Bank of the Philippine Islands logo BPHLF - Bank of the Philippine Islands

Price: -- --
Annual Quarterly
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Revenue
Revenue 4,497.5 232,451 179,523 136,722 112,446 101,910 127,174 100,474 88,830 82,486 76,172 70,002 65,973 62,755 57,032 54,318 49,096 44,947 47,272 45,719 41,080 33,248
Cost of Revenue 1,455.3 62,368 41,222 18,202 15,034 24,044 34,912 23,854 17,810 15,935 15,386 12,780 11,920 14,028 14,205 14,753 13,829 15,163 14,718 15,882 13,528 10,536
Gross Profit 3,042.2 170,083 138,301 118,520 97,412 101,910 92,262 76,620 71,020 66,551 60,786 57,222 54,053 48,727 42,827 39,565 35,267 29,784 32,554 29,837 27,552 22,712
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 886.5 6,283 5,817 3,917 2,150 1,838 2,646 2,498 2,258 2,245 2,286 2,129 2,107 1,942 3,225 2,872 2,441 0 0 0 0 0
Other Expenses 707.8 84,057 67,273 63,235 61,725 45,886 51,260 44,306 40,070 37,496 34,987 32,073 28,799 27,125 23,351 22,694 20,642 20,242 19,561 18,187 16,819 13,677
Operating Expenses 1,594.2 90,340 73,090 67,152 63,875 47,724 53,906 46,804 42,328 39,741 37,273 34,202 30,906 29,067 26,576 25,566 23,083 20,242 19,561 18,187 16,819 13,677
Operating Income
Operating Income 1,447.9 79,743 65,211 51,368 33,537 54,186 38,356 29,816 28,692 26,810 23,513 23,020 23,147 19,660 16,251 13,999 12,184 9,542 12,993 11,650 10,733 9,035
Interest Expense 1,147.5 62,368 41,222 18,202 15,034 24,044 34,912 23,854 17,810 15,935 15,386 12,780 11,920 14,028 14,205 14,753 13,829 15,163 14,718 15,882 13,528 10,536
Interest Income 3,650.3 189,954 145,572 103,268 84,617 96,308 100,487 79,471 65,849 58,312 54,027 47,588 42,244 41,482 40,071 38,381 35,231 34,626 33,668 35,078 31,828 26,029
Profitability
EBITDA 1,540.2 85,000 71,826 56,813 39,786 0 45,488 34,613 32,947 30,688 27,174 26,607 26,606 23,006 19,291 16,585 14,605 11,730 14,829 13,261 11,883 10,144
EBIT 1,447.9 79,743 65,211 51,368 33,537 (6,023) 38,356 29,816 28,692 26,810 23,513 23,020 23,147 19,660 16,251 13,999 12,184 9,542 12,993 11,650 10,733 9,035
Income Before Tax 1,447.9 79,743 65,211 51,368 33,537 25,769 38,356 29,816 28,692 26,810 23,513 23,020 23,147 19,660 16,251 13,999 12,184 9,542 12,993 11,650 10,733 9,035
Income Tax Expense 314.8 17,503 13,299 11,532 9,427 3,906 9,355 6,613 5,956 4,535 5,138 4,958 4,153 3,158 3,162 2,520 3,519 2,985 2,767 2,456 2,179 2,148
Net Income 1,129.2 62,049 51,687 39,605 23,880 21,409 28,803 23,078 22,416 22,050 18,234 18,039 18,811 16,352 12,899 11,312 8,516 6,423 10,012 9,040 8,383 6,733
Per Share Data
EPS (Basic) 0.21 11.78 10.90 8.78 5.29 4.35 5.86 4.90 5.22 5.14 4.14 4.12 4.63 4.03 3.18 2.96 2.29 1.73 2.63 2.38 2.21 1.77
EPS (Diluted) 0.21 11.78 10.90 8.78 5.29 4.35 5.86 4.90 5.22 5.14 4.14 4.12 4.63 4.03 3.18 2.96 2.29 1.73 2.63 2.38 2.21 1.77
Shares Outstanding 5,283.8 5,266 4,741 4,513 4,513 4,917.5 4,911.0 4,702.9 4,292.1 4,289.9 4,405.7 4,375.4 4,063.9 4,060.9 4,060.7 3,825.5 3,706.7 3,706.7 3,809.2 3,809.2 3,794.1 3,792.6
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Current Assets
