Colony Bankcorp, Inc. logo CBAN - Colony Bankcorp, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY 0
BUY 0
HOLD 2
SELL 0
STRONG
SELL 0
Annual Quarterly
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Revenue
Revenue 186.1 176.6 160.6 126.6 106.9 87.4 74.5 58.6 55.7 54.1 53.3 53.9 53.6 57.0 61.7 68.7 75.4 84.3 98.0 90.6 69.8 58.4 53.5 52.2 50.4 45.2 36.4 33.4 18.0 18.0 16.7
Cost of Revenue 62.6 64.2 50.3 14.2 5.1 14.4 13.7 8.4 7.3 7.5 7.4 8.1 12.0 17.8 25.1 34.9 69.7 50.9 53.6 45.4 29.9 21.9 22.5 24.8 27.6 24.5 18.4 16.8 15.5 15.4 14.7
Gross Profit 123.6 112.4 110.3 112.3 101.8 72.9 60.7 50.2 48.4 46.6 45.9 45.8 41.6 39.2 36.7 33.9 5.7 33.4 44.3 45.3 39.9 36.5 31.1 27.4 22.8 20.7 18 16.6 2.5 2.6 2.1
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 3.5 53.8 52.7 56.5 48.3 36.3 28.2 20.1 23.7 23.0 22.2 22.1 21.3 20.0 19.2 18.5 17.9 18.2 17.9 16.9 14.1 12.6 11.2 10.2 8.5 7.5 6.5 5.7 5.5 5.0 4.2
Other Expenses 84.9 29.1 30.3 33.0 30.4 22.0 19.9 15.2 10.1 11.0 11.5 12.9 13.4 15.4 13.9 15.3 17.0 12.7 13.7 13.0 11.9 11.7 9.7 8.6 7.0 6.5 5.4 5.3 (8.1) (6.6) (5.2)
Operating Expenses 88.4 82.8 83.1 89.5 78.6 58.3 48.1 35.3 33.9 34.1 33.7 35.0 34.6 35.4 33.1 33.9 34.8 30.9 31.6 29.9 26.1 24.3 20.9 18.8 15.5 14.0 11.9 11 (2.7) (1.6) (1.0)
Operating Income
Operating Income 35.1 29.6 27.2 22.9 23.2 14.6 12.6 14.9 14.5 12.5 12.2 10.8 7.0 3.8 3.6 0.0 (29.2) 2.6 12.8 15.4 13.8 12.2 10.2 8.6 7.3 6.7 6.1 5.6 5.2 4.3 3.1
Interest Expense 58.1 61.2 46.7 10.9 4.4 7.9 12.6 8.2 6.9 6.5 6.6 6.8 7.5 11.0 16.8 21.5 26.3 37.9 47.7 41.4 26.5 18.4 18.4 22.0 25.7 22.3 17.2 15.6 14.0 13.2 11.4
Interest Income 150.0 137.2 124.9 91.5 70.6 63.1 60.3 48.8 45.8 44.5 44.2 44.6 45.1 47.2 51.7 58.7 65.8 75.0 90.2 83.3 63.6 51.9 46.4 45.6 45.9 41.8 33.3 30.7 28.8 26.5 24.1
Profitability
EBITDA 35.1 37.7 35.9 34.5 31.8 20.5 15.5 16.8 17.6 15.7 15.6 13.7 11.2 9.7 8.9 6.2 (23.3) 5.4 15.2 18.0 17.0 15.1 13.2 11.0 9.0 8.1 7.4 6.6 6.0 4.8 3.6
EBIT 35.1 29.6 27.2 22.9 23.2 14.6 12.6 14.9 14.5 12.5 12.2 10.8 7.0 3.8 3.6 0.0 (29.2) 2.6 12.8 15.4 13.8 12.2 10.2 8.6 7.3 6.7 6.1 5.6 5.2 4.3 3.1
Income Before Tax 35.1 29.6 27.2 22.9 23.2 14.6 12.6 14.9 14.5 12.5 12.2 10.8 7.0 3.8 3.6 0.0 (29.2) 2.6 12.8 15.4 13.8 12.2 10.2 8.6 7.3 6.7 6.1 5.6 5.2 4.3 3.1
