Capital City Bank Group, Inc. logo CCBG - Capital City Bank Group, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 1
HOLD 6
SELL 0
STRONG
SELL
0
| PRICE TARGET: $49.50 DETAILS
HIGH: $49.50
LOW: $49.50
MEDIAN: $49.50
CONSENSUS: $49.50
UPSIDE: 6.66%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Revenue
Revenue 279.3 262.2 245.7 200.6 207.3 211.5 160.1 145.0 132.4 128.4 133.7 124.7 131.9 140.3 154.6 163.7 180.2 203.7 224.6 221.5 189.3 152.1 136.8 140.3 151.0 136.1 126.3 111.6 104.5 82.5 34.0 28.8
Cost of Revenue 36.0 39.8 31.8 14.4 1.9 14.5 11.5 9.8 6.2 4.0 4.9 5.5 7.9 21.5 26.5 36.8 56.9 66.5 59.2 48.7 32.6 17.6 18.3 25.8 52.2 49.4 43.7 37.6 35 26.9 20.8 16.0
Gross Profit 243.3 222.5 213.9 186.2 205.4 197.0 148.6 135.2 126.3 124.4 128.8 119.2 124.0 118.7 128.1 126.9 123.3 137.2 165.4 172.8 156.7 134.5 118.5 114.5 98.8 86.7 82.6 74 69.5 55.6 13.2 12.8
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 116.3 105.3 100.0 96.4 111.2 100.7 71.1 69.0 68.2 68.7 65.4 66.6 72.0 71.8 72.4 75.1 65.1 61.8 60.3 60.9 53.7 44.3 40.5 40.2 37.7 30.0 29 26.6 25.6 21 18.0 17.1
Other Expenses 43.2 51.6 50.0 48.7 44.7 43.5 36.8 36.5 35.0 38.0 49.9 41.7 44.0 48.2 50.2 55.2 67.0 53.4 61.7 60.7 56.1 44.9 39.3 38.5 35.1 29.2 30.8 23.9 22.3 18.2 (18.2) (16.5)
Operating Expenses 159.6 156.9 150.0 145.1 155.9 144.1 107.8 105.5 103.2 106.7 115.3 108.3 116.0 120.0 122.5 130.3 132.1 115.2 122.0 121.6 109.8 89.2 79.7 78.7 72.8 59.1 59.8 50.5 47.9 39.2 (0.2) 0.6
Operating Income
Operating Income 83.7 65.6 63.9 41.1 49.5 52.9 40.8 29.6 23.1 17.6 13.6 10.9 8.0 (1.2) 5.5 (3.4) (8.8) 21.9 43.4 51.2 46.9 45.3 38.8 35.8 26.0 27.6 22.8 23.5 21.6 16.4 13.4 12.2
Interest Expense 32.7 35.7 22.1 6.9 3.5 4.9 9.5 6.9 3.9 3.2 3.3 3.6 4.4 5.4 7.5 13.0 16.8 34 53.1 46.8 30.1 15.4 14.8 22.5 48.2 46.2 41.3 35.2 32.7 25.4 20.5 14.7
Interest Income 204.4 194.7 181.1 131.3 106.4 106.2 112.8 99.4 86.9 81.2 79.7 78.2 82.2 89.7 99.5 110.5 122.8 142.9 165.3 165.9 140.1 101.5 94.8 104.2 119.0 109.3 99.7 89 85 66.2 54.5 47.9
Profitability
EBITDA 89.4 73.4 71.9 48.8 57.2 60.1 47.0 36.1 29.6 24.6 20.2 17.4 14.6 6.0 13.0 6.3 1.9 34.4 55.8 64.6 59.7 56.5 49.1 44.8 35.3 35.8 30.8 29 26.6 20.7 16.0 14.5
EBIT 83.7 65.6 63.9 41.1 49.5 52.9 40.8 29.6 23.1 17.6 13.6 10.9 8.0 (1.2) 5.5 (3.4) (8.8) 21.9 43.4 51.2 46.9 45.3 38.8 35.8 26.0 27.6 22.8 23.5 21.6 16.4 13.4 12.2
Income Before Tax 81.7 65.6 63.9 41.1 49.5 52.9 40.8 29.6 23.1 17.6 13.6 10.9 8.0 (1.2) 5.5 (3.4) (8.8) 21.9 43.4 51.2 46.9 45.3 38.8 35.8 26.0 27.6 22.8 23.5 21.6 16.4 13.4 12.2