Cash & Cash Equivalents 158,837.8 287,298 271,582 14,773,152.4 339,304 14,504,618.3 14,453,612.1 14,888,212.6 15,262,663.6 14,816,894.0 12,798,025.1 249,779.3 254,519.7 143,830.0 115,451 153,186 88,671 70,788 86,121 68,354 28,027 0
Short-Term Investments 39,877.4 0 0 0 0 0 0 0 0 0 0 28,401.5 0 61,649.9 0 0 0 0 0 0 0 0
Net Receivables 27,009.9 1,670 428 1,403,382.6 216 1,050,339.1 978,378.1 1,005,486.9 693,292.7 613,004.1 513,273.6 3,951.6 2,787.5 12,837 0 0 0 0 0 0 0 0
Inventory 0 0 0 (1,118,597.2) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets (4,395) 0 0 (14,850,268.1) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 70,230.5
Total Current Assets 225,725.1 291,894 274,001 296,144.5 340,946 15,602,204.6 15,481,036.4 15,964,455.0 16,032,257.5 15,516,790.0 13,353,790.1 282,132.4 273,324.8 163,692 115,451 153,186 88,671 70,788 86,121 68,354 28,027 70,230.5
Non-Current Assets
Property, Plant & Equipment 25,005.5 21,209 19,751 19,083.8 17,525 904,227.9 1,233,844.3 856,231.2 750,842.7 684,868.4 601,539.4 12,760 12,205 12,421 12,322 11,606 11,410 11,176 10,898 11,727 10,849 8,447.5
Goodwill 0 9,518 0 125,146.6 1,989 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 17,468.4 9,206 854 2,283.5 0 2,525.6 2,866.8 3,075.8 2,447.6 2,336.7 2,053.1 2,325.0 2,583.4 2,894.3 0 0 0 0 0 0 0 0
Long-Term Investments 3,299,711.9 2,255,005 1,891,336 7,125.7 1,497,395 68,398,127.8 76,934,099.4 71,912,778.7 60,729,741.1 51,865,849.4 41,883,857.4 832,604 655,888 733,364.9 501,993 454,454 292,244 340,428 324,203 279,513 261,530 11,564.4
Other Non-Current Assets 52,463.9 713,018 684,245 2,101,173.5 548,241 21,491,320.5 20,407,779.6 20,673,290.9 17,028,948.9 17,143,328.8 14,974,147.8 309,682 287,076.2 67,781.8 208,515 253,877 327,223 238,544 209,912 217,181 222,189 369,589.4
Total Non-Current Assets 3,414,453.3 3,026,157 2,614,371 2,272,100.5 2,080,969 91,637,677.8 99,082,872.3 93,895,087.1 78,915,484.9 70,070,483.7 57,763,306.3 1,163,098 963,928.6 821,549 728,114 724,960 635,749 595,824 551,164 514,779 501,258 395,219.3
Total Assets 3,640,178.4 3,318,051 2,888,372 2,568,245.0 2,421,915 107,239,882.4 114,563,908.7 109,859,542.1 94,947,742.3 85,587,273.7 71,117,096.4 1,450,197 1,125,384.8 985,241 843,565 878,146 724,420 666,612 637,285 583,133 529,285 465,449.8
Current Liabilities
Account Payables 12,333 8,180 7,603 220,691.9 5,396 287,324.8 246,166.2 426,535.1 275,980.6 241,779.5 210,252.7 4,787 3,550 3,621 0 29,055 35,068 12,657 8,088 4,681 9,912 1,682.1
Short-Term Debt 130,380.7 0 0 61,019.9 0 0 0 0 0 0 0 0 26,593.8 28,605.0 0 0 0 0 0 0 0 11,987.9
Deferred Revenue 0 0 0 3,295.2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities (40,762) 2,614,802 2,295,106 (7,250.0) 1,955,147 82,403,096.7 88,219,867.7 83,672,944.6 78,013,436.3 71,084,172.3 59,830,283.1 1,178,187 (30,143.8) 776,046.0 681,101 719,766 579,471 540,352 513,444 467,076 420,110 288,131.9
Total Current Liabilities 130,380.7 2,646,787 2,319,185 61,019.9 1,960,543 82,690,421.5 88,466,033.8 84,099,479.7 78,289,416.9 71,325,951.8 60,040,535.8 1,182,974 0 808,272 681,101 748,821 614,539 553,009 521,532 471,757 430,022 301,801.9
Non-Current Liabilities
