Banc of California, Inc. logo BANC - Banc of California, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 15
HOLD 9
SELL 3
STRONG
SELL
0
| PRICE TARGET: $17.50 DETAILS
HIGH: $20.00
LOW: $15.00
MEDIAN: $17.50
CONSENSUS: $17.50
DOWNSIDE: 6.96%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000
Revenue
Revenue 1,810.5 1,872.5 1,502.3 1,606.7 1,335.6 309.5 403.2 449.0 428.0 455.2 315.2 326.9 204.6 78.8 33.2 41.7 48.5 48.1 48.1 47.7 37.8 33.3 29.0 22.9 12.7 11.8
Cost of Revenue 747.7 929.5 1,275.9 290.2 (107.1) 95.0 178.1 165.4 96.9 61.4 52.4 46.6 33.6 14.2 11.4 19.7 35.3 36.6 30.4 26.9 17.0 11.7 10.4 9.2 11.6 10.8
Gross Profit 1,062.8 943.1 226.4 1,316.5 1,442.7 214.4 225.1 283.6 331.1 393.7 262.8 280.3 171.0 64.6 21.8 21.9 13.2 11.5 17.7 20.8 20.8 21.6 18.6 13.7 1.0 1.1
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 557.8 412.2 468.0 432.3 385.8 96.8 114.3 122.6 134.5 153.0 118.3 167.9 115.0 42.9 14.4 10.1 9.8 10.0 7.6 7.8 7.7 7.4 6.4 4.9 1.1 0
Other Expenses 179.5 362.3 1,969.7 316.6 234.6 103.3 82.8 114.0 169.8 140.2 75.3 85.9 48.0 15.5 10.4 8.0 6.1 3.5 6.5 5.8 5.7 5.2 5.1 4.2 (3.7) (1.0)
Operating Expenses 737.3 774.4 2,437.7 748.9 620.4 200.1 197.1 236.6 304.2 293.3 193.6 253.8 163.1 58.5 24.8 18.1 15.9 13.5 14.1 13.6 13.4 12.7 11.5 9.1 (2.6) (1.0)
Operating Income
Operating Income 325.6 168.7 (2,211.3) 567.6 822.3 14.4 28.0 47.0 26.9 100.5 69.2 26.5 7.9 6.1 (3.0) 3.9 (2.7) (2.0) 3.6 7.2 7.4 9.0 7.1 4.6 3.6 2.0
Interest Expense 699.3 886.7 1,223.9 265.7 54.9 66.0 142.9 136.7 85 59.5 42.6 32.9 23.3 8.5 6.0 10.8 18.0 23.0 28.8 26.9 16.7 11.4 9.2 8.1 11.6 10.3
Interest Income 1,676.7 1,812.7 1,971 1,556.5 1,158.7 290.6 391.1 422.8 389.2 369.8 253.8 188.1 119.3 54.7 35.0 40.7 46.6 45.4 45.7 45.5 35.7 31.7 27.7 21.8 21.8 18.7
Profitability
EBITDA 397.2 290.1 (2,120.1) 665.0 917.7 32.2 46.6 60.9 43.2 117.0 84.2 37.4 14.8 8.5 (2.4) 4.3 (2.2) (1.5) 4.0 7.7 7.9 9.5 7.7 5.3 4.1 2.0
EBIT 325.6 168.7 (2,211.3) 567.6 822.3 14.4 28.0 47.0 26.9 100.5 69.2 26.5 7.9 6.1 (3.0) 3.9 (2.7) (2.0) 3.6 7.2 7.4 9.0 7.1 4.6 3.6 2.0
Income Before Tax 313.1 168.7 (2,211.3) 567.6 822.3 14.4 28.0 47.0 26.9 100.5 69.2 26.5 7.9 6.1 (3.0) 3.9 (2.7) (2.0) 3.6 7.2 7.4 9.0 7.1 4.6 3.6 2.0
Income Tax Expense 84.1 41.8 (312.2) 144.0 215.4 1.8 4.2 4.8 (26.6) 13.7 28.0 (3.7) 8.0 0.1 (0.3) 1.0 (1.7) (1.5) 0.6 2.5 2.6 3.9 3.0 2.0 1.5 0.3
Net Income 229.0 126.9 (1,899.1) 423.6 607.0 12.6 23.8 45.5 57.7 115.4 62.1 30.3 (0.1) 6.0 (2.7) 2.8 (1.0) (0.5) 3.0 4.7 4.8 5.1 4.1 2.6 2.1 1.7
Per Share Data
EPS (Basic) 1.18 0.52 -13.30 0.83 0.95 -0.02 0.05 0.37 0.47 1.97 1.36 0.91 -0.14 0.40 -0.08 0.18 -0.08 -0.04 0.24 0.38 0.39 0.39 0.29 0.23 0.13 0.11
