Is UHALB undervalued?

AlphaMadera's AlphaVal page computes U-Haul Holding Company's fair value using a multi-method blend (DCF, comparable-multiples, and Graham-style intrinsic value), then compares it to the current market price to flag UHALB as undervalued, fairly valued, or overvalued.

What is U-Haul Holding Company's fair value?

Fair value for UHALB is a model output combining discounted cash flow projections, peer-group multiples, and a Graham number floor. The live AlphaVal page shows the blended fair value alongside each method's individual estimate.

How does AlphaMadera value UHALB?

AlphaVal uses three primary techniques: a five-year discounted-cash-flow projection with terminal multiple, peer-group multiple analysis (P/E, EV/EBITDA, P/S), and Graham's defensive-investor intrinsic-value formula. Inputs come from UHALB's most recent reported fundamentals.

UHALB - U-Haul Holding Company

Price: -- --

AlphaVal

Deterministic, archetype-aware fair value

Stable Earnings Power 40% confidence

Primary model: P/Adj-EPS × Normalized Multiple

Valuation Signal Undervalued Strong

Trading 78.0% below fair value

Current Price $53.06

Bear Case $192.53 262.8% upside ($192.53 - $53.06) / $53.06 = 262.8% $16.04 × 12x P/E

Fair Value $240.66 353.6% upside ($240.66 - $53.06) / $53.06 = 353.6% $16.04 × 15x P/E

Bull Case $288.79 444.3% upside ($288.79 - $53.06) / $53.06 = 444.3% $16.04 × 18x P/E

Adjust Assumptions

P/E Multiple

15.0x

Adjusted EPS

16.04$

Key Value Driver

Normalized P/E multiple (15x base case)

Implied Market Multiple 3.3x

Plain-Language Summary

Applying a 15x P/E to adjusted EPS of $16.04, the base-case value is $240.66 per share.

Warnings

⚠ The company's reported profits differ from official accounting profits by 849%. Check what costs are being left out of the adjusted number.

Key Risks

Growth DCF inappropriate — terminal value assumptions dominate
EV/EBITDA misleading for regulated businesses where capex is mandated
Regulatory risk is a fat tail not visible in normal multiples