WisdomTree, Inc. logo WT - WisdomTree, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 8
HOLD 7
SELL 2
STRONG
SELL
0
| PRICE TARGET: $18.96 DETAILS
HIGH: $20.00
LOW: $16.80
MEDIAN: $20.00
CONSENSUS: $18.96
DOWNSIDE: 0.63%
AlphaVal

AlphaVal

Deterministic, archetype-aware fair value

Banks, Insurers & Asset Managers 90% confidence

Primary model: P/Tangible Book × ROE Quality

Valuation Signal Overvalued Strong
Trading 61.2% above fair value
Current Price $19.08
Bear Case $8.28 56.6% downside ($8.28 - $19.08) / $19.08 = -56.6% ROTCE 19.8% → 2.41x TBV
Fair Value $11.84 38.0% downside ($11.84 - $19.08) / $19.08 = -38.0% ROTCE 25.0% → 3.42x TBV
Bull Case $15.39 19.4% downside ($15.39 - $19.08) / $19.08 = -19.4% ROTCE 30.0% → 3.98x TBV

Adjust Assumptions

26.4%
10.5%

Key Value Driver

ROTCE (26.4%) vs. cost of equity (10.5%)

Implied Market Multiple 7.05x

Plain-Language Summary

Our base-case estimate uses P/Tangible Book × ROE Quality. We then blend that result with the average analyst price target of $18.96 from 17 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $11.84 per share.

Warnings

Traditional cash flow models don't work well for banks — lending activity distorts how much cash the business actually generates.
Common valuation shortcuts don't apply here — for banks, interest payments are a core business cost, not overhead.
Wall Street's average price target is $18.96 (from 17 analysts). Our estimate is 50% below the consensus -- consider that gap carefully.

Key Risks

  • Book value quality matters as much as level — check loan loss reserves
  • Interest rate sensitivity creates non-linear earnings surprises
  • Insurance reserving is actuarial, not financial — errors emerge slowly