Long-Term Debt 98,537.8 187,974 157,534 47,993.0 112,354 8,285,554.7 9,039,982.6 8,793,123.6 4,164,992.8 3,073,600.5 982,132.9 4,499.5 25,189 28,340 24,136 29,868 5,000 5,000 2,020 3,266 5,155 0
Deferred Tax Liabilities 700.7 0 0 770.1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 631.8
Other Non-Current Liabilities 2,923,359.9 51,362 52,283 2,133,259.6 44,817 2,725,599.9 2,872,215.8 3,714,743.2 3,339,644.3 2,871,299.2 2,931,390.7 1,293,968.2 70,156 50,507 50,012 17,182 37,116 44,731 42,602 42,623 34,040 93,974.1
Total Non-Current Liabilities 3,032,502.7 239,336 209,817 2,191,902.2 157,171 11,011,154.5 11,912,198.3 12,507,866.7 7,504,637.1 5,944,899.8 3,913,523.6 1,298,467.7 95,345 78,847 74,148 47,050 42,116 49,731 44,622 45,889 39,195 94,605.8
Total Liabilities 3,162,883.5 2,886,123 2,529,002 2,252,922.1 2,126,759 93,701,576.0 100,378,232.2 96,607,346.4 85,794,054.0 77,270,851.5 63,954,059.4 1,303,518 1,025,772.0 887,119 755,249 795,871 656,655 602,740 566,154 517,646 469,217 396,407.8
Stockholders' Equity
Common Stock 52,573.5 52,610 49,307 48,503.7 44,845.1 2,162,858.2 2,337,955.2 2,368,755.3 1,961,686.3 1,949,511.7 1,842,466.5 39,272 33,481.1 35,562 35,562 35,562 32,467 32,456 27,044 27,043 22,479 22,370.9
Retained Earnings 273,169.5 0 205,474 208,103.7 0 7,946,997.4 7,661,389.6 6,715,134.9 5,805,616.0 4,890,245.1 3,928,390.9 76,575 60,081.0 49,794 41,763 35,318 33,160 30,659 37,785 30,591 33,722 29,991.4
Accumulated Other Comprehensive Income 5,905.5 (38.9) (10,991) (13,421.3) 0 0 0 0 0 (5,079.6) 0 (1,122.3) (2,975.9) 0 0 0 0 0 0 0 0 14,772.4
Total Stockholders' Equity 474,985.5 430,430.1 357,204 313,270.2 292,299.4 13,436,417.4 14,006,065.6 13,093,246.0 9,010,910.6 8,189,952.8 7,048,319.6 144,063 98,415.3 96,696 86,939 81,031 66,798 62,934 70,011 64,439 58,528 67,656.3
Total Liabilities & Equity 3,640,178.4 3,316,591.4 2,888,372 2,568,245.0 2,421,141.1 107,239,882.4 114,563,908.7 109,859,542.1 94,947,742.3 85,587,273.7 71,117,096.4 1,450,197 1,125,384.8 996,397.2 843,565 878,146 724,420 666,612 637,285 583,133 529,285 465,449.8
Debt Metrics
Total Debt 235,794.9 187,974 157,534 115,597.3 112,354 8,285,554.7 9,039,982.6 8,793,123.6 4,164,992.8 3,073,600.5 982,132.9 4,499.5 26,593.8 33,656.2 24,136 29,868 5,000 5,000 2,020 3,266 5,155 11,987.9
Net Debt 76,957.0 (99,324) (114,048) (14,657,555.2) (226,950) (6,219,063.6) (5,413,629.6) (6,095,089.1) (11,097,670.8) (11,743,293.5) (11,815,892.2) (245,279.8) (227,925.9) (121,908) (91,315) (123,318) (83,671) (65,788) (84,101) (65,088) (22,872) 11,987.9
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Operating Activities
Net Income 85,422 79,743 3,618,400.0 2,826,353.0 1,709,548.6 1,225,499.6 1,996,917.9 1,580,487.3 1,430,870.0 1,329,663.4 1,102,759.7 23,020 23,147 19,660 16,251 13,999 12,184 9,542 12,993 11,650 10,733 9,035
Depreciation & Amortization 5,918 5,257 367,050.3 299,593.0 318,542.8 289,197.4 370,548.2 252,728.3 212,196.9 192,332.5 171,700.9 3,587 3,459 3,346 3,040 2,586 2,421 2,188 1,836 1,611 1,150 1,109
Stock-Based Compensation 5 (32) (4,661.0) (440.2) (2,090.0) 2,256.7 1,558.7 (1,317.1) 1,546.0 2,231.8 1,547.7 21 1 0 0 0 0 44 146 89 0 0
