UWMC - UWM Holdings Corporation
Price:
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--
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CONSENSUS:
Hold
DETAILS
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PRICE TARGET:
$5.68
DETAILS
HIGH:
$8.50
LOW:
$4.40
MEDIAN:
$5.00
CONSENSUS:
$5.68
UPSIDE:
83.82%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||
| Revenue | 3,160.6 | 1,905.9 | 1,113.9 | 2,146.6 | 2,833.7 | 4,849.8 | 1,232.2 | 502.2 | 455.6 |
| Cost of Revenue | 454.5 | 534.2 | 358.9 | 336.4 | 350.0 | 203.5 | 183.3 | 0 | 0 |
| Gross Profit | 2,706.0 | 1,371.7 | 755.0 | 1,810.2 | 2,483.7 | 4,646.3 | 1,048.9 | 502.2 | 455.6 |
| Operating Expenses | |||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 370.3 | 995.8 | 785.2 | 806.6 | 893.5 | 671.4 | 486.7 | 328.7 | 257.5 |
| Other Expenses | 503.0 | 39.9 | 46.1 | 69.0 | 12.0 | 589.9 | 147.2 | 0 | 0 |
| Operating Expenses | 873.3 | 1,035.7 | 831.3 | 875.6 | 905.5 | 1,261.3 | 633.9 | 325.2 | 287.5 |
| Operating Income | |||||||||
| Operating Income | 1,832.7 | 336.0 | (76.3) | 934.7 | 1,578.2 | 3,385.0 | 415.1 | 85.8 | 128.4 |
| Interest Expense | 530.8 | 490.8 | 320.3 | 306.0 | 304.7 | 167.0 | 164.1 | 0 | 0 |
| Interest Income | 537.7 | 508.6 | 346.2 | 314.5 | 331.8 | 161.2 | 155.1 | 85.6 | 53.1 |
| Profitability | |||||||||
| EBITDA | 831.7 | 384.7 | (26.2) | 984.1 | 1,616.3 | 3,955.7 | 544.2 | 136.5 | 168.8 |
| EBIT | 781.7 | 336.0 | (76.3) | 934.7 | 1,578.2 | 3,385.0 | 415.1 | 85.8 | 128.4 |
| Income Before Tax | 250.9 | 336.0 | (76.3) | 934.7 | 1,578.2 | 3,385.0 | 415.1 | 91.4 | 115.0 |
| Income Tax Expense | 6.9 | 6.6 | (6.5) | 2.8 | 9.8 | 2.5 | 0 | 0.1 | 0.4 |
| Net Income | 27.4 | 14.4 | (13.2) | 41.7 | 98.4 | 3,382.5 | 415.1 | 91.3 | 114.6 |
| Per Share Data | |||||||||
| EPS (Basic) | 0.13 | 0.13 | -0.14 | 0.45 | 0.98 | 32.81 | 4.03 | 0.89 | 1.11 |
| EPS (Diluted) | 0.12 | 0.13 | -0.14 | 0.45 | 0.66 | 32.81 | 4.03 | 0.89 | 1.11 |
| Shares Outstanding | 211.4 | 111.4 | 93.2 | 92.5 | 100.9 | 103.1 | 103.1 | 103.1 | 103.1 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Current Assets | |||||||||
| Cash & Cash Equivalents | 503.4 | 507.3 | 497.5 | 704.9 | 731.1 | 1,223.8 | 133.3 | 42.1 | 68.7 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 1,660.1 | 418.0 | 512.1 | 383.1 | 415.7 | 253.6 | 22.9 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 5,611.6 | 2,610.8 | 1,888.0 |
| Total Current Assets | 2,163.4 | 925.3 | 1,186.6 | 1,250.9 | 1,201.3 | 1,532.5 | 5,767.8 | 2,652.9 | 1,956.7 |
| Non-Current Assets | |||||||||
| Property, Plant & Equipment | 295.8 | 263.1 | 274.7 | 298.9 | 313.5 | 223.6 | 140.8 | 48.6 | 0.8 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 4,073.8 | 3,969.9 | 4,026.1 | 4,453.3 | 3,315.0 | 1,756.9 | 731.4 | 368.1 | 207.5 |
