BFST - Business First Bancshares, Inc.
Price:
--
--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$32.33
DETAILS
HIGH:
$33.00
LOW:
$31.00
MEDIAN:
$33.00
CONSENSUS:
$32.33
UPSIDE:
16.13%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||
| Revenue | 511.9 | 457.7 | 385.6 | 264.1 | 203.1 | 168.8 | 112.6 | 84.0 | 57.2 | 48.8 | 41.8 | 24.6 | 25.7 | 22.8 |
| Cost of Revenue | 200.1 | 198.3 | 142.7 | 47.4 | 24.6 | 33.5 | 25.9 | 16.4 | 11.5 | 7.0 | 5.7 | 0 | 0 | 0 |
| Gross Profit | 311.9 | 259.5 | 242.9 | 216.7 | 178.5 | 135.2 | 86.7 | 67.6 | 45.8 | 41.8 | 36.1 | 24.6 | 25.7 | 22.8 |
| Operating Expenses | ||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 130.8 | 111.9 | 98.3 | 91.8 | 70.4 | 65.7 | 39.6 | 31.4 | 24.9 | 22.9 | 18.7 | 14.2 | 13.8 | 13.6 |
| Other Expenses | 67.6 | 64.5 | 54.0 | 56.3 | 43.5 | 32.8 | 17.3 | 18.9 | 11.9 | 12.2 | 11.8 | 0 | 0 | 0 |
| Operating Expenses | 198.4 | 176.4 | 152.4 | 148.1 | 114.0 | 98.5 | 56.9 | 50.2 | 36.8 | 35.1 | 30.5 | 19.2 | 20.1 | 18.3 |
| Operating Income | ||||||||||||||
| Operating Income | 113.4 | 83.1 | 90.6 | 68.6 | 64.6 | 36.8 | 29.9 | 17.4 | 9.0 | 6.7 | 5.6 | 5.4 | 5.6 | 4.5 |
| Interest Expense | 191.8 | 187.4 | 138.2 | 36.5 | 16.6 | 22.1 | 23.3 | 14.0 | 7.2 | 5.8 | 4.5 | 0 | 0 | 0 |
| Interest Income | 465.0 | 414.8 | 353.3 | 236.1 | 170.4 | 149.8 | 103.5 | 76.2 | 51.6 | 43.4 | 38.6 | 0 | 0 | 0 |
| Profitability | ||||||||||||||
| EBITDA | 119.1 | 88.3 | 95.3 | 73.4 | 68.7 | 39.9 | 31.4 | 18.5 | 10.1 | 8.0 | 6.8 | 6.2 | (0.3) | 0.1 |
| EBIT | 113.4 | 83.1 | 90.6 | 68.6 | 64.6 | 36.8 | 29.9 | 17.4 | 9.0 | 6.7 | 5.6 | 5.4 | 5.6 | 4.5 |
| Income Before Tax | 110.3 | 83.1 | 90.6 | 68.6 | 64.6 | 36.8 | 29.9 | 17.4 | 9.0 | 6.7 | 5.6 | 5.4 | 5.6 | 4.5 |
| Income Tax Expense | 22.4 | 17.9 | 19.5 | 14.3 | 12.4 | 6.8 | 6.1 | 3.3 | 4.1 | 1.6 | 1.5 | 1.4 | 1.0 | 0.9 |
| Net Income | 87.9 | 65.1 | 71.0 | 54.3 | 52.1 | 30.0 | 23.8 | 14.1 | 4.8 | 5.1 | 4.1 | 4.0 | 4.3 | 3.8 |
| Per Share Data | ||||||||||||||
| EPS (Basic) | 2.79 | 2.27 | 2.62 | 2.34 | 2.54 | 1.65 | 1.79 | 1.27 | 0.70 | 0.74 | 0.58 | 0.72 | 0.77 | 0.68 |
| EPS (Diluted) | 2.78 | 2.26 | 2.59 | 2.32 | 2.53 | 1.64 | 1.74 | 1.22 | 0.70 | 0.74 | 0.58 | 0.72 | 0.77 | 0.68 |
