Enact Holdings, Inc. logo ACT - Enact Holdings, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 3
HOLD 5
SELL 0
STRONG
SELL
0
| PRICE TARGET: $45.00 DETAILS
HIGH: $50.00
LOW: $40.00
MEDIAN: $45.00
CONSENSUS: $45.00
UPSIDE: 5.31%
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1
Revenue
Revenue 312.1 311.5 311.5 304.6 306.9 301.9 309.6 298.8 291.6 296.2 299.0 277.5 280.9 276.7 275.1 273.5 269.6 272.9 280.3 277.4 289.4 285.5 284.3 276.0 260.6 269.5 250.7 229.3 229.3
Cost of Revenue 37.2 17.8 88.7 78.1 83.1 81.7 67.8 39.4 72.7 83.5 73.0 50.5 43.4 80.8 17.6 (0.1) 46.9 65.2 92.9 96.7 116.8 158.1 103.3 0 0 0 0 0 0
Gross Profit 274.9 293.7 222.7 226.5 223.8 220.3 241.7 259.4 218.9 212.7 226.0 227.1 237.6 195.9 257.5 273.7 222.7 207.7 187.4 180.8 172.6 127.4 181.0 276.0 260.6 269.5 250.7 229.3 229.3
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Expenses 61.5 70.6 12.9 12.0 12.4 12.4 12.3 24.6 13.0 12.9 12.9 12.9 13.1 13.1 12.9 12.8 12.8 12.8 12.8 14.0 13.6 12.7 5.5 0 0 0 0 0 0
Operating Expenses 61.5 70.6 12.9 12.0 12.4 12.4 12.3 24.6 13.0 12.9 12.9 12.9 13.1 13.1 12.9 12.8 12.8 12.8 12.8 14.0 13.6 12.7 5.5 281.4 0 34.6 31.1 39.8 39.8
Operating Income
Operating Income 213.4 223.1 209.8 214.5 211.4 207.9 229.5 234.8 205.9 199.7 213.1 214.1 224.5 182.8 244.6 260.9 209.9 194.9 174.6 166.7 159.0 114.7 175.5 (5.3) 260.6 201.5 174.1 171.3 171.3
Interest Expense 12.4 12.5 12.9 12.3 12.3 12.3 12.3 13.6 13.0 12.9 12.9 12.9 13.1 13.3 12.9 12.8 12.8 12.8 12.8 12.7 12.7 12.7 5.5 0 0 0 0 0 0
Interest Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 225.7 235.6 222.7 226.8 223.7 220.1 241.7 248.5 218.9 212.7 226.0 227.1 237.6 196.0 257.5 273.7 222.7 207.6 187.4 179.5 171.7 127.4 181.0 276.0 0 33.4 45.5 18.2 18.2
EBIT 225.7 235.6 222.7 226.8 223.7 220.1 241.7 248.5 218.9 212.7 226.0 227.1 237.6 196.0 257.5 273.7 222.7 207.6 187.4 179.5 171.7 127.4 181.0 270.7 0 201.5 174.1 458.7 458.7
Income Before Tax 213.4 223.1 209.8 214.5 211.4 207.9 229.5 234.8 205.9 199.7 213.1 214.1 224.5 182.8 244.6 260.9 209.9 194.9 174.6 166.7 159.0 114.7 175.5 (5.3) 187.6 234.8 219.6 189.5 189.5
Income Tax Expense 45.6 45.9 46.3 46.7 45.6 45.1 48.8 51.2 44.9 42.4 48.9 46.1 48.5 39.0 53.7 56.2 45.3 41.3 37.4 35.9 33.9 23.5 37.5 (1.3) 42.3 45.1 37.3 36.7 36.7
Net Income 167.8 177.2 163.5 167.8 165.8 162.7 180.7 183.7 161.0 157.3 164.2 168.0 176.0 143.8 191.0 204.7 164.6 153.5 137.2 130.8 125.1 91.2 138.0 (4.0) 145.3 189.8 182.3 152.8 152.8
Per Share Data
EPS (Basic) 1.18 1.23 1.11 1.12 1.09 1.06 1.16 1.17 1.01 0.99 1.03 1.04 1.08 0.88 1.17 1.26 1.01 0.94 0.84 0.80 0.77 0.56 0.85 -0.02 0.89 1.17 1.12 0.94 0.94