| Long-Term Investments | 10,070.8 | 9,719.5 | 5,593.3 | 7,331.1 | 17,129.5 | 7,977.6 | 0 | 0 | 0 |
| Other Non-Current Assets | 324.9 | 793.3 | 791.3 | 266.4 | 569.1 | 2.9 | 14.1 | 10.5 | 7.1 |
| Total Non-Current Assets | 14,765.3 | 14,745.8 | 10,685.3 | 12,349.7 | 21,327.1 | 9,961.0 | 886.3 | 427.2 | 215.4 |
| Total Assets | 16,928.7 | 15,671.1 | 11,871.9 | 13,600.6 | 22,528.4 | 11,493.5 | 6,654.1 | 3,080.1 | 2,172.1 |
| Current Liabilities | |||||||||
| Account Payables | 0 | 174.8 | 167.6 | 138.7 | 524.0 | 847.7 | 250.0 | 186.1 | 118.6 |
| Short-Term Debt | 3,210.6 | 9,839.3 | 6,508.9 | 7,539.5 | 16,518.4 | 7,261.7 | 131 | 2,113.1 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 55.4 | 62.0 | 41.6 |
| Total Current Liabilities | 3,210.6 | 10,141.9 | 6,771.5 | 7,757.9 | 17,042.3 | 8,109.4 | 447.9 | 2,361.1 | 160.2 |
| Non-Current Liabilities | |||||||||
| Long-Term Debt | 11,121.6 | 2,876.0 | 2,082.1 | 2,085.7 | 2,098.9 | 815.9 | 5,464.6 | 399.9 | 1,778.8 |
| Deferred Tax Liabilities | 0 | 82.7 | 45.8 | 53.4 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 895.7 | 391.2 | 361.1 | 377.1 | 45.9 | 66.2 | 0 | 0 | 0 |
| Total Non-Current Liabilities | 12,124.5 | 3,475.4 | 2,625.7 | 2,671.0 | 2,315.0 | 1,009.8 | 5,544.8 | 399.9 | 1,778.8 |
| Total Liabilities | 15,335.0 | 13,617.3 | 9,397.2 | 10,428.9 | 19,357.4 | 9,119.2 | 5,992.8 | 2,761.0 | 1,939.0 |
| Stockholders' Equity | |||||||||
| Common Stock | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0 | 0 | 0 | 0 |
| Retained Earnings | 189.4 | 157.8 | 110.7 | 142.5 | 141.8 | 2,349.4 | 636.5 | 294.2 | 208.3 |
| Accumulated Other Comprehensive Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Stockholders' Equity | 199.5 | 161.5 | 112.6 | 143.6 | 142.4 | 2,374.3 | 661.3 | 319.1 | 233.1 |
| Total Liabilities & Equity | 16,928.7 | 15,671.1 | 11,871.9 | 13,600.6 | 22,528.4 | 11,493.5 | 6,654.1 | 3,080.1 | 2,172.1 |
| Debt Metrics | |||||||||
| Total Debt | 14,439.4 | 12,840.7 | 8,727.7 | 9,780 | 18,787.5 | 8,205.2 | 5,687.4 | 2,513.0 | 1,778.8 |
| Net Debt | 13,936.0 | 12,333.4 | 8,230.3 | 9,075.1 | 18,056.4 | 6,981.4 | 5,554.1 | 2,470.9 | 1,710.1 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Net Income | 27.4 | 329.4 | (13.2) | 931.9 | 931.9 | 3,382.5 | 415.1 | 91.3 | 114.6 |
| Depreciation & Amortization | 55.5 | 48.8 | 50.1 | 49.4 | 49.4 | 35.1 | 92.2 | 50.7 | 40.4 |
| Stock-Based Compensation | 0 | 24.6 | 13.8 | 7.5 | 6.5 | 0 | 0 | 0 | 0 |
| Change in Working Capital | (433.2) | (4,045.5) | 1,535.1 | 9,699.1 | 9,699.1 | 4.0 | (0.1) | (707.0) | (664.0) |
| Other Non-Cash Items | (2,297.2) | (2,598.7) | (1,420.5) | (2,440.3) | (20,643.8) | (3,173.6) | (4,003.1) | (361.1) | (245.6) |
| Operating Cash Flow | (2,647.6) | (6,241.5) | 165.2 | 8,268.2 | (9,957.0) | 56.4 | (3,496.0) | (926.2) | (754.6) |
| Investing Activities | |||||||||
