BKU - BankUnited, Inc.
Price:
--
--
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CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$53.75
DETAILS
HIGH:
$65.00
LOW:
$49.00
MEDIAN:
$52.50
CONSENSUS:
$53.75
UPSIDE:
16.29%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||
| Revenue | 2,142.4 | 2,024.3 | 1,944.4 | 1,308.1 | 1,093.6 | 1,200.8 | 1,429.1 | 1,581.2 | 1,362.4 | 1,165.6 | 983.0 | 867.9 | 797.5 | 789.4 | 665.4 | 791.8 | 557.0 |
| Cost of Revenue | 1,082.2 | 1,065.9 | 1,071.4 | 392.6 | 96.6 | 494.3 | 538.0 | 425.0 | 322.9 | 239.7 | 179.5 | 148.2 | 124.6 | 142.2 | 152.8 | 219.6 | 106.5 |
| Gross Profit | 1,060.2 | 958.3 | 873.0 | 915.4 | 997.0 | 706.5 | 891.1 | 1,156.2 | 1,039.4 | 925.9 | 803.6 | 719.8 | 672.9 | 647.2 | 512.6 | 572.2 | 450.6 |
| Operating Expenses | |||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 532.7 | 351.7 | 347.5 | 283.5 | 262.2 | 239.0 | 252.3 | 535.7 | 436.3 | 400.9 | 332.9 | 274.0 | 209.0 | 145.6 | 170.1 | 132.7 | 117.4 |
| Other Expenses | 170.2 | 290.3 | 288.5 | 256.8 | 285.3 | 218.2 | 234.8 | 204.8 | 198.7 | 189.5 | 172.9 | 152.5 | 145.9 | 156.7 | 149.8 | 127.0 | 133.8 |
| Operating Expenses | 702.9 | 642 | 636.0 | 540.3 | 547.6 | 457.2 | 487.1 | 740.5 | 635.0 | 590.4 | 506.7 | 426.5 | 354.9 | 302.4 | 319.9 | 259.7 | 251.2 |
| Operating Income | |||||||||||||||||
| Operating Income | 357.3 | 316.3 | 237.1 | 375.1 | 449.4 | 250.1 | 404.0 | 415.6 | 404.5 | 335.4 | 296.9 | 293.2 | 318.0 | 344.9 | 192.7 | 312.5 | 199.4 |
| Interest Expense | 805.2 | 1,010.9 | 983.8 | 317.5 | 163.8 | 315.9 | 529.1 | 399.1 | 254.2 | 188.8 | 135.2 | 106.7 | 92.6 | 123.3 | 138.9 | 168.2 | 83.9 |
| Interest Income | 2,237.3 | 1,925.1 | 1,857.6 | 1,230.5 | 959.4 | 1,067.6 | 1,281.9 | 1,449.1 | 1,204.5 | 1,059.2 | 880.8 | 783.7 | 738.8 | 720.9 | 638.1 | 557.7 | 287.5 |
| Profitability | |||||||||||||||||
| EBITDA | 393.1 | 376.5 | 311.1 | 452.8 | 527.9 | 321.9 | 476.4 | 479.9 | 466.0 | 391.9 | 340.3 | 324.8 | 341.2 | 359.9 | 200.7 | 315.9 | 200.6 |
| EBIT | 357.3 | 316.3 | 237.1 | 375.1 | 449.4 | 249.4 | 404.0 | 415.6 | 404.5 | 335.4 | 296.9 | 293.2 | 318.0 | 344.9 | 192.7 | 312.5 | 199.4 |
| Income Before Tax | 357.3 | 316.3 | 237.1 | 375.1 | 449.4 | 249.4 | 404.0 | 415.6 | 404.5 | 335.4 | 296.9 | 293.2 | 318.0 | 344.9 | 192.7 | 312.5 | 199.4 |
| Income Tax Expense | 93.4 | 83.9 | 58.4 | 90.2 | 34.4 | 51.5 | 90.9 | 90.8 | (209.8) | 109.7 | 45.2 | 89.0 | 109.1 | 133.6 | 129.6 | 127.8 | 80.4 |
| Net Income | 268.4 | 232.5 | 178.7 | 285.0 | 415.0 | 197.9 | 313.1 | 324.9 | 614.3 | 225.7 | 251.7 | 204.2 | 208.9 | 211.3 | 63.2 | 184.7 | 119.0 |
| Per Share Data | |||||||||||||||||