EPS (Diluted) 1.18 1.22 1.10 1.11 1.08 1.05 1.15 1.16 1.01 0.98 1.02 1.04 1.08 0.88 1.17 1.25 1.01 0.94 0.84 0.80 0.77 0.56 0.85 -0.02 0.89 1.17 1.12 0.94 0.94
Shares Outstanding 141.6 144.3 147.4 149.9 151.8 153.5 155.6 157.2 158.8 159.7 160.1 161.3 163.0 163.3 162.8 162.8 162.8 162.8 162.8 162.8 162.8 162.8 162.8 162.8 162.8 162.8 162.8 162.8 162.8
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2020 Q4 2020 Q3 2020 Q2 2019 Q4
Current Assets
Cash & Cash Equivalents 549.0 582.5 543.6 613.0 635.3 599.4 673.4 699.0 614.3 615.7 678.0 691.4 621.6 513.8 535.8 583.9 440.2 425.8 451.6 435.3 452.8 556.7 418.6 585.1
Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 47.4 46.1 48.6 44.1 46.5 53.0 48.8 48.7 43.9 45.1 44.3 43.5 42.0 41.7 40.3 41.0 40.4 42.3 43.4 43.3 46.5 37.9 0 41.2
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 596.4 628.6 592.2 657.1 681.7 652.5 722.2 747.7 658.3 660.8 722.3 734.9 663.6 555.5 576.1 625.0 480.5 468.1 495.0 478.6 499.3 594.7 418.6 626.2
Non-Current Assets
Property, Plant & Equipment 0 0 0 0 0 8.8 0 0 0 11.3 0 0 0 13.6 0 0 0 15.5 0 0 0 0 0 22.6
Goodwill 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 32.1 0
Long-Term Investments 6,133.8 6,050.5 6,070.5 5,899.8 5,819.0 5,628.1 5,653.9 5,343.7 5,361.1 5,286.4 5,008.9 4,925.9 4,931.8 4,887.8 4,880.3 4,909.4 5,093.1 5,293.3 5,388.6 5,269.0 5,046.6 4,808.4 0 3,764.4
Other Non-Current Assets 201.2 194.3 190.5 184.1 176.3 167.1 170.8 168.9 195.0 143.6 149.8 143.9 138.9 124.8 131.2 127.4 162.7 88.8 107.7 114.5 106.9 107.2 4,503.4 86.7
Total Non-Current Assets 6,365.6 6,264.8 6,284.2 6,116.4 6,039.8 5,897.4 5,874.8 5,601.6 5,645.4 5,556.8 5,278.4 5,188.9 5,178.6 5,180.3 5,146.7 5,135.4 5,311.9 5,446.1 5,496.3 5,383.5 5,199.0 4,915.6 4,535.5 3,928.8
Total Assets 6,962.0 6,893.5 6,876.4 6,773.5 6,721.5 6,549.8 6,597.0 6,349.4 6,303.7 6,217.6 6,000.7 5,923.9 5,842.2 5,735.8 5,722.8 5,760.4 5,792.4 5,914.2 5,991.3 5,862.1 5,698.3 5,510.2 4,954.1 4,555.0
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 0 0 0 0 0 3.9 0 0 0 3.8 0 0 0 3.4 0 0 0 0 0 0 51.5 0 0 0
Deferred Revenue 0 91.6 96.0 101.2 107.5 114.7 121.4 129.9 138.9 149.3 161.6 174.6 188.7 202.7 213.0 224.8 236.4 246.3 254.8 263.6 306.9 328.4 0 383.5
Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Liabilities 0 91.6 96.0 101.2 107.5 118.6 121.4 129.9 138.9 153.1 161.6 174.6 188.7 206.2 213.0 224.8 236.4 246.3 254.8 263.6 358.4 328.4 0 383.5
Non-Current Liabilities
Long-Term Debt 744.9 744.5 744.1 743.8 743.4 749.7 742.7 742.4 746.1 755.1 744.8 744.1 743.5 755.3 742.2 741.6 741.0 758.1 739.8 739.3 707.1 737.6 0 23.4