EPS (Diluted) 1.18 0.52 -22.71 0.85 0.95 -0.02 0.05 0.37 0.47 1.94 1.34 0.91 -0.14 0.40 -0.08 0.18 -0.08 -0.04 0.23 0.37 0.38 0.39 0.28 0.23 0.13 0.11
Shares Outstanding 155.4 168.4 145.8 145.8 117.3 116.8 119.0 123.7 121.6 120.2 106.4 86.9 40.8 34.8 34.8 15.3 12.5 12.5 12.5 12.3 12.4 12.9 14.3 15.9 15.9 15.9
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000
Current Assets
Cash & Cash Equivalents 2,308.0 2,502.2 5,377.6 2,240.2 228.1 220.8 373.5 391.6 387.7 440.5 11.0 10.4 14.1 11.0 10.7 18.0 7.7
Short-Term Investments 4,923.1 2,246.8 2,346.9 4,843.5 1,315.7 1,231.4 912.6 1,992.5 2,575.5 2,381.5 0 0 0 0 0 0 0
Net Receivables 0 143.5 172.8 247.0 8.0 1.1 4.2 2.7 8.7 16.0 3.9 4.0 2.3 2.1 15.5 13.1 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 7,231.1 4,932.0 7,940.7 7,357.5 1,551.8 1,453.4 1,290.3 2,386.8 2,971.9 2,838.0 20.0 14.4 16.4 13.1 26.2 31.1 7.7
Non-Current Assets
Property, Plant & Equipment 146.7 549.8 624.2 584.8 112.9 141.2 150.6 129.4 135.7 140.9 4.3 4.4 5.3 5.4 5.2 3.9 0
Goodwill 214.5 214.5 198.6 1,376.7 94.3 37.1 37.1 37.1 37.1 37.1 0 0 0 0 0 0 0
Intangible Assets 105.3 132.9 165.5 31.4 6.4 2.6 4.2 6.3 43.1 53.6 0 0 0 0 0 0 0
Long-Term Investments 25,032.7 26,444.8 28,250.0 31,200.7 7,184.8 5,846.8 5,946.2 7,695.3 6,764.9 7,684.7 800.6 810.6 638.7 593.7 422.5 270.9 234.3
Other Non-Current Assets 1,410.4 548.3 615.8 395.9 392.8 350.3 355.2 325.7 344.1 265.6 69.1 47.1 14.0 11.8 6.1 4.2 58.3
Total Non-Current Assets 27,566.3 28,610.9 30,593.3 33,871.4 7,842.0 6,424.0 6,538.1 8,243.3 7,355.9 8,191.8 874.0 862.1 658.1 610.9 433.7 278.9 292.6
Total Assets 34,797.4 33,542.9 38,534.1 41,228.9 9,427.3 7,877.3 7,828.4 10,630.1 10,327.9 11,029.9 893.9 876.5 674.5 624.0 459.9 310.1 300.3
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 0 0 2,618.3 0 25 0 0 0 0 0 0 0 0 53 36.1 0 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 27,843.4 27,191.9 30,401.8 33,936.3 7,439.4 6,085.8 5,427.2 7,916.6 7,292.9 9,142.1 658.4 598.2 453.6 389.9 279.7 252.0 218.7
Total Current Liabilities 28,239.6 27,191.9 33,020.1 34,050.6 7,578.0 6,157.9 5,522.9 7,988.9 7,433.5 9,223.6 661.4 602.8 453.6 442.9 315.8 253.4 218.7
Non-Current Liabilities
Long-Term Debt 3,016.6 2,333.7 1,229.6 2,631.1 750.4 796.1 1,368.4 1,693.2 1,867.9 733.3 135 175 135.5 147 54 28 53.8
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 0 517.3 893.6 596.7 (40.7) 5.5 0 0 14.1 92.7 0 0 6.0 (50.5) 1.2 0 1.4
Total Non-Current Liabilities 3,016.6 2,851.0 2,123.2 3,227.8 750.4 822.3 1,392.1 1,695.7 1,882.1 826.0 135 175 141.5 96.5 55.2 28 55.2