Income Tax Expense 6.9 5.7 5.5 3.3 4.5 2.8 2.4 3 6.8 3.9 3.8 3.3 2.3 1.2 1.1 (0.5) (10.0) 0.6 4.2 5.2 4.8 4.2 3.4 2.8 2.4 2.2 1.9 1.7 1.6 1.3 0.9
Net Income 28.3 23.9 21.7 19.5 18.7 11.8 10.2 11.9 7.8 8.7 8.4 7.5 4.6 2.6 2.5 0.5 (19.2) 2.0 8.5 10.2 9.0 8.1 6.8 5.8 4.9 4.5 4.2 3.9 3.6 2.9 2.1
Per Share Data
EPS (Basic) 1.59 1.36 1.24 1.14 1.66 1.24 1.12 1.41 0.89 0.85 0.71 0.57 0.37 0.14 0.13 -0.11 -2.85 0.28 1.19 1.41 1.25 1.13 0.96 0.82 0.70 0.65 0.60 0.56 0.53 0.65 0.56
EPS (Diluted) 1.59 1.36 1.24 1.14 1.66 1.24 1.12 1.40 0.87 0.84 0.71 0.57 0.37 0.14 0.13 -0.11 -2.85 0.28 1.19 1.41 1.25 1.13 0.95 0.82 0.70 0.65 0.60 0.56 0.53 0.65 0.56
Shares Outstanding 17.8 17.6 17.6 17.2 11.3 9.5 9.1 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.1 7.2 7.2 7.2 7.2 7.2 7.1 7.1 7.0 6.9 6.9 6.9 6.9 6.8 4.5 3.8
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Current Assets
Cash & Cash Equivalents 27.3 26.0 25.3 20.6 19.0 17.2 15.6 10.4 57.8 75.2 32.5 29.6 24.2 34.0 35.9 29.2 18.6 22.5 40.1 37.3 36.2 33.8
Short-Term Investments 225.2 38.8 407.4 432.6 938.2 380.8 347.3 353.1 354.2 323.7 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 252.5 64.8 432.7 453.1 957.1 398.0 362.9 363.4 412.1 398.8 32.5 29.6 24.2 34.0 35.9 29.2 18.6 22.5 40.1 37.3 36.2 33.8
Non-Current Assets
Property, Plant & Equipment 37.0 37.8 39.9 41.6 43.0 32.1 32.5 28.8 27.6 28.0 28.8 29.7 21.8 17.6 17.3 14.6 14.0 12.8 11.7 10.4 9.8 7.3
Goodwill 63.9 48.9 48.9 48.9 52.9 16.0 16.5 0.2 0 0 0 2.4 0 0 0 0 0 0 0 0 0 0
Intangible Assets 7.9 3.0 4.2 5.7 7.4 2.3 3.1 0.6 0.0 0.1 0.3 0.4 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 3,001.6 2,638.8 2,359.0 2,218.4 1,377.2 1,103.1 976.3 777.2 757.3 745.0 1,167.2 1,151.5 882.4 757.7 664.6 531.2 454.4 373.6 319.9 229.7 202.4 184.5
Other Non-Current Assets 352.9 294.5 143.4 140.7 250.4 212.4 122.6 78.1 35.7 38.6 78.3 39.2 66.1 58.9 62.8 46.6 32.9 26.4 9.6 65.5 71.2 52.9
Total Non-Current Assets 3,482.9 3,044.9 2,620.7 2,483.4 1,734.6 1,365.9 1,152.4 888.4 820.7 811.6 1,274.6 1,223.2 973.4 834.6 745.2 592.4 501.3 412.8 341.2 305.6 283.4 244.7
Total Assets 3,735.4 3,109.8 3,053.4 2,936.6 2,691.7 1,764.0 1,515.3 1,251.9 1,232.8 1,210.4 1,307.1 1,252.8 997.6 868.6 781.1 621.6 519.9 435.3 381.3 342.9 319.5 278.6