| Shares Outstanding | 29.5 | 26.3 | 25.1 | 22.6 | 20.5 | 18.2 | 13.3 | 11.1 | 11.5 | 6.9 | 6.9 | 5.6 | 5.5 | 5.5 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 411.2 | 319.1 | 226.1 | 152.7 | 68.4 | 149.1 | 89.4 | 96.1 | 107.6 | 42.2 |
| Short-Term Investments | 590.9 | 28.7 | 879.6 | 890.8 | 1,021.1 | 640.6 | 278.2 | 309.5 | 179.1 | 198.3 |
| Net Receivables | 38.5 | 35.9 | 29.9 | 25.7 | 19.6 | 23.9 | 8.0 | 8.2 | 4.1 | 3.4 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 1,040.6 | 383.6 | 1,135.6 | 1,069.2 | 1,109.0 | 813.6 | 375.6 | 413.8 | 290.8 | 243.9 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 74.0 | 82.0 | 69.5 | 63.2 | 58.2 | 58.6 | 29.3 | 15.1 | 8.8 | 9.3 |
| Goodwill | 121.1 | 121.6 | 88.4 | 88.5 | 59.9 | 53.9 | 48.5 | 49.5 | 6.8 | 6.8 |
| Intangible Assets | 14.5 | 17.3 | 11.9 | 14.0 | 12.2 | 9.7 | 6.7 | 7.9 | 2.0 | 2.3 |
| Long-Term Investments | 6,186.0 | 6,833.3 | 4,987.1 | 4,605.8 | 3,178.3 | 2,983.0 | 1,711.0 | 1,526.6 | 975.3 | 809.1 |
| Other Non-Current Assets | 758.1 | 389.8 | 264.7 | 118.6 | 300.0 | 235.7 | 100.7 | 78.2 | 34.4 | 34.5 |
| Total Non-Current Assets | 7,174.1 | 7,473.5 | 5,449.0 | 4,921.3 | 3,617.3 | 3,346.7 | 1,898.2 | 1,681.1 | 1,030.4 | 861.9 |
| Total Assets | 8,214.7 | 7,857.1 | 6,584.6 | 5,990.5 | 4,726.4 | 4,160.4 | 2,273.8 | 2,094.9 | 1,321.3 | 1,105.8 |
| Current Liabilities | ||||||||||
| Account Payables | 4.2 | 6.0 | 14.8 | 2.1 | 1.4 | 2.5 | 1.5 | 1.4 | 0.9 | 0.9 |
| Short-Term Debt | 278.8 | 22.6 | 18.9 | 34.3 | 19.1 | 26.8 | 68.0 | 12.2 | 2.8 | 3.6 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 6,698.6 | 6,511.3 | 5,248.8 | 4,820.3 | 4,077.3 | 3,616.7 | 1,782.0 | 1,733.9 | 1,055.5 | 932.8 |
| Total Current Liabilities | 6,981.6 | 6,539.9 | 5,282.5 | 4,856.7 | 4,097.8 | 3,646.0 | 1,851.5 | 1,747.5 | 1,059.2 | 937.3 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 272.5 | 460.6 | 616.2 | 525.8 | 168.4 | 79.1 | 118 | 80 | 77.7 | 50.1 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 63.7 | 57.1 | 41.6 | 27.4 | 26.8 | 25.2 | 19.2 | 7.3 | 4.4 | 4.9 |
| Total Non-Current Liabilities | 336.3 | 517.7 | 657.8 | 553.3 | 195.2 | 104.4 | 137.2 | 87.3 | 82.1 | 55.0 |
| Total Liabilities | 7,317.9 | 7,057.6 | 5,940.3 | 5,410.0 | 4,293.0 | 3,750.4 | 1,988.7 | 1,834.8 | 1,141.3 | 992.3 |