Deferred Tax Liabilities 0 0 0 0 0 28.3 0 0 0 27.1 0 0 0 26.7 0 0 0 50.0 17.5 25.9 82.4 31.1 0 52.1
Other Non-Current Liabilities 873.6 702.2 719.0 705.4 751.2 650.4 696.7 651.3 704.9 640.1 637.1 629.3 613.5 634.3 650.6 713.5 766.4 736.5 777.8 743.5 651.6 646.5 0 245.6
Total Non-Current Liabilities 1,618.5 1,446.6 1,463.1 1,449.1 1,494.6 1,435.2 1,439.4 1,393.7 1,451.0 1,432.1 1,381.9 1,373.4 1,356.9 1,428.7 1,392.9 1,455.2 1,507.4 1,562.3 1,535.1 1,508.7 1,458.1 1,415.2 0 344.5
Total Liabilities 1,618.5 1,538.3 1,559.2 1,550.3 1,602.1 1,553.7 1,560.8 1,523.5 1,589.9 1,585.2 1,543.5 1,548.0 1,545.6 1,634.9 1,605.8 1,679.9 1,743.8 1,808.6 1,789.9 1,772.2 1,816.5 1,743.6 0 728.0
Stockholders' Equity
Common Stock 1.4 1.4 1.5 1.5 1.5 1.5 1.5 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 0 0 0 0
Retained Earnings 3,815.1 3,677.4 3,530.9 3,398.6 3,262.6 3,125.2 2,991.2 2,839.7 2,685.5 2,550.3 2,533.3 2,395.0 2,253.0 2,100.0 2,162.9 1,994.9 1,813.1 1,648.5 1,696.0 1,558.8 1,303.1 1,213.6 1,511.3 1,370.0
Accumulated Other Comprehensive Income (82.7) (30.1) (41.8) (104.3) (152.5) (207.5) (102.0) (236.3) (237.5) (230.4) (400.3) (345.2) (320.2) (382.7) (427.1) (293.0) (140.7) 83.6 134.0 159.9 208.4 183.7 152.9 93.4
Total Stockholders' Equity 5,343.5 5,355.2 5,317.3 5,223.1 5,119.4 4,996.1 5,036.2 4,825.8 4,713.8 4,632.3 4,457.2 4,375.9 4,296.6 4,100.9 4,117.0 4,080.5 4,048.6 4,105.5 4,201.4 4,089.9 3,881.8 3,766.6 4,031.9 3,827.1
Total Liabilities & Equity 6,962.0 6,893.5 6,876.4 6,773.5 6,721.5 6,549.8 6,597.0 6,349.4 6,303.7 6,217.6 6,000.7 5,923.9 5,842.2 5,735.8 5,722.8 5,760.4 5,792.4 5,914.2 5,991.3 5,862.1 5,698.3 5,510.2 4,031.9 4,555.0
Debt Metrics
Total Debt 744.9 744.5 744.1 743.8 743.4 760.3 742.7 742.4 746.1 768.7 744.8 744.1 743.5 771.3 742.2 741.6 741.0 775.8 739.8 739.3 775.5 737.6 0 46.8
Net Debt 195.8 162.0 200.5 130.8 108.1 160.9 69.3 43.3 131.8 153.0 66.8 52.7 121.8 257.5 206.4 157.7 300.8 350.0 288.3 303.9 322.7 180.9 (418.6) (538.3)
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1
Operating Activities
Net Income 167.8 177.2 163.5 167.8 165.8 162.7 180.7 183.7 161.0 157.3 164.2 168.0 176.0 143.8 191.0 204.7 164.6 153.5 137.2 130.8 125.1 91.2 138.0 (4.0) 145.3 189.8 182.3 152.8 152.8
Depreciation & Amortization 0 0 0 0 0 0 (3.9) 2.9 2.9 (4.1) 167.7 0 0 0 0 0 0 0 0 0 0 0 3.9 0 0 0 0 0 0
Stock-Based Compensation 0 0 4.5 4.2 3.9 5.4 6.5 3.0 3.9 5.8 4.1 3.2 2.2 2.5 2.4 2.3 2.7 1.3 0.2 0 0 0 0 0 0 1.1 1.0 0.4 0.4