Income Tax Expense 20.2 13.9 13.0 7.8 9.8 10.2 10.0 3.4 12.2 5.9 4.5 1.7 1.9 (1.3) 0.6 (3.0) (5.3) 6.7 13.7 17.9 16.6 15.9 13.6 12.7 9.1 9.4 7.5 8.2 7.2 5 3.9 3.4
Net Income 61.6 52.9 52.3 33.4 33.4 31.6 30.8 26.2 10.9 11.7 9.1 9.3 6.0 0.1 4.9 (0.4) (3.5) 15.2 29.7 33.3 30.3 29.4 25.2 23.1 16.9 18.2 15.3 15.3 14.4 11.4 9.5 8.8
Per Share Data
EPS (Basic) 3.60 3.12 3.08 1.97 1.98 1.88 1.84 1.54 0.64 0.69 0.53 0.53 0.35 0.01 0.29 -0.02 -0.20 0.89 1.66 1.79 1.66 1.39 1.53 1.12 1.02 1.14 0.96 0.97 0.39 0.18 0.71 0.66
EPS (Diluted) 3.60 3.12 3.07 1.97 1.98 1.88 1.83 1.54 0.64 0.69 0.53 0.53 0.35 0.01 0.29 -0.02 -0.20 0.89 1.66 1.79 1.66 1.39 1.52 1.11 1.02 1.14 0.96 0.96 0.39 0.18 0.71 0.66
Shares Outstanding 17.1 16.9 17.0 17.0 16.9 16.8 16.8 17.0 17.0 17.0 17.3 17.4 17.3 17.2 17.1 17.1 17.0 17.1 17.9 18.6 18.3 21.0 16.5 20.7 16.6 15.9 15.9 15.9 13.7 13.5 13.4 13.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Current Assets
Cash & Cash Equivalents 62.2 70.5 83.1 72.1 65.3 67.9 60.1 62.0 58.4 48.3 57.9 88.1 87.0 93.1 89.8 92.4 73.4 79.5 68.4 113.8 88.9 103.1 89.1
Short-Term Investments 0 425.9 337.9 413.3 654.6 324.9 403.6 446.2 480.9 522.7 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 9.8 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 6.3 6.9 7.3 5.5
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets (9.8) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 62.2 496.5 421.0 485.4 719.9 392.8 463.7 508.2 539.3 571.0 57.9 88.1 87.0 93.1 89.8 92.4 73.4 79.5 68.4 120.1 95.8 110.4 94.6
Non-Current Assets
Property, Plant & Equipment 79.5 82.0 81.3 82.1 83.4 86.8 84.5 87.2 91.7 95.5 115.4 106.4 59.0 54.0 48.9 47.0 37.0 37.8 37.2 31.6 34 26.2 24.3
Goodwill 89.1 91.8 0 91.8 0 89.1 84.8 84.8 84.8 84.8 84.8 84.8 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 0 1.0 0 1.3 0 0 0 0 0 0 4.0 8.1 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 4,030.0 3,198.0 3,360.7 3,210.3 2,302.9 2,266.6 2,071.1 1,984.2 1,861.7 1,736.1 2,048.6 2,112.4 2,023.0 1,510.9 1,453.0 1,450.3 1,318.1 1,239.7 1,206 837.9 871.2 668.2 612.5
Other Non-Current Assets 125.1 455.8 348.6 648.3 1,064.4 962.8 384.8 294.8 321.3 357.8 397.6 88.9 114.7 162.6 204.0 199.4 76.7 48.3 103.3 12.4 12 7.6 9.8
Total Non-Current Assets 4,323.6 3,828.5 3,883.5 4,033.8 3,543.9 3,405.3 2,625.3 2,451.0 2,359.5 2,274.2 2,650.4 2,400.6 2,277.0 1,753.4 1,734.9 1,729.0 1,454.1 1,351.1 1,375.3 889.6 925.6 703.3 648.0