Total Liabilities 31,256.2 30,042.9 35,143.3 37,278.4 8,362.0 6,980.1 6,921.2 9,684.5 9,315.5 10,049.6 796.4 777.8 595.1 539.4 371.0 281.4 273.9
Stockholders' Equity
Common Stock 1.5 1.7 1.7 1.2 0.7 0.5 0.5 0.5 0.5 0.5 0.1 0.1 0.1 0.1 0.1 0 0
Retained Earnings (242.0) (431.2) (518.3) 1,420.6 147.9 110.2 127.7 141.0 144.8 134.5 35.5 38.5 37.4 34.1 31.3 28.7 0
Accumulated Other Comprehensive Income (269.3) (354.8) (432.1) (790.9) 7.7 7.7 (11.9) (24.1) 5.2 (9.0) 1.7 0.2 (6.1) (6.6) (4.3) 0.1 0
Total Stockholders' Equity 3,541.3 3,499.9 3,390.8 3,950.5 1,065.3 897.2 907.2 945.5 1,012.3 980.2 97.5 98.7 79.4 84.5 88.9 28.7 26.5
Total Liabilities & Equity 34,797.4 33,542.9 38,534.1 41,228.9 9,393.7 7,877.3 7,828.4 10,630.1 10,327.9 11,029.9 893.9 876.5 674.5 624.0 459.9 310.1 300.3
Debt Metrics
Total Debt 3,016.6 2,333.7 3,847.9 2,631.1 816.1 816.8 1,392.1 1,693.2 1,867.9 733.3 135 175 135.5 200 90.1 28 53.8
Net Debt 708.6 (168.5) (1,529.7) 390.9 588.0 595.9 1,018.6 1,301.6 1,480.2 292.8 124.0 163.7 121.4 189.0 79.4 10.0 46.1
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001
Operating Activities
Net Income 229.0 126.9 (1,899.1) 423.6 607.0 12.6 23.8 45.5 57.7 115.4 4.8 5.1 4.1 2.6 2.1
Depreciation & Amortization 101.0 121.4 91.3 97.4 95.3 17.8 18.6 13.9 16.4 16.5 0.5 0.5 0.6 0.7 0.4
Stock-Based Compensation 23.4 15.4 28.7 34.8 32.2 5.8 5.0 6.6 12.1 11.9 0 0 0 0 0
Change in Working Capital (103.9) (207.8) (169.6) (5.4) (108.5) (8.8) (19.1) 19.6 (64.2) (15.3) (0.9) 1.9 (0.5) 0.4 0.1
Other Non-Cash Items 6.1 21.4 2,084.5 132.5 (128.9) 56.8 52.6 43.4 571.4 (116.1) 0.9 1.9 2.2 1.1 (1.4)
Operating Cash Flow 255.6 77.4 135.8 702.0 503.0 74.9 80.3 123.0 563.0 18.1 5.9 9.1 6.3 4.7 1.3
Investing Activities
Capital Expenditure (20.8) (13.0) (15.2) (120.9) (48.0) (5.1) (10.5) (9.0) (15.3) (44.7) (0.4) (0.4) (0.6) (1.8) (0.7)
Acquisitions 0 0 335.3 0 3,757.1 0 0 0 56.1 247.2 0 0 0 0 0
Purchases of Investments (605.4) (835.9) (13.4) (380.3) (6,863.9) (398.9) (210.1) (527.9) (998.2) (5,746.9) (6.2) (17.2) (0.0) (13.5) (31.6)
Sales/Maturities of Investments 498.2 938.3 3,290.4 2,672.7 1,214.8 81.0 1,286.1 1,081.4 1,687.9 4,321.6 0.1 12.7 11.8 6.7 33.8
Other Investing Activities (1,350.1) 1,802.1 9,012.1 (5,741.6) (3,774.4) 56.1 1,729.7 (1,014.2) (578.6) (1,095.5) (73.0) (43.7) (175.1) (149.1) 0
Investing Cash Flow (1,478.1) 1,891.4 12,609.1 (3,570.1) (5,714.5) (266.9) 2,795.3 (469.7) 151.9 (2,318.3) (79.5) (48.7) (164.0) (157.7) 1.5
Financing Activities
Net Debt Issuance 671.9 (1,523.8) 185.8 1,763.1 339.1 (566.4) (325) (175) 1,134.3 (461.8) 28.7 (11.5) 56.9 62.1 7.5
