Profitability Ratios
| Ratio |
Value |
| GP Margin |
44.9% |
| EBIT Margin |
11.5% |
| EBITDA Margin |
11.5% |
| Operating Margin |
10.7% |
| Pretax Margin |
10.7% |
| Cont. Ops Margin |
8.5% |
| Net Margin |
8.5% |
| Bottom Line Margin |
8.5% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
0.80 |
| Quick Ratio |
0.80 |
| Solvency Ratio |
0.041 |
| Cash Ratio |
0.06 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
0.10 |
| Forward PEG |
0.10 |
| Price/Book |
1.02 |
| Price/Sales |
0.69 |
| Price/FCF |
3.64 |
| Price/Op Cash Flow |
3.56 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.0381 |
| Debt/Equity |
0.1553 |
| Debt/Capital |
0.1345 |
| Long-Term Debt/Capital |
0.1345 |
| Financial Leverage |
4.08 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-5.30 |
| Operating Cash Flow Ratio |
0.104 |
| Operating Cash Flow/Sales |
19.5% |
| Free Cash Flow/Operating Cash Flow |
97.6% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
11.49 |
| Interest Coverage |
13.1300 |
| Short-Term Operating Cash Flow Coverage |
0.00 |
| Operating Cash Flow Coverage |
1.85 |
| Capital Expenditure Coverage |
41.85 |
| Dividend + Capital Expenditure Coverage |
11.86 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
13.7963% |
| Dividend Yield |
1.7003% |
| Dividend Yield % |
1.7003% |
| Dividend Per Share |
0.6181 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
52.55 |
| EPS |
4.480 |
| Debt/Share |
5.9687 |
| Cash/Share |
48.30 |
| Book Value/Share |
35.67 |
| Tangible BV/Share |
29.56 |
| Equity/Share |
35.67 |
| Operating Cash Flow/Share |
10.225 |
| Capital Expenditure/Share |
0.244 |
| FCF/Share |
9.980 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.799 |
| Earnings Before Tax/EBIT |
1.000 |
| Price/Fair Value |
1.02 |
| Debt/Market Cap |
0.1525 |
| Effective Tax Rate |
20.1% |
| Enterprise Value Multiple |
5.96 |
UFCS - United Fire Group, Inc.