
Total Debt 4,051.7 4,519.9 4,150.6 3,882.9 4,001 3,930.5 3,785.9 3,979.8 3,972 4,223.1 1,721.3 2,096.2 1,192.8 1,687.3 669.7 0 0
Net Debt 3,095.6 2,863.2 3,376.1 3,813.7 3,901.4 3,876.4 3,711.2 3,917.4 3,793.1 4,033.8 1,197.9 1,201.7 397.3 426.7 (599.2) 0 0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002
Operating Activities
Net Income 229.3 404 276.5 630.6 570.3 301.8 278 (315) 175.6 358.2 324.9 294.8 0 0
Depreciation & Amortization 318.5 292.4 267.4 248.5 236.6 303.9 267.9 292.2 265.4 275 0 0 0 0
Stock-Based Compensation 0 0 0 0 25.2 0 18.8 24.7 21.4 23 0 0 0 0
Change in Working Capital 618.1 556.3 449.7 (374.7) 346.2 397.6 632.4 207.8 464.7 332.8 (400.9) (364.4) 115.7 0
Other Non-Cash Items (490.2) (684.1) (431.8) (161) (726.5) (281.9) (367.6) 728.2 (233.7) (19.2) 1,238.1 1,117.2 1,070.7 0
Operating Cash Flow 675.7 627.7 582.9 495.4 598.3 735.5 696.7 317.8 613.1 759.5 1,162.1 1,047.6 1,186.4 1,295.7
Investing Activities
Capital Expenditure 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Acquisitions 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (8,459.5) (6,890.5) (3,621.3) (6,524.4) (6,154.7) (4,280.7) (5,590.5) (6,205.8) (6,141) (6,244) (14,454.3) (16,000.9) (12,979.2) (27,757.3)
Sales/Maturities of Investments 6,795.4 5,415.4 2,785.6 4,804.3 4,703.9 3,712.1 5,136.9 5,705.1 5,920.9 5,349 12,935.2 14,603.2 13,419.9 31,759.6
Other Investing Activities (3.2) (13.5) (36.6) (61.2) (75.3) (39.8) (102) (25) (19.5) 152.6 (31.6) (57.6) (18.2) (589.9)
Investing Cash Flow (1,667.3) (1,488.6) (872.3) (1,781.3) (1,526.1) (608.4) (555.6) (525.7) (239.6) (742.4) (1,550.7) (1,455.3) 422.5 3,412.4
Financing Activities
Net Debt Issuance (469.6) 370 258.7 (120.7) 68 141.9 (209.8) (0.1) (267.7) 77.5 83.3 (642.6) 0 (3,809.4)
Stock Repurchased (331.4) (300.2) (166.1) (190.1) (407.8) (268.3) (254.5) (108) (168.3) (210) 0 (928.9) 0 0
Dividends Paid (66.2) (67.7) (68.1) (64.8) (65.7) (67) (67.1) (64.8) (59.6) (54.8) (38) (19.3) 0 (86.2)
Other Financing Activities 833 1,956.3 495.8 1,561.2 1,051.6 384.5 379.2 276.2 213.3 205.1 (196) (3.6) (1,597.8) (2,601)
Financing Cash Flow (22.6) 1,969.6 533.5 1,199.1 667.6 210.1 (143) 107.2 (274) 26.2 (150.2) (44.4) (1,597.8) (6,496.6)
Cash Position
Net Change in Cash (1,014.2) 1,108.7 244.1 (86.8) (260.2) 337.2 (1.9) (100.7) 99.5 46.6 (538.8) (452.1) 11.1 (1,788.5)
Cash at Beginning 1,997.7 889 644.9 731.7 991.9 654.7 656.6 757.3 478.9 432.3 776.6 1,228.7 2,380 3,006.1
Cash at End 983.5 1,997.7 889 644.9 731.7 991.9 654.7 656.6 578.4 478.9 237.8 776.6 2,391.1 1,217.6
Free Cash Flow 675.7 627.7 582.9 495.4 598.3 735.5 696.7 317.8 613.1 759.5 1,162.1 1,047.6 1,186.4 1,295.7
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000
Income Statement
Revenue 4,487.4 4,445.6 4,146.8 3,576.8 4,122.2 3,821.1 4,015.8 4,313.5 4,301.5 3,992.4 3,800.6 4,144.7 4,476.1 4,342.7 4,124.6 4,083.9 4,341.4 4,189.7 4,131.3 4,467.4 4,326.5 4,334.1 4,708.9 4,450.4 5,492 5,581.4
Gross Profit 2,009.9 1,702.3 1,532.6 1,790.2 1,699.4 1,283.3 1,233.1 580.2 1,343.9 1,162.7 1,119.5 1,211.7 1,236.3 1,174 996.5 857.3 746.4 456.9 1,215.4 (1,750) (1,487.5) 1,367.5 1,604.6 1,117.9 5,492 5,581.4
Operating Income 293.4 518.3 356.8 816.5 733.1 344.3 274.2 (264.8) 480.5 353.2 367.7 175.1 304.8 155.7 306.2 293.5 173.6 3.7 (10) 167.2 484.3 446.1 2,321.7 (1,632.2) (243.4) (777.5)
Net Income 229.3 404 276.5 630.6 570.3 301.8 409.4 (315) 175.6 358.2 270.7 51.4 478 221 335.7 284.6 85.7 (1,132.3) (179.9) 106 312.7 289.7 2,298 (7,835.7) (405.9) (1,191.2)
EPS (Diluted) 2.35 3.74 2.40 5.36 3.36 2.11 2.61 -1.90 1.02 2.01 1.39 0.24 2.05 0.83 1.26 0.94 0.45 -6.10 -1.12 0.45 1.69 1.48 22.68 -78.30 -4.18 -12.01
Balance Sheet
Cash & Equivalents 956.1 1,656.7 774.5 69.2 99.6 54.1 74.7 62.4 178.9 189.3 523.4 894.5 795.5 1,260.6 1,268.9 0 0
Total Assets 38,790.6 37,849.3 35,027.1 33,133.1 36,204.4 35,339.9 33,630.9 31,439.8 33,110.3 31,975.2 30,343.8 28,769.7 30,755.5 29,920.1 46,509 61,432.2 58,589.2
Total Debt 4,051.7 4,519.9 4,150.6 3,882.9 4,001 3,930.5 3,785.9 3,979.8 3,972 4,223.1 1,721.3 2,096.2 1,192.8 1,687.3 669.7 0 0
Stockholders' Equity 2,638.2 2,515.2 2,215.6 1,768.8 5,259.7 5,484.2 4,677 3,370.9 4,847.5 4,486.9 3,532.4 1,619.2 3,902.2 2,817.6 (2,050.4) 4,753 4,374.4
Cash Flow
Operating Cash Flow 675.7 627.7 582.9 495.4 598.3 735.5 696.7 317.8 613.1 759.5 1,162.1 1,047.6 1,186.4 1,295.7
Capital Expenditure 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Free Cash Flow 675.7 627.7 582.9 495.4 598.3 735.5 696.7 317.8 613.1 759.5 1,162.1 1,047.6 1,186.4 1,295.7