Stock Repurchased (187.7) 0 0 0 (100.8) (13.0) (1.0) 0 0 0 0 0 0 0 0
Dividends Paid (103.7) (108.1) (88.7) (139.6) (119.4) (25.7) (31.3) (54.7) (46.2) (41.5) (2.2) (1.8) (1.3) 0 0
Other Financing Activities 647.7 (3,212.6) (10,087.6) (1,071.0) 5,988.9 648.9 (2,490.0) 620.6 (1,854.8) 2,833.5 54.8 63.7 110.2 27.8 0
Financing Cash Flow 1,028.3 (4,844.1) (9,607.6) 1,051.1 6,108.1 39.4 (2,893.7) 350.6 (766.7) 2,583.6 75.2 40.3 157.7 146.5 7.5
Cash Position
Net Change in Cash (194.2) (2,875.4) 3,137.4 (1,817.0) 896.6 (152.7) (18.1) 3.9 (51.8) 283.4 1.6 0.7 0.1 (6.5) 10.3
Cash at Beginning 2,502.2 5,377.6 2,240.2 4,057.2 3,160.7 373.5 391.6 387.7 439.5 156.1 12.3 11.6 11.5 18.0 7.7
Cash at End 2,308.0 2,502.2 5,377.6 2,240.2 4,057.2 220.8 373.5 391.6 387.7 439.5 13.9 12.3 11.6 11.5 18.0
Free Cash Flow 234.8 64.3 120.5 581.1 454.9 69.8 69.8 114.0 547.7 (26.6) 5.5 8.7 5.7 2.9 0.6
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000
Income Statement
Revenue 1,810.5 1,872.5 1,502.3 1,606.7 1,335.6 309.5 403.2 449.0 428.0 455.2 315.2 326.9 204.6 78.8 33.2 41.7 48.5 48.1 48.1 47.7 37.8 33.3 29.0 22.9 12.7 11.8
Gross Profit 1,062.8 943.1 226.4 1,316.5 1,442.7 214.4 225.1 283.6 331.1 393.7 262.8 280.3 171.0 64.6 21.8 21.9 13.2 11.5 17.7 20.8 20.8 21.6 18.6 13.7 1.0 1.1
Operating Income 325.6 168.7 (2,211.3) 567.6 822.3 14.4 28.0 47.0 26.9 100.5 69.2 26.5 7.9 6.1 (3.0) 3.9 (2.7) (2.0) 3.6 7.2 7.4 9.0 7.1 4.6 3.6 2.0
Net Income 229.0 126.9 (1,899.1) 423.6 607.0 12.6 23.8 45.5 57.7 115.4 62.1 30.3 (0.1) 6.0 (2.7) 2.8 (1.0) (0.5) 3.0 4.7 4.8 5.1 4.1 2.6 2.1 1.7
EPS (Diluted) 1.18 0.52 -22.71 0.85 0.95 -0.02 0.05 0.37 0.47 1.94 1.34 0.91 -0.14 0.40 -0.08 0.18 -0.08 -0.04 0.23 0.37 0.38 0.39 0.28 0.23 0.13 0.11
Balance Sheet
Cash & Equivalents 2,308.0 2,502.2 5,377.6 2,240.2 228.1 220.8 373.5 391.6 387.7 440.5 11.0 10.4 14.1 11.0 10.7 18.0 7.7
Total Assets 34,797.4 33,542.9 38,534.1 41,228.9 9,427.3 7,877.3 7,828.4 10,630.1 10,327.9 11,029.9 893.9 876.5 674.5 624.0 459.9 310.1 300.3
Total Debt 3,016.6 2,333.7 3,847.9 2,631.1 816.1 816.8 1,392.1 1,693.2 1,867.9 733.3 135 175 135.5 200 90.1 28 53.8
Stockholders' Equity 3,541.3 3,499.9 3,390.8 3,950.5 1,065.3 897.2 907.2 945.5 1,012.3 980.2 97.5 98.7 79.4 84.5 88.9 28.7 26.5
Cash Flow
Operating Cash Flow 255.6 77.4 135.8 702.0 503.0 74.9 80.3 123.0 563.0 18.1 5.9 9.1 6.3 4.7 1.3
Capital Expenditure (20.8) (13.0) (15.2) (120.9) (48.0) (5.1) (10.5) (9.0) (15.3) (44.7) (0.4) (0.4) (0.6) (1.8) (0.7)
Free Cash Flow 234.8 64.3 120.5 581.1 454.9 69.8 69.8 114.0 547.7 (26.6) 5.5 8.7 5.7 2.9 0.6