Total Assets 4,385.8 4,324.9 4,304.5 4,519.2 4,263.8 3,798.1 3,089.0 2,959.2 2,899.2 2,845.2 2,708.3 2,488.7 2,364.0 1,846.5 1,824.8 1,821.4 1,527.5 1,430.5 1,443.7 1,009.7 1,021.4 813.7 742.6
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 50.1 28.3 35.3 56.8 34.6 79.7 6.4 13.5 7.5 12.7 35.8 62.0 96.0 108.2 113.7 67.0 83.5 66.3 25.2 90.7 36 2.4 1.0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 0 3,672.0 3,701.8 3,939.3 3,712.9 3,217.6 2,645.5 2,531.9 2,469.9 2,412.3 2,258.2 1,992.2 1,894.9 1,474.2 1,434.2 1,550.1 1,268.4 1,202.7 1,253.5 834.8 866.7 699.6 648.2
Total Current Liabilities 50.1 3,700.3 3,737.2 3,996.1 3,747.4 3,297.2 2,651.9 2,545.4 2,477.4 2,425.0 2,294.1 2,054.2 1,990.9 1,582.4 1,547.9 1,617.1 1,351.8 1,268.9 1,278.7 925.5 902.7 702.0 649.2
Non-Current Liabilities
Long-Term Debt 43.3 53.7 53.2 53.4 53.8 55.9 59.4 61.5 66.9 67.8 112.3 114.4 99.4 46.5 71.7 13.6 11.7 14.3 18.7 15.9 18.1 2.0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 3,739.6 75.7 66.1 73.7 67.7 102.1 50.7 49.7 70.4 77.2 34.1 41.3 16.9 14.8 18.6 18.9 16.3 15.1 17.4 (32.2) 11.1 28.5 21.1
Total Non-Current Liabilities 3,782.8 129.3 119.3 127.1 121.5 158.0 110.1 111.2 137.2 145.0 146.3 155.7 116.3 61.3 90.4 32.5 28.0 29.4 36.1 (16.3) 29.2 30.5 21.1
Total Liabilities 3,832.9 3,829.6 3,856.4 4,123.2 3,868.9 3,455.2 2,761.9 2,656.6 2,614.8 2,570.0 2,440.4 2,209.9 2,107.2 1,643.7 1,638.2 1,649.6 1,379.9 1,298.3 1,314.8 909.2 931.9 732.5 670.2
Stockholders' Equity
Common Stock 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0 0 0.0 0.0
Retained Earnings 508.4 463.9 426.3 387.0 364.8 332.5 322.9 300.2 279.4 267.0 246.5 262.9 204.6 185.1 168.6 152.1 141.7 129.1 119.5 93.3 84.4 80.7 74.0
Accumulated Other Comprehensive Income 2.6 (6.5) (22.1) (37.2) (16.2) (44.1) (28.2) (28.8) (32.0) (26.2) (14.8) (21.0) (0.4) 1.4 3.1 2.4 (1.5) (6.2) 0.6 0.6 0.1 1.0 (0.9)
Total Stockholders' Equity 552.9 495.3 448.0 396.0 394.9 342.8 327.0 302.6 284.4 275.2 267.9 278.8 256.8 202.8 186.5 171.8 147.6 132.2 128.9 100.5 89.5 81.2 72.4
Total Liabilities & Equity 4,385.8 4,324.9 4,304.5 4,519.2 4,263.8 3,798.1 3,089.0 2,959.2 2,899.2 2,845.2 2,708.3 2,488.7 2,364.0 1,846.5 1,824.8 1,821.4 1,527.5 1,430.5 1,443.7 1,009.7 1,021.4 813.7 742.6
Debt Metrics
Total Debt 93.4 82.0 88.5 110.2 88.3 135.6 65.8 75.0 74.3 80.5 148.1 176.4 195.4 154.7 185.4 80.6 95.2 80.5 43.9 106.6 54.1 4.4 1.0
Net Debt 31.2 11.4 5.4 38.1 23.0 67.7 5.7 13.0 15.9 32.2 90.2 88.3 108.4 61.5 95.6 (11.8) 21.8 1.1 (24.5) (7.2) (34.8) (98.7) (88.1)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Operating Activities