Change in Working Capital 44.7 1.9 19.4 (56.7) 51.2 (8.4) 43.4 (59.0) 15.6 27.6 (14.6) (11.9) (62.6) 14.0 (94.8) (66.6) (10.9) 6.0 12.1 2.7 (1.3) 48.4 81.2 223.3 12.1 (48.2) (8.1) (30.8) (30.8)
Other Non-Cash Items 11.6 7.3 (0.1) 5.5 1.4 5.4 (41.0) 14.3 2.8 5.1 (168.3) 13.0 1.2 1.8 1.8 1.9 1.4 2.5 (0.1) 2.7 0.8 5.7 (7.7) (24.4) (7.1) (26.5) (36.2) 0.0 0.0
Operating Cash Flow 224.0 186.3 192.0 119.5 226.7 166.1 188.1 144.7 187.3 190.1 154.8 167.8 119.3 158.4 100.3 140.9 160.8 161.0 148.0 136.1 127.0 143.8 215.4 194.8 150.3 116.1 139.0 122.4 122.4
Investing Activities
Capital Expenditure 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Acquisitions 0 0 0 0 0 0 0 0 (5.5) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (419.9) (366.6) (414.0) (610.2) (505.0) (482.3) (392.7) (315.9) (414.8) (218.3) (204.4) (485.2) (121.1) (147.1) (447.3) (273.8) (351.1) (378.6) (312.3) (352.1) (540.2) (447.5) 0 0 0 0 0 0 0
Sales/Maturities of Investments 297.6 379.7 295.4 584.3 419.1 348.6 281.3 352.7 304.9 127.2 77.7 457.5 157.2 179.9 321.6 299.4 204.6 419.5 180.6 220.0 391.7 202.5 0 0 0 0 0 0 0
Other Investing Activities (3.2) (3.1) (2.7) 0.3 (3.7) (3.2) 9.0 (4.6) 1.9 (4.3) (9.6) (3.4) (2.6) (6.5) 0 0 0 (27.3) 0 0 0 0 (380.4) (78.5) (433.1) 533.1 (144.3) (106.4) (106.4)
Investing Cash Flow (125.5) 10.1 (121.3) (25.6) (89.6) (136.9) (102.3) 32.2 (113.5) (95.4) (136.3) (31.1) 33.5 26.3 (125.7) 25.7 (146.5) 13.5 (131.7) (132.1) (148.5) (244.9) (380.4) (78.5) (433.1) 533.1 (144.3) (106.4) (106.4)
Financing Activities
Net Debt Issuance 0 0 0 0 0 (0.0) (0.7) (14.5) 0 0 0 0 0 0 0 0 0 0 0 0 0 (1.1) 0 0 0 0 0 0 0
Stock Repurchased (93.2) (127.0) (105.5) (84.6) (65.3) (74.6) (71.0) (48.6) (49.7) (18.0) (6.3) (41.2) (22.2) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (29.8) (30.3) (31.0) (31.5) (28.1) (28.4) (28.8) (29.1) (25.5) (138.9) (25.6) (25.7) (22.8) (205.2) (22.8) (22.8) 0 (200.3) 0 0 0 (1.7) (435.7) 0 0 (250) 0 0 0
Other Financing Activities (9.1) (0.1) (3.7) (0.1) (7.9) (0.1) (11.0) 0 0 0 0 0 0 (1.5) 0 0 0 0 0 0 0 0 738.8 0 0 0 0 0 0
Financing Cash Flow (132.0) (157.4) (140.1) (116.2) (101.3) (103.2) (111.5) (92.2) (75.2) (156.9) (31.9) (66.9) (45.0) (206.7) (22.8) (22.8) 0 (200.3) 0 0 0 (2.8) 303.1 0 0 (250) 0 0 0
Cash Position
Net Change in Cash (33.5) 38.9 (69.4) (22.3) 35.8 (73.9) (25.7) 84.7 (1.4) (62.3) (13.4) 69.8 107.8 (22) (48.2) 143.8 14.3 (25.8) 16.3 4.0 (21.5) (103.9) 138.2 116.4 (282.8) 399.2 (5.3) 16.0 16.0
Cash at Beginning 582.5 543.6 613.0 635.3 599.4 673.4 699.0 614.3 615.7 678.0 691.4 621.6 513.8 535.8 583.9 440.2 425.8 451.6 435.3 431.3 452.8 556.7 418.6 302.2 585.1 185.9 191.1 175.1 0