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 0 0 0 0 5.3 5.3 5.3 0 0 0 40 42.3 0 0 0 0 0 10.9 14.5 13.1 5.7 2.5
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 3,067.5 2,567.9 2,544.8 2,491.0 2,374.6 1,445.0 1,293.7 1,085.1 1,068.0 1,044.4 1,057.6 1,007.0 850.3 732.3 664.6 528.0 450.0 374.4 330.7 298.2 285.7 253.2
Total Current Liabilities 3,067.5 2,567.9 2,544.8 2,491.0 2,379.9 1,450.3 1,299.1 1,085.1 1,068.0 1,044.4 1,097.6 1,049.3 850.3 732.3 664.6 528.0 450.0 385.3 345.2 311.2 291.3 255.7
Non-Current Liabilities
Long-Term Debt 258.1 248.0 238.4 203.4 83.1 55.0 80.5 68.2 71.7 70.2 115.2 115.2 80.5 75.6 46.4 47.2 25.1 11.1 0 0 0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 33.9 15.1 15.3 12.0 11.0 114.2 5.3 2.8 2.7 2.5 5.0 5.1 5.0 4.7 4.7 4.4 4.6 3.9 3 2.9 2.6 1.8
Total Non-Current Liabilities 292.0 263.2 253.7 215.3 94.1 169.1 85.8 71.1 74.4 72.7 120.2 120.3 85.5 80.3 51.1 51.6 29.7 15 3 2.9 2.6 1.8
Total Liabilities 3,359.5 2,831.1 2,798.5 2,706.3 2,474.0 1,619.5 1,384.8 1,156.2 1,142.4 1,117.1 1,217.8 1,169.6 935.8 812.6 715.7 579.6 479.7 400.3 348.2 314.1 293.9 257.5
Stockholders' Equity
Common Stock 21.3 17.5 17.6 17.6 13.7 9.5 9.5 8.4 8.4 8.4 7.2 7.2 5.7 5.7 4.6 4.4 4.4 4.4 0 21.7 14.5 12.9
Retained Earnings 160.6 140.4 124.4 111.6 99.2 85.0 77.0 69.5 59.2 51.5 29.6 51.3 33.1 26.9 22.7 18.2 14.4 10.8 9.4 6.1 10.1 7.2
Accumulated Other Comprehensive Income (34.5) (47.6) (55.6) (66.4) (6.2) 6.8 0.4 (8.2) (6.5) (5.0) (0.1) 0.4 (0.8) (0.1) 0.8 0.3 (0.3) (1.7) 0 (0.1) (0.2) (0.2)
Total Stockholders' Equity 375.9 278.7 254.9 230.3 217.7 144.5 130.5 95.7 90.3 93.4 89.3 83.2 61.8 56.0 65.4 42.0 40.2 35 33.1 28.8 25.6 21.1
Total Liabilities & Equity 3,735.4 3,109.8 3,053.4 2,936.6 2,691.7 1,764.0 1,515.3 1,251.9 1,232.8 1,210.4 1,307.1 1,252.8 997.6 868.6 781.1 621.6 519.9 435.3 381.3 342.9 319.5 278.6
Debt Metrics
Total Debt 258.1 248.0 238.4 203.4 88.4 60.3 85.8 68.2 71.7 70.2 155.2 157.5 80.5 75.6 46.4 47.2 25.1 22 14.5 13.1 5.7 2.5
Net Debt 230.8 222.0 213.1 182.8 69.5 43.1 70.2 57.9 13.9 (4.9) 122.8 127.9 56.3 41.6 10.5 18.0 6.5 (0.5) (25.6) (24.2) (30.5) (31.3)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Operating Activities