Change in Working Capital (181,848) (86,990) 803,737.5 (4,766,361.9) 8,226,702.3 1,964,218.1 (327,476.9) (7,101,102.8) (1,069,013.3) (1,184,446.9) 1,604,026.9 2,047.1 8,411.5 4,945.1 (61,926) 138,314 8,628.6 (42,173) 10,237 26,145 30,605 10,797
Other Non-Cash Items (7,369) (20,231) (735,931.7) (748,074.6) 272,614.3 804,403.7 (308,720.9) (238,977.6) (223,018.6) (116,351.7) (205,422) (897.1) 90,316.5 37,207.9 (1,087) (448) (10,461.6) (962) (1,045) (1,520) (272) 155
Operating Cash Flow (97,872) (22,253) 4,048,595.2 (2,388,930.7) 10,525,318 4,285,575.4 1,732,827.0 (5,508,181.9) 352,580.9 223,429.1 2,674,613.2 27,778 (57,407.3) 27,915.0 (43,722) 154,451 12,772 (31,361) 24,167 37,975 42,216 21,096
Investing Activities
Capital Expenditure (6,276.3) (3,416) (265,119.6) (91,170.9) (285,205.1) (49,984.1) (696,206.6) (265,952.2) (209,005.2) (203,789.1) (70,490.7) (3,434) (2,407.3) (2,776.1) (3,247) (2,531) (2,476) (2,406) (721) (2,224) (5,819) (563)
Acquisitions 1,317 22,124 42,669.9 38,185.0 72,996.2 (92,477.9) 48,474.7 16,068.8 37,153.2 1,388.7 (93,002.7) (95) (349) (24) (120) 407 (247) (1,364) (886) (1,089) 2,002 806
Purchases of Investments (318,183) (201,348) (13,792,268.2) (5,239,053.1) (14,207,650.1) (18,009,749.8) 0 0 (435,415.0) (1,184,050.1) (1,641,265.5) (111,906) (19,695) 13,905 0 0 (9,799) (21,350) (13,888) (1,089) (88,394) (16,733)
Sales/Maturities of Investments 298,379.3 227,374 9,506,741.1 2,696,501.8 9,014,062.2 15,776,404.8 0 0 84,878.7 0 376,466.3 0 0 0 0 0 0 35,017 16,340 13,149 56,721 0
Other Investing Activities (32) 524 109,532.5 355,164.9 82,120.7 (6,962.2) (295,680.0) (1,337,505.6) 6,283.6 908,595.1 29,875.3 34,893 16,352 (34,030) 45,074 (59,567) (3,842) 456 (1,972) 1,077 (2,318) (2,905)
Investing Cash Flow (24,815.7) 45,258 (4,398,444.3) (2,240,372.2) (5,323,676.1) (2,382,769.2) (943,411.9) (1,587,389.0) (516,104.6) (477,855.5) (1,398,417.3) (80,542) (6,249) (22,897) 41,707 (61,691) (16,364) 10,353 (1,127) 9,824 (37,808) (19,395)
Financing Activities
Net Debt Issuance 59,735 11,127 2,197,363.3 135,573.4 (58,435.4) 53,297.2 (834,616.6) 4,393,058.2 1,074,399.3 2,035,014.9 (565,238.8) 6,812 (4,789.3) 7,144 (5,733) (7,141) 22,074 5,000 0 0 0 0
Stock Repurchased 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (23,118.7) (21,034) (894,737.1) (536,186.1) (414,120.9) (390,077.9) (632,145.2) (400,298.1) (353,528.4) (351,237.5) (331,958.2) (6,739) (3,015.5) (11,380) (3,201) (9,044) (5,843) (8,060) (7,572) (4,463) (6,067) (5,535)
Other Financing Activities (2,426) (2,066) (125,679.3) (89,355.2) (2,939,302.4) (70,006.6) (76,426.9) 0 0 0 0 1,744 175,394.7 0 0 0 0 4,559 (341) (7,855) 1,598 4,057
Financing Cash Flow 34,857.1 (11,400) 1,202,249.2 (478,523.4) (3,398,809.1) (389,453.7) (1,527,290.2) 6,628,837.4 731,193.9 1,692,456.7 (891,944.2) 26,550 167,589.9 (4,236) (8,934) (6,279) 16,231 1,499 (7,913) (11,978) (4,251) (1,042)
Cash Position
Net Change in Cash (87,830.6) 11,605 852,400.1 (5,107,826.4) 1,802,832.8 1,513,352.5 (737,875.1) (466,733.5) 567,670.2 1,438,030.2 384,251.7 (26,214) 282,222.7 38,026 (10,949) 86,481 12,639 (19,509) 15,127 35,821 157 659