| Capital Expenditure | (74.0) | (39.5) | (26.4) | (26.6) | (65.4) | (57.3) | (16.8) | (53.3) | (0.2) |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0.3 | 0 | 0 | 0 |
| Purchases of Investments | (100) | 0 | 0 | 0 | 0 | (0.3) | 0 | 0 | 0 |
| Sales/Maturities of Investments | 7.3 | 7.9 | 7.4 | 11.0 | 11.0 | 1.1 | 0 | 0 | 0 |
| Other Investing Activities | 2,426.3 | 2,668.2 | 1,849.0 | 1,306.0 | 215.4 | 296.2 | 634.7 | 224.0 | 203.3 |
| Investing Cash Flow | 2,259.6 | 2,676.1 | 1,830.0 | 1,290.3 | 199.8 | 231.9 | 577.4 | 170.7 | 203.1 |
| Financing Activities | |||||||||
| Net Debt Issuance | 1,101.0 | 4,336.9 | (1,563.3) | (8,796.7) | 9,973.8 | 2,487.6 | 3,082.6 | 734.2 | 651.6 |
| Stock Repurchased | 0 | 0 | 0 | 0 | (81.6) | 0 | 0 | 0 | 0 |
| Dividends Paid | (716.6) | (39.7) | (37.2) | (788.0) | (1,499.5) | (1,969.6) | (72.8) | (5.4) | (89.4) |
| Other Financing Activities | (0.4) | (721.9) | (602.1) | 0 | 871.7 | (151.3) | (0.0) | 0 | 0 |
| Financing Cash Flow | 384.0 | 3,575.3 | (2,202.6) | (9,584.7) | 9,264.5 | 802.3 | 3,009.8 | 728.9 | 562.1 |
| Cash Position | |||||||||
| Net Change in Cash | (4.0) | 9.9 | (207.4) | (26.2) | (492.7) | 1,090.6 | 91.2 | (26.6) | 68.7 |
| Cash at Beginning | 507.3 | 497.5 | 704.9 | 731.1 | 1,223.8 | 133.3 | 42.1 | 68.7 | 0 |
| Cash at End | 503.4 | 507.3 | 497.5 | 704.9 | 731.1 | 1,223.8 | 133.3 | 42.1 | 68.7 |
| Free Cash Flow | (2,721.6) | (6,280.9) | 138.8 | 8,241.6 | (10,022.3) | (0.9) | (3,512.8) | (979.4) | (754.8) |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||
| Revenue | 3,160.6 | 1,905.9 | 1,113.9 | 2,146.6 | 2,833.7 | 4,849.8 | 1,232.2 | 502.2 | 455.6 |
| Gross Profit | 2,706.0 | 1,371.7 | 755.0 | 1,810.2 | 2,483.7 | 4,646.3 | 1,048.9 | 502.2 | 455.6 |
| Operating Income | 1,832.7 | 336.0 | (76.3) | 934.7 | 1,578.2 | 3,385.0 | 415.1 | 85.8 | 128.4 |
| Net Income | 27.4 | 14.4 | (13.2) | 41.7 | 98.4 | 3,382.5 | 415.1 | 91.3 | 114.6 |
| EPS (Diluted) | 0.12 | 0.13 | -0.14 | 0.45 | 0.66 | 32.81 | 4.03 | 0.89 | 1.11 |
| Balance Sheet | |||||||||
| Cash & Equivalents | 503.4 | 507.3 | 497.5 | 704.9 | 731.1 | 1,223.8 | 133.3 | 42.1 | 68.7 |
| Total Assets | 16,928.7 | 15,671.1 | 11,871.9 | 13,600.6 | 22,528.4 | 11,493.5 | 6,654.1 | 3,080.1 | 2,172.1 |
| Total Debt | 14,439.4 | 12,840.7 | 8,727.7 | 9,780 | 18,787.5 | 8,205.2 | 5,687.4 | 2,513.0 | 1,778.8 |
| Stockholders' Equity | 199.5 | 161.5 | 112.6 | 143.6 | 142.4 | 2,374.3 | 661.3 | 319.1 | 233.1 |
| Cash Flow | |||||||||
| Operating Cash Flow | (2,647.6) | (6,241.5) | 165.2 | 8,268.2 | (9,957.0) | 56.4 | (3,496.0) | (926.2) | (754.6) |
| Capital Expenditure | (74.0) | (39.5) | (26.4) | (26.6) | (65.4) | (57.3) | (16.8) | (53.3) | (0.2) |
| Free Cash Flow | (2,721.6) | (6,280.9) | 138.8 | 8,241.6 | (10,022.3) | (0.9) | (3,512.8) | (979.4) | (754.8) |