Net Income 28.3 23.9 21.7 19.5 18.7 11.8 10.2 11.9 7.8 8.7 9.0 8.1 6.8 5.8 4.9 4.5 4.2 3.9 3.6 2.9 2.1
Depreciation & Amortization 7.7 8.1 8.7 11.6 8.6 5.9 2.9 1.8 3.1 3.2 3.2 2.9 3.0 2.4 1.7 1.4 1.3 1 0.8 0.6 0.5
Stock-Based Compensation 0.8 1.3 1.7 1.7 0.6 0.0 0.0 0.0 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (10.3) (2.0) (3.1) (7.9) (2.1) 1.4 1.0 0.3 0.0 0.4 0.9 0.1 5.3 (0.4) 0.1 (0.4) 0.6 (0.1) 0.1 0.0 0.3
Other Non-Cash Items (34.0) (8.6) (7.6) 23.6 13.1 (38.2) (10.2) 0.6 (1.2) 0.8 3.3 5.0 3.2 (1.7) 1.0 2.3 1 1 1.0 2.4 3.1
Operating Cash Flow (5.5) 23.4 21.0 49.7 36.1 (19.1) 3.9 14.9 12.5 13.4 15.9 15.6 17.7 5.6 7.3 7.4 6.9 5.8 5.6 5.8 6.0
Investing Activities
Capital Expenditure (1.4) (1.1) (3.6) (2.9) (5.8) (4.2) (3.5) (2.8) (1.3) (3.3) (5.8) (4.3) (1.9) (3.0) (2.2) (2.6) (2.3) (3.7) (3.0) (1.3) (0.4)
Acquisitions 0.9 0 0 0 33.3 0 (0.5) (10.0) 0 0 0 14.4 0 (0.0) 0 (0.1) 0 0 0 0 0
Purchases of Investments (22.7) (56.6) (3.9) (174.2) (470) (181.7) (72.5) (63.7) (87.2) (109.6) (50.1) (40.5) (86.9) (63.2) (64.3) (28.9) (38) (87.4) (0.1) (0.0) (9.9)
Sales/Maturities of Investments 156.4 120.4 57.1 130.7 201.1 155.1 138.8 61.7 54.6 80.1 35.9 35.1 67.2 58.1 56.8 26.7 38.7 72.8 28.4 17.9 5.3
Other Investing Activities (129.9) 38.4 (148.3) (401.8) 33.1 (99.4) (55.6) 5.5 1.1 (2.6) (82.7) (100.5) (87.5) (66.6) (81.1) (74.2) (63.8) (19.2) (49.4) (39.2) (8.9)
Investing Cash Flow 3.4 101.2 (98.8) (448.2) (208.3) (130.3) 6.7 (9.3) (32.8) (35.4) (102.6) (95.9) (109.1) (74.6) (90.7) (79.1) (65.4) (37.5) (24.0) (22.6) (13.9)
Financing Activities
Net Debt Issuance 0 9.5 35 114.0 (107.8) 81.3 16.6 (3.5) 1.5 6 8.8 4.9 (12.7) 12.0 22.1 3.1 7.4 1.4 11.2 2.8 (0.8)
Stock Repurchased (2.4) (1.3) (0.4) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (8.0) (7.9) (7.7) (7.2) (4.5) (3.8) (2.7) (1.7) (1.2) (1.6) (2.0) (1.7) (1.5) (1.2) (1.1) (0.8) (0.6) (0.5) (0.4) (0.4) (0.4)
Other Financing Activities 39.1 22.9 53.5 115.6 298.2 151.3 19.4 1.9 23.6 32.8 94.1 82.4 68.0 77.9 78.0 75.6 43.8 32.6 8.7 14.4 25.9
Financing Cash Flow 28.7 23.2 80.4 281.9 186.0 228.8 33.3 (3.3) 14.6 28.6 100.9 85.6 81.3 88.5 96.4 77.9 50.6 34.4 19.5 16.8 26.3
Cash Position
Net Change in Cash 26.6 147.7 2.6 (116.6) 13.7 79.4 43.9 2.3 (5.7) 6.6 14.1 5.2 (10.1) 19.5 13.0 6.2 (7.9) 2.7 1.0 (0.1) 18.4