Cash at Beginning 300,087 288,482 15,154,765.5 20,135,344.0 16,851,621.4 14,359,899.6 16,276,166.6 16,971,259.0 15,496,903.0 13,973,666.2 12,829,870.2 299,772 0 150,961 161,910 75,429 62,790 82,299 67,172 31,351 31,194 30,535
Cash at End 212,256.4 300,087 16,007,165.6 15,027,517.6 18,654,454.2 15,873,252.1 15,538,291.6 16,504,525.5 16,064,573.2 15,411,696.5 13,214,121.9 273,558 282,222.7 188,987 150,961 161,910 75,429 62,790 82,299 67,172 31,351 31,194
Free Cash Flow (104,148.3) (25,669) 3,783,475.5 (2,480,101.6) 10,240,112.9 4,235,591.3 1,036,620.4 (5,774,134.1) 143,575.7 19,639.9 2,604,122.5 24,344 (59,814.6) 25,138.8 (46,969) 151,920 10,296 (33,767) 23,446 35,751 36,397 20,533
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Income Statement
Revenue 4,497.5 232,451 179,523 136,722 112,446 101,910 127,174 100,474 88,830 82,486 76,172 70,002 65,973 62,755 57,032 54,318 49,096 44,947 47,272 45,719 41,080 33,248
Gross Profit 3,042.2 170,083 138,301 118,520 97,412 101,910 92,262 76,620 71,020 66,551 60,786 57,222 54,053 48,727 42,827 39,565 35,267 29,784 32,554 29,837 27,552 22,712
Operating Income 1,447.9 79,743 65,211 51,368 33,537 54,186 38,356 29,816 28,692 26,810 23,513 23,020 23,147 19,660 16,251 13,999 12,184 9,542 12,993 11,650 10,733 9,035
Net Income 1,129.2 62,049 51,687 39,605 23,880 21,409 28,803 23,078 22,416 22,050 18,234 18,039 18,811 16,352 12,899 11,312 8,516 6,423 10,012 9,040 8,383 6,733
EPS (Diluted) 0.21 11.78 10.90 8.78 5.29 4.35 5.86 4.90 5.22 5.14 4.14 4.12 4.63 4.03 3.18 2.96 2.29 1.73 2.63 2.38 2.21 1.77
Balance Sheet
Cash & Equivalents 158,837.8 287,298 271,582 14,773,152.4 339,304 14,504,618.3 14,453,612.1 14,888,212.6 15,262,663.6 14,816,894.0 12,798,025.1 249,779.3 254,519.7 143,830.0 115,451 153,186 88,671 70,788 86,121 68,354 28,027 0
Total Assets 3,640,178.4 3,318,051 2,888,372 2,568,245.0 2,421,915 107,239,882.4 114,563,908.7 109,859,542.1 94,947,742.3 85,587,273.7 71,117,096.4 1,450,197 1,125,384.8 985,241 843,565 878,146 724,420 666,612 637,285 583,133 529,285 465,449.8
Total Debt 235,794.9 187,974 157,534 115,597.3 112,354 8,285,554.7 9,039,982.6 8,793,123.6 4,164,992.8 3,073,600.5 982,132.9 4,499.5 26,593.8 33,656.2 24,136 29,868 5,000 5,000 2,020 3,266 5,155 11,987.9
Stockholders' Equity 474,985.5 430,430.1 357,204 313,270.2 292,299.4 13,436,417.4 14,006,065.6 13,093,246.0 9,010,910.6 8,189,952.8 7,048,319.6 144,063 98,415.3 96,696 86,939 81,031 66,798 62,934 70,011 64,439 58,528 67,656.3
Cash Flow
Operating Cash Flow (97,872) (22,253) 4,048,595.2 (2,388,930.7) 10,525,318 4,285,575.4 1,732,827.0 (5,508,181.9) 352,580.9 223,429.1 2,674,613.2 27,778 (57,407.3) 27,915.0 (43,722) 154,451 12,772 (31,361) 24,167 37,975 42,216 21,096
Capital Expenditure (6,276.3) (3,416) (265,119.6) (91,170.9) (285,205.1) (49,984.1) (696,206.6) (265,952.2) (209,005.2) (203,789.1) (70,490.7) (3,434) (2,407.3) (2,776.1) (3,247) (2,531) (2,476) (2,406) (721) (2,224) (5,819) (563)
Free Cash Flow (104,148.3) (25,669) 3,783,475.5 (2,480,101.6) 10,240,112.9 4,235,591.3 1,036,620.4 (5,774,134.1) 143,575.7 19,639.9 2,604,122.5 24,344 (59,814.6) 25,138.8 (46,969) 151,920 10,296 (33,767) 23,446 35,751 36,397 20,533