| Stockholders' Equity | ||||||||||
| Common Stock | 29.5 | 29.6 | 25.4 | 25.1 | 20.4 | 20.6 | 13.3 | 13.2 | 10.2 | 6.9 |
| Retained Earnings | 326.6 | 261.0 | 216.1 | 164.0 | 121.9 | 79.2 | 56.7 | 38.0 | 27.2 | 23.8 |
| Accumulated Other Comprehensive Income | (33.3) | (63.0) | (66.6) | (74.2) | (1.2) | 10.6 | 2.6 | (3.5) | (1.6) | (2.3) |
| Total Stockholders' Equity | 896.9 | 799.5 | 644.3 | 580.5 | 433.4 | 410.0 | 285.1 | 260.1 | 179.9 | 113.6 |
| Total Liabilities & Equity | 8,214.7 | 7,857.1 | 6,584.6 | 5,990.5 | 4,726.4 | 4,160.4 | 2,273.8 | 2,094.9 | 1,321.3 | 1,105.8 |
| Debt Metrics | ||||||||||
| Total Debt | 551.4 | 483.3 | 635.1 | 560.1 | 187.6 | 106.0 | 186.0 | 92.2 | 80.5 | 53.6 |
| Net Debt | 140.2 | 164.2 | 409.0 | 407.4 | 119.2 | (43.1) | 96.6 | (3.8) | (27.1) | 11.5 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 87.9 | 65.1 | 71.0 | 54.3 | 52.1 | 30.0 | 23.8 | 14.1 | 4.8 | 5.1 |
| Depreciation & Amortization | 5.7 | 5.3 | 4.7 | 4.8 | 4.2 | 3.2 | 1.6 | 1.2 | 1.2 | 1.3 |
| Stock-Based Compensation | 5.8 | 3.0 | 4.0 | 3.7 | 2.9 | 2.5 | 1.1 | 1.0 | (0.1) | 0.5 |
| Change in Working Capital | (8.6) | (14.0) | 18.3 | 3.0 | 1.2 | (11.7) | (1.5) | 0.7 | (2.0) | 0.1 |
| Other Non-Cash Items | 0.1 | 3.0 | (3.5) | 5.2 | (4.5) | 5.5 | (0.9) | 2.7 | 0.8 | 0.2 |
| Operating Cash Flow | 92.1 | 61.4 | 92.4 | 69.6 | 56.4 | 29.3 | 24.4 | 19.3 | 8.0 | 8.2 |
| Investing Activities | ||||||||||
| Capital Expenditure | (0.1) | (1.6) | (11.6) | (7.8) | (4.0) | (3.0) | (4.0) | (0.9) | (0.5) | (1.4) |
| Acquisitions | 0 | 96.8 | (14.5) | 163.5 | (21.0) | 106 | (17.4) | (9.1) | 0 | 0 |
| Purchases of Investments | (687.9) | (109.2) | (146.6) | (125.5) | (532.5) | (234.2) | (30.3) | (17.3) | (11.0) | (46.8) |
| Sales/Maturities of Investments | 629.1 | 110.3 | 167.3 | 144.3 | 128.9 | 149.2 | 66.1 | 48.3 | 27.7 | 54.5 |
| Other Investing Activities | (222.8) | (391.3) | (515.6) | (875.0) | (246.8) | (493.3) | (206.7) | (191.2) | (169.6) | (39.6) |
| Investing Cash Flow | (281.5) | (294.9) | (521.1) | (700.5) | (675.4) | (475.3) | (192.3) | (170.3) | (153.4) | (33.3) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 69.0 | (177.5) | 92.2 | 327.2 | 80.5 | (89.6) | 38 | (3.6) | 28.3 | (0.5) |