| EPS (Basic) | 3.56 | 3.10 | 2.39 | 3.55 | 4.52 | 2.06 | 3.14 | 3.01 | 5.60 | 2.11 | 2.37 | 1.95 | 2.03 | 2.05 | 0.63 | 1.91 | 1.29 |
| EPS (Diluted) | 3.54 | 3.08 | 2.38 | 3.54 | 4.52 | 2.06 | 3.13 | 2.99 | 5.58 | 2.09 | 2.35 | 1.95 | 2.01 | 2.05 | 0.62 | 1.91 | 1.29 |
| Shares Outstanding | 76.1 | 73.6 | 73.3 | 78.8 | 90.4 | 91.7 | 95.5 | 103.7 | 105.5 | 102.9 | 102.1 | 100.5 | 98.5 | 93.7 | 95.5 | 97.0 | 92.7 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | |||||||||||
| Cash & Cash Equivalents | 217.8 | 491.1 | 588.3 | 572.6 | 314.9 | 397.7 | 214.7 | 382.1 | 194.6 | 448.3 | 356.2 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,680.8 | 6,073.6 | 0 |
| Net Receivables | 24,053.9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 24,271.7 | 491.1 | 588.3 | 572.6 | 314.9 | 397.7 | 214.7 | 382.1 | 6,875.4 | 6,521.9 | 356.2 |
| Non-Current Assets | |||||||||||
| Property, Plant & Equipment | 171.4 | 223.8 | 371.9 | 539.8 | 640.7 | 663.5 | 698.2 | 702.4 | 599.5 | 539.9 | 0 |
| Goodwill | 77.6 | 77.6 | 77.6 | 77.6 | 77.6 | 77.6 | 0 | 77.7 | 77.8 | 78 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 77.7 | 0 | 0 | 0.0 | 61.0 |
| Long-Term Investments | 9,404.3 | 33,411.4 | 33,618.4 | 34,787.5 | 33,838.7 | 33,005.9 | 31,107.1 | 30,338.0 | 21,581.8 | 19,577.9 | 6,832.0 |
| Other Non-Current Assets | 305.3 | 1,037.8 | 1,105.3 | 1,049.1 | 943.5 | 865.7 | 773.6 | 664.2 | 1,212.5 | 1,099.4 | 3,858.2 |
| Total Non-Current Assets | 9,958.7 | 34,750.6 | 35,173.3 | 36,454.1 | 35,500.5 | 34,612.8 | 32,656.6 | 31,782.3 | 23,471.6 | 21,358.3 | 10,773.7 |
| Total Assets | 35,039.5 | 35,241.7 | 35,761.6 | 37,026.7 | 35,815.4 | 35,010.5 | 32,871.3 | 32,164.3 | 30,347.0 | 27,880.2 | 11,130.0 |
| Current Liabilities | |||||||||||
| Account Payables | 29,352.9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 114.0 |
| Short-Term Debt | 1,575.4 | 0 | 0 | 190 | 199 | 180 | 100 | 175 | 0 | 0 | 3.0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | (29,352.9) | 27,865.7 | 26,538.5 | 27,509.3 | 29,438.1 | 27,495.8 | 24,394.6 | 23,474.2 | 21,878.5 | 19,490.9 | 7,666.8 |
| Total Current Liabilities | 1,575.4 | 27,865.7 | 26,538.5 | 27,699.3 | 29,637.1 | 27,675.8 | 24,494.6 | 23,649.2 | 21,878.5 | 19,490.9 | 7,783.8 |
| Non-Current Liabilities | |||||||||||
| Long-Term Debt | 319.7 | 3,613.9 | 5,797.5 | 6,112.5 | 2,596.2 | 3,812.9 | 4,875.6 | 5,190.4 | 5,164.7 | 5,632.4 | 2,079.1 |
| Deferred Tax Liabilities | 87.7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 30,012.1 | 923.2 | 821.2 | 750.5 | 514.1 | 506.2 | 486.1 | 392.5 | 268.6 | 328.7 | 172.9 |
| Total Non-Current Liabilities | 30,497.9 | 4,561.7 | 6,645.2 | 6,891.4 | 3,140.5 | 4,351.7 | 5,395.9 | 5,591.3 | 5,442.4 | 5,970.8 | 2,251.9 |
