Profitability Ratios
| Ratio |
Value |
| GP Margin |
77.2% |
| EBIT Margin |
9.3% |
| EBITDA Margin |
11.3% |
| Operating Margin |
8.5% |
| Pretax Margin |
8.5% |
| Cont. Ops Margin |
6.8% |
| Net Margin |
6.8% |
| Bottom Line Margin |
6.8% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
0.55 |
| Quick Ratio |
0.55 |
| Solvency Ratio |
0.037 |
| Cash Ratio |
0.08 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
0.71 |
| Forward PEG |
0.71 |
| Price/Book |
2.06 |
| Price/Sales |
0.94 |
| Price/FCF |
7.56 |
| Price/Op Cash Flow |
6.59 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.0608 |
| Debt/Equity |
0.3759 |
| Debt/Capital |
0.2732 |
| Long-Term Debt/Capital |
0.2732 |
| Financial Leverage |
6.18 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-1.63 |
| Operating Cash Flow Ratio |
0.077 |
| Operating Cash Flow/Sales |
14.3% |
| Free Cash Flow/Operating Cash Flow |
87.2% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
11.23 |
| Interest Coverage |
9.9125 |
| Short-Term Operating Cash Flow Coverage |
0.00 |
| Operating Cash Flow Coverage |
0.83 |
| Capital Expenditure Coverage |
7.79 |
| Dividend + Capital Expenditure Coverage |
4.54 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
19.2964% |
| Dividend Yield |
1.3929% |
| Dividend Yield % |
1.3929% |
| Dividend Per Share |
3.3547 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
255.28 |
| EPS |
17.385 |
| Debt/Share |
46.1496 |
| Cash/Share |
90.68 |
| Book Value/Share |
116.97 |
| Tangible BV/Share |
-149.10 |
| Equity/Share |
116.97 |
| Operating Cash Flow/Share |
36.534 |
| Capital Expenditure/Share |
4.691 |
| FCF/Share |
31.842 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.803 |
| Earnings Before Tax/EBIT |
1.000 |
| Price/Fair Value |
2.06 |
| Debt/Market Cap |
0.1825 |
| Effective Tax Rate |
19.7% |
| Enterprise Value Multiple |
8.61 |
AIZ - Assurant, Inc.