Cash at Beginning 231.0 83.3 80.7 197.2 183.5 104.1 60.2 57.8 28.8 22.3 64.9 59.7 69.8 50.3 37.4 31.1 39 36.3 35.3 35.4 15.3
Cash at End 257.6 231.0 83.3 80.7 197.2 183.5 104.1 60.2 23.1 28.8 79.1 64.9 59.7 69.8 50.3 37.4 31.1 39.0 36.3 35.3 33.7
Free Cash Flow (6.9) 22.3 17.4 46.8 30.3 (23.3) 0.4 12.2 11.2 10.1 10.1 11.2 15.8 2.7 5.1 4.8 4.6 2.1 2.6 4.5 5.5
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Income Statement
Revenue 186.1 176.6 160.6 126.6 106.9 87.4 74.5 58.6 55.7 54.1 53.3 53.9 53.6 57.0 61.7 68.7 75.4 84.3 98.0 90.6 69.8 58.4 53.5 52.2 50.4 45.2 36.4 33.4 18.0 18.0 16.7
Gross Profit 123.6 112.4 110.3 112.3 101.8 72.9 60.7 50.2 48.4 46.6 45.9 45.8 41.6 39.2 36.7 33.9 5.7 33.4 44.3 45.3 39.9 36.5 31.1 27.4 22.8 20.7 18 16.6 2.5 2.6 2.1
Operating Income 35.1 29.6 27.2 22.9 23.2 14.6 12.6 14.9 14.5 12.5 12.2 10.8 7.0 3.8 3.6 0.0 (29.2) 2.6 12.8 15.4 13.8 12.2 10.2 8.6 7.3 6.7 6.1 5.6 5.2 4.3 3.1
Net Income 28.3 23.9 21.7 19.5 18.7 11.8 10.2 11.9 7.8 8.7 8.4 7.5 4.6 2.6 2.5 0.5 (19.2) 2.0 8.5 10.2 9.0 8.1 6.8 5.8 4.9 4.5 4.2 3.9 3.6 2.9 2.1
EPS (Diluted) 1.59 1.36 1.24 1.14 1.66 1.24 1.12 1.40 0.87 0.84 0.71 0.57 0.37 0.14 0.13 -0.11 -2.85 0.28 1.19 1.41 1.25 1.13 0.95 0.82 0.70 0.65 0.60 0.56 0.53 0.65 0.56
Balance Sheet
Cash & Equivalents 27.3 26.0 25.3 20.6 19.0 17.2 15.6 10.4 57.8 75.2 32.5 29.6 24.2 34.0 35.9 29.2 18.6 22.5 40.1 37.3 36.2 33.8
Total Assets 3,735.4 3,109.8 3,053.4 2,936.6 2,691.7 1,764.0 1,515.3 1,251.9 1,232.8 1,210.4 1,307.1 1,252.8 997.6 868.6 781.1 621.6 519.9 435.3 381.3 342.9 319.5 278.6
Total Debt 258.1 248.0 238.4 203.4 88.4 60.3 85.8 68.2 71.7 70.2 155.2 157.5 80.5 75.6 46.4 47.2 25.1 22 14.5 13.1 5.7 2.5
Stockholders' Equity 375.9 278.7 254.9 230.3 217.7 144.5 130.5 95.7 90.3 93.4 89.3 83.2 61.8 56.0 65.4 42.0 40.2 35 33.1 28.8 25.6 21.1
Cash Flow
Operating Cash Flow (5.5) 23.4 21.0 49.7 36.1 (19.1) 3.9 14.9 12.5 13.4 15.9 15.6 17.7 5.6 7.3 7.4 6.9 5.8 5.6 5.8 6.0
Capital Expenditure (1.4) (1.1) (3.6) (2.9) (5.8) (4.2) (3.5) (2.8) (1.3) (3.3) (5.8) (4.3) (1.9) (3.0) (2.2) (2.6) (2.3) (3.7) (3.0) (1.3) (0.4)
Free Cash Flow (6.9) 22.3 17.4 46.8 30.3 (23.3) 0.4 12.2 11.2 10.1 10.1 11.2 15.8 2.7 5.1 4.8 4.6 2.1 2.6 4.5 5.5