| Total Liabilities | 31,985.6 | 32,427.4 | 33,183.7 | 34,590.7 | 32,777.6 | 32,027.5 | 29,890.5 | 29,240.5 | 27,320.9 | 25,461.7 | 10,035.7 |
| Stockholders' Equity | |||||||||||
| Common Stock | 0.7 | 0.7 | 0.7 | 0.8 | 0.9 | 0.9 | 1.0 | 1.0 | 1.1 | 1.0 | 0.9 |
| Retained Earnings | 2,971.0 | 2,796.4 | 2,651.0 | 2,551.4 | 2,345.3 | 2,013.7 | 1,927.7 | 1,697.8 | 1,471.8 | 949.7 | 119.0 |
| Accumulated Other Comprehensive Income | (189.6) | (284.5) | (357.4) | (437.9) | (15.9) | (49.2) | (31.8) | 4.9 | 55.0 | 41.2 | 27.3 |
| Total Stockholders' Equity | 3,053.8 | 2,814.3 | 2,577.9 | 2,436.0 | 3,037.8 | 2,983.0 | 2,980.8 | 2,923.8 | 3,026.1 | 2,418.4 | 1,094.3 |
| Total Liabilities & Equity | 35,039.5 | 35,241.7 | 35,761.6 | 37,026.7 | 35,815.4 | 35,010.5 | 32,871.3 | 32,164.3 | 30,347.0 | 27,880.2 | 11,130.0 |
| Debt Metrics | |||||||||||
| Total Debt | 1,973.5 | 3,638.6 | 5,824.0 | 6,330.9 | 2,825.4 | 4,025.5 | 5,009.8 | 5,373.7 | 5,173.8 | 5,642.2 | 2,079.1 |
| Net Debt | 1,755.7 | 3,147.4 | 5,235.7 | 5,758.3 | 2,510.6 | 3,627.8 | 4,795.2 | 4,991.7 | 4,979.2 | 5,193.8 | 1,722.8 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 268.4 | 232.5 | 178.7 | 285.0 | 415.0 | 197.9 | 313.1 | 324.9 | 614.3 | 225.7 |
| Depreciation & Amortization | 51.0 | 60.1 | 74.1 | 77.6 | 78.5 | 72.5 | 72.4 | 64.3 | 61.6 | 56.4 |
| Stock-Based Compensation | 20.5 | 21.6 | 19.6 | 20.9 | 15.9 | 20.4 | 23.4 | 23.1 | 22.7 | 18.0 |
| Change in Working Capital | (129.7) | 20.6 | 104.4 | 219.8 | 31.9 | (102.6) | (61.5) | 311.2 | (360.9) | 54.7 |
| Other Non-Cash Items | 153.9 | 142.9 | 327.5 | 689.1 | 687.9 | 703.7 | 263.8 | 33.0 | (76.7) | (76.6) |
| Operating Cash Flow | 358.6 | 433.8 | 657.5 | 1,293.8 | 1,220.2 | 864.2 | 635.7 | 824.3 | 318.6 | 308.5 |
| Investing Activities | ||||||||||
| Capital Expenditure | 0 | 0 | 0 | 0 | (31.4) | (19.6) | (63.8) | (190.5) | (99.6) | (88.6) |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases of Investments | (4,095.4) | (2,747.3) | (950.4) | (3,446.1) | (5,897.3) | (4,343.5) | (4,308.1) | (4,447.1) | (3,380.2) | (3,313.2) |
| Sales/Maturities of Investments | 4,071.8 | 2,821.3 | 1,937.3 | 2,896.1 | 4,995.1 | 3,049.0 | 4,771.1 | 2,871.8 | 2,814.7 | 2,043.5 |
| Other Investing Activities | (213.7) | 187.4 | (106.7) | (1,622.7) | (691.6) | (1,306.6) | (1,474.7) | (275.7) | (1,787.5) | (2,467.9) |
| Investing Cash Flow | (214.4) | 409.7 | 980.6 | (2,120.4) | (1,637.9) | (2,620.7) | (1,075.5) | (2,041.5) | (2,452.6) | (3,826.2) |
| Financing Activities | ||||||||||
| Net Debt Issuance | (1,763.5) | (2,185) | (305) | 3,515 | (1,216) | (1,066.1) | (315) | 25 | (469) | 1,230 |