| Stock Repurchased | (3.7) | (0.0) | 0 | 0 | (10.9) | (5.8) | (2.6) | 0 | (0.0) | (0.9) |
| Dividends Paid | (22.2) | (20.3) | (18.1) | (12.2) | (9.4) | (7.5) | (5.1) | (3.3) | (1.8) | (1.1) |
| Other Financing Activities | 238.5 | 524.3 | 427.9 | 279.9 | 474.4 | 605.3 | 130.0 | 118.7 | 122.0 | 28.9 |
| Financing Cash Flow | 281.5 | 326.5 | 502.1 | 715.3 | 538.2 | 505.7 | 161.2 | 139.5 | 210.9 | 26.5 |
| Cash Position | ||||||||||
| Net Change in Cash | 92.1 | 93.0 | 73.4 | 84.4 | (80.8) | 59.8 | (6.7) | (11.5) | 65.4 | 1.3 |
| Cash at Beginning | 319.1 | 226.1 | 152.7 | 68.4 | 149.1 | 89.4 | 96.1 | 107.6 | 42.2 | 40.9 |
| Cash at End | 411.2 | 319.1 | 226.1 | 152.7 | 68.4 | 149.1 | 89.4 | 96.1 | 107.6 | 42.2 |
| Free Cash Flow | 92.1 | 59.8 | 80.8 | 61.8 | 52.5 | 26.4 | 20.5 | 18.4 | 7.5 | 6.8 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||
| Revenue | 511.9 | 457.7 | 385.6 | 264.1 | 203.1 | 168.8 | 112.6 | 84.0 | 57.2 | 48.8 | 41.8 | 24.6 | 25.7 | 22.8 |
| Gross Profit | 311.9 | 259.5 | 242.9 | 216.7 | 178.5 | 135.2 | 86.7 | 67.6 | 45.8 | 41.8 | 36.1 | 24.6 | 25.7 | 22.8 |
| Operating Income | 113.4 | 83.1 | 90.6 | 68.6 | 64.6 | 36.8 | 29.9 | 17.4 | 9.0 | 6.7 | 5.6 | 5.4 | 5.6 | 4.5 |
| Net Income | 87.9 | 65.1 | 71.0 | 54.3 | 52.1 | 30.0 | 23.8 | 14.1 | 4.8 | 5.1 | 4.1 | 4.0 | 4.3 | 3.8 |
| EPS (Diluted) | 2.78 | 2.26 | 2.59 | 2.32 | 2.53 | 1.64 | 1.74 | 1.22 | 0.70 | 0.74 | 0.58 | 0.72 | 0.77 | 0.68 |
| Balance Sheet | ||||||||||||||
| Cash & Equivalents | 411.2 | 319.1 | 226.1 | 152.7 | 68.4 | 149.1 | 89.4 | 96.1 | 107.6 | 42.2 | ||||
| Total Assets | 8,214.7 | 7,857.1 | 6,584.6 | 5,990.5 | 4,726.4 | 4,160.4 | 2,273.8 | 2,094.9 | 1,321.3 | 1,105.8 | ||||
| Total Debt | 551.4 | 483.3 | 635.1 | 560.1 | 187.6 | 106.0 | 186.0 | 92.2 | 80.5 | 53.6 | ||||
| Stockholders' Equity | 896.9 | 799.5 | 644.3 | 580.5 | 433.4 | 410.0 | 285.1 | 260.1 | 179.9 | 113.6 | ||||
| Cash Flow | ||||||||||||||
| Operating Cash Flow | 92.1 | 61.4 | 92.4 | 69.6 | 56.4 | 29.3 | 24.4 | 19.3 | 8.0 | 8.2 | ||||
| Capital Expenditure | (0.1) | (1.6) | (11.6) | (7.8) | (4.0) | (3.0) | (4.0) | (0.9) | (0.5) | (1.4) | ||||
| Free Cash Flow | 92.1 | 59.8 | 80.8 | 61.8 | 52.5 | 26.4 | 20.5 | 18.4 | 7.5 | 6.8 | ||||