Ally Financial Inc. logo ALLY - Ally Financial Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 26
HOLD 11
SELL 1
STRONG
SELL 0
| PRICE TARGET: $54.86 DETAILS
HIGH: $57.00
LOW: $53.00
MEDIAN: $55.00
CONSENSUS: $54.86
UPSIDE: 20.33%

Profitability Ratios

Ratio Value
GP Margin 52.0%
EBIT Margin 8.6%
EBITDA Margin 20.1%
Operating Margin 8.6%
Pretax Margin 8.6%
Cont. Ops Margin 7.0%
Net Margin 7.0%
Bottom Line Margin 6.1%

Liquidity Ratios

Ratio Value
Current Ratio 0.90
Quick Ratio 0.90
Solvency Ratio 0.012
Cash Ratio 0.06

Valuation Ratios

Ratio Value
Price/Earnings
18.95
Hist. avg: 11.5
Peers avg: 24.9
PEG Ratio 0.61
Forward PEG 0.61
Price/Book 0.91
Price/Sales 1.16
Price/FCF -21.76
Price/Op Cash Flow 3.88

Debt Ratios

Ratio Value
Debt/Assets 0.1110
Debt/Equity 1.4044
Debt/Capital 0.5841
Long-Term Debt/Capital 0.5241
Financial Leverage 12.65

Cash Flow Ratios

Ratio Value
Working Capital Turnover -0.17
Operating Cash Flow Ratio 0.022
Operating Cash Flow/Sales 29.9%
Free Cash Flow/Operating Cash Flow -17.8%

Coverage Ratios

Ratio Value
Debt Service Coverage 0.20
Interest Coverage 0.1640
Short-Term Operating Cash Flow Coverage 0.77
Operating Cash Flow Coverage 0.17
Capital Expenditure Coverage 0.85
Dividend + Capital Expenditure Coverage 0.76

Dividend Ratios

Ratio Value
Payout Ratio 57.3944%
Dividend Yield 3.4741%
Dividend Yield % 3.4741%
Dividend Per Share 1.5734

Per Share Ratios

Ratio Value
Revenue/Share 39.11
EPS 2.741
Debt/Share 90.6491
Cash/Share 32.27
Book Value/Share 49.87
Tangible BV/Share 49.87
Equity/Share 49.87
Operating Cash Flow/Share 11.673
Capital Expenditure/Share 13.755
FCF/Share -2.082

Other Ratios

Ratio Value
Net Income/Earnings Before Tax 0.811
Earnings Before Tax/EBIT 1.000
Price/Fair Value 0.91
Debt/Market Cap 1.5463
Effective Tax Rate 18.9%
Enterprise Value Multiple 10.54