| Stock Repurchased | (44.8) | 0 | (55.2) | (401.3) | (318.5) | (101.0) | (154.0) | (300.0) | 0 | 0 |
| Dividends Paid | (91.9) | (85.5) | (79.1) | (79.4) | (85.8) | (86.5) | (84.1) | (91.3) | (91.6) | (89.8) |
| Other Financing Activities | 1,482.7 | 1,329.9 | (1,183.2) | (1,949.9) | 1,955.2 | 3,193.2 | 825.5 | 1,771.0 | 2,440.8 | 2,558.9 |
| Financing Cash Flow | (417.5) | (940.7) | (1,622.4) | 1,084.4 | 334.9 | 1,939.6 | 272.4 | 1,404.8 | 1,880.2 | 3,698.5 |
| Cash Position | ||||||||||
| Net Change in Cash | (273.3) | (97.2) | 15.6 | 257.8 | (82.9) | 183.0 | (167.4) | 187.5 | (253.7) | 180.8 |
| Cash at Beginning | 491.1 | 588.3 | 572.6 | 314.9 | 397.7 | 214.7 | 382.1 | 194.6 | 448.3 | 267.5 |
| Cash at End | 217.8 | 491.1 | 588.3 | 572.6 | 314.9 | 397.7 | 214.7 | 382.1 | 194.6 | 448.3 |
| Free Cash Flow | 358.6 | 433.8 | 657.5 | 1,293.8 | 1,188.8 | 844.6 | 571.9 | 633.8 | 219.1 | 220.0 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | 2,142.4 | 2,024.3 | 1,944.4 | 1,308.1 | 1,093.6 | 1,200.8 | 1,429.1 | 1,581.2 | 1,362.4 | 1,165.6 | 983.0 | 867.9 | 797.5 | 789.4 | 665.4 | 791.8 | 557.0 |
| Gross Profit | 1,060.2 | 958.3 | 873.0 | 915.4 | 997.0 | 706.5 | 891.1 | 1,156.2 | 1,039.4 | 925.9 | 803.6 | 719.8 | 672.9 | 647.2 | 512.6 | 572.2 | 450.6 |
| Operating Income | 357.3 | 316.3 | 237.1 | 375.1 | 449.4 | 250.1 | 404.0 | 415.6 | 404.5 | 335.4 | 296.9 | 293.2 | 318.0 | 344.9 | 192.7 | 312.5 | 199.4 |
| Net Income | 268.4 | 232.5 | 178.7 | 285.0 | 415.0 | 197.9 | 313.1 | 324.9 | 614.3 | 225.7 | 251.7 | 204.2 | 208.9 | 211.3 | 63.2 | 184.7 | 119.0 |
| EPS (Diluted) | 3.54 | 3.08 | 2.38 | 3.54 | 4.52 | 2.06 | 3.13 | 2.99 | 5.58 | 2.09 | 2.35 | 1.95 | 2.01 | 2.05 | 0.62 | 1.91 | 1.29 |
| Balance Sheet | |||||||||||||||||
| Cash & Equivalents | 217.8 | 491.1 | 588.3 | 572.6 | 314.9 | 397.7 | 214.7 | 382.1 | 194.6 | 448.3 | 356.2 | ||||||
| Total Assets | 35,039.5 | 35,241.7 | 35,761.6 | 37,026.7 | 35,815.4 | 35,010.5 | 32,871.3 | 32,164.3 | 30,347.0 | 27,880.2 | 11,130.0 | ||||||
| Total Debt | 1,973.5 | 3,638.6 | 5,824.0 | 6,330.9 | 2,825.4 | 4,025.5 | 5,009.8 | 5,373.7 | 5,173.8 | 5,642.2 | 2,079.1 | ||||||
| Stockholders' Equity | 3,053.8 | 2,814.3 | 2,577.9 | 2,436.0 | 3,037.8 | 2,983.0 | 2,980.8 | 2,923.8 | 3,026.1 | 2,418.4 | 1,094.3 | ||||||
| Cash Flow | |||||||||||||||||
| Operating Cash Flow | 358.6 | 433.8 | 657.5 | 1,293.8 | 1,220.2 | 864.2 | 635.7 | 824.3 | 318.6 | 308.5 | |||||||
| Capital Expenditure | 0 | 0 | 0 | 0 | (31.4) | (19.6) | (63.8) | (190.5) | (99.6) | (88.6) | |||||||
| Free Cash Flow | 358.6 | 433.8 | 657.5 | 1,293.8 | 1,188.8 | 844.6 | 571.9 | 633.8 | 219.1 | 220.0 | |||||||