Cash at End 549.0 582.5 543.6 613.0 635.3 599.4 673.4 699.0 614.3 615.7 678.0 691.4 621.6 513.8 535.8 583.9 440.2 425.8 451.6 435.3 431.3 452.8 556.7 418.6 302.2 585.1 185.9 191.1 16.0
Free Cash Flow 224.0 186.3 192.0 119.5 226.7 166.1 188.1 144.7 187.3 190.1 154.8 167.8 119.3 158.4 100.3 140.9 160.8 161.0 148.0 136.1 127.0 143.8 215.4 194.8 150.3 116.1 139.0 122.4 122.4
Key Metrics 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1
Income Statement
Revenue 312.1 311.5 311.5 304.6 306.9 301.9 309.6 298.8 291.6 296.2 299.0 277.5 280.9 276.7 275.1 273.5 269.6 272.9 280.3 277.4 289.4 285.5 284.3 276.0 260.6 269.5 250.7 229.3 229.3
Gross Profit 274.9 293.7 222.7 226.5 223.8 220.3 241.7 259.4 218.9 212.7 226.0 227.1 237.6 195.9 257.5 273.7 222.7 207.7 187.4 180.8 172.6 127.4 181.0 276.0 260.6 269.5 250.7 229.3 229.3
Operating Income 213.4 223.1 209.8 214.5 211.4 207.9 229.5 234.8 205.9 199.7 213.1 214.1 224.5 182.8 244.6 260.9 209.9 194.9 174.6 166.7 159.0 114.7 175.5 (5.3) 260.6 201.5 174.1 171.3 171.3
Net Income 167.8 177.2 163.5 167.8 165.8 162.7 180.7 183.7 161.0 157.3 164.2 168.0 176.0 143.8 191.0 204.7 164.6 153.5 137.2 130.8 125.1 91.2 138.0 (4.0) 145.3 189.8 182.3 152.8 152.8
EPS (Diluted) 1.18 1.22 1.10 1.11 1.08 1.05 1.15 1.16 1.01 0.98 1.02 1.04 1.08 0.88 1.17 1.25 1.01 0.94 0.84 0.80 0.77 0.56 0.85 -0.02 0.89 1.17 1.12 0.94 0.94
Balance Sheet
Cash & Equivalents 549.0 582.5 543.6 613.0 635.3 599.4 673.4 699.0 614.3 615.7 678.0 691.4 621.6 513.8 535.8 583.9 440.2 425.8 451.6 435.3 452.8 556.7 418.6 585.1
Total Assets 6,962.0 6,893.5 6,876.4 6,773.5 6,721.5 6,549.8 6,597.0 6,349.4 6,303.7 6,217.6 6,000.7 5,923.9 5,842.2 5,735.8 5,722.8 5,760.4 5,792.4 5,914.2 5,991.3 5,862.1 5,698.3 5,510.2 4,954.1 4,555.0
Total Debt 744.9 744.5 744.1 743.8 743.4 760.3 742.7 742.4 746.1 768.7 744.8 744.1 743.5 771.3 742.2 741.6 741.0 775.8 739.8 739.3 775.5 737.6 0 46.8
Stockholders' Equity 5,343.5 5,355.2 5,317.3 5,223.1 5,119.4 4,996.1 5,036.2 4,825.8 4,713.8 4,632.3 4,457.2 4,375.9 4,296.6 4,100.9 4,117.0 4,080.5 4,048.6 4,105.5 4,201.4 4,089.9 3,881.8 3,766.6 4,031.9 3,827.1
Cash Flow
Operating Cash Flow 224.0 186.3 192.0 119.5 226.7 166.1 188.1 144.7 187.3 190.1 154.8 167.8 119.3 158.4 100.3 140.9 160.8 161.0 148.0 136.1 127.0 143.8 215.4 194.8 150.3 116.1 139.0 122.4 122.4
Capital Expenditure 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Free Cash Flow 224.0 186.3 192.0 119.5 226.7 166.1 188.1 144.7 187.3 190.1 154.8 167.8 119.3 158.4 100.3 140.9 160.8 161.0 148.0 136.1 127.0 143.8 215.4 194.8 150.3 116.1 139.0 122.4 122.4