Net Income 61.6 52.9 52.3 33.4 33.4 31.6 30.8 26.2 10.9 11.7 30.3 29.4 25.2 23.1 16.9 18.2 15.3 15.3 14.4 11.4 9.5 8.8
Depreciation & Amortization 0 7.8 8.1 7.8 7.7 7.2 6.3 6.5 6.6 7.0 12.8 11.2 10.3 9.0 9.3 8.2 8 5.5 5 4.3 2.6 2.3
Stock-Based Compensation 0 1.8 1.2 1.6 0.8 0.9 1.6 1.4 1.5 1.3 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital 8.1 0.3 (5.4) 0.1 2.9 2.1 8.7 (9.8) (3.5) (9.5) 6.1 (1.0) (2.4) 3.2 2.4 (2.5) (1.2) (7.9) (0.1) 5.6 0 (0.1)
Other Non-Cash Items 18.0 1.7 (0.9) 53.7 81.5 (90.4) 5.1 5.5 15.7 8.7 (0.6) 3.8 4.0 4.2 4.8 3.2 2.6 3.3 2.8 2 3.9 2.6
Operating Cash Flow 87.6 63.6 54.8 92.7 122.2 (48.6) 53.7 34.6 38.8 22.6 48.8 44.2 37.9 38.1 33.4 26.7 24.5 16.3 22.3 24.1 16.9 13.7
Investing Activities
Capital Expenditure (7.6) (8.7) (7.0) (6.3) (5.2) (9.7) (3.8) (1.5) (4.0) (4.5) (17.4) (5.6) (11.2) (6.9) (7.7) (3.2) (4.5) (4.3) (2.2) (2.6) 0 (6.1)
Acquisitions 2.4 0 0 2.9 2.7 3.4 0 0 0 0 37.4 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (401.7) (200.0) (23.4) (272.1) (775.5) (141.0) (211.9) (235.3) (262.3) (242.0) (45.7) (88.0) (107.7) (43.4) (6.1) (0.5) (66) (123.5) (10.5) (54.4) 0 (98.9)
Sales/Maturities of Investments 370.9 195.7 140.0 140.3 257.5 285.8 230.4 261.5 256.5 173.6 116.9 132.1 101.4 82.5 117.2 50.8 104.2 84.5 69.6 75.3 0 0
Other Investing Activities 100.3 81.3 (178.1) (630.5) 66.6 (171.0) (61.7) (118.7) (87.7) (64.6) (127.7) (170.1) (64.1) (45.9) (21.1) (125.8) (86.5) 10.7 (33.4) (51.3) (0.1) 95.0
Investing Cash Flow 64.4 68.4 (68.5) (765.8) (454.0) (32.6) (46.9) (94.0) (97.5) (137.4) (36.5) (131.6) (81.6) (13.7) 82.3 (78.7) (52.8) (32.6) 23.5 (33) (0.1) (10.0)
Financing Activities
Net Debt Issuance 11.5 (6.6) (21.7) 21.9 (47.3) 69.8 (9.2) 0.7 (6.2) (69.2) 20.1 15.3 (30.8) 104.8 (39.8) 14.6 36.6 (20.3) 9.4 37.7 54.8 (16.5)
Stock Repurchased 0 (2.3) (3.7) 0 0 (2.0) (1.8) (8.0) 0 (6.3) 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (17.1) (14.9) (12.9) (11.2) (10.5) (9.6) (8.0) (5.5) (4.1) (2.9) (11.4) (9.9) (8.6) (6.6) (6.4) (5.5) (5.7) (4.3) (3.7) (5.7) 0 (2.4)
Other Financing Activities (9.7) (29.8) (237.5) 226.5 495.3 573.1 114.7 62.8 58.4 110.3 (17.1) 23.8 40.0 (115.9) 77.8 65.7 (50.9) 55.2 (30) (38) 0.8 (9.5)
Financing Cash Flow (13.9) (52.1) (274.8) 238.4 438.6 631.3 95.6 50.0 48.1 31.9 (7.4) 30.4 1.6 (20.4) 27.1 72.8 (19.6) 31.7 (23.2) (5.5) 55.6 (28.5)
Cash Position
Net Change in Cash 138.1 79.8 (288.6) (434.7) 106.8 550.1 102.4 (9.4) (10.6) (82.9) 4.8 (57.0) (42.2) 3.9 142.8 20.9 (47.9) 15.3 22.6 (103.1) 14.0 (24.8)
