Profitability Ratios
| Ratio |
Value |
| GP Margin |
90.0% |
| EBIT Margin |
32.6% |
| EBITDA Margin |
41.3% |
| Operating Margin |
32.6% |
| Pretax Margin |
32.6% |
| Cont. Ops Margin |
27.3% |
| Net Margin |
27.1% |
| Bottom Line Margin |
27.0% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
0.22 |
| Quick Ratio |
0.22 |
| Solvency Ratio |
0.039 |
| Cash Ratio |
0.02 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
0.96 |
| Forward PEG |
0.96 |
| Price/Book |
2.02 |
| Price/Sales |
2.53 |
| Price/FCF |
7.32 |
| Price/Op Cash Flow |
3.84 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.0059 |
| Debt/Equity |
0.0495 |
| Debt/Capital |
0.0471 |
| Long-Term Debt/Capital |
0.0375 |
| Financial Leverage |
8.36 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-0.16 |
| Operating Cash Flow Ratio |
0.076 |
| Operating Cash Flow/Sales |
65.8% |
| Free Cash Flow/Operating Cash Flow |
52.5% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
11.97 |
| Interest Coverage |
19.2320 |
| Short-Term Operating Cash Flow Coverage |
50.07 |
| Operating Cash Flow Coverage |
10.61 |
| Capital Expenditure Coverage |
2.11 |
| Dividend + Capital Expenditure Coverage |
2.06 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
2.5211% |
| Dividend Yield |
0.2706% |
| Dividend Yield % |
0.2706% |
| Dividend Per Share |
0.2003 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
29.29 |
| EPS |
7.944 |
| Debt/Share |
2.3102 |
| Cash/Share |
46.74 |
| Book Value/Share |
36.65 |
| Tangible BV/Share |
23.38 |
| Equity/Share |
36.67 |
| Operating Cash Flow/Share |
19.259 |
| Capital Expenditure/Share |
9.147 |
| FCF/Share |
10.112 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.833 |
| Earnings Before Tax/EBIT |
1.000 |
| Price/Fair Value |
2.02 |
| Debt/Market Cap |
0.0245 |
| Effective Tax Rate |
16.3% |
| Enterprise Value Multiple |
5.85 |
CASH - Pathward Financial, Inc.