Cash at Beginning 391.9 312.1 600.6 1,035.4 928.5 378.4 276 285.4 296.0 378.9 161.5 218.6 260.8 256.8 114.0 93.1 141 125.7 103.1 103.1 89.1 113.9
Cash at End 530.0 391.9 312.1 600.6 1,035.4 928.5 378.4 276 285.4 296.0 166.4 161.5 218.6 260.8 256.8 114.0 93.1 141 125.7 88.9 103.1 89.1
Free Cash Flow 80.0 54.9 47.7 86.4 117.0 (58.3) 49.9 33.2 34.8 18.2 31.3 38.6 26.7 31.2 25.7 23.5 20 12 20.1 21.5 16.9 7.6
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Income Statement
Revenue 279.3 262.2 245.7 200.6 207.3 211.5 160.1 145.0 132.4 128.4 133.7 124.7 131.9 140.3 154.6 163.7 180.2 203.7 224.6 221.5 189.3 152.1 136.8 140.3 151.0 136.1 126.3 111.6 104.5 82.5 34.0 28.8
Gross Profit 243.3 222.5 213.9 186.2 205.4 197.0 148.6 135.2 126.3 124.4 128.8 119.2 124.0 118.7 128.1 126.9 123.3 137.2 165.4 172.8 156.7 134.5 118.5 114.5 98.8 86.7 82.6 74 69.5 55.6 13.2 12.8
Operating Income 83.7 65.6 63.9 41.1 49.5 52.9 40.8 29.6 23.1 17.6 13.6 10.9 8.0 (1.2) 5.5 (3.4) (8.8) 21.9 43.4 51.2 46.9 45.3 38.8 35.8 26.0 27.6 22.8 23.5 21.6 16.4 13.4 12.2
Net Income 61.6 52.9 52.3 33.4 33.4 31.6 30.8 26.2 10.9 11.7 9.1 9.3 6.0 0.1 4.9 (0.4) (3.5) 15.2 29.7 33.3 30.3 29.4 25.2 23.1 16.9 18.2 15.3 15.3 14.4 11.4 9.5 8.8
EPS (Diluted) 3.60 3.12 3.07 1.97 1.98 1.88 1.83 1.54 0.64 0.69 0.53 0.53 0.35 0.01 0.29 -0.02 -0.20 0.89 1.66 1.79 1.66 1.39 1.52 1.11 1.02 1.14 0.96 0.96 0.39 0.18 0.71 0.66
Balance Sheet
Cash & Equivalents 62.2 70.5 83.1 72.1 65.3 67.9 60.1 62.0 58.4 48.3 57.9 88.1 87.0 93.1 89.8 92.4 73.4 79.5 68.4 113.8 88.9 103.1 89.1
Total Assets 4,385.8 4,324.9 4,304.5 4,519.2 4,263.8 3,798.1 3,089.0 2,959.2 2,899.2 2,845.2 2,708.3 2,488.7 2,364.0 1,846.5 1,824.8 1,821.4 1,527.5 1,430.5 1,443.7 1,009.7 1,021.4 813.7 742.6
Total Debt 93.4 82.0 88.5 110.2 88.3 135.6 65.8 75.0 74.3 80.5 148.1 176.4 195.4 154.7 185.4 80.6 95.2 80.5 43.9 106.6 54.1 4.4 1.0
Stockholders' Equity 552.9 495.3 448.0 396.0 394.9 342.8 327.0 302.6 284.4 275.2 267.9 278.8 256.8 202.8 186.5 171.8 147.6 132.2 128.9 100.5 89.5 81.2 72.4
Cash Flow
Operating Cash Flow 87.6 63.6 54.8 92.7 122.2 (48.6) 53.7 34.6 38.8 22.6 48.8 44.2 37.9 38.1 33.4 26.7 24.5 16.3 22.3 24.1 16.9 13.7
Capital Expenditure (7.6) (8.7) (7.0) (6.3) (5.2) (9.7) (3.8) (1.5) (4.0) (4.5) (17.4) (5.6) (11.2) (6.9) (7.7) (3.2) (4.5) (4.3) (2.2) (2.6) 0 (6.1)
Free Cash Flow 80.0 54.9 47.7 86.4 117.0 (58.3) 49.9 33.2 34.8 18.2 31.3 38.6 26.7 31.2 25.7 23.5 20 12 20.1 21.5 16.9 7.6